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The Impact Of The Computer On Commercial Banking
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Book Synopsis The Impact of Computers on Small and Medium-sized Banks by : James A. Vaughan
Download or read book The Impact of Computers on Small and Medium-sized Banks written by James A. Vaughan and published by . This book was released on 1968 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt: Brief report on a survey of experience in introducing automation in small and medium-sized banks in the USA - includes information on the research methodology used in the survey, and covers Motivation for introducing EDP systems, employees attitude towards computerisation and towards EDP personnel, the effect of such technological change on business organization and management, etc.
Book Synopsis Technology and Its Impact on Labor in Four Industries by :
Download or read book Technology and Its Impact on Labor in Four Industries written by and published by . This book was released on 1986 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Artificial Intelligence in Banking by : Introbooks
Download or read book Artificial Intelligence in Banking written by Introbooks and published by . This book was released on 2020-04-07 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: In these highly competitive times and with so many technological advancements, it is impossible for any industry to remain isolated and untouched by innovations. In this era of digital economy, the banking sector cannot exist and operate without the various digital tools offered by the ever new innovations happening in the field of Artificial Intelligence (AI) and its sub-set technologies. New technologies have enabled incredible progression in the finance industry. Artificial Intelligence (AI) and Machine Learning (ML) have provided the investors and customers with more innovative tools, new types of financial products and a new potential for growth.According to Cathy Bessant (the Chief Operations and Technology Officer, Bank of America), AI is not just a technology discussion. It is also a discussion about data and how it is used and protected. She says, "In a world focused on using AI in new ways, we're focused on using it wisely and responsibly."
Book Synopsis The Impact of New Technology by : Wickham Skinner
Download or read book The Impact of New Technology written by Wickham Skinner and published by Pergamon. This book was released on 1982 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt: Literature survey on the impact of technological change on work organization and organization development in service sectors in the USA - examines the effects of computerization, word processing, management information systems and systems design on office workers, managers and professional workers in terms of job content, productivity, alienation, quality of working life, etc.; includes abstracts and bibliography.
Book Synopsis Time-sharing in Commercial Banks by : Federal Deposit Insurance Corporation
Download or read book Time-sharing in Commercial Banks written by Federal Deposit Insurance Corporation and published by . This book was released on 1972 with total page 84 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Handbook of Commercial Banking by : D. Chorafas
Download or read book Handbook of Commercial Banking written by D. Chorafas and published by Springer. This book was released on 1998-10-28 with total page 476 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Commercial Banking is the first book to comprehensively address strategic planning issues in the financial industry. Based on the author's extensive consultancy experience, the book develops a flexible plan to help banking professionals think through the strategic issues of this important financial sector. Beginning with a discussion on the need for a commercial banking strategy and the affects this has on the banks and their competition, the book moves on to outline various issues including; the role of marketing in commercial banking; relationship banking and the branch office network; private and direct banking; pricing financial products and services and credit and market risk. The author has also included a large range of case-studies which are geographically diverse and will provide the reader with a valuable breadth of reference.
Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa
Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.
Book Synopsis Automation in commercial banking: its process and impact by : Boris Yavitz
Download or read book Automation in commercial banking: its process and impact written by Boris Yavitz and published by . This book was released on 1967 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Technological Change, Financial Innovation, and Diffusion in Banking by : W. Scott Frame
Download or read book Technological Change, Financial Innovation, and Diffusion in Banking written by W. Scott Frame and published by DIANE Publishing. This book was released on 2010-08 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses the technological change and financial innovation that commercial banking has experienced during the past 25 years. Describes the role of the financial system in economies and how technological change and financial innovation can improve social welfare. Surveys the literature relating to several specific financial innovations, which are new products or services, production processes, or organizational forms. The past quarter century has been a period of substantial change in terms of banking products, services, and production technologies. Moreover, while much effort has been devoted to understanding the characteristics of users and adopters of financial innovations, we still know little about how and why financial innovations are initially developed.
Book Synopsis Determinants of Commercial Bank Interest Margins and Profitability by : Asl? Demirgüç-Kunt
Download or read book Determinants of Commercial Bank Interest Margins and Profitability written by Asl? Demirgüç-Kunt and published by World Bank Publications. This book was released on 1998 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
Book Synopsis 2014 International Conference on Computer, Network by :
Download or read book 2014 International Conference on Computer, Network written by and published by DEStech Publications, Inc. This book was released on 2014-03-12 with total page 769 pages. Available in PDF, EPUB and Kindle. Book excerpt: The objective of the 2014 International Conference on Computer, Network Security and Communication Engineering (CNSCE2014) is to provide a platform for all researchers in the field of Computer, Network Security and Communication Engineering to share the most advanced knowledge from both academic and industrial world, to communicate with each other about their experience and most up-to-date research achievements, and to discuss issues and future prospects in these fields. As an international conference mixed with academia and industry, CNSCE2014 provides attendees not only the free exchange of ideas and challenges faced by these two key stakeholders and encourage future collaboration between members of these groups but also a good opportunity to make friends with scholars around the word. As the first session of the international conference on CNSCE, it covers topics related to Computer, Network Security and Communication Engineering. CNSCE2014 has attracted many scholars, researchers and practitioners in these fields from various countries. They take this chance to get together, sharing their latest research achievements with each other. It has also achieved great success by its unique characteristics and strong academic atmosphere as well as its authority.
Book Synopsis Time-sharing in Commercial Banks by : Richard Stuart Bower
Download or read book Time-sharing in Commercial Banks written by Richard Stuart Bower and published by . This book was released on 1972 with total page 88 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Impact of the Computer Upon the Job Tasks of Individuals Employed in the Financial Accounting System of Selected Businesses by : John Richard Schillak
Download or read book The Impact of the Computer Upon the Job Tasks of Individuals Employed in the Financial Accounting System of Selected Businesses written by John Richard Schillak and published by . This book was released on 1975 with total page 704 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Marketing Information Guide written by and published by . This book was released on 1967 with total page 704 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Select Committee on Small Business. Subcommittee on Special Small Business Problems Publisher : ISBN 13 : Total Pages :492 pages Book Rating :4.0/5 (18 download)
Book Synopsis The Impact of Credit Cards on Small Business by : United States. Congress. House. Select Committee on Small Business. Subcommittee on Special Small Business Problems
Download or read book The Impact of Credit Cards on Small Business written by United States. Congress. House. Select Committee on Small Business. Subcommittee on Special Small Business Problems and published by . This book was released on 1970 with total page 492 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :United States. Congress. House. Select Committee on Small Business Publisher : ISBN 13 : Total Pages :484 pages Book Rating :4.:/5 (319 download)
Book Synopsis The Impact of Credit Cards on Small Business, Hearings Before the Subcommittee on Special Small Business Problems of ... , 91-2, on H. Res. 66 ... , June 8, 9, and 10, 1970 by : United States. Congress. House. Select Committee on Small Business
Download or read book The Impact of Credit Cards on Small Business, Hearings Before the Subcommittee on Special Small Business Problems of ... , 91-2, on H. Res. 66 ... , June 8, 9, and 10, 1970 written by United States. Congress. House. Select Committee on Small Business and published by . This book was released on 1970 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :Hussin J. Hejase Publisher :Scientific Research Publishing, Inc. USA ISBN 13 :1618966146 Total Pages :297 pages Book Rating :4.6/5 (189 download)
Book Synopsis Advances in Business and Management by : Hussin J. Hejase
Download or read book Advances in Business and Management written by Hussin J. Hejase and published by Scientific Research Publishing, Inc. USA. This book was released on 2018-11-20 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: Business administration is management of a business. It includes all aspects of overseeing and supervising business operations and related fields which include accounting, finance and marketing, banking, etc.
