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Author : Francis J. Breedon
Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.3/5 ( download)
Download or read book House Prices, Arrears and Possessions written by Francis J. Breedon and published by . This book was released on 1993 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Building Societies Association
Publisher : Building Societies Associat
ISBN 13 : 0903277662
Total Pages : 112 pages
Book Rating : 4.9/5 (32 download)
Download or read book Mortgage Repayment Difficulties written by Building Societies Association and published by Building Societies Associat. This book was released on 1985 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Great Britain: Parliament: House of Commons: Treasury Committee
Publisher : The Stationery Office
ISBN 13 : 9780215540805
Total Pages : 220 pages
Book Rating : 4.5/5 (48 download)
Download or read book Mortgage arrears and access to mortgage finance written by Great Britain: Parliament: House of Commons: Treasury Committee and published by The Stationery Office. This book was released on 2009-08-08 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report focuses on households affected by the recession, struggling with mortgage arrears or at risk of repossession. The role of the Financial Services Authority (FSA) is also scrutinised. The report notes that both mortgage arrears and repossession levels are on an upward trend and that both are expected to continue rising over the next few years as a result of the recession. The Committee acknowledges that many mainstream lenders are taking pro-active steps to support consumers in mortgage difficulties, but expresses concern at the lack of flexibility and forbearance shown by some lenders in the sub-prime, specialist and second charge sectors towards homeowners in arrears, and the fact that some lenders are charging high and excessive mortgage arrears fees to customers who fall into mortgage difficulties. The FSA should take a much more robust stance towards tackling and eliminating unfair arrears charges. The report criticises the seemingly leisurely approach of the FSA in terms of completing its mortgage arrears review and enforcing possible breaches in the mortgage arrears rules. It calls upon the FSA to spell out clearly in its forthcoming review how it will improve its performance in terms of bringing miscreant firms to book. The report recommends that the Government re-examine its longer-term strategy towards supporting homeowners in mortgage difficulties to ensure that adequate mechanisms to support homeowners are in place even once the current downturn has ended.
Author : Alison Clarke
Publisher : Cambridge University Press
ISBN 13 : 1139447173
Total Pages : 777 pages
Book Rating : 4.1/5 (394 download)
Download or read book Property Law written by Alison Clarke and published by Cambridge University Press. This book was released on 2005-12-01 with total page 777 pages. Available in PDF, EPUB and Kindle. Book excerpt: An innovative examination of the law's treatment of property, this student textbook provides an extremely useful and readable account of general property law principles. It draws on a wide range of materials on property rights in general, and the English property law system in particular, looking at all kinds of property, not just land. It includes the core legal source materials in property law along with excerpts from social science literature, legal theory, and economics, many of which are not easily accessible to law students. These materials are accompanied by a critical commentary, as well as notes, questions and suggestions for further reading. It will be of interest to undergraduate property law students and to non-law students taking property law modules in courses covering planning, environmental law, economics and estate management.
Author : Janet Ford
Publisher : Stationery Office Books (TSO)
ISBN 13 : 9780117531079
Total Pages : 124 pages
Book Rating : 4.5/5 (31 download)
Download or read book Mortgage Arrears and Possessions written by Janet Ford and published by Stationery Office Books (TSO). This book was released on 1995-01-01 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mortgage Arrears and Possessions
Author : Ford, Janet
Publisher : Policy Press
ISBN 13 : 1861342616
Total Pages : 212 pages
Book Rating : 4.8/5 (613 download)
Download or read book Home Ownership in a Risk Society written by Ford, Janet and published by Policy Press. This book was released on 2001-07-25 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book argues that the emergence of unsustainable owner -occupation is emblematic of broader changes in contemporary society associated with the emergence of what commentators such as Beck and Giddens have characterised as a "risk society."
Author : Great Britain. National Audit Office
Publisher : The Stationery Office
ISBN 13 : 9780102969702
Total Pages : 36 pages
Book Rating : 4.9/5 (697 download)
Download or read book The Mortgage Rescue Scheme written by Great Britain. National Audit Office and published by The Stationery Office. This book was released on 2011 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Mortgage Rescue Scheme, since it was launched in January 2009 by the Department for Communities and Local Government, achieved fewer than half of the rescues expected. The Department directly helped 2,600 households avoid repossession and homelessness at a cost of in excess of �240 million - but it originally expected to help 6,000 households for �205 million. Under the Scheme, vulnerable homeowners at imminent risk of repossession who fulfil the eligibility criteria can apply to housing associations to provide them with an equity loan to help them reduce their monthly mortgage payments and retain ownership; or, alternatively, to purchase the home outright with the former owner remaining in the house as a tenant. The Department misjudged what the levels of demand would be for the respective types of rescue. It thought that most households would choose to take an equity loan through the Scheme, the cheaper option for the taxpayer, but nearly all sold their houses and stayed on as tenants. As a result, the average cost of each completed rescue has been much higher than expected - �93,000, compared with �34,000. The Department does not have enough information to say why so few households took the equity loan route. The Department now has actions in place to reduce the cost of the Scheme to the taxpayer. The report concludes that the Department did not adequately test the assumptions underpinning the Scheme's business case, and that it could have acted earlier to improve value for money.
