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Stories Of The Indebted
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Download or read book Indebted written by Caitlin Zaloom and published by Princeton University Press. This book was released on 2021-05-04 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "'Indebted' takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life"--Amazon
Book Synopsis Stories of the Indebted by : Jorge P. Newbery
Download or read book Stories of the Indebted written by Jorge P. Newbery and published by Community Books. This book was released on 2016-09-27 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Making of the Indebted Man by : Maurizio Lazzarato
Download or read book The Making of the Indebted Man written by Maurizio Lazzarato and published by National Geographic Books. This book was released on 2012-08-31 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A new and radical reexamination of today's neoliberalist “new economy” through the political lens of the debtor/creditor relation. "The debtor-creditor relation, which is at the heart of this book, sharpens mechanisms of exploitation and domination indiscriminately, since, in it, there is no distinction between workers and the unemployed, consumers and producers, working and non-working populations, between retirees and welfare recipients. They are all 'debtors,' guilty and responsible in the eyes of capital, which has become the Great, the Universal, Creditor." —from The Making of the Indebted Man Debt—both public debt and private debt—has become a major concern of economic and political leaders. In The Making of the Indebted Man, Maurizio Lazzarato shows that, far from being a threat to the capitalist economy, debt lies at the very core of the neoliberal project. Through a reading of Karl Marx's lesser-known youthful writings on John Mill, and a rereading of writings by Friedrich Nietzsche, Gilles Deleuze, Félix Guattari, and Michel Foucault, Lazzarato demonstrates that debt is above all a political construction, and that the creditor/debtor relation is the fundamental social relation of Western societies. Debt cannot be reduced to a simple economic mechanism, for it is also a technique of “public safety” through which individual and collective subjectivities are governed and controlled. Its aim is to minimize the uncertainty of the time and behavior of the governed. We are forever sinking further into debt to the State, to private insurance, and, on a more general level, to corporations. To insure that we honor our debts, we are at once encouraged and compelled to become the “entrepreneurs” of our lives, of our “human capital.” In this way, our entire material, psychological, and affective horizon is upended and reconfigured. How do we extricate ourselves from this impossible situation? How do we escape the neoliberal condition of the indebted man? Lazzarato argues that we will have to recognize that there is no simple technical, economic, or financial solution. We must instead radically challenge the fundamental social relation structuring capitalism: the system of debt.
Download or read book House of Debt written by Atif Mian and published by University of Chicago Press. This book was released on 2015-05-20 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A concise and powerful account of how the great recession happened and what should be done to avoid another one . . . well-argued and consistently informative.” —Wall Street Journal The Great American Recession of 2007-2009 resulted in the loss of eight million jobs and the loss of four million homes to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as less dramatic periods of economic malaise, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi. We can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing today’s economy: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?
Download or read book Third Debt written by Pepper Winters and published by Pepper Winters. This book was released on 2015-04-16 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Debt Inheritance by : Pepper Winters
Download or read book Debt Inheritance written by Pepper Winters and published by Createspace Independent Publishing Platform. This book was released on 2014-08-14 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: A New York Times, Wall Street Journal, & USA Today Bestselling Dark Romance Series. "I own you. I have the piece of paper to prove it. It's undeniable and unbreakable. You belong to me until you've paid off your debts." Nila Weaver's family is indebted. Being the first born daughter, her life is forfeit to the first born son of the Hawks to pay for sins of ancestors past. The dark ages might have come and gone, but debts never leave. She has no choice in the matter. She is no longer free. Jethro Hawk receives Nila as an inheritance present on his twenty-ninth birthday. Her life is his until she's paid off a debt that's centuries old. He can do what he likes with her-nothing is out of bounds-she has to obey. There are no rules. Only payments.
