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No Easy Solution A Smorgasbord Of Factors Drive Remittance Costs
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Author :Tito Nícias Teixeira da Silva Filho Publisher :International Monetary Fund ISBN 13 :1513592955 Total Pages :62 pages Book Rating :4.5/5 (135 download)
Book Synopsis No Easy Solution: A Smorgasbord of Factors Drive Remittance Costs by : Tito Nícias Teixeira da Silva Filho
Download or read book No Easy Solution: A Smorgasbord of Factors Drive Remittance Costs written by Tito Nícias Teixeira da Silva Filho and published by International Monetary Fund. This book was released on 2021-07-30 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: There has been a global push to decrease the cost of remittances since at least 2009, which has culminated with its inclusion in the Sustainable Development Goals in 2015. Despite this effort and the emergence of new business models, remittance costs have been decreasing very slowly, disproving predictions that sharp declines would be just around the corner. In addition, remitting to poorer countries remains very expensive. Oddly, this situation has not been able to elicit academic interest on the drivers of remittance costs. This paper delved deeply into the remittances ecosystem and found a very complex, heterogenous and unequal environment, one in which costs are driven by a myriad of factors and where there are no easy and quick solutions available, which explains the disappointing outcome so far. Nonetheless, it also shows that while policymakers have limited room to act they still have a very important role to play.
Book Synopsis Digital Money and Remittances Costs in Central America, Panama, and the Dominican Republic by : Ms. Alina Carare
Download or read book Digital Money and Remittances Costs in Central America, Panama, and the Dominican Republic written by Ms. Alina Carare and published by International Monetary Fund. This book was released on 2022-12-02 with total page 29 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper investigates factors that predict variation in digital and non-digital remittance fees over time and across countries, exploring differences between CAPDR and other regions. The paper fills a void in the literature on how country- and corridor-specific factors relate to remittance fees at different levels of digitalization of the transaction mode. It also complements stylized facts and regression analysis with a survey analysis of the CAPDR authorities’ views on the latest developments, possibilities, and risks related to digital remittances with a view to gauging the authorities’ potential role in further reducing the cost of cross-border payments more generally and remittances fees in particular. The paper finds a clear trend of declining remittance fees across countries and at any level of digitalization, albeit they remain higher for CAPDR countries relative to non-CAPDR countries. More competition, financial and digital development in receiving countries—such as debit/credit card ownership or bank branch penetration—are associated with lower remittance fees, especially in CAPDR. The surveyed authorities actively explore the use of digital money to advance domestic payment systems, expedite financial inclusion, and lower remittances fees, yet see considerable risks, especially for preserving monetary sovereignty in CAPDR.
Book Synopsis How Do Transaction Costs Influence Remittances by : Mr. Kangni R Kpodar
Download or read book How Do Transaction Costs Influence Remittances written by Mr. Kangni R Kpodar and published by International Monetary Fund. This book was released on 2022-11-04 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using a new quarterly panel database on remittances (71 countries over the period 2011Q1- 2020Q4), this paper investigates the elasticity of remittances to transaction costs in a high frequency and dynamic setting. It adds to the literature by systematically exploring the heterogeneity in the cost-elasticity of remittances along several country characteristics. The findings suggest that cost reductions have a short-term positive impact on remittances, that dissipates beyond one quarter. According to our estimates, reducing transaction costs to the Sustainable Development Goal target of 3 percent could generate an additional US$32bn in remittances, higher that the direct cost savings from lower transaction costs, thus suggesting an absolute elasticity greater than one. Among remittance cost-mitigation factors, higher competition in the remittance market, a deeper financial sector, and adequate correspondent banking relationships are associated with a lower elasticity of remittance to transaction costs. Similarly, remittance cost-adaptation factors such as enhanced transparency in remittance costs, improved financial literary and higher ICT development coincide with remittances being less sensitive to transaction costs. Supplementing the panel analysis, the use of micro data from the USA-Mexico corridor confirm that migrants facing higher transaction costs tend to remit less, and that this effect is less pronounced for skilled migrants and those that have access to a bank account.
Book Synopsis Curb Your Enthusiasm: The Fintech Hype Meets Reality in the Remittances Market by : Tito Nícias Teixeira da Silva Filho
Download or read book Curb Your Enthusiasm: The Fintech Hype Meets Reality in the Remittances Market written by Tito Nícias Teixeira da Silva Filho and published by International Monetary Fund. This book was released on 2022-12-02 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fintech has become one of the most popular topics among policymakers and experts. It usually comes with the qualifier “disruptive”. Thus, the hype is easy to understand: fintech would upend the financial system due to its disruptive nature, as it would allow financial services to be completed faster, cheaper, and more efficiently. Indeed, many have predicted that the remittances market was on the verge of being disrupted as remittances are considered too costly while remittance service providers inefficient, opaque, and outdated. Therefore, there seems to be no better setting for assessing the allegedly disruptive effects of fintech. Against that background, this paper investigates how those predictions have fared so far. Contrary to expectations, it found that instead of disrupting incumbents fintechs have increasingly been entangled with them. Therefore, not only there is no evidence of disruption, but it is unlikely to occur in the foreseeable future. Even so, the paper argues that fintechs play an important role in the remittances market.
Book Synopsis Nigeria’s ENaira, One Year After by : Jookyung Ree
Download or read book Nigeria’s ENaira, One Year After written by Jookyung Ree and published by International Monetary Fund. This book was released on 2023-05-16 with total page 46 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper reflects on the first year of the eNaira—the first CBDC in Africa. Despite the laudable undisrupted operation for the first full year, the CBDC project has not yet moved beyond the initial wave of limited adoption. Network effects suggest the initial low adoption spell will require a coordinated policy drive to break it. The eNaira’s potential in financial inclusion requires a strategy to set the right relationship with mobile money, given the former’s potential to either complement or substitute the latter. Cost savings from integrating CBDC—as a bridge vehicle—in the remittance process may also be substantial.
Book Synopsis Blockchain Fundamentals for Web 3.0 by : Mary C. Lacity
Download or read book Blockchain Fundamentals for Web 3.0 written by Mary C. Lacity and published by University of Arkansas Press. This book was released on 2022-08-15 with total page 580 pages. Available in PDF, EPUB and Kindle. Book excerpt: Our book explains the movement to establish online trust through the decentralization of value, identity, and data ownership. This movement is part of ‘Web 3.0’, the idea that individuals rather than institutions will control and benefit from online social and economic activities. Blockchain technologies are the digital infrastructure for Web 3.0. While there are many books on blockchains, crypto, and digital assets, we focus on blockchain applications for Web 3.0. Our target audience is students, professionals, and managers who want to learn about the overall Web 3.0 landscape—the investments, the size of markets, major players, and the global reach—as well as the economic and social value of applications. We present applications that use Web 3.0 technologies to unlock value in DeFi, NFTs, supply chains, media, identity, credentials, metaverses, and more. Readers will learn about the underlying technologies, the maturity of Web 3.0 today, and the future of the space from thought-leaders. This textbook is used by undergraduate and graduate Blockchain Fundamentals courses at the University of Arkansas, the University of Wyoming, and other universities around the world. Professors interested in adopting this book for instructional purposes are welcome to contact the authors for supporting instructional materials.
Book Synopsis The Manchurian Candidate by : Richard Condon
Download or read book The Manchurian Candidate written by Richard Condon and published by RosettaBooks. This book was released on 2013-11-25 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: The classic thriller about a hostile foreign power infiltrating American politics: “Brilliant . . . wild and exhilarating.” —The New Yorker A war hero and the recipient of the Congressional Medal of Honor, Sgt. Raymond Shaw is keeping a deadly secret—even from himself. During his time as a prisoner of war in North Korea, he was brainwashed by his Communist captors and transformed into a deadly weapon—a sleeper assassin, programmed to kill without question or mercy at his captors’ signal. Now he’s been returned to the United States with a covert mission: to kill a candidate running for US president . . . This “shocking, tense” and sharply satirical novel has become a modern classic, and was the basis for two film adaptations (San Francisco Chronicle). “Crammed with suspense.” —Chicago Tribune “Condon is wickedly skillful.” —Time
Book Synopsis Dictatorship, Disorder and Decline in Myanmar by : Monique Skidmore
Download or read book Dictatorship, Disorder and Decline in Myanmar written by Monique Skidmore and published by ANU E Press. This book was released on 2008-12-01 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mass peaceful protests in Myanmar/Burma in 2007 drew the world's attention to the ongoing problems faced by this country and its oppressed people. In this publication, experts from around the world analyse the reasons for these recent political upheavals, explain how the country's economy, education and health sectors are in perceptible decline, and identify the underlying authoritarian pressures that characterise Myanmar/Burma's military regime.
Book Synopsis The Search for the "Manchurian Candidate" by : John D. Marks
Download or read book The Search for the "Manchurian Candidate" written by John D. Marks and published by Dell Publishing Company. This book was released on 1988-07-01 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: The CIA's attempt to find effective mind control techniques are recounted from their origins in the drug research of World War II, to their experiments on frequently unknowing subjects involving hypnosis and drugs such as LSD
Book Synopsis Bringing Government Into the 21st Century by : Robert P. Beschel
Download or read book Bringing Government Into the 21st Century written by Robert P. Beschel and published by Directions in Development. This book was released on 2016 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume--a collaborative work between the World Bank's Global Governance Practice and a team of researchers working with the Korean Development Institute--is dedicated to the proposition that there is much that can be learned from a careful and nuanced assessment of Korea's experience with e-governance. It seeks to draw lessons both from the large reservoir of experience as to what has worked, as well as the more limited and isolated examples of what has not. In particular, it seeks to achieve two objectives. The first is to accurately understand, capture and distill the key dimensions of Korea's e-governance experience so that it can be properly understood and appreciated. Towards this end, some of the world's leading experts on Korea's e-governance experience have been engaged in its preparation, and their conclusions have been carefully vetted and reviewed by other leading scholars of the role of IT systems within government. The goal is to avoid flip generalizations or characterizations, such as 'political will is important' or 'it is important to embed e-governance within a broader strategy to develop a domestic IT industry, ' but to truly understand the complex interplay between differing political, economic and bureaucratic interests and how they shaped decisions about developing the technological and human infrastructure that would support Korea's successful thrust to be the world's leading nation in this area. The second is to ponder the lessons learned and what did and did not work from Korea's experience for other developing countries seeking to strengthen the role of information technology within their public sectors.
Download or read book Future Agenda written by Tim Jones and published by Profile Books. This book was released on 2016-10-20 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: What challenges does the future hold? In an increasingly interconnected - and increasingly uncertain - world, companies, institutions and governments across the world recognise the vital need to pose this question in order to protect the interests of humanity. Founded in 2009, the Future Agenda explores key issues facing society over the next decade through 120 workshops held in 45 locations around the world, making it the largest open forum of its kind. The Future Agenda: Six Challenges for the Next Decade contains findings from the second Future Agenda initiative, featuring experts from a vast spectrum of industries. With essays falling under the themes of People, Place, Power, Belief, Behaviour and Business, this book is essential reading for all concerned by our collective well-being.
Book Synopsis The Stigma of Mental Illness - End of the Story? by : Wolfgang Gaebel
Download or read book The Stigma of Mental Illness - End of the Story? written by Wolfgang Gaebel and published by Springer. This book was released on 2016-08-10 with total page 648 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book makes a highly innovative contribution to overcoming the stigma and discrimination associated with mental illness – still the heaviest burden both for those afflicted and those caring for them. The scene is set by the presentation of different fundamental perspectives on the problem of stigma and discrimination by researchers, consumers, families, and human rights experts. Current knowledge and practice used in reducing stigma are then described, with information on the programmes adopted across the world and their utility, feasibility, and effectiveness. The core of the volume comprises descriptions of new approaches and innovative programmes specifically designed to overcome stigma and discrimination. In the closing part of the book, the editors – all respected experts in the field – summarize some of the most important evidence- and experience-based recommendations for future action to successfully rewrite the long and burdensome ‘story’ of mental illness stigma and discrimination.
Book Synopsis Microfinance India by : N Srinivasan
Download or read book Microfinance India written by N Srinivasan and published by SAGE Publications Pvt. Limited. This book was released on 2011-01-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance India: State of the Sector Report 2010 presents the growth of the microfinance sector in India in its entirety. It offers in-depth, well-researched, and well-analyzed evidence on how the sector has made an impact at various levels of the economy and society. The report provides most recent statistical data relating to the sector's growth and expansion across models. It highlights perspectives on current issues and documents new interest, new investments and innovations in the sector. Included in the report are: a comparison of the performance of SHG and MFI models, Microfinance Penetration Indices that compare client outreach across states and discussions on innovations and novel experiments in the sector and themes of topical relevance. It also identifies knowledge and practice gaps that require further research and study.
Book Synopsis Global Outlaws by : Carolyn Nordstrom
Download or read book Global Outlaws written by Carolyn Nordstrom and published by Univ of California Press. This book was released on 2007 with total page 516 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A deeply insightful book that connects the dots of the hidden systems that have subverted democracy and caused the type of desperation and anger that result in a 9/11. A book that opens our awareness."--John Perkins, author of The New York Times bestseller Confessions Of An Economic Hit Man "Anyone interested in global economic crime should read this book."--Charmian Gooch, a founding director of Global Witness "Global Outlaws is a revealing book about a global trend whose importance is still far from being fully recognized."--Moises Naim, Editor in Chief of Foreign Policy Magazine and author of Illicit: How Smugglers Traffickers and Copycats are Hijacking the Global Economy "Carolyn Nordstrom's important new book takes us on a dark journey through war-torn landscapes riddled with corruption, violence, and gross inequalities. It is a compelling study--one guided by the norms of scholarly research but also written out of deeply felt experience. A book infused by anger, compassion, but also hope."--Andrew Mack, University of British Columbia "This is a fascinating, insightful, and important ethnographic study of the intersection of crime, finance, and power in the illegal, 'informal', or underground economy. I have read all of Carolyn Nordstrom's books, and this is the best one yet."--Jeff Sluka, Massey University "Carolyn Nordstrom's Global Outlaws is a rare and remarkable fusion of economic anthropology and travel writing. The prose is highly engaging without being sensationalistic. This is a timely and fascinating read for anyone looking for an on-the-ground account of the clandestine underside of globalization."--Peter Andreas, co-author of Policing the Globe: Criminalization and Crime Control in International Relations "Carolyn Nordstrom is the best fieldworker in anthropology, bar none. Yet again she has pioneered new fieldsites and new forms of ethnography in this book, as well as presented a new framework for viewing economics and economic power. This is undoubtedly a highly important work that sets new frontiers for anthropology."--Monique Skidmore, Australian National University
Book Synopsis The Future of Productivity by : OECD
Download or read book The Future of Productivity written by OECD and published by OECD Publishing. This book was released on 2015-12-11 with total page 123 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the rising productivity gap between the global frontier and other firms, and identifies a number of structural impediments constraining business start-ups, knowledge diffusion and resource allocation (such as barriers to up-scaling and relatively high rates of skill mismatch).
Book Synopsis Figures of Southeast Asian Modernity by : Joshua Barker
Download or read book Figures of Southeast Asian Modernity written by Joshua Barker and published by University of Hawaii Press. This book was released on 2013-07-31 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: We live in a world populated not just by individuals but by figures, those larger-than-life people who in some way express and challenge our conventional understandings of social types. This innovative and collaborative work takes up the wide range of figures that populate the social and cultural imaginaries of contemporary Southeast Asia—some familiar only in specific places, others recognizable across the region and even globally. It puts forward a series of ethnographic portraits of figures that represent and give voice to something larger than themselves, offering a view into social life that is at once highly particular and general. They include the Muslim Television Preacher in Indonesia, Miss Beer Lao, the Rural DJ in Thailand, the Korean Soap Opera Junkie in Burma, the Filipino Seaman, and the Photo Retoucher in Vietnam. Figures of Southeast Asian Modernity brings together the fieldwork of over eighty scholars and covers the nine major countries of the region: Burma (Myanmar), Cambodia, Indonesia, Laos, Malaysia, the Philippines, Singapore, Thailand, and Vietnam. An introduction outlines important social transformations in Southeast Asia and key theoretical and methodological innovations that result from ethnographic attention to the study of key figures. Each section begins with an introduction by a country editor followed by short essays offering vivid and intimate portraits set against the background of contemporary Southeast Asia. The result is a volume that combines scholarly rigor with a meaningful, up-to-date portrayal of a region of the world undergoing rapid change. A reference bibliography offers suggestions for further reading. Figures of Southeast Asia Modernity is an ideal teaching tool for introductory classes to Southeast Asia studies, anthropology, and geography.
Book Synopsis Gender Equality and Women's Rights in Myanmar by :
Download or read book Gender Equality and Women's Rights in Myanmar written by and published by . This book was released on 2016 with total page 254 pages. Available in PDF, EPUB and Kindle. Book excerpt:
