Microfinance and Vulnerability to Seasonal Famine in a Rural Economy

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Publisher :
ISBN 13 :
Total Pages : 43 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Microfinance and Vulnerability to Seasonal Famine in a Rural Economy by : Claudia N. Berg

Download or read book Microfinance and Vulnerability to Seasonal Famine in a Rural Economy written by Claudia N. Berg and published by . This book was released on 2018 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper uses a unique data set on 143,000 poor households from Northern Bangladesh to analyze the effects of microfinance membership on a household's ability to cope with seasonal famine known as Monga. We develop an estimation strategy that exploits a jump and a kink at the 10 decimal land ownership threshold driven by MFI screening process to ensure repayment by excluding the ultra-poor. Evidence shows that microfinance membership improves food security during Monga, especially for the poorest households who survive at the margin of 1 and 2 meals a day. The positive effects on food security are, however, not driven by higher income, as microcredit does not improve the ability to migrate for work, nor does it reduce dependence on distress sale of labor. The evidence is consistent with consumption smoothing being the primary mechanism behind the gains in food security of MFI households during the season of starvation.

Microfinance and Vulnerability to Poverty

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Author :
Publisher : Ibidem Press
ISBN 13 : 9783838202372
Total Pages : 139 pages
Book Rating : 4.2/5 (23 download)

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Book Synopsis Microfinance and Vulnerability to Poverty by : Oliver Rogall

Download or read book Microfinance and Vulnerability to Poverty written by Oliver Rogall and published by Ibidem Press. This book was released on 2011 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: Low income households are faced with various types of risks, increasing their vulnerability to poverty. In Cambodia, conditions of the rural poor - with the majority engaged in agriculture - are characterized by low productivity, limited capacities in terms of land and assets, volatile income sources, fluctuating farm input and output prices, debt and lack of credit worthiness. A microfinance institution operating in rural Cambodia and aiming to offer financial products to a large number of poor households is Angkor Mikroheranhvatho Kampuchea (AMK) Co. Ltd. Through its internal Market and Social Research Department, AMK staff annually collects socio-economic information about selected loan clients (household profiles, cash-flow analysis), as well as non-clients as a control group. Their survey tool includes questions about household's food consumption, main risk sources and coping strategies. The present research study draws information from this AMK survey database. The measures taken are applied to socio-economic cross-sectional data as of 2006/07 and validated with panel data from 2008.A theoretical framework is developed to examine the mechanisms through which the effects of the AMK services on its clients influence the household's ability to manage risk. It includes measurement aspects of a forward-looking concept of vulnerability to identify and capture its linkages to risks, shocks, and risk strategies of rural households. Secondly it incorporates the dynamic aspects of poverty by looking at temporal changes in absolute poverty levels. Moreover, it seeks to identify gaps and opportunities of microfinance services as a risk management strategy to reduce vulnerability.The results show that the fraction of vulnerable households (85%) facing a risk of poverty is considerably greater than what the static poverty assessment suggests. Results further show that the majority of the sample households are poor (72%) as of 2006 and 2007. Among the non-clients the figure is substantially lower with 58% poor households, whereas 75% of the AMK microfinance clients fall below the poverty line. This particular confirms the intended outreach targets of AMK.Furthermore, it could be ascertained that those clients who remained clients could significantly accumulate assets and became less dependent on agricultural activities. This is a good indication that AMK clients have safety nets and more strategic possibilities in case of future shocks.

The Theory and Practice of Microcredit

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Publisher : Taylor & Francis
ISBN 13 : 1315413167
Total Pages : 287 pages
Book Rating : 4.3/5 (154 download)

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Book Synopsis The Theory and Practice of Microcredit by : Wahiduddin Mahmud

Download or read book The Theory and Practice of Microcredit written by Wahiduddin Mahmud and published by Taylor & Francis. This book was released on 2016-10-04 with total page 287 pages. Available in PDF, EPUB and Kindle. Book excerpt: The remarkable speed at which microcredit has expanded around the world in the last three decades has piqued the curiosity of practitioners and theorists alike. By developing innovative ways of making credit available to the poor, the idea of microcredit has challenged many traditional assumptions about both poverty reduction strategies and financial markets. While this has encouraged new theorising about how microcredit works, the practice of microcredit has itself evolved, often in unpredictable ways, outpacing the development of theory. The Theory and Practice of Microcredit aims to remedy this imbalance, arguing that a proper understanding of the evolution of practice is essential both for developing theories that are relevant for the real world and for adopting policies that can better realize the full potential of microcredit. By drawing upon their first-hand knowledge of the nature of this evolution in Bangladesh, the birthplace of microcredit, the authors have pushed the frontiers of current knowledge through a rich blend of theoretical and empirical analysis. The book breaks new grounds on a wide range of topics including: the habit-forming nature of credit repayment; the institutional strength and community-based role of microfinance institutions; the relationships between microcredit and informal credit markets; the pattern of long-term participation in microcredit programmes and the variety of loan use; the scaling up of microenterprises beyond subsistence; the "missing middle" in the credit market; and the prospects of linking micro-entrepreneurship with economic development. The book will be of interest to researchers, development practitioners and university students of Development Economics, Rural Development, or Rural Finance, as well as to public intellectuals.

Microfinance Handbook

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Publisher : World Bank Publications
ISBN 13 : 0821384317
Total Pages : 304 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Microfinance Handbook by : Joanna Ledgerwood

Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Farming Systems and Poverty

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Publisher : Food & Agriculture Org.
ISBN 13 : 9789251046272
Total Pages : 424 pages
Book Rating : 4.0/5 (462 download)

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Book Synopsis Farming Systems and Poverty by : John A. Dixon

Download or read book Farming Systems and Poverty written by John A. Dixon and published by Food & Agriculture Org.. This book was released on 2001 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: A joint FAO and World Bank study which shows how the farming systems approach can be used to identify priorities for the reduction of hunger and poverty in the main farming systems of the six major developing regions of the world.

Seasonal Hunger and Public Policies

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Publisher : World Bank Publications
ISBN 13 : 0821395548
Total Pages : 220 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Seasonal Hunger and Public Policies by : Shahidur R. Khandker

Download or read book Seasonal Hunger and Public Policies written by Shahidur R. Khandker and published by World Bank Publications. This book was released on 2012-07-10 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book provides an exhaustive inquiry of Bangladesh s seasonal hunger with special focus on the northwest region where it is more pronounced than in other areas. It also presents an evaluation of several policy interventions launched recently in mitigating seasonality.

The Economics of Microfinance

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Publisher : MIT Press
ISBN 13 : 0262512017
Total Pages : 361 pages
Book Rating : 4.2/5 (625 download)

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Book Synopsis The Economics of Microfinance by : Beatriz Armendariz

Download or read book The Economics of Microfinance written by Beatriz Armendariz and published by MIT Press. This book was released on 2007 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.

Development Finance Institutions

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Publisher : World Bank Publications
ISBN 13 : 9780821349847
Total Pages : 116 pages
Book Rating : 4.3/5 (498 download)

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Book Synopsis Development Finance Institutions by : Mark Schreiner

Download or read book Development Finance Institutions written by Mark Schreiner and published by World Bank Publications. This book was released on 2001-01-01 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the measurement of the social cost of subsidised development finance institutions (DFIs) is to see if the social benefit exceeds the social cost. In most cases, it is so expensive to measure social benefits that a full-blown social cost-benefit analysis cannot be done. The measurement of social costs, however, is not as expensive, and it can inform choices of how to spend public funds. This paper presents two measures of social cost. The first is the Subsidy Dependence Index (SDI) that can measure social cost in short time frames. The second measure is the net present cost of society (NPCS), which can measure social cost in any time frame. Both the SDI and the NPCS model shift the emphasis from prices paid to opportunity costs.

Fighting Poverty with Microcredit

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Publisher : Oxford University Press, USA
ISBN 13 :
Total Pages : 248 pages
Book Rating : 4.X/5 (4 download)

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Book Synopsis Fighting Poverty with Microcredit by : Shahidur R. Khandker

Download or read book Fighting Poverty with Microcredit written by Shahidur R. Khandker and published by Oxford University Press, USA. This book was released on 1998 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: With increasing assistance from the World Bank and other donors, microfinance is emerging as an instrument for reducing poverty and improving the poor's access to financial services in low-income countries. Providing the poor with access to financial services is one of many ways to help increase their incomes and productivity. In many countries, however, traditional financial institutions have failed to provide this service. Microcredit and cooperative programs fill this gap. They provide credit through social mechanisms such as group-based lending to reach the poor and other clients, including women, who lack access to formal financial institutions. Their purpose is to help the poor become self-employed and thus escape poverty. This book examines the experiences of the Grameen Bank, the Bangladesh Rural Advancement Committee, and the Bangladesh Rural Development Board's Rural Development Project-12 in order to quantify the potential and limitations of microcredit programs as an instrument for reducing poverty and delivering financial services to the poor. A copublication of the World Bank and Oxford University Press.

Finance Against Poverty: Volume 1

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Publisher : Routledge
ISBN 13 : 1134803842
Total Pages : 244 pages
Book Rating : 4.1/5 (348 download)

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Book Synopsis Finance Against Poverty: Volume 1 by : Hulme David

Download or read book Finance Against Poverty: Volume 1 written by Hulme David and published by Routledge. This book was released on 2005-08-12 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: In two volumes these books review and expand the theory that poverty in the world's poorest regions could be alleviated by providing small loans to micro-entrepreneurs. Volume 1 provides detailed analysis of this theory and offers policy recommendations for practitioners in this field. Volume 2 presents empirical evidence drawn from comparative experiences in seven developing countries. The work assesses the success of this policy and provides some startling conclusions. This is essential reading for all those interested in development, poverty-reduction, social welfare and finance.

The Poor Always Pay Back

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Publisher : Kumarian Press
ISBN 13 : 1565492315
Total Pages : 316 pages
Book Rating : 4.5/5 (654 download)

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Book Synopsis The Poor Always Pay Back by : Asif Dowla

Download or read book The Poor Always Pay Back written by Asif Dowla and published by Kumarian Press. This book was released on 2006 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The success of Grameen Bank and the microcredit movement as a whole has proved the credit worthiness of the poor beyond question. Grameen II shows that the poor, given the opportunity, will save a great deal and will always pay back

Microfinance, Rural Livelihoods, and Women's Empowerment in Uganda

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Publisher :
ISBN 13 :
Total Pages : 286 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Microfinance, Rural Livelihoods, and Women's Empowerment in Uganda by : Alfred Lakwo

Download or read book Microfinance, Rural Livelihoods, and Women's Empowerment in Uganda written by Alfred Lakwo and published by . This book was released on 2006 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Seasonality, Rural Livelihoods and Development

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Publisher : Routledge
ISBN 13 : 1136494405
Total Pages : 341 pages
Book Rating : 4.1/5 (364 download)

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Book Synopsis Seasonality, Rural Livelihoods and Development by : Stephen Devereux

Download or read book Seasonality, Rural Livelihoods and Development written by Stephen Devereux and published by Routledge. This book was released on 2013-07-03 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seasonality is a severe constraint to sustainable rural livelihoods and a driver of poverty and hunger, particularly in the tropics. Many poor people in developing countries are ill equipped to cope with seasonal variations which can lead to drought or flood and consequences for agriculture, employment, food supply and the spread of disease. The subject has assumed increasing importance as climate change and other forms of development disrupt established seasonal patterns and variations. This book is the first systematic study of seasonality for over twenty years, and it aims to revive academic interest and policy awareness of this crucial but neglected issue. Thematic chapters explore recent shifts with profound implications for seasonality, including climate change, HIV/AIDS, and social protection. Case study chapters explore seasonal dimensions of livelihoods in Africa (Ethiopia, Kenya, Malawi), Asia (Bangladesh, China, India), and Latin America (Peru). Others assess policy responses to adverse seasonality, for example through irrigation, migration and seasonally-sensitive education. The book also includes innovative tools for monitoring seasonality, which should enable more appropriate responses.

Assessing household vulnerability to climate change

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Publisher : Intl Food Policy Res Inst
ISBN 13 :
Total Pages : 28 pages
Book Rating : 4./5 ( download)

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Book Synopsis Assessing household vulnerability to climate change by : Temesgen T. Deressa, Rashid M. Hassan, Claudia Ringler

Download or read book Assessing household vulnerability to climate change written by Temesgen T. Deressa, Rashid M. Hassan, Claudia Ringler and published by Intl Food Policy Res Inst. This book was released on with total page 28 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Risk, Risk Management and Vulnerability to Poverty in Rural Malawi

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Publisher : Cuvillier Verlag
ISBN 13 : 386727746X
Total Pages : 225 pages
Book Rating : 4.8/5 (672 download)

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Book Synopsis Risk, Risk Management and Vulnerability to Poverty in Rural Malawi by : Donald Makoka

Download or read book Risk, Risk Management and Vulnerability to Poverty in Rural Malawi written by Donald Makoka and published by Cuvillier Verlag. This book was released on 2008 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt:

State of Food and Agriculture

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Publisher : Food & Agriculture Organization
ISBN 13 : 9789251093740
Total Pages : 196 pages
Book Rating : 4.0/5 (937 download)

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Book Synopsis State of Food and Agriculture by : Food and Agriculture Organization

Download or read book State of Food and Agriculture written by Food and Agriculture Organization and published by Food & Agriculture Organization. This book was released on 2017-01-12 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unless action is taken now to make agriculture more sustainable, productive and resilient, climate change impacts will seriously compromise food production in countries and regions that are already highly food-insecure. The Paris Agreement, adopted in December 2015, represents a new beginning in the global effort to stabilize the climate before it is too late. It recognizes the importance of food security in the international response to climate change, as reflected by many countries prominent focus on the agriculture sector in their planned contributions to adaptation and mitigation. To help put those plans into action, this report identifies strategies, financing opportunities, and data and information needs. It also describes transformative policies and institutions that can overcome barriers to implementation. The State of Food and Agriculture is produced annually. Each edition contains an overview of the current global agricultural situation, as well as more in-depth coverage of a topical theme."

The Rice Crisis

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Publisher : Routledge
ISBN 13 : 1136530398
Total Pages : 394 pages
Book Rating : 4.1/5 (365 download)

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Book Synopsis The Rice Crisis by : David Dawe

Download or read book The Rice Crisis written by David Dawe and published by Routledge. This book was released on 2012-07-26 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent escalation of world food prices – particularly for cereals - prompted mass public indignation and demonstrations in many countries, from the price of tortilla flour in Mexico to that of rice in the Philippines and pasta in Italy. The crisis has important implications for future government trade and food security policies, as countries re-evaluate their reliance on potentially more volatile world markets to augment domestic supplies of staple foods. This book examines how government policies caused and responded to soaring world prices in the particular case of rice, which is the world's most important source of calories for the poor. Comparable case studies of policy reactions in different countries, principally across Asia, but also including the USA, provide the understanding necessary to evaluate the impact of trade policy on the food security of poor farmers and consumers. They also provide important insights into the concerns of developing countries that are relevant for future international trade negotiations in key agricultural commodities. As a result, more appropriate policies can be put in place to ensure more stable food supplies in the future. Published with the Food and Agriculture (FAO) Organization of the United Nations