Poverty, Social Exclusion and Microfinance in Britain

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Author :
Publisher : Oxfam
ISBN 13 : 9780855984137
Total Pages : 196 pages
Book Rating : 4.9/5 (841 download)

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Book Synopsis Poverty, Social Exclusion and Microfinance in Britain by : Ben Rogaly

Download or read book Poverty, Social Exclusion and Microfinance in Britain written by Ben Rogaly and published by Oxfam. This book was released on 1999 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is an analysis of the potential of community-based financial services to reduce poverty and combat social exclusion in Britain. From this base, the authors move to a critical review of the outcomes of microfinance interventions around the world. They consider innovative economic responses to poverty in countries such as Bangladesh and Bolivia. Then drawing on their own research, they set out ways to counter financial exclusion in Britain; how to enable people to build assets and acquire capital, and provide mechanisms for the wealth retention in communities deserted by conventional banks.

Poverty, Social Exclusion and Microfinance in Britain

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Author :
Publisher :
ISBN 13 : 9780855988326
Total Pages : 176 pages
Book Rating : 4.9/5 (883 download)

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Book Synopsis Poverty, Social Exclusion and Microfinance in Britain by : Thomas Fisher

Download or read book Poverty, Social Exclusion and Microfinance in Britain written by Thomas Fisher and published by . This book was released on 1999 with total page 176 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Enterprise, Deprivation and Social Exclusion

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Publisher : Taylor & Francis
ISBN 13 : 1136731504
Total Pages : 323 pages
Book Rating : 4.1/5 (367 download)

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Book Synopsis Enterprise, Deprivation and Social Exclusion by : Alan Southern

Download or read book Enterprise, Deprivation and Social Exclusion written by Alan Southern and published by Taylor & Francis. This book was released on 2012-04-27 with total page 323 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is little doubt that in recent years, enterprise has been considered an essential approach in the alleviation of deprivation existing in the developed world. The assumption is that area-based initiatives provide a means by which enterprise can include all members of society in mainstream social and economic activities. The rationale behind Enterprise, Deprivation and Social Exclusion is to critically challenge the notion that enterprise can address the complexity behind deprivation and social exclusion by demonstrating UK and North American examples. We see how enterprise has come to be regarded as a means by which poverty can be reduced and new opportunities can be opened up to support individuals. However, the authors here seek to give a greater appreciation to the structural roots of deprivation and pose questions about whether or not enterprise might actually exacerbate structures of social and economic exclusion. What if enterprise actually maintains differences between types of community and keeps individuals entrenched in certain ways of thinking? The contributions in this edited collection will offer a distinct opportunity in respect of both theoretical and empirical advancement. The authors hale from both sides of the Atlantic and form an inter-disciplinary group to provide complementary perspectives in this field.

Financial Exclusion and the Poverty Trap

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Author :
Publisher : Routledge
ISBN 13 : 1317605624
Total Pages : 213 pages
Book Rating : 4.3/5 (176 download)

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Book Synopsis Financial Exclusion and the Poverty Trap by : Paul Mosley

Download or read book Financial Exclusion and the Poverty Trap written by Paul Mosley and published by Routledge. This book was released on 2012-02-27 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: The persistence of poverty hurts us all, and attacking poverty is a major policy objective everywhere. In Britain, the main political parties have an anti-poverty mandate and in particular an agreed commitment to eliminate child poverty by 2020, but there is controversy over how this should be done. This book addresses one of the main causes of poverty, financial exclusion – the inability to access finance from the high-street banks. People on low or irregular incomes typically have to resort to loan sharks, ‘doorstep lenders’ and other informal credit sources, a predicament which makes escape from the poverty trap doubly difficult. Over the last fifteen years, a strategy of breaking down the poverty trap has been implemented, known in the UK as community development financial institutions (CDFIs), typically non-profit lending institutions focussed on the financially excluded, and seeking to learn from the achievements of microfinance around the world. Focussing on the period 2007-09, during which the UK went into a global recession, this book investigates how CDFIs work and how well they have helped low-income people and businesses to weather that recession. Based on a study of eight CDFIs in four UK cities, we ask: what ideas for overcoming financial exclusion have worked well, and which have worked badly? What can we learn from the experience of these CDFIs which can help reduce poverty in this country and globally? We assess the impact of CDFIs using a range of indicators (including income, assets, education, health) and ask what changes in policy by both CDFIs and government agencies (for example, benefits agencies) might be able to increase impact. Some of the key lessons are: CDFIs need to work with appropriate partners to build up savings capacity in their clients; the community environment is vital in determining who escapes from the poverty trap; and CDFIs can never function properly unless they learn how to control their overdue debts. This book will be vital reading for those concerned with social policy, microfinance and anti-poverty policies in industrialised countries and around the world.

