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Slash Your Retirement Risk
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Book Synopsis Slash Your Retirement Risk by : Chris Cook
Download or read book Slash Your Retirement Risk written by Chris Cook and published by Red Wheel/Weiser. This book was released on 2017-09-18 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: When it comes to retirement investing, too much emphasis today is on investment returns, which often come at the expense of income dependability and peace of mind. Slash Your Retirement Risk redefines how to invest for retirement to maximize your reliable income and stabilize your financial future. Rather than the typical approach to portfolio management—focusing on returns and ignoring dramatic market downswings that can decimate portfolios—author Chris Cook shows investors how to create income reliability without sacrificing reasonable growth. Instead of chasing uncertain returns, Slash Your Retirement Risk's strategy will help ensure your retirement portfolio will capitalize on opportunities for growth while weathering the inevitable economic ups and downs. You will achieve reliable returns and suffer fewer sleepless nights worrying about whether your money will last as long as you do. Slash Your Retirement Risk is your step-by-step guide to create a retirement portfolio that will provide true financial peace of mind, one that features: The broad diversification essential in today's globally interconnected marketplace. A built-in ability to capitalize on market upswings to generate growth. Automatic protections against inevitable market downswings. An investing strategy that minimizes fees and costs to maximize portfolio gains.
Book Synopsis Dealing with Retirement Risks by : Frank Armstrong III
Download or read book Dealing with Retirement Risks written by Frank Armstrong III and published by Pearson Education. This book was released on 2010-09-13 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the eBook version of the printed book. This Element is an excerpt from Save Your Retirement: What to Do If You Haven’t Saved Enough or If Your Investments Were Devastated by the Market Meltdown (9780137029006) by Frank Armstrong III and Paul B. Brown. Available in print and digital formats. You can’t afford to eliminate retirement risk completely: here’s how to control and manage it. Given how difficult it might seem to balance risk, you can be forgiven for thinking that the 2008 market meltdown justifies playing it ultra-safe and keeping your money in something like CDs. But you can’t if you want to stay ahead of inflation and have any real (after inflation) return....
Book Synopsis The Big Retirement Risk by : Erin Botsford
Download or read book The Big Retirement Risk written by Erin Botsford and published by Greenleaf Book Group. This book was released on 2012 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: Packed with the best strategies to manage wealth in retirement, this book helps readers live the life they have always envisioned - without risk of running out of money. It shows readers how to become informed, wise investors - avoiding common pitfalls, challenging the status quo, and refusing to take advice blindly.
Book Synopsis Plan for Managing Your Retirement Risk by : Moshe A. Milevsky Ph.D
Download or read book Plan for Managing Your Retirement Risk written by Moshe A. Milevsky Ph.D and published by . This book was released on 2010 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Dealing with Retirement Risks by : Paul B. Brown
Download or read book Dealing with Retirement Risks written by Paul B. Brown and published by . This book was released on 2011 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Longevity Risk and Retirement Income Planning by : Patrick J. Collins
Download or read book Longevity Risk and Retirement Income Planning written by Patrick J. Collins and published by CFA Institute Research Foundation. This book was released on 2015-12-28 with total page 106 pages. Available in PDF, EPUB and Kindle. Book excerpt: The past 50 years have seen an abundance of research on retirement planning and longevity risk. Reviewed here is the academic side of the research and its varied viewpoints and nuances. The evolution of retirement risk models, retirement portfolio problems and solutions, and annuities are some of the many topics covered.
Book Synopsis Plan for Managing Your Retirement Risk by : Moshe A. Milevsky - Ph. D.
Download or read book Plan for Managing Your Retirement Risk written by Moshe A. Milevsky - Ph. D. and published by . This book was released on 2010 with total page 11 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This Element is an excerpt from Are You a Stock or a Bond?: Create Your Own Pension Plan for a Secure Financial Future (ISBN: 9780137127375) by Moshe A. Milevsky. Learn how to systematically control the risks associated with your retirement--and avoid the massive blunders that millions of Americans are still making"--Resource description page.
