Microcredit Meltdown

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Microcredit Meltdown

Author : Crystal Murphy
Publisher : Rowman & Littlefield
ISBN 13 : 1498577393
Total Pages : 271 pages
Book Rating : 4.4/5 (985 download)

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Book Synopsis Microcredit Meltdown by : Crystal Murphy

Download or read book Microcredit Meltdown written by Crystal Murphy and published by Rowman & Littlefield. This book was released on 2018-12-03 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: Established to help people jumpstart their lives and economy after over a half century of conflict, the South Sudanese microcredit sector collapsed in 2012, six years after its takeoff, to the detriment of some 80,000 participants. Microcredit Meltdown is an account of the ambitious launch and premature downfall of the Southern Sudanese microcredit industry. Through a mixed methods ethnographic approach, the book charts the state and non-state actors that embarked upon economic development after war, the assumptions built into microlending, and the impact of ideologies and social norms on economic practice. The text compares industry theories with the experiences of borrowers and finds that microcredit failed in South Sudan due to false assumptions that were inapplicable to this post-conflict environment. Yet the over promising and under-delivering commercial microcredit was not isolated to South Sudan or even post-conflict settings. The Juba microcredit story is an instance of the broader global shift toward the commercial microcredit model. Initiated to get badly needed capital into the hands of poor people, instead the focus became sustaining a lending program. The text shows how the ideological and material constraints of the commercial microcredit paradigm were woefully misaligned with local socio-cultural realities, and created the collapse in South Sudan.

The Rise and Fall of Global Microcredit

Author : Milford Bateman
Publisher : Routledge
ISBN 13 : 135185688X
Total Pages : 325 pages
Book Rating : 4.3/5 (518 download)

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Book Synopsis The Rise and Fall of Global Microcredit by : Milford Bateman

Download or read book The Rise and Fall of Global Microcredit written by Milford Bateman and published by Routledge. This book was released on 2018-10-09 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the mid-1980s the international development community helped launch what was to quickly become one of the most popular poverty reduction and local economic development policies of all time. Microcredit, the system of disbursing tiny micro-loans to the poor to help them to establish their own income-generating activities, was initially highly praised and some were even led to believe that it would end poverty as we know it. But in recent years the microcredit model has been subject to growing scrutiny and often intense criticism. The Rise and Fall of Global Microcredit shines a light on many of the fundamental problems surrounding microcredit, in particular, the short- and long-term impacts of dramatically rising levels of microdebt. Developed in collaboration with UNCTAD, this book covers the general policy implications of adverse microcredit impacts, as well as gathering together country-specific case studies from around the world to illustrate the real dynamics, incentives and end results. Lively and provocative, The Rise and Fall of Global Microcredit is an accessible guide for students, academics, policymakers and development professionals alike.

Fringe Finance

Author : Rob Aitken
Publisher : Routledge
ISBN 13 : 1317748379
Total Pages : 256 pages
Book Rating : 4.3/5 (177 download)

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Book Synopsis Fringe Finance by : Rob Aitken

Download or read book Fringe Finance written by Rob Aitken and published by Routledge. This book was released on 2015-02-11 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most recent conversations about financial instability in International Political Economy have addressed the ongoing financial spasms of the past five years; a global financial spasm unleashed by the 2008 subprime debacle, ongoing Eurozone instability, and general price volatility in securities markets globally. Alongside and as part of these broader spasms, however, has been another key trend—the intensifying reach of global financial markets into and among those populations which live at its very edges. There are increasing, and increasingly profitable, experiments which are explicitly targeted to those without regular access to full or formalized financial practices. This book places the practices of fringe finance in critical context by situating them within a larger set of discussions in the field. Most importantly, this book is part of a much broader attempt in IPE to rethread the study of finance to questions of cultural and social theory in a meaningful manner. Finance is increasingly subjected to innovative forms of social inquiry influenced by a range of diverse methods including governmentality, actor-network theory and cultural economy. By drawing on several strands of social theory, this book contributes to this broader movement in IPE and helps open more space for the continuation of these interdisciplinary conversations. This work will be of great interest to students and scholars of IPE, development studies and economic sociology.