Author : Roger Burrows
Publisher : Routledge
ISBN 13 : 1134734123
Total Pages : 290 pages
Book Rating : 4.1/5 (347 download)
Download or read book Homelessness and Social Policy written by Roger Burrows and published by Routledge. This book was released on 2013-02-01 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: The problem of homelessness is deeply emblematic of the sort of society Britain has become. What other social phenomena could better epitomise the end of modernity than our seeming inability to adequately respond to the most basic needs - shelter, warmth, food - of substantial numbers of our 'citizens'? Homelessness and Social Policy offers a dispassionate analysis of the problem of homelessness and the policy responses it has so far invoked. By reviewing theoretical and legal conceptualisations of homelessness and presenting extensive statistical analyses, this book considers the impact of the experience of homelessness and the policy responses. Homelessness and Social Policy will prove to be invaluable to students of social and public policy, health studies, housing studies and sociology.
Author : Kristopher S. Gerardi
Publisher : DIANE Publishing
ISBN 13 : 1437929850
Total Pages : 75 pages
Book Rating : 4.4/5 (379 download)
Download or read book Making Sense of the Subprime Crisis written by Kristopher S. Gerardi and published by DIANE Publishing. This book was released on 2011 with total page 75 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is a print on demand edition of a hard to find publication. Explores the question of whether market participants could have or should have anticipated the large increase in foreclosures that occurred in 2007 and 2008. Most of these foreclosures stemmed from loans originated in 2005 and 2006, leading many to suspect that lenders originated a large volume of extremely risky loans during this period. While loans originated in this period did carry extra risk factors, underwriting standards alone cannot explain the dramatic rise in foreclosures. Market participants should have understood that a significant fall in prices would cause a large increase in foreclosures. Analysts understood that a fall in prices would have disastrous consequences for the market but assigned a low probability to such an outcome. Charts and tables.
Author : Ashok Bardhan
Publisher : John Wiley & Sons
ISBN 13 : 1118144236
Total Pages : 576 pages
Book Rating : 4.1/5 (181 download)
Download or read book Global Housing Markets written by Ashok Bardhan and published by John Wiley & Sons. This book was released on 2011-10-27 with total page 576 pages. Available in PDF, EPUB and Kindle. Book excerpt: A global look at the reasons behind the recent economic collapse, and the responses to it The speculative bubble in the housing market began to burst in the United States in 2007, and has been followed by ruptures in virtually every asset market in almost every country in the world. Each country proposed a range of policy initiatives to deal with its crisis. Policies that focused upon stabilizing the housing market formed the cornerstone of many of these proposals. This internationally focused book evaluates the genesis of the housing market bubble, the global viral contagion of the crisis, and the policy initiatives undertaken in some of the major economies of the world to counteract its disastrous affects. Unlike other books on the global crisis, this guide deals with the housing sector in addition to the financial sector of individual economies. Countries in many parts of the world were players in either the financial bubble or the housing bubble, or both, but the degree of impact, outcome, and responses varied widely. This is an appropriate time to pull together the lessons from these various experiences. Reveals the housing crisis in the United States as the core of the meltdown Describes the evolution of housing markets and policies in the run-up to the crisis, their impacts, and the responses in European and Asian countries Compares experiences and linkages across countries and points to policy implications and research lessons drawn from these experiences Filled with the insights of well-known contributors with strong contacts in practice and academia, this timely guide discusses the history and evolution of the recent crisis as local to each contributor's part of the world, and examines its distinctive and common features with that of the U.S., the trajectory of its evolution, and the similarities and differences in policy response.
Author : Lorna Fox O'Mahony
Publisher : Bloomsbury Publishing
ISBN 13 : 1847312918
Total Pages : 568 pages
Book Rating : 4.8/5 (473 download)
Download or read book Conceptualising Home written by Lorna Fox O'Mahony and published by Bloomsbury Publishing. This book was released on 2006-12-01 with total page 568 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is difficult to overstate the everyday importance of home in law. Home provides the backdrop for our lives, and is often the scene or the subject of legal disputes. In addition, in recent decades there has been growing academic interest in the meaning of home, which has prompted empirical studies and theoretical exploration in a wide range of disciplines. Yet, while the authenticity of home as a social, psychological, cultural and emotional phenomenon has been recognised in other disciplines, it has not penetrated the legal domain, where the proposition that home can encapsulate meanings beyond the physical structure of the house, or the capital value it represents, continues to present conceptual difficulties. This book focuses on the competing interests of creditors who lend money against the security of the property and the occupiers who dwell in the property, in the context of possession actions. By mapping the concept of home as it has evolved in other disciplines against existing legal frameworks, Conceptualising Home examines the possibilities for developing a coherent concept of home in law.
Author : Roger Burrows
Publisher : Policy Press
ISBN 13 : 1861344651
Total Pages : 48 pages
Book Rating : 4.8/5 (613 download)
Download or read book Poverty and Home Ownership in Contemporary Britain written by Roger Burrows and published by Policy Press. This book was released on 2003-01-08 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership.
Author : Lorna Fox O'Mahony
Publisher : Routledge
ISBN 13 : 1317028082
Total Pages : 223 pages
Book Rating : 4.3/5 (17 download)
Download or read book The Idea of Home in Law written by Lorna Fox O'Mahony and published by Routledge. This book was released on 2016-03-03 with total page 223 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Idea of Home in Law: Displacement and Dispossession explores an important set of legal and policy issues surrounding the concepts of home and homelessness, taking a growing area of legal scholarship into the new arena of human rights and international law. The collection considers the ideas concerning home - both in the sense of the dwelling place as a special type of property, and territorial claims to homeland - which underpin many contemporary legal problems, by examining a range of contexts where people are displaced or dispossessed from their homes. The essays focusing on dispossession consider themes ranging from mortgage and rent arrears in the UK to responses to the foreclosure crisis in the USA, and from eviction for the purposes of economic development in South Africa to the exclusion of asylum seekers from the UK's social housing and welfare provision, and within the framework of the European Convention on Human Rights. The displacement theme, meanwhile, examines transnational 'home' issues from the experiences of exiles and refugees in areas of conflict to the impact of the broader context of economic, social and cultural rights on attempts to protect housing and home through international law. At the heart of each essay the contributors, experts from across the fields of law, policy, and housing rights, examine the circumstances in which displacement and dispossession take place, and reconsider how law and policy respond to such circumstances with a particular focus on the impact of loss of home for the human person. At a time of particular and increasing concern about security of tenure and the role of law and policy in protecting people who are vulnerable to forced eviction, The Idea of Home in Law presents a bold opportunity to raise questions about the 'rights' and norms associated with housing and home, and to generate new insights for scholarship and for national and international policy debates concerning displacement and dispossession.
Author : Gonzalo Villalta Puig
Publisher : Walter de Gruyter
ISBN 13 : 3866539193
Total Pages : 215 pages
Book Rating : 4.8/5 (665 download)
Download or read book Boundaries of Commercial and Trade Law written by Gonzalo Villalta Puig and published by Walter de Gruyter. This book was released on 2011-11-14 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do businesspeople consider the rules of commercial law when they negotiate a business deal, or are the practicalities of whatever transaction they are about to agree their sole consideration? Or does the law fade into the background to such an extent that it becomes almost irrelevant? If so, what is the role of law in commerce and, therefore, what are the boundaries of commercial law? These questions are subject of this important book for teachers and researchers of commercial law, undergraduate and postgraduate students of commercial law subjects, legal practitioners, businesspeople, public bodies for the regulation of trade and commerce as well as libraries of reference.
Author : Various
Publisher : Routledge
ISBN 13 : 1136264922
Total Pages : 10558 pages
Book Rating : 4.1/5 (362 download)
Download or read book Routledge Library Editions: Banking & Finance written by Various and published by Routledge. This book was released on 2021-12-02 with total page 10558 pages. Available in PDF, EPUB and Kindle. Book excerpt: Current interest in the history of money and banking remains strong and it is opportune to survey developments both in the UK, USA, Europe and Asia. This set provides historical analysis which incorporates research from the early twentieth century onwards in a form that is both accessible to students of money & banking and economists, economic historians and bankers This set re-issues 38 volumes originally published between 1900 and 2000. It charts the history of early banking, discusses banking in the UK, Europe,Japan and the USA, analyses banks as multinationals, the UK mortgage market, banking policy and structure and examines specific sectors such as gilts and gold.
Author : David Cowan
Publisher : Cambridge University Press
ISBN 13 : 1139502107
Total Pages : 509 pages
Book Rating : 4.1/5 (395 download)
Download or read book Housing Law and Policy written by David Cowan and published by Cambridge University Press. This book was released on 2011-09-29 with total page 509 pages. Available in PDF, EPUB and Kindle. Book excerpt: An innovative and timely guide to housing law that integrates the disciplines of law and public policy so that readers see how the subject fits together – both the letter of the law and the way it is practised. The innovative three-part structure covers all the topics of a typical Housing Law module and it is written in a clear and conversational style, with a wide range of source material to show how the law is created, interpreted and used in real life. Students are expertly guided through the complexities of housing law by a leading academic who has taught the subject for more than 20 years. Where relevant, chapters end with a section on 'the future' that discusses proposed changes to the law and the impact of those changes. It also discusses the conceptual issues raised by the Human Rights Act.
Author : Caroline Dewilde
Publisher : Edward Elgar Publishing
ISBN 13 : 1785360965
Total Pages : 289 pages
Book Rating : 4.7/5 (853 download)
Download or read book Housing Wealth and Welfare written by Caroline Dewilde and published by Edward Elgar Publishing. This book was released on 2017-02-24 with total page 289 pages. Available in PDF, EPUB and Kindle. Book excerpt: Both growth and unevenness in the distribution of housing wealth have become characteristic of advanced societies in recent decades. Housing Wealth and Welfare examines, in various contexts, how housing property ownership has become central both to household wellbeing and to the reshaping of social, economic and political relations.