Book Synopsis The Death of Retirement by : David Schneider
Download or read book The Death of Retirement written by David Schneider and published by Createspace Independent Publishing Platform. This book was released on 2017-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Amazon #1 Bestseller and Hot New Release September 2017 Are you tired of saving for retirement? Do you find yourself cutting expenditure to the bone - and still coming up short? Have you been let down by the conventional wisdom of investing in mutual funds and the stock market?Don't be disappointed - you're not alone. The traditional approach to retirement investing is dead. Scrimping month to month and putting your hard earned money into the coffers of investment giants, only to scrape meager returns, or lose it all - this just won't cut it in today's low-return, high-instability world. You want limited risk and great upside. You want to see results now, rather than in 30 or 40 years. You want to solve the retirement riddle. Congratulations. Purchasing this book is the first step towards freeing yourself. Part I of this book will show you how the system of investing for retirement has degraded into a cash cow for a few privileged individuals and firms. That the theories that sustain it are old, outdated, and simply do not work anymore - if they ever did.Part II shows you a new approach to investing based on an approach that is tangible, that incentivizes you to save and invest, and that gives you results in less than 1000 days. All this, with returns mutual funds can only dream of. This is the remarkable power of a cash engine. In this book, you will learn: * About the three defensive layers of our current retirement system* That the conventional approach is obsolete* About the importance of the understanding the investment process for retirement planning* About the importance of striving for highest possible returns with a minimum of financial risk* About the power of cash engines through case studies (Travis Jamison, John Cavendish, Miles Beckler).* About the value of bootstrapping in the investing process* About practical decision-making through powerful case studies* And much more!It's time stop feeding a system that keeps on taking, without delivering. It's time to take action! Would You Like To Know More? Become an expert on retirement and retirement investing-Get your copy now and click on the buy button!
Book Synopsis 15 Expert Lessons for Retirement Planning (Collection) by : FT Press Delivers
Download or read book 15 Expert Lessons for Retirement Planning (Collection) written by FT Press Delivers and published by Pearson Education. This book was released on 2010-12-07 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everything you need to know to build a financially secure retirement, starting today! These 15 concise, expert, easy-to-use mini-guides cover every aspect of retirement financial planning! Systematically reduce your retirement risk… save more wisely… protect IRAs and 401(k)s…assess where you stand, and what Social Security will and won’t deliver… decide when to retire… budget and plan for life after retirement… and much more! From world-renowned leaders and experts, including Moshe Milevsky, Trent Hamm, Liz Pulliam Weston, Bonnie Kirchner, Jane White, Frank Armstrong, III, Paul B. Brown, James Walker, and Linda Lewis
Book Synopsis Save My 401(k)!: What You Can Do Now to Rebuild Your Retirement Future by : David E. Rye
Download or read book Save My 401(k)!: What You Can Do Now to Rebuild Your Retirement Future written by David E. Rye and published by McGraw Hill Professional. This book was released on 2010-03-12 with total page 224 pages. Available in PDF, EPUB and Kindle. Book excerpt: Easy-to-follow action plans for reversing retirement investment losses and rebuilding wealth for the future Save My 401(k)! provides critical care to stop the hemorrhaging of your nest-egg dollars, stabilize assets, and rebuild wealth for the future. The book's assessment tools help you pinpoint the best approaches for achieving long-term goals while being able to customize your 401(k) game plan for future times of economic uncertainty. A "Putting It All Together" section at the end of the book gets readers ready to hit the ground running with checklists and other tools for confident, winning retirement investing.
Book Synopsis Plan For Managing Your Retirement Risk by : Ph. D. Milevsky (Moshe A.)
Download or read book Plan For Managing Your Retirement Risk written by Ph. D. Milevsky (Moshe A.) and published by . This book was released on 1900 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from Are You a Stock or a Bond?: Create Your Own Pension Plan for a Secure Financial Future (9780137127375) by Moshe A. Milevsky, Ph. D. Available in print and digital formats. Learn how to systematically control the risks associated with your retirement-and avoid the massive blunders that millions of Americans are still making. One of the most egregious behavioral ""sins"" Professors Richard Thaler and Shlomo Benartzi have identified is the tendency of too many Americans to allocate too much of their 401(k) plan-and even their own investments-to company stock. Eve.
Book Synopsis No-Fail Retirement Investing by : Bob Howe
Download or read book No-Fail Retirement Investing written by Bob Howe and published by CreateSpace. This book was released on 2014-07-31 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to retire with a lot more money while saving thousands of dollars a year in financial fees, then this book is perfect for you. No-Fail Retirement Investing gives you everything to successfully manage your retirement account and outperform top financial advisors, even if you have trouble balancing a checking account. Simply pick your retirement date, risk tolerance and the rest is done for you. You'll learn: - A simple four step short-cut designed for people that know next to nothing about finance (and really don't want to know much about finance). This simple plan will show the individual investor how to outperform their financial advisor and reach their retirement goals faster . - Three unique strategies that will supercharge your investment returns and allow you to retire with more money. Strategy number one is invaluable. -How financial fees cost you a lot more than you realize (did you know that financial fees for retirement accounts can cost you more than the cost of your mortgage?) And you wonder why you don't have more money at retirement. - Exactly how and where to invest your retirement money. Simply pick your estimated retirement date and follow the model portfolio. - An easy savings plan that's proven to get you off to a fast start. - Why asset allocation is 90% of the answer. - How to reduce your risk of large losses. This is especially important as you near retirement and in helping to avoid market meltdowns. - The best retirement funds and model portfolios. - The simplest and most cost effective way to stay on track to your retirement goals. -The best free resources to use for your retirement planning.
Book Synopsis Safety-First Retirement Planning by : Wade Donald Pfau
Download or read book Safety-First Retirement Planning written by Wade Donald Pfau and published by Retirement Researcher Guid. This book was released on 2019-10 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: Two fundamentally different philosophies for retirement income planning, which I call probability-based and safety-first, diverge on the critical issue of where a retirement plan is best served: in the risk/reward trade-offs of a diversified and aggressive investment portfolio that relies primarily on the stock market, or in the contractual protections of insurance products that integrate the power of risk pooling and actuarial science alongside investments. The probability-based approach is generally better understood by the public. It advocates using an aggressive investment portfolio with a large allocation to stocks to meet retirement goals. My earlier book How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Strategies provides an extensive investigation of probability-based approaches. But this investments-only attitude is not the optimal way to build a retirement income plan. There are pitfalls in retirement that we are less familiar with during the accumulation years. The nature of risk changes. Longevity risk is the possibility of living longer than planned, which could mean not having resources to maintain the retiree's standard of living. And once retirement distributions begin, market downturns in the early years can disproportionately harm retirement sustainability. This is sequence-of-returns risk, and it acts to amplify the impacts of market volatility in retirement. Traditional wealth management is not equipped to handle these new risks in a fulfilling way. More assets are required to cover spending goals over a possibly costly retirement triggered by a long life and poor market returns. And yet, there is no assurance that assets will be sufficient. For retirees who are worried about outliving their wealth, probability-based strategies can become excessively conservative and stressful. This book focuses on the other option: safety-first retirement planning. Safety-first advocates support a more bifurcated approach to building retirement income plans that integrates insurance with investments, providing lifetime income protections to cover spending. With risk pooling through insurance, retirees effectively pay an insurance premium that will provide a benefit to support spending in otherwise costly retirements that could deplete an unprotected investment portfolio. Insurance companies can pool sequence and longevity risks across a large base of retirees, much like a traditional defined-benefit company pension plan or Social Security, allowing for retirement spending that is more closely aligned with averages. When bonds are replaced with insurance-based risk pooling assets, retirees can improve the odds of meeting their spending goals while also supporting more legacy at the end of life, especially in the event of a longer-than-average retirement. We walk through this thought process and logic in steps, investigating three basic ways to fund a retirement spending goal: with bonds, with a diversified investment portfolio, and with risk pooling through annuities and life insurance. We consider the potential role for different types of annuities including simple income annuities, variable annuities, and fixed index annuities. I explain how different annuities work and how readers can evaluate them. We also examine the potential for whole life insurance to contribute to a retirement income plan. When we properly consider the range of risks introduced after retirement, I conclude that the integrated strategies preferred by safety-first advocates support more efficient retirement outcomes. Safety-first retirement planning helps to meet financial goals with less worry. This book explains how to evaluate different insurance options and implement these solutions into an integrated retirement plan.
Book Synopsis The 7 Steps to a Worry-Free Retirement by : David L. Almond
Download or read book The 7 Steps to a Worry-Free Retirement written by David L. Almond and published by . This book was released on 2008 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt: "David Almond cares about your financial security in retirement. If you want the advice of an experienced professional, this book is a gold mine!" -Marilee Driscoll, Author "The Complete Idiot's Guide to Long-term Care Planning," founder www.LTCmonth.com "For those that want to know how to protect themselves and their families from the new retirement risk, this book is a must read." -Lisa N. Bertalan, Estate Planning and Elder Law Attorney "This book is an excellent resource for anyone who desires to understand the importance of financial planning for retirement." -Phil Janney, Estate Planning and Elder Law Attorney "If you want to be in a position to make smart choices, this book is a "must read" for Boomers and their parents." -Roberta Jacobsen, President, Front Porch Communities and Services The 7 Steps to a Worry-Free Retirement is the first personal financial book that takes a holistic approach to retirement planning. Over the years David Almond has applied the principles in this book with great success. The 7 Steps is important advice and inspiration from a respected senior advocate and financial pioneer. As Almond shows, these days financial security in retirement calls for far more than just getting a return on your money---it's understanding what you need to know in order to protect yourself from what some are calling "the perfect retirement storm".
Book Synopsis Getting Safely Through Retirement by : Dave Hall
Download or read book Getting Safely Through Retirement written by Dave Hall and published by . This book was released on 2023-05 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Traditional retirement plans are doing more harm than good. While so many retirees are dying broke, little has been done to fix the issue--especially since retirees now face more financial risks than ever before. Getting Safely Through Retirement: A New Paradigm in Retirement Planning invites readers to step outside the box of traditional retirement planning so they can have the golden years they have worked hard towards.
Book Synopsis Aggressive Retirement by : John Keller
Download or read book Aggressive Retirement written by John Keller and published by . This book was released on 2023-06-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: For those who aspire to retire early and enjoy a life of financial freedom, the concept of aggressive retirement offers a compelling strategy. This approach involves taking proactive and bold steps to maximize savings, investments, and wealth accumulation, allowing you to reach your retirement goals at an accelerated pace. Aggressive retirement starts with a mindset shift. It requires a commitment to prioritizing financial independence and making intentional choices to optimize your income and savings. By adopting a frugal lifestyle and diligently managing expenses, you can channel a significant portion of your earnings towards retirement investments. Investing plays a pivotal role in aggressive retirement. Rather than relying solely on traditional retirement accounts, such as 401(k)s or IRAs, consider diversifying your investment portfolio. Explore opportunities in stocks, real estate, index funds, or even starting your own business. With a higher risk tolerance, you can pursue potentially higher returns and expedite your retirement timeline. Maximizing retirement contributions is a crucial aspect of aggressive retirement. Take advantage of tax-advantaged accounts, such as employer-sponsored plans and Individual Retirement Accounts (IRAs). Contribute the maximum allowed amount each year, harnessing the power of compounding interest and tax benefits to accelerate your savings growth. Another key component of aggressive retirement is ongoing education and financial literacy. Stay informed about investment strategies, market trends, and personal finance topics. Continuously learn from experts, attend seminars or workshops, and leverage online resources to refine your knowledge and make informed decisions. To achieve aggressive retirement, it's essential to periodically reassess and adjust your plans. Regularly evaluate your investment performance, adjust asset allocation, and make necessary course corrections. Consider consulting with financial advisors who specialize in retirement planning to optimize your strategies and ensure you stay on track. While aggressive retirement offers the potential for early retirement, it's important to strike a balance between ambition and risk management. Assess your risk tolerance, consider your financial obligations, and maintain an emergency fund to mitigate unexpected expenses. A well-rounded approach that factors in short-term stability and long-term growth is key. Aggressive retirement empowers you to break free from the traditional retirement timeline and create a future of financial independence. By embracing a proactive mindset, maximizing investments, and staying informed, you can expedite your path to retirement and unlock the freedom to pursue your passions, travel, or engage in meaningful activities at an earlier stage in life. So, if you're ready to take charge of your financial future and retire on your terms, embrace the concept of aggressive retirement. With dedication, discipline, and a strategic approach, you can fast-track your journey to financial freedom and embark on a life of early retirement that aligns with your dreams and aspirations.
Book Synopsis Risk Less / Spend More by : Tom Penland
Download or read book Risk Less / Spend More written by Tom Penland and published by . This book was released on 2017-10-03 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is written to answer those questions for a particular type of person; the person who has learned at some point in life not to spend all the money they worked so hard for. This book is for those who have saved and invested; those who have exercised discipline, and who therefore have accumulated a retirement nest egg. Whether that nest egg is small or large, they want to take the right steps to develop and implement a strategy--one that will provide them the maximum spendable dollars in their retirement years, as well as minimize taxes whenever possible.
