Personal Finance 101 Canada’S Housing Market Analysis Buying Vs Renting a Home

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Author :
Publisher : Xlibris Corporation
ISBN 13 : 1514454734
Total Pages : 60 pages
Book Rating : 4.5/5 (144 download)

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Book Synopsis Personal Finance 101 Canada’S Housing Market Analysis Buying Vs Renting a Home by : Dmitry Newman

Download or read book Personal Finance 101 Canada’S Housing Market Analysis Buying Vs Renting a Home written by Dmitry Newman and published by Xlibris Corporation. This book was released on 2016-02-05 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real estate market growth in Canada experienced unprecedented growth in the last five years, driving housing prices to an unaffordable level for an average household and giving an impression of a housing bubble, similar to the one seen in the United States in 2007. Yet a large number of Canadian families are dreaming of becoming homeowners at any cost (even if they are not able to afford it) without clear understanding of risks and costs associated with a home purchase. But under current market conditions, homeownership is a luxury rather than a profitable investment. The book provides a real-life illustration of two options available for a family debating between buying and leasing a townhouse in Toronto (the readers are able to easily extend this analysis to other types of residential properties). One of the findings from this mathematical exercise is that an unchanged house price by the end of a five-year term results in a $90,000 loss by the homeowner. This implies that the only rational explanation for a desire to buy the townhouse is expectations of capital appreciation that will be sufficient to compensate for the additional costs of homeownership. The analytical section of the book provides an insight into an upcoming price moderation stage for the Canadian housing market. Analysis include a discussion on the forces of supply and demand that drove the Canadian housing prices to the level where they are today and an outlook on what is likely to happen with these forces in years to come. The user-friendly Excel model is available for download by readers free of charge and can be used for evaluation of their own personal options.

Real Estate Investing in Canada

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470158891
Total Pages : 320 pages
Book Rating : 4.4/5 (71 download)

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Book Synopsis Real Estate Investing in Canada by : Don R. Campbell

Download or read book Real Estate Investing in Canada written by Don R. Campbell and published by John Wiley & Sons. This book was released on 2009-01-16 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: FREE DOWNLOAD OF PROPERTY ANALYZER SOFTWARE Canadians in greater numbers than ever before are turning to real estate to build wealth. The Authentic Canadian Real Estate (ACRE) system is the first of its kind to show average Canadians how to profit from investing in residential real estate. In Real Estate Investing in Canada, you will discover how to cut through the hype and emotion of any real estate market and accurately assess the inherent risks and rewards. Whether you are buying your first property or your 100th, this book provides new-found tools, strategies and condence to help you achieve your investment goals. WHAT CANADIAN INVESTORS SAY ABOUT REAL ESTATE INVESTING IN CANADA AND DON R. CAMPBELL: "This is a great book. The information in just one of the chapters alone saved me over $28,000." Michael Millenaar "Full of practical Canadian content and presented in an organized and respectful system. It directly addresses how to get the money and financing you need to purchase real estate and achieve your goals." Tamara MacLaren "One of Don Campbell's great gifts is his near-genius ability to take something that appears complex and break it down into a simple step-by-step system that anyone can follow. I am convinced that everyone will thoroughly enjoy, and more important, benefit financially, by reading this book." Russell Westcott "The power of Real Estate Investing in Canada lies in the super simple, market-proven system that it offers you. It makes real estate dreams possible for any Canadian. If you are serious about learning the truth, cutting through the hype and being successful, this is your real estate bible!" Valden Palm, MisterRRSP.com The markets across the country are continually shifting and you must keep on top of the latest information. So, as a bonus, every registered reader of Real Estate Investing in Canada will have proprietary access to critical forms and ongoing market research at www.realestateinvestingincanada.com.

The Wealthy Renter

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Author :
Publisher : Dundurn
ISBN 13 : 1459736486
Total Pages : 265 pages
Book Rating : 4.4/5 (597 download)

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Book Synopsis The Wealthy Renter by : Alex Avery

Download or read book The Wealthy Renter written by Alex Avery and published by Dundurn. This book was released on 2016-09-10 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: A National Bestseller! Why be house poor when you can rent rich? “Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice. Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.

