Spend 'Til the End

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1416579672
Total Pages : 337 pages
Book Rating : 4.4/5 (165 download)

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Book Synopsis Spend 'Til the End by : Laurence J. Kotlikoff

Download or read book Spend 'Til the End written by Laurence J. Kotlikoff and published by Simon and Schuster. This book was released on 2008-06-10 with total page 337 pages. Available in PDF, EPUB and Kindle. Book excerpt: Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.

Money Magic

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Author :
Publisher : Little, Brown Spark
ISBN 13 : 0316541877
Total Pages : 283 pages
Book Rating : 4.3/5 (165 download)

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Book Synopsis Money Magic by : Laurence Kotlikoff

Download or read book Money Magic written by Laurence Kotlikoff and published by Little, Brown Spark. This book was released on 2022-01-04 with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt: Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.

Die with Zero

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Author :
Publisher : Houghton Mifflin
ISBN 13 : 0358099765
Total Pages : 243 pages
Book Rating : 4.3/5 (58 download)

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Book Synopsis Die with Zero by : Bill Perkins

Download or read book Die with Zero written by Bill Perkins and published by Houghton Mifflin. This book was released on 2020 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A ... new philosophy and ... guide to getting the most out of your money--and out of life--for those who value memorable experiences as much as their earnings"--

Squeeze it Till the Eagle Grins

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Author :
Publisher :
ISBN 13 : 9780385032797
Total Pages : 236 pages
Book Rating : 4.0/5 (327 download)

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Book Synopsis Squeeze it Till the Eagle Grins by : Scott Burns

Download or read book Squeeze it Till the Eagle Grins written by Scott Burns and published by . This book was released on 1972 with total page 236 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Get What's Yours

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1476772290
Total Pages : 336 pages
Book Rating : 4.4/5 (767 download)

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Book Synopsis Get What's Yours by : Laurence J. Kotlikoff

Download or read book Get What's Yours written by Laurence J. Kotlikoff and published by Simon and Schuster. This book was released on 2015-02-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

The Coming Generational Storm

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Author :
Publisher : MIT Press
ISBN 13 : 0262250152
Total Pages : 279 pages
Book Rating : 4.2/5 (622 download)

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Book Synopsis The Coming Generational Storm by : Laurence J. Kotlikoff

Download or read book The Coming Generational Storm written by Laurence J. Kotlikoff and published by MIT Press. This book was released on 2005-01-18 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to avoid a fiscal crisis in the next generation— and how to protect yourself if the government acts too late: policy recommendations and individual strategies to protect against skyrocketing tax rates, drastically reduced health and retirement benefits, high inflation, and a ruined currency. In 2030, as 77 million baby boomers hobble into old age, walkers will outnumber strollers; there will be twice as many retirees as there are today but only 18 percent more workers. How will America handle this demographic overload? How will Social Security and Medicare function with fewer working taxpayers to support these programs? According to Laurence Kotlikoff and Scott Burns, if our government continues on the course it has set, we'll see skyrocketing tax rates, drastically lower retirement and health benefits, high inflation, a rapidly depreciating dollar, unemployment, and political instability. The government has lost its compass, say Kotlikoff and Burns, and the current administration is heading straight into the coming generational storm. But don't panic. To solve a problem you must first understand it. Kotlikoff and Burns take us on a guided tour of our generational imbalance, first introducing us to the baby boomers—their long retirement years and "the protracted delay in their departure to the next world." Then there's the "fiscal child abuse" that will double the taxes paid by the next generation. There's also the "deficit delusion" of the under-reported national debt. And none of this, they say, will be solved by any of the popularly touted remedies: cutting taxes, technological progress, immigration, foreign investment, or the elimination of wasteful government spending. So how can the United States avoid this demographic/fiscal collision? Kotlikoff and Burns propose bold new policies, including meaningful reforms of Social Security, and Medicare. Their proposals are simple, straightforward, and geared to attract support from both political parties. But just in case politicians won't take the political risk to chart a new direction, Kotlikoff and Burns also offer a "life jacket"—guidelines for individuals to protect their financial health and retirement. This paperback edition of The Coming Generational Storm has been revised and updated and includes a new foreword by the authors.

The Essential Retirement Guide

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1119111129
Total Pages : 293 pages
Book Rating : 4.1/5 (191 download)

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Book Synopsis The Essential Retirement Guide by : Frederick Vettese

Download or read book The Essential Retirement Guide written by Frederick Vettese and published by John Wiley & Sons. This book was released on 2015-12-02 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement planning is difficult enough without having to contend with misinformation. Unfortunately, much of the advice that is dispensed is either unsubstantiated or betrays a strong vested interest. In The Essential Retirement Guide, Frederick Vettese analyses the most fundamental questions of retirement planning and offers some startling insights. The book finds, for example that: Saving 10 percent a year is not a bad rule of thumb if you could follow it, but there will be times when you cannot do so and it might not even be advisable to try. Most people never spend more than 50 percent of their gross income on themselves before retirement; hence their retirement income target is usually much less than 70 percent. Interest rates will almost certainly stay low for the next 20 years, which will affect how much you need to save. Even in this low-interest environment, you can withdraw 5 percent or more of your retirement savings each year in retirement without running out of money. Your spending in retirement will almost certainly decline at a certain age so you may not need to save quite as much as you think. As people reach the later stages of retirement, they become less capable of managing their finances, even though they grow more confident of their ability to do so! Plan for this before it is too late. Annuities have become very expensive, but they still make sense for a host of reasons. In addition, The Essential Retirement Guide shows how you can estimate your own lifespan and helps you to understand the financial implications of long-term care. Most importantly, it reveals how you can calculate your personal wealth target - the amount of money you will need by the time you retire to live comfortably. The author uses his actuarial expertise to substantiate his findings but does so in a jargon-free way.

Retirement Reality Check

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Author :
Publisher : HarperChristian + ORM
ISBN 13 : 1400212154
Total Pages : 233 pages
Book Rating : 4.4/5 (2 download)

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Book Synopsis Retirement Reality Check by : Josh Jalinski

Download or read book Retirement Reality Check written by Josh Jalinski and published by HarperChristian + ORM. This book was released on 2019-07-30 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: HOW TO RETIRE IN A VOLATILE MARKET Whether you have ten or thirty years until retirement, Josh Jalinski shows you how to maximize your retirement saving and spending plan, while still having something to leave behind for your family, friends, and favorite causes. Looking at your 401k in a volatile market can lead to panic and poor financial decisions. Even if you have already made some decisions you regret, or you waited until forty-five to think about retirement, there are steps you can take today that will help you reach your financial retirement goals. Josh Jalinski, host of the popular Financial Quarterback™ radio show, offers his SWAN (sleep-well-at-night) retirement that works for people in all stages of their careers. This proven system for secure retirement planning lets you enjoy your money, and teaches you: To challenge fifty years of conventional retirement planning with fresh strategies tailored to today’s volatile economic climate. Tax-saving strategies that maximize the amount of money you have available to spend on experiences, travel, and expenses. Understanding how to identify the right investment portfolio mix for your individual circumstances. How saving cash and different life insurance options help you weather volatility and ensure you can pass wealth on to family members. The truth is, a 401(k) is not enough for most retirees. Its time create a new paradigm, one that will stand up against market volatility and be there when it’s time to enjoy the years you worked to earn.

Jimmy Stewart Is Dead

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Publisher : John Wiley & Sons
ISBN 13 : 1118011333
Total Pages : 278 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Jimmy Stewart Is Dead by : Laurence J. Kotlikoff

Download or read book Jimmy Stewart Is Dead written by Laurence J. Kotlikoff and published by John Wiley & Sons. This book was released on 2011-03-28 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover how the global financial plague is poised to return, and what can be done to stop it This is not your father's financial system. Jimmy Stewart, the trustworthy, honest banker in the movie, It's a Wonderful Life, is dead. And so is his small-town bank, Bailey Savings & Loan. Instead, we're watching It's a Horrible Mess with Wall Street (aka the Vegas Strip) playing ever larger craps with our economy and our tax dollars. This book, written by one of the world's most respected economist, describes in lively, humorous, simple, but also deadly serious terms the big con underlying the big game?the web of interconnected financial, political, and regulatory malfeasance that culminated in financial meltdown and brought us to our economic knees. But it also proposes an amazingly simply solution?Limited Purpose Banking to make Wall Street safe for Main Street. This book, as well as the financial fix described within it, have received rave reviews from a veritable who's who of policymakers and economics, plus five economics Nobel Laureates Written by a leading economist whose insights on this topic are unparalleled Outlines the first and only proposal to fundamentally fix our financial disaster for good Jimmy Stewart Is Dead will fundamentally change the way you think about the economy, financial markets, and the government.

The Sense of an Ending

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Author :
Publisher : Vintage
ISBN 13 : 0307957330
Total Pages : 158 pages
Book Rating : 4.3/5 (79 download)

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Book Synopsis The Sense of an Ending by : Julian Barnes

Download or read book The Sense of an Ending written by Julian Barnes and published by Vintage. This book was released on 2011-10-05 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: BOOKER PRIZE WINNER • NATIONAL BESTSELLER • A novel that follows a middle-aged man as he contends with a past he never much thought about—until his closest childhood friends return with a vengeance: one of them from the grave, another maddeningly present. A novel so compelling that it begs to be read in a single setting, The Sense of an Ending has the psychological and emotional depth and sophistication of Henry James at his best, and is a stunning achievement in Julian Barnes's oeuvre. Tony Webster thought he left his past behind as he built a life for himself, and his career has provided him with a secure retirement and an amicable relationship with his ex-wife and daughter, who now has a family of her own. But when he is presented with a mysterious legacy, he is forced to revise his estimation of his own nature and place in the world.

Generational Accounting

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Author :
Publisher :
ISBN 13 :
Total Pages : 292 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Generational Accounting by : Laurence J. Kotlikoff

Download or read book Generational Accounting written by Laurence J. Kotlikoff and published by . This book was released on 1993-10-25 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: In an effort to bring all generations to an understanding of the American economy, Laurence Kotlikoff shares information of the budget deficit of the United States government. Generational Accounting strives to educate readers on how the economy of the United States American functions, from explaining who pays for the goods and services the nation receives to when it must be paid, and just how much money goes to it. Kotlikoff analyzes how the government’s budget deficit is the cornerstone of conventional economic policy and argues that it is a number devoid of economic content, often used to lead the American people astray. “Read it and you’ll be on the cutting edge of future debates on fiscal policy.” – Fortune

Work's Intimacy

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Publisher : John Wiley & Sons
ISBN 13 : 0745637469
Total Pages : 232 pages
Book Rating : 4.7/5 (456 download)

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Book Synopsis Work's Intimacy by : Melissa Gregg

Download or read book Work's Intimacy written by Melissa Gregg and published by John Wiley & Sons. This book was released on 2013-04-23 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a long-overdue account of online technology and its impact on the work and lifestyles of professional employees. It moves between the offices and homes of workers in the knew "knowledge" economy to provide intimate insight into the personal, family, and wider social tensions emerging in today’s rapidly changing work environment. Drawing on her extensive research, Gregg shows that new media technologies encourage and exacerbate an older tendency among salaried professionals to put work at the heart of daily concerns, often at the expense of other sources of intimacy and fulfillment. New media technologies from mobile phones to laptops and tablet computers, have been marketed as devices that give us the freedom to work where we want, when we want, but little attention has been paid to the consequences of this shift, which has seen work move out of the office and into cafés, trains, living rooms, dining rooms, and bedrooms. This professional "presence bleed" leads to work concerns impinging on the personal lives of employees in new and unforseen ways. This groundbreaking book explores how aspiring and established professionals each try to cope with the unprecedented intimacy of technologically-mediated work, and how its seductions seem poised to triumph over the few remaining relationships that may stand in its way.

Your Money or Your Life

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Author :
Publisher : Penguin
ISBN 13 : 0143115766
Total Pages : 385 pages
Book Rating : 4.1/5 (431 download)

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Book Synopsis Your Money or Your Life by : Vicki Robin

Download or read book Your Money or Your Life written by Vicki Robin and published by Penguin. This book was released on 2008-12-10 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times

The End of Finance

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0745683657
Total Pages : 442 pages
Book Rating : 4.7/5 (456 download)

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Book Synopsis The End of Finance by : Massimo Amato

Download or read book The End of Finance written by Massimo Amato and published by John Wiley & Sons. This book was released on 2013-12-19 with total page 442 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new book by two distinguished Italian economists is a highly original contribution to our understanding of the origins and aftermath of the financial crisis. The authors show that the recent financial crisis cannot be understood simply as a malfunctioning in the subprime mortgage market: rather, it is rooted in a much more fundamental transformation, taking place over an extended time period, in the very nature of finance. The ‘end’ or purpose of finance is to be found in the social institutions by which the making and acceptance of promises of payment are made possible - that is, the creation and cancellation of debt contracts within a specified time frame. Amato and Fantacci argue that developments in the modern financial system by which debts are securitized has endangered this fundamental credit/debt structure. The illusion has been created that debts are universally liquid in the sense that they need not be redeemed but can be continually sold on in increasingly extensive global markets. What appears to have reduced the riskiness of default for individual agents has in fact increased the fragility of the system as a whole. The authors trace the origins of this profound transformation backwards in time, not just to the neoliberal reforms of the 1980s and 90s but to the birth of capitalist finance in the mercantile networks of the sixteenth and seventeenth centuries. This long historical perspective and deep analysis of the nature of finance enables the authors to tackle the challenges we face today in a fresh way - not simply by tinkering with existing mechanisms, but rather by asking the more profound question of how institutions might be devised in which finance could fulfil its essential functions.

The Last Hours

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Author :
Publisher : MIRA
ISBN 13 : 1488095302
Total Pages : 571 pages
Book Rating : 4.4/5 (88 download)

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Book Synopsis The Last Hours by : Minette Walters

Download or read book The Last Hours written by Minette Walters and published by MIRA. This book was released on 2018-08-07 with total page 571 pages. Available in PDF, EPUB and Kindle. Book excerpt: As a plague descends on Medieval England, a courageous Lady must protect her land and people at all costs in this historical novel: “Enthralling” (Julian Fellowes, creator of The Gilded Age). England, 1348. When the Black Death arrives in Dorset, no one knows what manner of sickness it is or how it spreads and kills so quickly. The Church proclaims it a punishment from God, insisting that daily confession is their only hope for survival. But Lady Anne of Devilish has different ideas. With her trusted steward Thaddeus at her side—and her brutal husband absent—she gathers her serfs within the moated walls of Devilish and refuse entry to outsiders, including her husband. Bu in such a confined space, conflicts soon arise. Ignorant of the world outside, Lady Anne’s people wrestle with the terrible uncertainty of their futures. And as food stocks run low, they begin to wonder how long they can survive within. The moment will come when they must cross the moat . . . and encounter a world transformed in ways they can’t imagine.

Verity

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Author :
Publisher : Grand Central Publishing
ISBN 13 : 153872474X
Total Pages : 295 pages
Book Rating : 4.5/5 (387 download)

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Book Synopsis Verity by : Colleen Hoover

Download or read book Verity written by Colleen Hoover and published by Grand Central Publishing. This book was released on 2021-10-05 with total page 295 pages. Available in PDF, EPUB and Kindle. Book excerpt: Whose truth is the lie? Stay up all night reading the sensational psychological thriller that has readers obsessed, from the #1 New York Times bestselling author of Too Late and It Ends With Us. #1 New York Times Bestseller · USA Today Bestseller · Globe and Mail Bestseller · Publishers Weekly Bestseller Lowen Ashleigh is a struggling writer on the brink of financial ruin when she accepts the job offer of a lifetime. Jeremy Crawford, husband of bestselling author Verity Crawford, has hired Lowen to complete the remaining books in a successful series his injured wife is unable to finish. Lowen arrives at the Crawford home, ready to sort through years of Verity’s notes and outlines, hoping to find enough material to get her started. What Lowen doesn’t expect to uncover in the chaotic office is an unfinished autobiography Verity never intended for anyone to read. Page after page of bone-chilling admissions, including Verity's recollection of the night her family was forever altered. Lowen decides to keep the manuscript hidden from Jeremy, knowing its contents could devastate the already grieving father. But as Lowen’s feelings for Jeremy begin to intensify, she recognizes all the ways she could benefit if he were to read his wife’s words. After all, no matter how devoted Jeremy is to his injured wife, a truth this horrifying would make it impossible for him to continue loving her.

'Til The World Ends

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Author :
Publisher : Harlequin
ISBN 13 : 1460303431
Total Pages : 226 pages
Book Rating : 4.4/5 (63 download)

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Book Synopsis 'Til The World Ends by : Julie Kagawa

Download or read book 'Til The World Ends written by Julie Kagawa and published by Harlequin. This book was released on 2013-01-29 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times bestselling and critically acclaimed authors Julie Kagawa, Ann Aguirre and Karen Duvall imagine what it takes to survive in a world where everything you know—and love—is about to disappear…forever. Dawn of Eden by Julie Kagawa Before The Immortal Rules, there was Red Lung, a relentless virus determined to take out all in its path. For Kylie, the miracle of her survival is also her burden—as a doctor at one of the clinics for the infected, she is forced to witness endless suffering. What's worse, strange things are happening to the remains of the dead, and by the time she befriends Ben Archer, she's beginning to wonder if a global pandemic is the least of her problems…. Thistle & Thorne by Ann Aguirre After a catastrophic spill turns the country into a vast chemical wasteland, those who could afford it retreated to fortresses, self-contained communities run by powerful corporations. But for Mari Thistle, life on the outside—in the Red Zone—is a constant struggle. To protect her family, Mari teams up with the mysterious Thorne Goodman. Together, they'll face an evil plot in both the underworld of the Red Zone and the society inside the fortresses that could destroy those on the outside…for good. Sun Storm by Karen Duvall Sarah Daggot has been chasing storms since she was a child. But after the biggest solar flares in history nearly destroy the planet, she becomes a Kinetic, endowed by her exposure to extreme radiation with the power to sense coming storms—in the cosmos and beyond. And she's not the only one. Sarah believes the Kinetics are destined to join forces and halt the final onslaught of the sun. She'll vow to keep trying to convince the one missing link in their chain of defense, the enigmatic Ian Matthews, up until the world ends.