The Solidarity Economy

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Publisher : Princeton University Press
ISBN 13 : 0691250383
Total Pages : 320 pages
Book Rating : 4.6/5 (912 download)

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Book Synopsis The Solidarity Economy by : Tehila Sasson

Download or read book The Solidarity Economy written by Tehila Sasson and published by Princeton University Press. This book was released on 2024-05-28 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: The untold story of the role of humanitarian NGOs in building the neoliberal order after empire After India gained independence in 1947, Britain reinvented its role in the global economy through nongovernmental aid organizations. Utilizing existing imperial networks and colonial bureaucracy, the nonprofit sector sought an ethical capitalism, one that would equalize relationships between British consumers and Third World producers as the age of empire was ending. The Solidarity Economy examines the role of nonstate actors in the major transformations of the world economy in the postwar era, showing how British NGOs charted a path to neoliberalism in their pursuit of ethical markets. Between the 1950s and 1990s, nonprofits sought to establish an alternative to Keynesianism through their welfare and development programs. Encouraging the fair trade of commodities and goods through microfinance, consumer boycotts, and corporate social responsibility, these programs emphasized decentralization, privatization, and entrepreneurship. Tehila Sasson tells the stories of the activists, economists, politicians, and businessmen who reimagined the marketplace as a workshop for global reform. She reveals how their ideas, though commonly associated with conservative neoliberal policies, were part of a nonprofit-driven endeavor by the liberal left to envision markets as autonomous and humanizing spaces, facilitating ethical relationships beyond the impersonal realm of the state. Drawing on dozens of newly available repositories from nongovernmental, international, national, and business archives, The Solidarity Economy reconstructs the political economy of these markets—from handicrafts and sugar to tea and coffee—shedding critical light on the postimperial origins of neoliberalism.

Microfinance and Poverty Reduction

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Author :
Publisher : Oxfam
ISBN 13 : 9780855983697
Total Pages : 148 pages
Book Rating : 4.9/5 (836 download)

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Book Synopsis Microfinance and Poverty Reduction by : Susan Johnson

Download or read book Microfinance and Poverty Reduction written by Susan Johnson and published by Oxfam. This book was released on 1997 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book emphasizes the importance of studying the local context, and then considering the macroeconomic factors which may be operating upon the economy of a particular country. Five extended case studies, in the Gambia, Ecuador, Mexico, Pakistan, and the UK are examined with reference to further aspects of sustainability and impact assessment.

Beyond Micro-credit

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Author :
Publisher : Oxfam
ISBN 13 : 9780855984885
Total Pages : 396 pages
Book Rating : 4.9/5 (848 download)

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Book Synopsis Beyond Micro-credit by : Thomas Fisher

Download or read book Beyond Micro-credit written by Thomas Fisher and published by Oxfam. This book was released on 2002 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beyond Micro-Credit sets out how Indian Micro-Finance Initiatives are combining micro-finance with a wide range of development goals, these include not only poverty alleviation through providing savings, credit and insurance services but also promoting livelihoods, empowering women, building people's organizations and changing institutions.

Urban Geography in America, 1950-2000

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Publisher : Routledge
ISBN 13 : 1134728581
Total Pages : 405 pages
Book Rating : 4.1/5 (347 download)

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Book Synopsis Urban Geography in America, 1950-2000 by : Brian J.L Berry

Download or read book Urban Geography in America, 1950-2000 written by Brian J.L Berry and published by Routledge. This book was released on 2014-05-01 with total page 405 pages. Available in PDF, EPUB and Kindle. Book excerpt: Urban Geography in America offers a comprehensive historiography of this major field. Compiling the best essays from the flagship journal Urban Geography , it shows the evolution of the field from the 1950s to 2000, as it shifted from data-driven social science modeling in the 1960s to the more critical perspectives of the 1970s to postmodernism in the 1980s to feminism and globalization in the 1990s. It covers all the major trends and figures, and features some of the most important names in the field. Ultimately, this will be a necessary reference for all scholars in the field and all graduate students taking introductory courses and preparing for their comprehensive exams.

Financial Exclusion

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Publisher : Springer
ISBN 13 : 023050874X
Total Pages : 201 pages
Book Rating : 4.2/5 (35 download)

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Book Synopsis Financial Exclusion by : S. Carbó

Download or read book Financial Exclusion written by S. Carbó and published by Springer. This book was released on 2015-12-17 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services. This has emerged as a major international policy issue. There is growing evidence that deregulation in developed financial sectors improves financial inclusion for some societal groups (more products become available to a bigger customer base), but may at the same time exacerbate it for others (for example, by emphasizing greater customer segmentation and more emphasis on risk-based pricing and 'value added'). In developing countries access to financial services is typically limited and therefore providing wider access to such services can aid financial and economic development. This is the first text to analyze financial exclusion issues in different parts of the world and it covers the various public and private sector mechanisms that have been advanced to help eradicate this problem.

Hard Choices

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Publisher : University of Toronto Press
ISBN 13 : 1442612525
Total Pages : 289 pages
Book Rating : 4.4/5 (426 download)

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Book Synopsis Hard Choices by : Jerry Buckland

Download or read book Hard Choices written by Jerry Buckland and published by University of Toronto Press. This book was released on 2012-03-30 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices. The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all.

Financial Inclusion Schemes in India

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Author :
Publisher : Springer Nature
ISBN 13 : 9811913161
Total Pages : 182 pages
Book Rating : 4.8/5 (119 download)

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Book Synopsis Financial Inclusion Schemes in India by : Firdous Ahmad Malik

Download or read book Financial Inclusion Schemes in India written by Firdous Ahmad Malik and published by Springer Nature. This book was released on 2022-05-06 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: The exclusion of the destitute population from the formal financial system is a long-standing problem in India. This book examines the performance of financial inclusion policies in India to understand their impact on two urban vulnerable groups, Slum Dwellers and Beggars. This study includes analysis at the national level, the variables of the financial inclusion index like Penetration, Availability, and Usage from 2006 to 2020 from the world bank data set. Similarly, the authors examine five policies on financial inclusion by conducting a primary level survey on two urban capital cities of Lucknow and Kolkata, using a well-structured questionnaire for data collection. The authors uses two sampling techniques: simple random in the case of beggars, and stratified random in the case of slum dwellers. This book highlights the difference between financial access and non-access of household respondents in capturing the impacts of financial inclusion schemes on their socio-economic condition and financial behavior. The findings indicate that access to these schemes is extremely limited for the underprivileged population, such as beggars and slum dwellers. The analysis has shown that claims made by the government are not based on real-life occurrences. This book demonstrates that these programs have a negligible effect on life-deprived people. This book will be of interest to academia, policymakers, and society at large.

Women and Credit

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Author :
Publisher : Routledge
ISBN 13 : 1000210960
Total Pages : 343 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Women and Credit by : Gail Campbell

Download or read book Women and Credit written by Gail Campbell and published by Routledge. This book was released on 2020-07-12 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit can be instrumental in equalizing opportunity and alleviating poverty, yet historically men and women have not had the same access. Partly because of this, women have been excluded from many previous economic histories. This book fills a significant gap in exploring the vexed relationship between the women and credit across time and space.Providing examples of credit agencies and initiatives in both the developing and developed world, Women and Credit raises important policy issues and makes valuable suggestions for reconfiguring the relationship between women and credit. It also answers questions previously ignored by scholars, yet of vital significance to women's studies and economic history. What contribution did women make to the development of industrial capitalism? How does women's access to credit vary across time and cultures? How has the development of mico-credit initiatives affected women's economic position and what role will such initiatives play in the future?This book is an invaluable resource for anyone in the fields of Women's studies, economic history, anthropology or development.

Micro-entrepreneurs

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Author :
Publisher : Institute for Public Policy Research
ISBN 13 : 9781860301438
Total Pages : 168 pages
Book Rating : 4.3/5 (14 download)

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Book Synopsis Micro-entrepreneurs by : Andrea Westall

Download or read book Micro-entrepreneurs written by Andrea Westall and published by Institute for Public Policy Research. This book was released on 2000 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Understanding the Social Economy and the Third Sector

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Publisher : Bloomsbury Publishing
ISBN 13 : 1137087145
Total Pages : 304 pages
Book Rating : 4.1/5 (37 download)

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Book Synopsis Understanding the Social Economy and the Third Sector by : Simon Bridge

Download or read book Understanding the Social Economy and the Third Sector written by Simon Bridge and published by Bloomsbury Publishing. This book was released on 2020-05-13 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Understanding the Social Economy and the Third Sector fills a significant gap by bringing together a comprehensive range of topics in one resource. Students will gain a working knowledge of the social economy and social capital, illustrated by comparison with the private and public sectors and real-world examples.

Migrant Nurses

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Publisher : Taylor & Francis
ISBN 13 : 1498790534
Total Pages : 165 pages
Book Rating : 4.4/5 (987 download)

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Book Synopsis Migrant Nurses by : Andrea Winkelmann-Gleed

Download or read book Migrant Nurses written by Andrea Winkelmann-Gleed and published by Taylor & Francis. This book was released on 2022-10-30 with total page 165 pages. Available in PDF, EPUB and Kindle. Book excerpt: The NHS and independent healthcare sectors increasingly depend on the contributions of the migrant workforce to make up for serious shortfalls in staff numbers. This book analyses the motivation required for nurses to migrate, their experience of integration and the important contribution they can make in the healthcare environment. Based on quantitative and qualitative research conducted among migrant and refugee nurses, this book includes many first-hand accounts from individuals adapting to working life in the United Kingdom. It covers areas such as diversity, relationships, problems, cultural understanding and exclusion, as well as taking an overall look at migration, ethnicity and employment. "Migrant Nurses" is a practical handbook that provides vital information for human resources managers in the NHS and private healthcare sectors, diversity managers and mentors. It provides great insight for researchers interested in organisational behaviour, healthcare and development studies. Policy makers and shapers will find it helpful and community groups working with migrants and refugees will also find it valuable.

Indigenous Studies: Breakthroughs in Research and Practice

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Author :
Publisher : IGI Global
ISBN 13 : 1799804240
Total Pages : 794 pages
Book Rating : 4.7/5 (998 download)

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Book Synopsis Indigenous Studies: Breakthroughs in Research and Practice by : Management Association, Information Resources

Download or read book Indigenous Studies: Breakthroughs in Research and Practice written by Management Association, Information Resources and published by IGI Global. This book was released on 2019-10-11 with total page 794 pages. Available in PDF, EPUB and Kindle. Book excerpt: Global interest in indigenous studies has been rapidly growing as researchers realize the importance of understanding the impact indigenous communities can have on the economy, development, education, and more. As the use, acceptance, and popularity of indigenous knowledge increases, it is crucial to explore how this community-based knowledge provides deeper insights, understanding, and influence on such things as decision making and problem solving. Indigenous Studies: Breakthroughs in Research and Practice examines the politics, culture, language, history, socio-economic development, methodologies, and contemporary experiences of indigenous peoples from around the world, as well as how contemporary issues impact these indigenous communities on a local, national, and global scale. Highlighting a range of topics such as local narratives, intergenerational cultural transfer, and ethnicity and identity, this publication is an ideal reference source for sociologists, policymakers, anthropologists, instructors, researchers, academicians, and graduate-level students in a variety of fields.

Financial Exclusion in Ireland

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Author :
Publisher : Combat Poverty Agency
ISBN 13 : 1905485247
Total Pages : 234 pages
Book Rating : 4.9/5 (54 download)

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Book Synopsis Financial Exclusion in Ireland by : Caroline Corr

Download or read book Financial Exclusion in Ireland written by Caroline Corr and published by Combat Poverty Agency. This book was released on 2006 with total page 234 pages. Available in PDF, EPUB and Kindle. Book excerpt: