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The Recession And Older Americans
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Author :United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Primary Health and Aging Publisher : ISBN 13 : Total Pages :76 pages Book Rating :4.:/5 (319 download)
Book Synopsis The Recession and Older Americans by : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Primary Health and Aging
Download or read book The Recession and Older Americans written by United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Primary Health and Aging and published by . This book was released on 2014 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress Publisher :Createspace Independent Publishing Platform ISBN 13 :9781977612472 Total Pages :76 pages Book Rating :4.6/5 (124 download)
Book Synopsis The Recession and Older Americans by : United States. Congress
Download or read book The Recession and Older Americans written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-09-26 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recession and older Americans : where do we go from here : hearing before the Subcommittee on Primary Health and Aging of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Twelfth Congress, first session ... October 18, 2011.
Author :United States. Congress Publisher :Createspace Independent Publishing Platform ISBN 13 :9781981588015 Total Pages :76 pages Book Rating :4.5/5 (88 download)
Book Synopsis The Recession and Older Americans by : United States. Congress
Download or read book The Recession and Older Americans written by United States. Congress and published by Createspace Independent Publishing Platform. This book was released on 2017-12-12 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recession and older Americans : where do we go from here : hearing before the Subcommittee on Primary Health and Aging of the Committee on Health, Education, Labor, and Pensions, United States Senate, One Hundred Twelfth Congress, first session ... October 18, 2011.
Author :United States. Congress. Senate. Special Committee on Aging. Subcommittee on Employment and Retirement Incomes Publisher : ISBN 13 : Total Pages :94 pages Book Rating :4.0/5 (18 download)
Book Synopsis The Recession and the Older Worker by : United States. Congress. Senate. Special Committee on Aging. Subcommittee on Employment and Retirement Incomes
Download or read book The Recession and the Older Worker written by United States. Congress. Senate. Special Committee on Aging. Subcommittee on Employment and Retirement Incomes and published by . This book was released on 1976 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Economic Crises and Mental Health by : David M. Cutler
Download or read book Economic Crises and Mental Health written by David M. Cutler and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: We examine the effect of the Great Recession of 2007-2009 on the mental health of older adults, using longitudinal Health and Retirement Study data linked to area-level data on house prices. We use a variety of measures to capture mental health and rely on the very large cross-sectional variation in falling house prices to identify the impact of the Great Recession on those outcomes. We also account for people who moved in response to falling prices by fixing each person's location immediately prior to the house price collapse. Our central finding is that the Great Recession had heterogeneous effects on health. While mental health was not affected for the average older adult, mental health declined among homeowners with few financial assets, who were therefore more vulnerable to falling house prices. Importantly, health impacts in this group differed by race and ethnicity: depression and functional limitations worsened among Black and other non-white homeowners and medication use increased among white homeowners. There were no measurable impacts for Hispanic homeowners. These results highlight the importance of examining heterogeneity across multiple dimensions when examining the health impacts of economic conditions.
Author :United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Primary Health and Aging Publisher : ISBN 13 : Total Pages :0 pages Book Rating :4.:/5 (19 download)
Book Synopsis The Recession and Older Americans by : United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Primary Health and Aging
Download or read book The Recession and Older Americans written by United States. Congress. Senate. Committee on Health, Education, Labor, and Pensions. Subcommittee on Primary Health and Aging and published by . This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Reconsidering Retirement by : Courtney C. Coile
Download or read book Reconsidering Retirement written by Courtney C. Coile and published by Rowman & Littlefield. This book was released on 2010-11-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: The economic downturn that began in 2008, the most severe in decades, has hit older Americans hard. Many have seen huge losses to their 401(k)s. In numerous cases the value of homes—the largest investment most older Americans have ever made—has diminished considerably. In addition, large numbers of American workers, including those 50 and older, have lost their jobs and may have difficulty replacing them. Suddenly the future seems a whole lot less certain, throwing years of planning into doubt. In Reconsidering Retirement, economists Courtney Coile and Phillip Levine go beyond the headlines to explain how the economic crisis will affect the future plans and well-being of older Americans. Amid well-publicized reports that older workers needed to stay on the job because of the crisis, the number of U.S. workers claiming Social Security retirement benefits actually rose substantially from 2008 to 2009. The authors maintain that job loss has been the culprit, leading to premature retirement, and while this trend may have been less noticed, it is perhaps the more significant outcome of the crisis. Coile and Levine examine the three major characteristics of the recession thought to influence retirement behavior: decline in the stock market, reduced housing values, and a weak labor market. The authors find that lower home prices did not actually affect retirement behavior but that the decline in the stock market did lead some workers to delay retirement, while a weakened labor market actually forced more older workers with fewer skills into retirement. As a result, these early retirees, who rely on Social Security, face a lifetime of lower benefits. The legacy of recessions is that those most in need usually are last to reap the benefits of an economic recovery. While the lion's share of media coverage after the economic downturn of 2008–09 has gone to the plight of older workers who remain employed, Courtney Coile and Phillip Levine exami
Book Synopsis Older Americans by : New Strategist Publications, Inc
Download or read book Older Americans written by New Strategist Publications, Inc and published by . This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A revolution is underway. In 2011, the oldest members of the Baby-Boom generation turned 65 and became eligible for Medicare. Many have been collecting Social Security benefits since they turned 62. The transformation of the 55-or-older population continues with each birthday celebrated by the enormous Baby-Boom generation as it enters the older age groups.The seventh edition of Older Americans: A Changing Market includes the latest statistics on the health, living arrangements, incomes, spending, and wealth of the 55-or-older age group. New to this edition is all-important 2010 census population data, a unique comparison of the attitudes of the four generations of American adults based on the General Social Survey, homeownership rates, time use by age and sex, trends in household spending and wealth since the Great Recession, and labor force statistics with projections to 2020.Older Americans: A Changing Market is designed for easy use. It is divided into 11 chapters, organized alphabetically: attitudes, education, health, housing, income, labor force, living arrangements, population, spending, time use, and wealth.Because the economic downturn has hurt many older Americans, an understanding of their wants and needs is increasingly vital to both businesses and government. Older Americans tells you what you need to know about this market.
Book Synopsis The Unemployment Crisis Facing Older Americans by : United States. Congress. House. Select Committee on Aging
Download or read book The Unemployment Crisis Facing Older Americans written by United States. Congress. House. Select Committee on Aging and published by . This book was released on 1983 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Retirement Security in the Great Recession by : Christian Weller
Download or read book Retirement Security in the Great Recession written by Christian Weller and published by Routledge. This book was released on 2013-09-13 with total page 152 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few events have posed as many challenges for retirement and retirement policy as the crisis of the late 2000s. At the end of the last decade, the United States experienced the Great Recession—a combination of unprecedented wealth losses and historically high unemployment increases that marked the longest economic recession since the Great Depression. These adverse economic shocks coincided with the burgeoning entry into retirement by the baby boomer generation, those born in the United States between 1946 and 1964. The confluence of these trends meant that retirees may have faced greater economic insecurity than at any point since World War II. This book brings together a number of influential researchers whose work is focused on economic policies and their impacts on retirement income security. They come from both academic and policy backgrounds. Specifically, half of the eight contributors are academics, while the other four come from think tanks in Washington, DC. This book is thus intended to combine research and policy. This book was published as a special issue of the Journal of Aging and Social Policy.
Book Synopsis The Longevity Economy by : Joseph F. Coughlin
Download or read book The Longevity Economy written by Joseph F. Coughlin and published by PublicAffairs. This book was released on 2017-11-07 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Oldness: a social construct at odds with reality that constrains how we live after middle age and stifles business thinking on how to best serve a group of consumers, workers, and innovators that is growing larger and wealthier with every passing day. Over the past two decades, Joseph F. Coughlin has been busting myths about aging with groundbreaking multidisciplinary research into what older people actually want -- not what conventional wisdom suggests they need. In The Longevity Economy, Coughlin provides the framing and insight business leaders need to serve the growing older market: a vast, diverse group of consumers representing every possible level of health and wealth, worth about $8 trillion in the United States alone and climbing. Coughlin provides deep insight into a population that consistently defies expectations: people who, through their continued personal and professional ambition, desire for experience, and quest for self-actualization, are building a striking, unheralded vision of longer life that very few in business fully understand. His focus on women -- they outnumber men, control household spending and finances, and are leading the charge toward tomorrow's creative new narrative of later life -- is especially illuminating. Coughlin pinpoints the gap between myth and reality and then shows businesses how to bridge it. As the demographics of global aging transform and accelerate, it is now critical to build a new understanding of the shifting physiological, cognitive, social, family, and psychological realities of the longevity economy.
