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The Case For Privatizing Social Security
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Book Synopsis Privatizing Social Security by : Martin Feldstein
Download or read book Privatizing Social Security written by Martin Feldstein and published by University of Chicago Press. This book was released on 2008-04-15 with total page 484 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume represents the most important work to date on one of the pressing policy issues of the moment: the privatization of social security. Although social security is facing enormous fiscal pressure in the face of an aging population, there has been relatively little published on the fundamentals of essential reform through privatization. Privatizing Social Security fills this void by studying the methods and problems involved in shifting from the current system to one based on mandatory saving in individual accounts. "Timely and important. . . . [Privatizing Social Security] presents a forceful case for a radical shift from the existing unfunded, pay-as-you-go single national program to a mandatory funded program with individual savings accounts. . . . An extensive analysis of how a privatized plan would work in the United States is supplemented with the experiences of five other countries that have privatized plans." —Library Journal "[A] high-powered collection of essays by top experts in the field."—Timothy Taylor, Public Interest
Book Synopsis Privatization of Social Security in the US by : Caroline Mutuku
Download or read book Privatization of Social Security in the US written by Caroline Mutuku and published by GRIN Verlag. This book was released on 2018-07-12 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt: Polemic Paper from the year 2018 in the subject Business economics - Economic Policy, grade: 1, , language: English, abstract: This paper will provide a comprehensive argument against the proposal for the privatization of social security. Privatization of social security seems to have created an unprecedented debate in the past decade. This is attributable to the conflict of ideas between the critics of moving social security into private accounts and supporters of the proposal. From an economic perspective, the proposal to move social security into private account is believed to have been suggested, in order to prevent financial shortfalls in the future as it was the case in 1980s when financial difficulties were experienced. Historically, social security was created in 1935 through the Social Security Act, which was signed by President Franklin D. Roosevelt. This was meant establish a social insurance system that would protect workers and their families from catastrophic financial losses owing to retirement, disability or death. Since its inception, the US social security program provides monthly income benefits to workers who are under the social security system. As such, it ensures that workers and their families are protected against wage loss. For instance, in 2009, 69% of social security benefits were offered to retired workers, as well as their families, whereas disabled workers and survivors of the deceased workers received 18% and 13% of social security benefits, respectively. Currently, most Americans rely on social security program as the main retirement plan, and this phenomenon has raised concerns on its sustainability in the future. It is projected that over forty million Americans will attain their retirement age between 2010 and 2040. This implies that the social security will become one of the greatest single expenditures of the federal budget. This is probably why proponents of the proposal for moving social security to private accounts maintain that privatization will address insolvency in the future. Despite the benefits associated with the privatization of social security, there are numerous disadvantages which will create problems to the beneficiaries of the social security program.
Book Synopsis Building Social Security by : Xenia Scheil-Adlung
Download or read book Building Social Security written by Xenia Scheil-Adlung and published by Routledge. This book was released on 2017-11-30 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, in both the specialist press and the tabloids, the idea of privatization of social security has become a shimmering catch phrase. Politicians base election campaigns on promises of more or less privatization in social security. Many governments introduce private business management methods into their social security systems. Representatives of social security institutions and academics prepare theory papers on the possible outcomes of privatization. And international financial organizations describe doomsday scenarios based on the premise of failure to privatize.What is the role of privatization today in the development of national social security systems? How does privatization concern the developments in different social security programs such as old age, sickness, unemployment, accident insurance and family allowances? What are the visions and effects of privatization in social security?This volume provides an overview of the various positions of supporters and opponents of privatization in the main branches of social security, followed by national experience of privatized or part-privatized social security systems. While the perspective of each of the contributors is markedly different, the overall objective cuts across differences: namely, to develop the most efficient and cost-effective system of social security protection.The authors' views and knowledge are derived from their firsthand experiences with social security in Africa, Asia, the Americas and Europe. Representatives of the leading international organizations dealing with social security issues-the International Labour Organization, the OECD, the World Bank and the World Health Organization-further expand the parameters of the viewpoints and experiences expressed.This multifaceted book allows the reader to learn about the challenge of privatization in the various forms of social security by assembling a set of highly up-to-date, technically complex and legal issues based on practical analysis and actual experience. It will be of interest to those concerned with national social policy in a comparative context. This is the sixth volume in an ongoing series that aims to review social security in a comparative, global context. Xenia Scheil-Adlung is program manager, International Social Security Association, Geneva, Switzerland.