Download or read book First Debt written by Pepper Winters and published by Pepper Winters. This book was released on 2014-11-14 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Second Book in the New York Times Bestselling Dark Romance Series. (320 pages, 76,000 words) “You say I’ll never own you. If I win—you willingly give me that right. You sign not only the debt agreement, but another—one that makes me your master until your last breath is taken. You do that, and I’ll give you this.” Nila Weaver’s family is indebted. Stolen, taken, and bound not by monsters but by an agreement written over six hundred years ago, she has no way out. She belongs to Jethro as much as she denies it. Jethro Hawk’s patience is running out. His inheritance gift tests, challenges, and surprises him—and not in good ways. He hasn’t leashed her but he thinks he might’ve found a way to bind her forever. Debts are mounting. Payment waiting. There are six books in total, all full length novels. Advance Reviews: * Dark. Sexxxxxy. Incredibly hypnotic. Jethro is complex, dangerous and absolutely irresistible! --Book Bella * I've said it before and I'll say it again, Pepper Winters has an absolute gift for taking the most messed up, wicked characters and humanising them. --Rookie Romance * Pepper Winters has yet again excelled in her writing abilities and has quite literally delivered to her readers a literary masterpiece. --Hopeless Romantics Book Blog To receive automatic release date alerts please fill in: http://eepurl.com/120b5
Download or read book Final Debt written by Pepper Winters and published by Pepper Winters. This book was released on 2015-11-30 with total page 529 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Last Book in the New York Times Bestselling Dark Romance Series. Where love tries to triumph and darkness continues to reign.... “I’m in love with her, but it might not be enough to stop her from becoming the latest victim of the Debt Inheritance. I know who I am now. I know what I must do. We will be together—I just hope it’s on Earth rather than in heaven.” It all comes down to this. Love versus life. Debts versus death. Who will win? There is also a BONUS BOOK called INDEBTED EPILOGUE to be read after this if you wish. A surprise release available now.
Download or read book Second Debt written by Pepper Winters and published by Pepper Winters. This book was released on 2015-01-26 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Third Book in the #1 Romantic Suspense and New York Times Bestselling Series. "I tried to play a game. I tried to wield deceit as perfectly as the Hawks. But when I thought I was winning, I wasn't. Jethro isn't what he seems--he's the master of duplicity. However, I refuse to let him annihilate me further." Nila Weaver has grown from naïve seamstress to full-blown fighter. Every humdrum object is her arsenal, and sex...sex is her greatest weapon of all. She's paid the First Debt. She'll probably pay more. But she has no intention of letting the Hawks win. Jethro Hawk has found more than a worthy adversary in Nila--he's found the woman who could destroy him. There's a fine line between hatred and love, and an even finer path between fear and respect. The fate of his house rests on his shoulders, but no matter how much ice lives inside his heart, Nila flames too bright to be extinguished. 280 pages--full length book. There are Six Books in the Indebted Series
Book Synopsis Indebted to the Vampires: A Reverse Harem Vampire Romance by : Erin Bedford
Download or read book Indebted to the Vampires: A Reverse Harem Vampire Romance written by Erin Bedford and published by Embrace the Fantasy Publishing, LLC. This book was released on with total page 237 pages. Available in PDF, EPUB and Kindle. Book excerpt: A broken vase isn’t all this maid owes her masters… Piper is desperate for a job, but when the temp agency assigns her to be a maid for a bunch of entitled rich men, she isn’t sure the long hours and meager pay are worth it. But a priceless, broken vase takes away any other option, and Piper suddenly finds herself far more indebted to her new employers than she ever thought possible. Now, Piper comes to find that her clumsiness is the least of her troubles. Her mysterious and dangerously tempting employers have a secret. One that they are willing to kill to keep. She already owes them her time and her pay… But will she owe them her life? keywords: paranormal romance, fantasy romance, reverse harem romance, boss employee romance, workplace romance, vampire romance, steamy romance, vampires, alpha heroes, alpha vampires, damsel in distress, mythology, love story, mystery, horror
Download or read book Fourth Debt written by Pepper Winters and published by Pepper Winters. This book was released on 2015-08-11 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fifth Book in the New York Times Bestselling Indebted Series. “We’d won. We’d cut through the lies and treachery and promised an alliance that would free us both. But even as we won, we lost. We didn’t see what was coming. We didn’t know we had to plan a resurrection.” Nila Weaver fell in love. She gifted her entire soul to a man she believed was worthy. And in the process, she destroyed herself. Three debts paid, the fourth only days away. The Debt Inheritance has almost claimed another victim. Jethro Hawk fell in love. He let down his walls to a woman he believed was his cure. For a moment, he was free. But then he paid the ultimate price. There is no more love. Only war. Hope is dead. Now, there is only death all around them. All Books Are Full Length of 300 Pages or More. Debt Inheritance (Indebted #1) Available Now First Debt (Indebted #2) Available Now Second Debt Available Now Third Debt Available Now Fourth Debt Coming 11th Aug Final Debt (Coming) Release Date Alerts: http://eepurl.com/120b5
Book Synopsis Indebted Series 1-3 by : Pepper Winters
Download or read book Indebted Series 1-3 written by Pepper Winters and published by Pepper Winters. This book was released on 2016-05-10 with total page 856 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times, Wall Street Journal & USA Today Bestselling Series. Seven books in total. This edition contains the first three: Debt Inheritance “I own you. I have the piece of paper to prove it. It’s undeniable and unbreakable. You belong to me until you’ve paid off your debts.” Nila Weaver’s family is indebted. Being the first born daughter, her life is forfeit to the first born son of the Hawks to pay for sins of ancestors past. The dark ages might have come and gone, but debts never leave. She has no choice in the matter. First Debt: “You say I’ll never own you. If I win—you willingly give me that right. You sign not only the debt agreement, but another—one that makes me your master until your last breath is taken. You do that, and I’ll give you this.” Nila Weaver’s family is indebted. Stolen, taken, and bound not by monsters but by an agreement written over six hundred years ago, she has no way out. Second Debt: “I tried to play a game. I tried to wield deceit as perfectly as the Hawks. But when I thought I was winning, I wasn’t. Jethro isn’t what he seems—he’s the master of duplicity. However, I refuse to let him annihilate me further.” Nila Weaver has grown from naïve seamstress to full-blown fighter. Every humdrum object is her arsenal, and sex…sex is her greatest weapon of all. For up to date information please follow: www.pepperwinters.com or sign up for release day news: http://eepurl.com/120b5
Download or read book Debt for Sale written by Brett Williams and published by University of Pennsylvania Press. This book was released on 2011-04-20 with total page 161 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit and debt appear to be natural, permanent facets of Americans' lives, but a debt-based economy and debt-financed lifestyles are actually recent inventions. In 1951 Diners Club issued a plastic card that enabled patrons to pay for their meals at select New York City restaurants at the end of each month. Soon other "charge cards" (as they were then known) offered the convenience for travelers throughout the United States to pay for hotels, food, and entertainment on credit. In the 1970s the advent of computers and the deregulation of banking created an explosion in credit card use—and consumer debt. With gigantic national banks and computer systems that allowed variable interest rates, consumer screening, mass mailings, and methods to discipline slow payers with penalties and fees, middle-class Americans experienced a sea change in their lives. Given the enormous profits from issuing credit, banks and chain stores used aggressive marketing to reach Americans experiencing such crises as divorce or unemployment, to help them make ends meet or to persuade them that they could live beyond their means. After banks exhausted the profits from this group of people, they moved into the market for college credit cards and student loans and then into predatory lending (through check-cashing stores and pawnshops) to the poor. In 2003, Americans owed nearly $8 trillion in consumer debt, amounting to 130 percent of their average disposable income. The role of credit and debt in people's lives is one of the most important social and economic issues of our age. Brett Williams provides a sobering and frank investigation of the credit industry and how it came to dominate the lives of most Americans by propelling the social changes that are enacted when an economy is based on debt. Williams argues that credit and debt act to obscure, reproduce, and exacerbate other inequalities. It is in the best interest of the banks, corporations, and their shareholders to keep consumer debt at high levels. By targeting low-income and young people who would not be eligible for credit in other businesses, these companies are able quickly to gain a stranglehold on the finances of millions. Throughout, Williams provides firsthand accounts of how Americans from all socioeconomic levels use credit. These vignettes complement the history and technical issues of the credit industry, including strategies people use to manage debt, how credit functions in their lives, how they understand their own indebtedness, and the sometimes tragic impact of massive debt on people's lives.