Book Synopsis How Will Older Workers Who Lose Their Jobs During the Great Recession Fare in the Long-Run? by : Matthew S. Rutledge
Download or read book How Will Older Workers Who Lose Their Jobs During the Great Recession Fare in the Long-Run? written by Matthew S. Rutledge and published by . This book was released on 2015 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: In economic downturns prior to the Great Recession, workers over age 50 had escaped relatively unscathed. But the unemployment rate for older workers soared to record highs during the Great Recession. This paper projects how older workers will fare across a broad set of financial outcomes over the remainder of this decade. The model estimates how these outcomes differ between individuals who remained employed and those who were displaced during the recession, controlling for their demographic characteristics. We also seek to determine whether there is any variation in their financial outcomes based on the nature of their layoffs - mass versus individual layoffs - and whether labor market conditions played a role in these outcomes. First, the results show that displaced workers are projected to be significantly worse off: their earnings are 14-19 percent lower over the remainder of this decade, financial assets are 22-30 percent lower, and they are up to 8 percent more likely to experience another layoff. Projections also indicate that older Americans will continue to feel the effects of the Great Recession and that labor force participation, earnings and financial assets all will be lower than they would have been after a milder recession like the one in 2001-2003. Second, although the model allows for differences in the nature of layoffs and in local labor market conditions, there is neither evidence that workers subject to mass layoffs are of higher average quality nor evidence that outcomes are worse in locations hit by more severe recessions.
Book Synopsis Boomers and the Great Recession by :
Download or read book Boomers and the Great Recession written by and published by . This book was released on 2012 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: The research was designed to examine how older workers fared during and shortly after what is referred to as the "Great Recession." Americans of all ages suffered during the recession. Older Americans, however, have relatively little time to recover from job loss, stock market losses, declining housing values, or having tapped into and possibly having exhausted their savings. Their ability to retire as planned and with the resources they had been counting on may have been jeopardized. How they coped, or tried to cope, has implications not only for those directly affected but for public policy as well. The findings in this report, it should be stressed, apply to boomers aged 50 and older who were in the labor force at the time of the first interview or who had been in it at some point in the previous three years. Younger boomers and those who had been out of the labor force for a longer period were not included in the study. Hence, the findings apply to aged 50-plus boomers with current or recent (defined as within the previous three years) labor market experience; they are generalizable to an estimated 80 percent of the boomer population aged 50 to 64. Boomers have had a rough ride over the past several years. The recession and its aftermath have left many without jobs, having exhausted their savings, and with homes they can neither afford nor sell. The surveys indicate that boomers are uncertain and probably frightened about what the future holds for them as they edge toward retirement.
Book Synopsis The Great Recession by : David B. Grusky
Download or read book The Great Recession written by David B. Grusky and published by Russell Sage Foundation. This book was released on 2011-10-01 with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt: Officially over in 2009, the Great Recession is now generally acknowledged to be the most devastating global economic crisis since the Great Depression. As a result of the crisis, the United States lost more than 7.5 million jobs, and the unemployment rate doubled—peaking at more than 10 percent. The collapse of the housing market and subsequent equity market fluctuations delivered a one-two punch that destroyed trillions of dollars in personal wealth and made many Americans far less financially secure. Still reeling from these early shocks, the U.S. economy will undoubtedly take years to recover. Less clear, however, are the social effects of such economic hardship on a U.S. population accustomed to long periods of prosperity. How are Americans responding to these hard times? The Great Recession is the first authoritative assessment of how the aftershocks of the recession are affecting individuals and families, jobs, earnings and poverty, political and social attitudes, lifestyle and consumption practices, and charitable giving. Focused on individual-level effects rather than institutional causes, The Great Recession turns to leading experts to examine whether the economic aftermath caused by the recession is transforming how Americans live their lives, what they believe in, and the institutions they rely on. Contributors Michael Hout, Asaf Levanon, and Erin Cumberworth show how job loss during the recession—the worst since the 1980s—hit less-educated workers, men, immigrants, and factory and construction workers the hardest. Millions of lost industrial jobs are likely never to be recovered and where new jobs are appearing, they tend to be either high-skill positions or low-wage employment—offering few opportunities for the middle-class. Edward Wolff, Lindsay Owens, and Esra Burak examine the effects of the recession on housing and wealth for the very poor and the very rich. They find that while the richest Americans experienced the greatest absolute wealth loss, their resources enabled them to weather the crisis better than the young families, African Americans, and the middle class, who experienced the most disproportionate loss—including mortgage delinquencies, home foreclosures, and personal bankruptcies. Lane Kenworthy and Lindsay Owens ask whether this recession is producing enduring shifts in public opinion akin to those that followed the Great Depression. Surprisingly, they find no evidence of recession-induced attitude changes toward corporations, the government, perceptions of social justice, or policies aimed at aiding the poor. Similarly, Philip Morgan, Erin Cumberworth, and Christopher Wimer find no major recession effects on marriage, divorce, or cohabitation rates. They do find a decline in fertility rates, as well as increasing numbers of adult children returning home to the family nest—evidence that suggests deep pessimism about recovery. This protracted slump—marked by steep unemployment, profound destruction of wealth, and sluggish consumer activity—will likely continue for years to come, and more pronounced effects may surface down the road. The contributors note that, to date, this crisis has not yet generated broad shifts in lifestyle and attitudes. But by clarifying how the recession’s early impacts have—and have not—influenced our current economic and social landscape, The Great Recession establishes an important benchmark against which to measure future change.
Book Synopsis Employment Transitions Among Older Americans During the Initial Lockdown and Early Reopening Months of the COVID-19 Recession by : Christopher R. Tamborini
Download or read book Employment Transitions Among Older Americans During the Initial Lockdown and Early Reopening Months of the COVID-19 Recession written by Christopher R. Tamborini and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study examines the employment status of older Americans in the months immediately before and after the peak COVID-19 lockdown in April 2020. The authors construct longitudinal employment data from 2019-2020 Current Population Surveys. To account for seasonal fluctuations in employment and retirement patterns that are not unique to the COVID-19 recession, they implement a difference-in-differences analysis using multinomial logistic regressions. They find that the onset of the pandemic immediately and adversely affected all workers, but the extent of the employment disruptions varied by age group, sex, and whether the worker has a college degree. Reemployment patterns after the peak lockdown month also varied but did not simply reverse the earlier patterns. The findings imply that the employment effects of the COVID-19 recession are substantially different from those of previous recessions.
Book Synopsis Older Americans in the Reagan Era by : James R. Storey
Download or read book Older Americans in the Reagan Era written by James R. Storey and published by Washington, D.C. : Urban Institute Press. This book was released on 1983 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis How Will Older Workers Who Lose Their Jobs During the Great Recession Fare in the Long-Run? by : Anthony Webb
Download or read book How Will Older Workers Who Lose Their Jobs During the Great Recession Fare in the Long-Run? written by Anthony Webb and published by . This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In economic downturns prior to the Great Recession, workers over age 50 had escaped relatively unscathed. But the unemployment rate for older workers soared to record highs during the Great Recession. This paper projects how older workers will fare across a broad set of financial outcomes over the remainder of this decade. The model estimates how these outcomes differ between individuals who remained employed and those who were displaced during the recession, controlling for their demographic characteristics. We also seek to determine whether there is any variation in their financial outcomes based on the nature of their layoffs â€" mass versus individual layoffs â€" and whether labor market conditions played a role in these outcomes. First, the results show that displaced workers are projected to be significantly worse off: their earnings are 14-19 percent lower over the remainder of this decade, financial assets are 22-30 percent lower, and they are up to 8 percent more likely to experience another layoff. Projections also indicate that older Americans will continue to feel the effects of the Great Recession and that labor force participation, earnings and financial assets all will be lower than they would have been after a milder recession like the one in 2001-2003. Second, although the model allows for differences in the nature of layoffs and in local labor market conditions, there is neither evidence that workers subject to mass layoffs are of higher average quality nor evidence that outcomes are worse in locations hit by more severe recessions.