Buying U.S. Real Estate

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118439783
Total Pages : 192 pages
Book Rating : 4.1/5 (184 download)

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Book Synopsis Buying U.S. Real Estate by : Richard Dolan

Download or read book Buying U.S. Real Estate written by Richard Dolan and published by John Wiley & Sons. This book was released on 2012-08-27 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt: "I would consider this the bible for any Canadians wanting to invest in US real estate." —W. Brett Wilson, Entrepreneur, Recipient of the Order of Canada, and former Dragon The thought of buying property in the United States has been on your mind. Perhaps family members or friends already own real estate in the Sunbelt and you've enjoyed the occasional visit. You sense the market isn't as frenzied as it once was but there is still very good value to be found. Whether you are looking for a vacation home or an investment property, you are certainly not alone. Canadians continue to buy U.S. real estate at a record pace. But as the economy and laws change around ownership of U.S. property, Canadians need to have the most current information possible at their fingertips. Buying U.S. Real Estate: The Proven and Reliable Guide for Canadians is written by experts who own U.S. property and addresses the many cross-border issues and requirements, such as: How to begin your search and find relevant data Finding the experts you need on your side Knowing that a property meets your lifestyle needs and wants Knowing all of your finance options How to proceed with renovations or upgrades What you need to know about U.S. tax laws What type of ownership is best aligned with your strategy How to create an estate plan For Canadians generally, and boomers especially, the right property in the right destination point is integral to their life-rich philosophy. Buying U.S. Real Estate: The Proven and Reliable Guide for Canadians puts all of the pieces of the puzzle together and is an essential guide to reaching one's ultimate destination.

Mortgages Made Easy

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Publisher : John Wiley & Sons
ISBN 13 : 0470739460
Total Pages : 253 pages
Book Rating : 4.4/5 (77 download)

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Book Synopsis Mortgages Made Easy by : Douglas Gray

Download or read book Mortgages Made Easy written by Douglas Gray and published by John Wiley & Sons. This book was released on 2010-03-19 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make this book your first stop when shopping for a mortgage! Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products? Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage. Among the key topics discussed are: Types and sources of mortgages Mortgages and your RRSP How to renew, refinance, or prepay a mortgage How to invest in mortgages Creative financing techniques Government assistance Special options for seniors Pitfalls to avoid And much, much more, including a glossary, checklists, forms, and helpful websites. Written by one of Canada's most respected real estate experts, let Mortgages Made Easy help you obtain the financing that's right for your home or investment property.

Canadian Real Estate Investor Financing

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Author :
Publisher : Dalia Barsoum
ISBN 13 : 9780991868704
Total Pages : 0 pages
Book Rating : 4.8/5 (687 download)

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Book Synopsis Canadian Real Estate Investor Financing by : Dalia Barsoum

Download or read book Canadian Real Estate Investor Financing written by Dalia Barsoum and published by Dalia Barsoum. This book was released on 2013-03-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Canadain Real Estate Investor Financing - 7 Secrets to Getting All the Money You Want; shows you how you can start or grow any real estate portfolio with these proven and somewhat "insider techniques" revealed by "X" bankers Dalia Barsoum and Enza Venuto. Every Candian Investor will now discover: The Rules of the Investment Game ] How to Get Creative with the Rules ] Zero Down Mortgages and VTB's ] How to Finance Joint Ventures ] Private Money Sources ] Mortgages for Investors Eyes' Only ] The Million Dollar Answer

The Newcomer's Guide to Canadian Housing

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Author :
Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis The Newcomer's Guide to Canadian Housing by : Canada Mortgage and Housing Corporation

Download or read book The Newcomer's Guide to Canadian Housing written by Canada Mortgage and Housing Corporation and published by . This book was released on 1999 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide is designed to answer newcomers' questions about renting or buying a house. It provides information about housing in Canada, sets out the nature and types of questions to ask landlords, building superintendents, real estate sales representatives, property managers and lenders and explains mortgages, interest, and the steps in buying a house, as well as the process of acquiring rental accommodation.

How to Prepare to Own a Home in Canada

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Author :
Publisher :
ISBN 13 : 9780981147512
Total Pages : 144 pages
Book Rating : 4.1/5 (475 download)

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Book Synopsis How to Prepare to Own a Home in Canada by : Sheila Atienza

Download or read book How to Prepare to Own a Home in Canada written by Sheila Atienza and published by . This book was released on 2009-02 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Great Read for NEWCOMERS in Canada! The book presents an overview of what awaits newcomers, how they should essentially look at their PERSONAL FINANCE, ESTABLISH CREDIT and handle resources; and understand various aspects of MORTGAGES. Do you aspire to become a FIRST-TIME BUYER and want to know when is a good time to buy a home youve been dreaming of? Are you TIRED OF RENTING? Have you applied for a mortgage? Have you been going through one lender to another, to no avail? Did you know how lenders look at you, RISKY BORROWER or QUALIFIED BORROWER? Finally, heres a book written for FUTURE HOMEOWNERS! This book will guide you HOW YOU CAN GET READY FINANCIALLY so you can QUALIFY for a MORTGAGE and be a homeowner in time! A practical, highly-recommended reference for anyone preparing to enter the housing industry as a first-time buyer, whether in the midst of RECESSION or not!