Download or read book The Indebted Earl written by Erica Vetsch and published by Kregel Publications. This book was released on 2021-03-23 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: Can Captain Wyvern keep his new marriage of convenience all business--or will it turn into something more? Captain Charles Wyvern owes a great debt to the man who saved his life--especially since Major Richardson lost his own life in the process. The best way to honor that hero's dying wish is for Wyvern to escort the man's grieving fiance and mother safely to a new cottage home by the sea. But along the way, he learns of another obligation that has fallen on his shoulders: his uncle has died and the captain is now the Earl of Rothwell. When he and the ladies arrive at his new manor house in Devon, they discover an estate in need of a leader and a gaggle of girls, all wards of the former earl. War the new earl knows; young ladies and properties he does not. Still wishing to provide for the bereaved Lady Sophia Haverly, Charles proposes a marriage of convenience. Sophie is surprised to find she isn't opposed to the idea. It will help her care for her betrothed's elderly mother, and she's already fallen in love with the wayward girls on the Rothwell estate. This alliance is a chance to repay the captain who has done so much for her care, as well as divert her attention from her grief. When Wyvern returns to his sea commission, she'll stay behind to oversee his property and wards. It sounds so simple. Until the stalwart captain is arrested on suspicion of smuggling, and Sophie realizes how much he's come to mean to her. Now she'll have to learn to fight, not only for his freedom but also for his love.
Book Synopsis Beggar Thy Neighbor by : Charles R. Geisst
Download or read book Beggar Thy Neighbor written by Charles R. Geisst and published by University of Pennsylvania Press. This book was released on 2013-04-15 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: The practice of charging interest on loans has been controversial since it was first mentioned in early recorded history. Lending is a powerful economic tool, vital to the development of society but it can also lead to disaster if left unregulated. Prohibitions against excessive interest, or usury, have been found in almost all societies since antiquity. Whether loans were made in kind or in cash, creditors often were accused of beggar-thy-neighbor exploitation when their lending terms put borrowers at risk of ruin. While the concept of usury reflects transcendent notions of fairness, its definition has varied over time and place: Roman law distinguished between simple and compound interest, the medieval church banned interest altogether, and even Adam Smith favored a ceiling on interest. But in spite of these limits, the advantages and temptations of lending prompted financial innovations from margin investing and adjustable-rate mortgages to credit cards and microlending. In Beggar Thy Neighbor, financial historian Charles R. Geisst tracks the changing perceptions of usury and debt from the time of Cicero to the most recent financial crises. This comprehensive economic history looks at humanity's attempts to curb the abuse of debt while reaping the benefits of credit. Beggar Thy Neighbor examines the major debt revolutions of the past, demonstrating that extensive leverage and debt were behind most financial market crashes from the Renaissance to the present day. Geisst argues that usury prohibitions, as part of the natural law tradition in Western and Islamic societies, continue to play a key role in banking regulation despite modern advances in finance. From the Roman Empire to the recent Dodd-Frank financial reforms, usury ceilings still occupy a central place in notions of free markets and economic justice.
Book Synopsis Indebted Epilogue by : Pepper Winters
Download or read book Indebted Epilogue written by Pepper Winters and published by Pepper Winters. This book was released on 2015-11-30 with total page 137 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times, Wall Street Journal, & USA Today Bestselling Dark Romance Series. INDEBTED EPILOGUE is a bonus book to be read after: Debt Inheritance First Debt Second Debt Third Debt Fourth Debt Final Debt “Life after death…love after debts…is it possible after so much pain?” No information will be given so no spoilers are slipped, but if you enjoyed the Indebted Series, you'll want to read this final edition. To sign up for release day alerts please fill in: http://eepurl.com/120b5
Download or read book Indebted written by C. Hallman and published by . This book was released on 2020-09-06 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: It was a debt to be settled, a price to be repaid.Sold. My body, mind, and soul, given to the most terrifying man I've ever met. Enzo King.Violent, commanding, gorgeous, and sinister. He's a killer, a thief, and feared by many. He has the ability to pin me to the ground with one single look and make me feel things I don't want to. Feeding off my fears, he holds me captive in his mansion, away from the rest of the world.I know what's to come. He'll break me. Take from me.Own me. Soon enough my life will no longer be my own, but his. Every part of my body, every breath I take, and every beat of my heart will belong to him. He's determined to settle the debt by taking everything from me. What he doesn't know is that he'll never have my soul or my love.**Containing dark themed material not suitable for all readers. This book was previously published in 2014 under the title Indebted, but has been completely rewritten with new character, names, and a more in-depth story line. You're not getting the same book from before. This is part one of a duet.**