The Crises of Microcredit

Author : Isabelle Guérin
Publisher : Zed Books Ltd.
ISBN 13 : 1783603771
Total Pages : 145 pages
Book Rating : 4.7/5 (836 download)

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Book Synopsis The Crises of Microcredit by : Isabelle Guérin

Download or read book The Crises of Microcredit written by Isabelle Guérin and published by Zed Books Ltd.. This book was released on 2015-10-15 with total page 145 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.

Handbook on Alternative Global Development

Author : Franklin Obeng-Odoom
Publisher : Edward Elgar Publishing
ISBN 13 : 1839109955
Total Pages : 389 pages
Book Rating : 4.8/5 (391 download)

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Book Synopsis Handbook on Alternative Global Development by : Franklin Obeng-Odoom

Download or read book Handbook on Alternative Global Development written by Franklin Obeng-Odoom and published by Edward Elgar Publishing. This book was released on 2023-11-03 with total page 389 pages. Available in PDF, EPUB and Kindle. Book excerpt: Challenging the dominant and mainstream views in global development, this pioneering Handbook questions the entirety of the development process in order to outline holistic political economies of development, discontents, and alternatives.

Work, Institutions and Sustainable Livelihood

Author : Virginius Xaxa
Publisher : Springer
ISBN 13 : 9811057567
Total Pages : 349 pages
Book Rating : 4.8/5 (11 download)

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Book Synopsis Work, Institutions and Sustainable Livelihood by : Virginius Xaxa

Download or read book Work, Institutions and Sustainable Livelihood written by Virginius Xaxa and published by Springer. This book was released on 2017-10-24 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book explores the debates surrounding sustainable livelihood in the neoliberal era effected through transformation of the nature of work and the role of institutions, particularly in the Global South. By creating gainful work and employment opportunities through formal and informal institutions using progressive instruments and innovations within rural and urban economies, livelihood becomes ‘sustainable’, thereby reducing inequality and increasing resilience among households. Based on both theoretical and empirical studies from Asia and Africa, the book establishes the relationship between three broad concepts – work, institutions and sustainable development. The content has been divided into three broad sections: Rural Economy and Its Transformations; Urbanisation and Sustainable Livelihood; and Innovations and Instruments of Transformation. This book is a valuable resource for scholars of development studies, rural and urban studies, labour studies besides economics, sociology, political science and policymaking.

Gender and Violence in Historical and Contemporary Perspectives

Author : Jyoti Atwal
Publisher : Taylor & Francis
ISBN 13 : 1000639231
Total Pages : 253 pages
Book Rating : 4.0/5 (6 download)

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Book Synopsis Gender and Violence in Historical and Contemporary Perspectives by : Jyoti Atwal

Download or read book Gender and Violence in Historical and Contemporary Perspectives written by Jyoti Atwal and published by Taylor & Francis. This book was released on 2019-08-08 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book covers a range of issues and phenomena around gender-related violence in specific cultural and regional conditions. Using an interdisciplinary approach, it discusses historical and contemporary developments that trigger violence while highlighting the social conditions, practices, discourses, and cultural experiences of gender-related violence in India. Beginning with the issues of gender-based violence within the traditional context of Indian history and colonial encounters, it moves on to explore the connections between gender, minorities, marginalisation, sexuality, and violence, especially violence against Dalit women, disabled women, and transgender people. It traces and interprets similarities and differences as well as identifies social causes of potential conflicts. Further, it investigates the forms and mechanisms of political, economic, and institutional violence in the legitimation or de-legitimation of traditional gender roles. The chapters deal with sexual violence, violence within marriage and family, influence of patriarchal forces within factory-based gender violence, and global processes such as demand-driven surrogacy and the politics of literary and cinematic representations of gender-based violence. The book situates relevant debates about India and underlines the global context in the making of the gender bias that leads to violence both in the public and private domains. An important contribution to feminist scholarship, this book will be useful to scholars and researchers of gender studies, women’s studies, history, sociology, and political science.

The Crises of Microcredit

Author : Isabelle Guérin
Publisher : Bloomsbury Publishing
ISBN 13 : 1783603763
Total Pages : 221 pages
Book Rating : 4.7/5 (836 download)

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Book Synopsis The Crises of Microcredit by : Isabelle Guérin

Download or read book The Crises of Microcredit written by Isabelle Guérin and published by Bloomsbury Publishing. This book was released on 2015-10-15 with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microcredit programmes, long considered efficient development tools, now face unprecedented crises in a number of countries. Is this the end of microcredit or rather an essential step in its expansion? Should we stop microcredit altogether or rethink the way it is implemented? Drawing on extensive empirical research conducted in various parts of the world - from Morocco to Senegal to India - this important volume examines the whole chain of microcredit to provide the answers to these questions. In doing so, the authors highlight the diversity of crises, both in intensity and in nature, while also shedding light on a diversity of causes, be it microcredit organizations unprepared for massive growth, saturated local economies or greedy investors and shareholders attracted by profits. Crucially, the authors demonstrate that microcredit is not a monolithic project, and the crises should also be analysed in the light of national histories and policies. An original and necessary intervention in what has become one of the most contentious topics within the development world.

Regional Economic Development in the Balkan Region

Author : Teoman Duman
Publisher : Cambridge Scholars Publishing
ISBN 13 : 1443887617
Total Pages : 355 pages
Book Rating : 4.4/5 (438 download)

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Book Synopsis Regional Economic Development in the Balkan Region by : Teoman Duman

Download or read book Regional Economic Development in the Balkan Region written by Teoman Duman and published by Cambridge Scholars Publishing. This book was released on 2016-01-14 with total page 355 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited volume brings together original scientific studies on current economic and developmental issues in the Balkan region, and is composed of papers by 25 authors from seven different countries. The Balkan region has gained significant interest in recent years due to its location and strategic position, representing a doorway to Europe, and the region’s stability and progress have direct consequences on various European countries. Because of this strategic position, there is currently much debate regarding a potential partnership of the Balkan states with the European Union. This book offers insights into the current economic and developmental status of the countries in this region, offering a series of chapters that analyse the area from a variety of perspectives. It begins with a discussion on the recent history of the region, especially with reference to the former Yugoslavia and its break-up after the turbulence experienced in 1990s. Other sections are complementary to each other in that they offer comparisons of the Balkan states in their economic progress at the micro and macro levels. Topics such as European integration policies and effects, economic transition, regional trade, tax incentive policy, regional capital markets, regional development agencies and systems, remittances and foreign aid contributions, import-export policies, fiscal policies, analysis of regional microfinance, and the tourism sectors are explored in detail throughout the book.

Seduced and Betrayed

Author : Milford Bateman
Publisher : University of New Mexico Press
ISBN 13 : 0826357970
Total Pages : 392 pages
Book Rating : 4.8/5 (263 download)

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Book Synopsis Seduced and Betrayed by : Milford Bateman

Download or read book Seduced and Betrayed written by Milford Bateman and published by University of New Mexico Press. This book was released on 2017-05-01 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance began as the disbursement of tiny loans to the poor, which they could use to undertake informal income-generating activities. It went on to become one of the most popular international development policies of all time and a mainstay of local development and antipoverty programs across the Global South. The contributors to this multidisciplinary volume consider the origins, evolution, and outcomes of microfinance from a variety of perspectives and contend that it has been an unsuccessful approach to development. The contributors contend that over the last twenty years, microfinance policies have exacerbated poverty and exclusion, undermined gender empowerment, underpinned a massive growth in inequality, destroyed solidarity and trust in the community, and, overall, manifestly weakened those local economies of the Global South where it reached critical mass. They use qualitative anthropological, economic, and political-economic research to unpack the ideas and values that have allowed microfinance to “seduce” the world and blind so many to its corrosive effects.