Your Money: The Missing Manual

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Author :
Publisher : O'Reilly Media
ISBN 13 : 1449389465
Total Pages : 336 pages
Book Rating : 4.4/5 (493 download)

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Book Synopsis Your Money: The Missing Manual by : J.D. Roth

Download or read book Your Money: The Missing Manual written by J.D. Roth and published by O'Reilly Media. This book was released on 2010-03-04 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Keeping your financial house in order is more important than ever. But how do you deal with expenses, debt, taxes, and retirement without getting overwhelmed? This book points the way. It's filled with the kind of practical guidance and sound insights that makes J.D. Roth's GetRichSlowly.org a critically acclaimed source of personal-finance advice. You won't find any get-rich-quick schemes here, just sensible advice for getting the most from your money. Even if you have perfect credit and no debt, you'll learn ways to make your rosy financial situation even better. Get the info you need to make sensible decisions on saving, spending, and investing Learn the best ways to set and achieve financial goals Set up a realistic budget framework and learn how to track expenses Discover proven methods to help you eliminate debt Understand how to use credit wisely Win big by making smart decisions on your home and other big-ticket items Learn how to get the most from your investments by avoiding rash decisions Decide how -- and how much -- to save for retirement

Home Buying For Dummies

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470500662
Total Pages : 378 pages
Book Rating : 4.4/5 (75 download)

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Book Synopsis Home Buying For Dummies by : Eric Tyson

Download or read book Home Buying For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2009-04-01 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites

Rental Housing

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Author :
Publisher : World Bank Publications
ISBN 13 : 0821396552
Total Pages : 178 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Rental Housing by : Ira Gary Peppercorn

Download or read book Rental Housing written by Ira Gary Peppercorn and published by World Bank Publications. This book was released on 2013-03-20 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: The discussion of where people live and how people pay for their housing has undergone a significant shift. Until the mortgage crisis erupted in 2008, the housing policy of most nations focused on increasing home ownership. There had been very little discussion about rental housing, less about social housing, and virtually none about public housing. The mortgage crisis showed the challenges inherent in pushing for home ownership for all. With homes going into foreclosure and with credit tightening in many countries, the need for rental housing increased dramatically. However, most countries are only beginning to consider supporting rental housing as a shelter option. This book is an effort to bring rental housing to the forefront of the housing agenda and to provide general guidance to policy makers. The information it provides can assist key players in housing markets--government officials, private rental property owners, financiers, and nongovernmental organizations--in including rental housing as a critical housing option and in having an informed discussion on how best to stimulate this sector.

Money Like you Mean It: Personal Finance Tactics for the real World ǀ A simple guide to master personal finance and make more money

Download Money Like you Mean It: Personal Finance Tactics for the real World ǀ A simple guide to master personal finance and make more money PDF Online Free

Author :
Publisher : Sristhi Publishers & Distributors
ISBN 13 : 9395192348
Total Pages : 132 pages
Book Rating : 4.3/5 (951 download)

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Book Synopsis Money Like you Mean It: Personal Finance Tactics for the real World ǀ A simple guide to master personal finance and make more money by : Erica Alini

Download or read book Money Like you Mean It: Personal Finance Tactics for the real World ǀ A simple guide to master personal finance and make more money written by Erica Alini and published by Sristhi Publishers & Distributors. This book was released on 2023-10-09 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt: Confused whether to buy a house or rent it? How to manage debts? Is it really essential to have a passive income source to aid wealth creation? MONEY LIKE YOU MEAN IT is a personal finance tool kit to help you manage finance in the real world. For the new age investors, who want to make the most of what they have, this is a treasure trove of information! - Smart tools to aid wealth generation and management - Learn the ins and outs of smart borrowing and debt management - Practical insurance advice and budgeting techniques - Hands-on insights into savings for retirement - Packed with recent and relevant examples

Understanding Private Rental Housing Investment in Canada

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Author :
Publisher :
ISBN 13 :
Total Pages : 122 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Understanding Private Rental Housing Investment in Canada by : Canada Mortgage and Housing Corporation

Download or read book Understanding Private Rental Housing Investment in Canada written by Canada Mortgage and Housing Corporation and published by . This book was released on 1999 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: The key study objectives were: -To examine the nature and extent of private rental housing investment in Canada; -To develop a profile of who is investing in private rental housing; and -To establish a thorough understanding of what investors and lenders consider in their decision-making process. The ultimate goal of the research was to provide a solid basis from which public and private sector decision-makers can act in an informed manner. Rental housing can be divided into two broad sectors: -Private rental housing refers to units owned by private sector investors; the owner or occupants may have received a government subsidy/incentive at some point, but the units themselves remain in the hands of the private sector. -Social/assisted rental housing includes any publicly owned rental building, including non-profit and co-op buildings. It is private rental housing which forms the focus of the current study. Investment in private rental housing can take a variety of forms, including: -Developing new "purpose-built" rental properties for own portfolio or for sale to other investors; -Purchasing rental properties from a previous investor (or developer); -Holding/owning existing rental properties on an on-going, longer-term basis; -Converting purpose-built owner-occupied or non-residential space to rental tenure -either temporarily or permanently; and -Upgrading existing rental properties (i.e. renovation/repair work). This report covers each of these various types of private rental investment to some degree. However, the emphasis of the analysis, particularly with respect to the development of a profile of rental investors, is on what are termed "active" investors - those who invest in new units, or are purchasing existing units. The study takes a Canada-wide view of private rental investment. Where available, statistical information is presented for the 26 Census Metropolitan Areas. In addition, the following six major markets have been selected for more in-depth analysis in some instances: Halifax; Montreal; Toronto; Winnipeg; Calgary; Vancouver. These centres were chosen as they are among the largest rental markets, and also provide for a degree of geographic variation.

Home Buying 101

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Publisher : Simon and Schuster
ISBN 13 : 1507217404
Total Pages : 256 pages
Book Rating : 4.5/5 (72 download)

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Book Synopsis Home Buying 101 by : Jon Gorey

Download or read book Home Buying 101 written by Jon Gorey and published by Simon and Schuster. This book was released on 2022-02-15 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry-now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: deciding the right time to buy; getting your finances in order; deciphering the MLS/reading the listings for clues; types of mortgage loans; and much more! With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!"--

The Simple Path to Wealth

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Author :
Publisher : Jl Collins LLC
ISBN 13 : 9781737724100
Total Pages : 286 pages
Book Rating : 4.7/5 (241 download)

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Book Synopsis The Simple Path to Wealth by : Jl Collins

Download or read book The Simple Path to Wealth written by Jl Collins and published by Jl Collins LLC. This book was released on 2021-08-16 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: "In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!

Restructuring Family Policies

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Author :
Publisher : University of Toronto Press
ISBN 13 : 0802085717
Total Pages : 313 pages
Book Rating : 4.8/5 (2 download)

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Book Synopsis Restructuring Family Policies by : Maureen Baker

Download or read book Restructuring Family Policies written by Maureen Baker and published by University of Toronto Press. This book was released on 2006-01-01 with total page 313 pages. Available in PDF, EPUB and Kindle. Book excerpt: Recent years have seen significant changes in the social policies of many liberal welfare-states; this is especially true of social programs for families with children. Increasingly, governments are making family policy trade-offs, reducing support for some families but improving it for others. Why are such trade-offs occurring, and how do governments differ in their approach to family social policy? This study addresses these questions by examining the political, demographic, and socio-economic factors influencing the restructuring of family-related programs in OECD countries. Adopting a feminist political economy approach, Maureen Baker shows that while some governments encourage their citizens to see children as 'future resources,' and promote strong support for reproductive health programs, child welfare services, women's refuges, subsidized childcare, and pay equity, others make these claims while simultaneously reducing family incomes through the deregulation of labour markets and restrictions on income support. Ultimately, Baker demonstrates that nation states with the best outcomes for families offer a variety of social supports, which are increasingly important as global markets reduce economic security for some families while improving the financial situation of others. This study also explores strategies employed by states to incorporate or resist international pressures, and the reasons why some states tenaciously defend their family policy traditions while others restructure according to international guidelines. Drawing from nation-based research, cross-national studies, and international data bases, Restructuring Family Policies successfully integrates mainstream academic debates about restructuring welfare states with feminist research findings and current policy concerns.

Global Pension Challenges

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Author :
Publisher : Taylor & Francis
ISBN 13 : 1040004563
Total Pages : 174 pages
Book Rating : 4.0/5 (4 download)

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Book Synopsis Global Pension Challenges by : Patrick J. Ring

Download or read book Global Pension Challenges written by Patrick J. Ring and published by Taylor & Francis. This book was released on 2024-03-25 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: National pension systems face a range of tough social and economic demands and pressures. These are complex to navigate, especially in a twenty-first century world that has ushered in global uncertainty and pressing challenges - even threatening the planet’s very sustainability – with implications for pensions that policymakers, financial services providers and individuals themselves must address. This book probes, and unpacks, what pension systems aim to achieve, the uncertainties they face and how they are attempting to resolve them. Analysing pension provision from the systemic, political-economy and individual perspectives, it sets out and contextualises commonalities and differences in pension systems across the globe, looking at current developments in both public and private pension provision, structures and regulation. Moreover, the reader is encouraged to question how national pension systems can best serve their populations and ensure the ‘sustainability’ of later-life incomes in the light of today’s global pension challenges. Global Pension Challenges: Pensions, Saving and Retirement in the Twenty‐First Century is an essential read for business, finance and social-policy academics and students, those working in the pensions industry and in the areas of welfare reform and advocacy, as well as the general public wishing to know more about the retirement issues we will all face in the coming years.