Book Synopsis The Case for Privatizing Social Security by : Joseph V. Kennedy
Download or read book The Case for Privatizing Social Security written by Joseph V. Kennedy and published by . This book was released on 1997 with total page 34 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :National Academy of Social Insurance (U.S.). Panel on Privatization of Social Security Publisher :MIT Press ISBN 13 :9780262041775 Total Pages :204 pages Book Rating :4.0/5 (417 download)
Book Synopsis Issues in Privatizing Social Security by : National Academy of Social Insurance (U.S.). Panel on Privatization of Social Security
Download or read book Issues in Privatizing Social Security written by National Academy of Social Insurance (U.S.). Panel on Privatization of Social Security and published by MIT Press. This book was released on 1999 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study addresses many important aspects of two politically charged proposals to remedy the Social Security crisis.
Book Synopsis Privatizing Social Security by : Alan L. Gustman
Download or read book Privatizing Social Security written by Alan L. Gustman and published by . This book was released on 1995 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper investigates individual responses to a simple scheme to privatize social security. The analysis explores the sensitivity of outcomes to how individuals project life expectancy, how they value spouse and survivor benefits, and to expected future reductions in social security benefits. Depending on assumptions made, first year participation ranges from 20% to almost 100%. Estimated time paths for taxes decline immediately with privatization, but the decline in benefits grows slowly over a period of two or three decades. Labor force participation rates are not greatly affected by privatization, even if major changes in pensions are induced.
Book Synopsis Privatizing Pensions by : Mitchell A. Orenstein
Download or read book Privatizing Pensions written by Mitchell A. Orenstein and published by Princeton University Press. This book was released on 2008-08-11 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: To what extent do international organizations, global policy networks, and transnational policy entrepreneurs influence domestic policy makers? Have we entered a new phase of globalization that, unbeknownst to most citizens, shapes policies that used to be the sole domain of domestic politics? Privatizing Pensions reveals how international institutions--such as the World Bank, USAID, and other transnational policy actors--have played a seminal role in the development, diffusion, and implementation of new pension reforms that are transforming the postwar social contract in more than thirty countries worldwide, including the United States. Mitchell Orenstein shows how transnational actors have driven change in a policy area once thought to be beyond reform in many countries, and how they have done so by deploying their unique resources and legitimacy to promote new ideas, recruit disciples worldwide, and provide a broad range of technical assistance to government reformers over the long term. He demonstrates that while domestic decision makers may retain veto power over these reforms--which replace traditional social security with individual pension savings accounts--transnational policy makers play the role of "proposal actors," shaping the information, preferences, and resources of their domestic clients. Privatizing Pensions argues that even the most quintessentially domestic areas of policy have been thoroughly globalized, and that these international influences must be better understood.
Download or read book Pension Puzzles written by Melissa Hardy and published by Russell Sage Foundation. This book was released on 2007-07-19 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rancorous debate over the future of Social Security reached a fever pitch in 2005 when President Bush unsuccessfully proposed a plan for private retirement accounts. Although efforts to reform Social Security seem to have reached an impasse, the long-term problem—the projected Social Security deficit—remains. In Pension Puzzles, sociologists Melissa Hardy and Lawrence Hazelrigg explain for a general audience the fiscal challenges facing Social Security and explore the larger political context of the Social Security debate. Pension Puzzles cuts through the sloganeering of politicians in both parties, presenting Social Security's technical problems evenhandedly and showing how the Social Security debate is one piece of a larger political struggle. Hardy and Hazelrigg strip away the ideological baggage to explicate the basic terms and concepts needed to understand the predicament of Social Security. They compare the cases for privatizing Social Security and for preserving the program in its current form with adjustments to taxes and benefits, and they examine the different economic projections assumed by proponents of each approach. In pursuit of its privatization agenda, Hardy and Hazelrigg argue, the Bush administration has misled the public on an issue that was already widely misunderstood. The authors show how privatization proponents have relied on dubious assumptions about future rates of return to stock market investments and about the average citizen's ability to make informed investment decisions. In addition, the administration has painted the real but manageable shortfalls in Social Security revenue as a fiscal crisis. Projections of Social Security revenues and benefits by the Social Security Administration have treated revenues as fixed, when in fact they are determined by choices made by Congress. Ultimately, as Hardy and Hazelrigg point out, the clash over Social Security is about more than technical fiscal issues: it is part of the larger culture wars and the ideological struggle over what kind of social responsibilities and rights American citizens should have. This rancorous partisan wrangling, the alarmist talk about a "crisis" in Social Security, and the outright deception employed in this debate have all undermined the trust between citizens and government that is needed to restore the solvency of Social Security for future generations of retirees. Drawing together economic analyses, public opinion data, and historical narratives, Pension Puzzles is a lucid and engaging guide to the major proposals for Social Security reform. It is also an insightful exploration of what that debate reveals about American political culture in the twenty-first century. A Volume in the American Sociological Association's Rose Series in Sociology
Download or read book Social Security written by Daniel Béland and published by Lawrence, Kan. : University Press of Kansas. This book was released on 2005 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Compact, timely, well-researched, and balanced, this institutional history of Social Security's seventy years shows how the past still influences ongoing reform debates, helping the reader both to understand and evaluate the current partisan arguments on both sides.
Book Synopsis Should the United States Privatize Social Security? by : Henry J. Aaron
Download or read book Should the United States Privatize Social Security? written by Henry J. Aaron and published by MIT Press. This book was released on 1999 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the privatization of social security in the U.S.
Book Synopsis Building Social Security by : Xenia Scheil-Adlung
Download or read book Building Social Security written by Xenia Scheil-Adlung and published by Transaction Pub. This book was released on 2001 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: In recent years, in both the specialist press and the tabloids, the idea of privatization of social security has become a shimmering catch phrase. Politicians base election campaigns on promises of more or less privatization in social security. Many governments introduce private business management methods into their social security systems. Representatives of social security institutions and academics prepare theory papers on the possible outcomes of privatization. And international financial organizations describe doomsday scenarios based on the premise of failure to privatize. What is the role of privatization today in the development of national social security systems? How does privatization concern the developments in different social security programs such as old age, sickness, unemployment, accident insurance and family allowances? What are the visions and effects of privatization in social security? This volume provides an overview of the various positions of supporters and opponents of privatization in the main branches of social security, followed by national experience of privatized or part-privatized social security systems. While the perspective of each of the contributors is markedly different, the overall objective cuts across differences: namely, to develop the most efficient and cost-effective system of social security protection. The authors' views and knowledge are derived from their firsthand experiences with social security in Africa, Asia, the Americas and Europe. Representatives of the leading international organizations dealing with social security issues-the International Labour Organization, the OECD, the World Bank and the World Health Organization-further expand the parameters of the viewpoints and experiences expressed. This multifaceted book allows the reader to learn about the challenge of privatization in the various forms of social security by assembling a set of highly up-to-date, technically complex and legal issues based on practical analysis and actual experience. It will be of interest to those concerned with national social policy in a comparative context. This is the sixth volume in an ongoing series that aims to review social security in a comparative, global context. Xenia Scheil-Adlung is program manager, International Social Security Association, Geneva, Switzerland.
Book Synopsis The Pros and Cons of Privatizing Social Security by : Allison Lavella
Download or read book The Pros and Cons of Privatizing Social Security written by Allison Lavella and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Social Security is the largest social insurance program in the United States. Each year actuaries and the Social Security Administration evaluate the financial status of the program. In 2015, a review of Social Security showed that Social Security's finances would not be able to support all of their promised benefits by 2034. Changes must be made to the current program to ensure benefit payments in the future.This paper considers various Social Security reform options policymakers could implement in order to create financial stability within the program. After discussing how the current program works, with an emphasis on the calculation of Social Security retirement benefits, reform options were analyzed. Traditional reform options, including increasing taxes and decreasing benefits, were discussed. Then reform plans involving privatization, or the movement of a portion of Social Security from the public sector to the private sector, were examined. Such reform options include investing Social Security assets in the securities market and incorporating a program of individual retirement accounts. The impact on Social Security's finances, the likelihood of implementation, and the impact on national savings were considered for each reform option. After considering the different reform options, a plan to reform Social Security through a tax increase while investing in the securities market is proposed.
Author :United States. Congress. Senate. Committee on Finance. Subcommittee on Social Security and Family Policy Publisher : ISBN 13 : Total Pages :104 pages Book Rating :4.F/5 ( download)
Book Synopsis Privatization of the Social Security, Old Age, and Survivors Insurance Program by : United States. Congress. Senate. Committee on Finance. Subcommittee on Social Security and Family Policy
Download or read book Privatization of the Social Security, Old Age, and Survivors Insurance Program written by United States. Congress. Senate. Committee on Finance. Subcommittee on Social Security and Family Policy and published by . This book was released on 1995 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Armies Without States by : Robert Mandel
Download or read book Armies Without States written by Robert Mandel and published by Lynne Rienner Publishers. This book was released on 2002 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book concludes with an assessment of the complexities surrounding responses to security privatization - and an exploration of when, and whether, it should be promoted rather than prevented."--BOOK JACKET.
Book Synopsis Social Security by : Theodore R. Marmor
Download or read book Social Security written by Theodore R. Marmor and published by Princeton University Press. This book was released on 2017-03-14 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: What are the possibilities and prospects for Social Security over the decades ahead? The essays in this interdisciplinary study explore what social insurance has meant historically, socially, economically, politically, and legally in the years since the founding of the American social security system in 1935. Questions examined include: Does Social Security have a coherent and defendable ideology? If so, is that ideology adequate to the demands of a contemporary political environment that seems to emphasize the re-privatization of many roles adopted by the modern welfare state? What explains the peculiarly feverish quality of recent Social Security politics--which has been characterized by periodic high anxiety, claims of doom and crisis, and rigid resistance to any alteration, followed by eventual marginal adjustment and continuing uncertainty about the future? Although the authors do not offer answers for all these questions, they convey confidence about the basic structure of American social security and optimism about its future possibilities. Contributors to the work are Robert M. Ball, Robert M. Cover, Michael J. Graetz, Rudolf Klein, Theodore R. Marmor, Jerry L. Mashaw, Michael O'Higgins, Paul Starr, and James Tobin. Originally published in 1988. The Princeton Legacy Library uses the latest print-on-demand technology to again make available previously out-of-print books from the distinguished backlist of Princeton University Press. These editions preserve the original texts of these important books while presenting them in durable paperback and hardcover editions. The goal of the Princeton Legacy Library is to vastly increase access to the rich scholarly heritage found in the thousands of books published by Princeton University Press since its founding in 1905.
Book Synopsis Social Security Reform by : Peter A. Diamond
Download or read book Social Security Reform written by Peter A. Diamond and published by OUP Oxford. This book was released on 2002 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: Also considered are the risks in the political process."--BOOK JACKET.
Book Synopsis Opting Out of Social Security and Adverse Selection by : Laurence J. Kotlikoff
Download or read book Opting Out of Social Security and Adverse Selection written by Laurence J. Kotlikoff and published by . This book was released on 1998 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:
