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Author : Irv Ackelsberg
Publisher :
ISBN 13 : 9780983915966
Total Pages : pages
Book Rating : 4.9/5 (159 download)
Download or read book Residential Mortgage Foreclosure written by Irv Ackelsberg and published by . This book was released on 2012-01-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Florida. Supreme Court. Task Force on Residential Mortgage Foreclosure Cases
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (75 download)
Download or read book Final Report and Recommendations on Residential Mortgage Foreclosure written by Florida. Supreme Court. Task Force on Residential Mortgage Foreclosure Cases and published by . This book was released on 2009 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : William H. Locke
Publisher :
ISBN 13 : 9781938873065
Total Pages : 1198 pages
Book Rating : 4.8/5 (73 download)
Download or read book Texas Foreclosure Manual, Third Edition written by William H. Locke and published by . This book was released on 2014-05-02 with total page 1198 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Daniel Immergluck
Publisher : Cornell University Press
ISBN 13 : 0801457580
Total Pages : 265 pages
Book Rating : 4.8/5 (14 download)
Download or read book Foreclosed written by Daniel Immergluck and published by Cornell University Press. This book was released on 2011-07-20 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last two years, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. The unfortunately timely Foreclosed explains the rise of high-risk lending and why these newer types of loans—and their associated regulatory infrastructure—failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of homeownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years—including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products—led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990s and early 2000s. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable homeownership as an option for a broad set of households and communities.
Author : Anthony Fields
Publisher : Dog Ear Publishing
ISBN 13 : 1598582488
Total Pages : 66 pages
Book Rating : 4.5/5 (985 download)
Download or read book The Reverse Mortgage Residential Foreclosure Program written by Anthony Fields and published by Dog Ear Publishing. This book was released on 2006-11 with total page 66 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Reverse Mortgage Residential Foreclosure Program was designed with the understanding that there are SHARKS out there waiting to take your home when you are facing forclosure. The Reverse Mortgage Residential Foreclosure Program is designed to be considered, something like, your super hero. A super hero that comes to rescue you from foreclosure when it looks like there's no hope, and everything else has failed. The Reverse Mortgage Residential Foreclosure Program is Simple, Plain and EASY to understand.
Author : John Arthur Williams
Publisher :
ISBN 13 :
Total Pages : 320 pages
Book Rating : 4.:/5 (118 download)
Download or read book Residential Mortgage Foreclosure Experience in San Diego County, 1955-1965 written by John Arthur Williams and published by . This book was released on 1967 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Mr.Jochen R. Andritzky
Publisher : International Monetary Fund
ISBN 13 : 1498322344
Total Pages : 37 pages
Book Rating : 4.4/5 (983 download)
Download or read book Resolving Residential Mortgage Distress written by Mr.Jochen R. Andritzky and published by International Monetary Fund. This book was released on 2014-12-17 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: In housing crises, high mortgage debt can feed a vicious circle of falling housing prices and declining consumption and incomes, leading to higher mortgage defaults and deeper recessions. In such situations, resolution policies may need to be adapted to help contain negative feedback loops while minimizing overall loan losses and moral hazard. Drawing on recent experiences from Iceland, Ireland, Spain, and the United States, this paper discusses how economic trade-offs affecting mortgage resolution differ in crises. Depending on country circumstances, the economic benefits of temporary forbearance and loan modifications for struggling households could outweigh their costs.
Author : United States. Housing and Home Finance Agency. Office of Program Policy
Publisher :
ISBN 13 :
Total Pages : 210 pages
Book Rating : 4.3/5 (91 download)
Download or read book Mortgage Foreclosures in Six Metropolitan Areas written by United States. Housing and Home Finance Agency. Office of Program Policy and published by . This book was released on 1963 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Lloyd SEGAL
Publisher : AMACOM Div American Mgmt Assn
ISBN 13 : 0814413307
Total Pages : 362 pages
Book Rating : 4.8/5 (144 download)
Download or read book Stop Foreclosure Now written by Lloyd SEGAL and published by AMACOM Div American Mgmt Assn. This book was released on 2008-09-15 with total page 362 pages. Available in PDF, EPUB and Kindle. Book excerpt: We've all heard the reports. Americans are losing their homes in record numbers, and the housing crisis seems unlikely to subside anytime soon. Foreclosures affect all kinds of people and all kinds of properties. Many people faced with foreclosure feel helpless and resigned to giving up their homes without even trying to save them. The good news is that with the right advice, homeowners can take control of the situation, avoid foreclosure proceedings, and even protect their credit. Lloyd Segal, mortgage banker, attorney, and real estate investor has spent the last twenty-five years helping homeowners save their houses. In Stop Foreclosure Now, he shows readers how to: develop a plan to delay or stop foreclosure • understand the documents involved • negotiate with their lender • use the courts to stop foreclosure and bankruptcy • arrange to refinance their property • sell their property quickly • use military status to stop foreclosure • understand foreclosure laws in all 50 states Timely and indispensable, this guide will help anyone survive the housing crisis and preserve their most important investment.
Author : Christopher K. Odinet
Publisher : Cambridge University Press
ISBN 13 : 1108311032
Total Pages : 231 pages
Book Rating : 4.1/5 (83 download)
Download or read book Foreclosed written by Christopher K. Odinet and published by Cambridge University Press. This book was released on 2019-02-07 with total page 231 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Foreclosed, Christopher K. Odinet gives voice to the stories of homeowners that have been neglected, particularly those facing foreclosure and deep financial distress. The book reveals the powerful and often invisible mortgage servicing industry, the tremendous discretionary power it wields over the housing lives of most Americans, and the servicing problems that still persist today. In doing so, it unveils a quiet and dangerous market shift in mortgage servicing - namely, an ongoing move toward a shadow banking sector where regulation is weak - that threatens the stability of our housing finance system. Ultimately, the book demonstrates how the law does not afford homeowners the protection most think and how regulation of these mortgage middlemen remains weak. Foreclosed should be read by anyone concerned with the state of housing and home ownership in the United States.
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development
Publisher :
ISBN 13 :
Total Pages : 208 pages
Book Rating : 4.:/5 (327 download)
Download or read book Mortgage Foreclosures and Other Current Mortgage Credit Issues written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development and published by . This book was released on 1986 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Y. M. LI
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (978 download)
Download or read book Impact of Residential Mortgage Foreclosure on Neighborhood Change and Succession written by Y. M. LI and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services
Publisher :
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.:/5 (327 download)
Download or read book The Private Sector and Government Response to the Mortgage Foreclosure Crisis written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2010 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. Senate. Committee on the Judiciary
Publisher :
ISBN 13 :
Total Pages : 96 pages
Book Rating : 4.0/5 ( download)
Download or read book Keeping Families in Their Homes written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 2009 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Shari B. Olefson
Publisher : Prometheus Books
ISBN 13 : 1591028671
Total Pages : 522 pages
Book Rating : 4.5/5 (91 download)
Download or read book Foreclosure Nation written by Shari B. Olefson and published by Prometheus Books. This book was released on 2009-12-04 with total page 522 pages. Available in PDF, EPUB and Kindle. Book excerpt: The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country’s mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government’s and Wall Street’s roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you: • Choose a mortgage professional and understand what’s motivating him or her • Decide what mortgage product fits best and when to refinance • Get the best fees, interest rate, and service • Create your own solutions for navigating the credit crunch • Know what to do when you can’t afford your mortgage • Protect your home if you are at risk of foreclosure • Understand how to proceed if you are already in foreclosure • Capitalize on emerging opportunities and avoid the scams and mortgage fraud • Prepare for coming changes Foreclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.
Author : Isaac Martin
Publisher : Stanford University Press
ISBN 13 : 0804795789
Total Pages : 112 pages
Book Rating : 4.8/5 (47 download)
Download or read book Foreclosed America written by Isaac Martin and published by Stanford University Press. This book was released on 2015-04-01 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: From 2007 to 2012, almost five percent of American adults—about ten million people—lost their homes because they could not make mortgage payments. The scale of this home mortgage crisis is unprecedented—and it's not over. Foreclosures still displace more American homeowners every year than at any time before the twenty-first century. The dispossession and forced displacement of American families affects their health, educational success, and access to jobs. It continues to block any real recovery in the hardest-hit communities. While we now know a lot about how this crisis affected the global economy, we still know very little about how it affected the people who lost their homes. Foreclosed America offers the first representative portrait of those people—who they are, how and where they live after losing their homes, and what they have to say about their finances, their neighborhoods, and American politics. It is a sobering picture of Americans down on their luck, and of a crisis that is testing American democracy.
Author : Yanmei Li
Publisher :
ISBN 13 :
Total Pages : 254 pages
Book Rating : 4.:/5 (32 download)
Download or read book The Dynamic Interaction Between Residential Mortgage Foreclosure, Neighborhood Characteristics, and Neighborhood Change written by Yanmei Li and published by . This book was released on 2006 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: Many factors lead to mortgage default and foreclosure, and neighborhood characteristics are among the most important (Quercia and Stegman, 1992). However, few scholars have examined how neighborhood characteristics contribute to mortgage foreclosure (Cotterman, 2001; Baxter and Lauria, 2000; Lauria, 1998) and none of the previous studies have systematically addressed the mutual interaction between foreclosure and neighborhood characteristics and change. This research uses multiple datasets from Ohio's two most populous counties to examine some of these previously omitted or understudied aspects of the issue. Particular attention has been paid to each neighborhood's racial composition, economic level, housing prices and other housing stock characteristics as well as to the changes over time in those variables. The analysis starts with simple descriptive statistics, spatial autocorrelation analysis, and comparison of different foreclosure patterns in the two counties. Then spatial regression models, H-Robust models and Iterated Seemingly Unrelated Regression (ITSUR) are used to explain the interaction between mortgage foreclosure and neighborhood characteristics and change. The study finds that foreclosures cluster in low-income minority neighborhoods and inner cities, although suburban areas have seen an increase. Educational attainment, median household income, and average housing cost burden contribute to foreclosures in both counties. As expected there are similarities and disparities in the interaction of foreclosure and neighborhoods between the two counties. The use of panel data, Robust OLS, spatial lag models and SUR has solved some problems related to spatial dependence, heteroskedasticity and mutual non-recursive interaction between foreclosure and neighborhoods. The research not only contributes to the literate and methodology in related topics, but also contributes to our understanding of the relationship between foreclosure and neighborhoods, and will assist in the creation of better policies to deal with the issue of foreclosure. The policy recommendations include a strong focus on neighborhood foreclosure prevention, not just policies aimed at individual homeowners. These policies might focus on neighborhoods with low educational attainment, an increasing percentage black population, or a high female headship rate. This project suggests that foreclosure prevention programs not be the same in all places.