Microfinance to Combat Global Recession and Social Exclusion

Author : Ramesh Chandra Das
Publisher : Springer Nature
ISBN 13 : 9811643296
Total Pages : 315 pages
Book Rating : 4.8/5 (116 download)

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Book Synopsis Microfinance to Combat Global Recession and Social Exclusion by : Ramesh Chandra Das

Download or read book Microfinance to Combat Global Recession and Social Exclusion written by Ramesh Chandra Das and published by Springer Nature. This book was released on 2022-07-18 with total page 315 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book focuses on how microfinance institutions can be the alternative way to supply funds to combat different phases of global economic recessions. Also, it emphasizes upon their capabilities in reducing poverty and inequality as the countries of the world today aim to attain the goal of sustainable development. The book further deals with the challenges that the micro financial institutions may face while sustain in the competitive and vast changing global business environment. Finally, the book analyses the effectiveness of micro financial services for the emergence of micro, small and medium enterprises with new technology and innovations which, in turn, can be instrumental in ensuring new relocation of global supply chains.

Why Doesn't Microfinance Work?

Author : Milford Bateman
Publisher : Bloomsbury Publishing
ISBN 13 : 1848133332
Total Pages : 274 pages
Book Rating : 4.8/5 (481 download)

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Book Synopsis Why Doesn't Microfinance Work? by : Milford Bateman

Download or read book Why Doesn't Microfinance Work? written by Milford Bateman and published by Bloomsbury Publishing. This book was released on 2010-06-10 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and 'troubleshooting' economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn't actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn't Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.

Who Gives to Whom? Reframing Africa in the Humanitarian Imaginary

Author : Cilas Kemedjio
Publisher : Springer Nature
ISBN 13 : 3031465539
Total Pages : 266 pages
Book Rating : 4.0/5 (314 download)

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Book Synopsis Who Gives to Whom? Reframing Africa in the Humanitarian Imaginary by : Cilas Kemedjio

Download or read book Who Gives to Whom? Reframing Africa in the Humanitarian Imaginary written by Cilas Kemedjio and published by Springer Nature. This book was released on with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Social Life of Money

Author : Nigel Dodd
Publisher : Princeton University Press
ISBN 13 : 0691169179
Total Pages : 464 pages
Book Rating : 4.6/5 (911 download)

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Book Synopsis The Social Life of Money by : Nigel Dodd

Download or read book The Social Life of Money written by Nigel Dodd and published by Princeton University Press. This book was released on 2016-02-09 with total page 464 pages. Available in PDF, EPUB and Kindle. Book excerpt: A reevaluation of what money is—and what it might be Questions about the nature of money have gained a new urgency in the aftermath of the global financial crisis. Even as many people have less of it, there are more forms and systems of money, from local currencies and social lending to mobile money and Bitcoin. Yet our understanding of what money is—and what it might be—hasn't kept pace. In The Social Life of Money, Nigel Dodd, one of today’s leading sociologists of money, reformulates the theory of the subject for a postcrisis world in which new kinds of money are proliferating. What counts as legitimate action by central banks that issue currency and set policy? What underpins the right of nongovernmental actors to create new currencies? And how might new forms of money surpass or subvert government-sanctioned currencies? To answer such questions, The Social Life of Money takes a fresh and wide-ranging look at modern theories of money. One of the book’s central concerns is how money can be wrested from the domination and mismanagement of banks and governments and restored to its fundamental position as the "claim upon society" described by Georg Simmel. But rather than advancing yet another critique of the state-based monetary system, The Social Life of Money draws out the utopian aspects of money and the ways in which its transformation could in turn transform society, politics, and economics. The book also identifies the contributions of thinkers who have not previously been thought of as monetary theorists—including Nietzsche, Benjamin, Bataille, Deleuze and Guattari, Baudrillard, Derrida, and Hardt and Negri. The result provides new ways of thinking about money that seek not only to understand it but to change it. Complete with a new preface that discusses recent developments in the evolution of money, the book draws out the ways in which its transformation could in turn radically alter society, politics, and economics.

Routledge Handbook of Environmental Security

Author : Richard A. Matthew
Publisher : Routledge
ISBN 13 : 1351607537
Total Pages : 394 pages
Book Rating : 4.3/5 (516 download)

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Book Synopsis Routledge Handbook of Environmental Security by : Richard A. Matthew

Download or read book Routledge Handbook of Environmental Security written by Richard A. Matthew and published by Routledge. This book was released on 2021-12-21 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Routledge Handbook on Environmental Security provides a comprehensive, accessible, and sophisticated overview of the field of environmental security. The volume outlines the defining theories, major policy and programming interventions, and applied research surrounding the relationship between the natural environment and human and national security. Through the use of large-scale research and ground-level case analyses from across the globe, it details how environmental factors affect human security and contribute to the onset and continuation of violent conflict. It also examines the effects of violent conflict on the social and natural environment and the importance of environmental factors in conflict resolution and peacebuilding. Organized around the conflict cycle, the handbook is split into four thematic sections: • Section I: Environmental factors contributing to conflict; • Section II: The environment during conflict; • Section III: The role of the environment in post-conflict peacebuilding; and • Section IV: Cross-cutting themes and critical perspectives. This handbook will be essential reading for students of environmental studies, human security, global governance, development studies, and international relations in general.

Saris on Scooters

Author : Sheila McLeod Arnopoulos
Publisher : Dundurn
ISBN 13 : 1554887224
Total Pages : 353 pages
Book Rating : 4.5/5 (548 download)

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Book Synopsis Saris on Scooters by : Sheila McLeod Arnopoulos

Download or read book Saris on Scooters written by Sheila McLeod Arnopoulos and published by Dundurn. This book was released on 2010-04-12 with total page 353 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sheila McLeod Arnopoulos uses her talent for investigative reporting to take us into the poorest villages in India. The women who live there are making astute use of microcredit to break the cycle of poverty. After witnessing these women's successes, it becomes evident that such villages have strengths equal to those of modern cities in India.

Jesus for Zanzibar: Narratives of Pentecostal (Non-)Belonging, Islam, and Nation

Author : Hans Olsson
Publisher : BRILL
ISBN 13 : 9004410368
Total Pages : 291 pages
Book Rating : 4.0/5 (44 download)

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Book Synopsis Jesus for Zanzibar: Narratives of Pentecostal (Non-)Belonging, Islam, and Nation by : Hans Olsson

Download or read book Jesus for Zanzibar: Narratives of Pentecostal (Non-)Belonging, Islam, and Nation written by Hans Olsson and published by BRILL. This book was released on 2019-07-29 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Jesus for Zanzibar: Narratives of Pentecostal (Non-)Belonging, Islam, and Nation Hans Olsson offers an ethnographic account of the lived experience and socio-political significance of newly arriving Pentecostal Christians in the Muslim majority setting of Zanzibar. This work analyzes how a disputed political partnership between Zanzibar and Mainland Tanzania intersects with the construction of religious identities. Undertaken at a time of political tensions, the case study of Zanzibar’s largest Pentecostal church, the City Christian Center, outlines religious belonging as relationally filtered in-between experiences of social insecurity, altered minority / majority positions, and spiritual powers. Hans Olsson shows that Pentecostal Christianity, as a signifier of (un)wanted social change, exemplifies contested processes of becoming in Zanzibar that capitalizes on, and creates meaning out of, religious difference and ambient political tensions.