Microfinance Institutions

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Author :
Publisher : Springer
ISBN 13 : 113739966X
Total Pages : 329 pages
Book Rating : 4.1/5 (373 download)

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Book Synopsis Microfinance Institutions by : R. Mersland

Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2015-12-11 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Measuring Performance of Microfinance Institutions

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Author :
Publisher :
ISBN 13 : 9780972258272
Total Pages : 110 pages
Book Rating : 4.2/5 (582 download)

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Book Synopsis Measuring Performance of Microfinance Institutions by : Isabelle Barres

Download or read book Measuring Performance of Microfinance Institutions written by Isabelle Barres and published by . This book was released on 2005 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Measuring performance of microfinance institutions : a framework for reporting, analysis, and monitoring is printed in editions. Each successive edition incorporates the most recent changes or additions to the standard definitions of terms, ratios, and adjustments. To ensure using the most current Framework, visit the SEEP Network Web site.

Microfinance and Public Policy

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Author :
Publisher : Palgrave Macmillan
ISBN 13 : 9780230547025
Total Pages : 194 pages
Book Rating : 4.5/5 (47 download)

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Book Synopsis Microfinance and Public Policy by : Bernd Balkenhol

Download or read book Microfinance and Public Policy written by Bernd Balkenhol and published by Palgrave Macmillan. This book was released on 2007-12-15 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance institutions (MFIs) provide a public good: they provide income-creating financial services to un-bankable people. If MFIs create and deepen markets where none existed before, there may be a case for public support. While subsidies are generally not favorably seen in financial sector development, being difficult to target and possibly distorting the local financial market, there may be situations where the net social benefits of micro-finance may exceed those of not doing anything and of alternative anti-poverty programs. Under such circumstances longer-term public support may be justifiable. This book is based on a study of forty-five MFIs carried out by ILO, in partnership with the Universities of Geneva and Cambridge. The application of factor analysis and cluster analysis shows that MFIs form clusters in terms of social and performance. Within each cluster there is one institution that is most efficient on both scores. Public support should ensure that the relative efficiency of MFIs is enhanced, it should not prod MFIs to modify their mission and position between poverty outreach and profitability.

Microfinance in Developing Countries

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Author :
Publisher : Springer
ISBN 13 : 1137301929
Total Pages : 357 pages
Book Rating : 4.1/5 (373 download)

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Book Synopsis Microfinance in Developing Countries by : J. Gueyie

Download or read book Microfinance in Developing Countries written by J. Gueyie and published by Springer. This book was released on 2013-01-17 with total page 357 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance in developing countries is a collection of studies by leading researchers in the field of microfinance. It discusses key issues that the rapidly growing microfinance industry currently faces, and offers interesting views and analysis of topical matters concerning the microfinance realm.

Measuring the Performance of Microfinance Institutions

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Author :
Publisher :
ISBN 13 :
Total Pages : 17 pages
Book Rating : 4.:/5 (129 download)

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Book Synopsis Measuring the Performance of Microfinance Institutions by : Giovanni Ferro-Luzzi

Download or read book Measuring the Performance of Microfinance Institutions written by Giovanni Ferro-Luzzi and published by . This book was released on 2008 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: Measuring the performance of microfinance institutions (MFIs) is not a trivial task. Indeed, looking at the financial sustainability of an MFI only gives one feature of its performance. As many MFIs primarily exist in order to help the poorest people, one also has to include aspects of outreach in their performance. Hence, MFIs' performance can be termed multidimensional.This paper illustrates how some statistical tools can offer new insights in the context of MFIs' performance evaluation. Factor analysis is used in a first step to construct performance indices based on several possible associations of variables without posing too many a priori restrictions. The base variables are thus combined to produce different factors, each one representing a distinct dimension of performance. We then use the individual scores ascribed to each MFI on each factor as the dependent variables of a simultaneous-equations model and present new evidence on the determinants of MFIs' performance.

The Triangle of Microfinance

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Author :
Publisher : Intl Food Policy Res Inst
ISBN 13 : 080187226X
Total Pages : 426 pages
Book Rating : 4.8/5 (18 download)

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Book Synopsis The Triangle of Microfinance by : Manfred Zeller

Download or read book The Triangle of Microfinance written by Manfred Zeller and published by Intl Food Policy Res Inst. This book was released on 2002-01-01 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

The Handbook of Microfinance

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Author :
Publisher : World Scientific
ISBN 13 : 9814295655
Total Pages : 700 pages
Book Rating : 4.8/5 (142 download)

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Book Synopsis The Handbook of Microfinance by : Beatriz Armendariz

Download or read book The Handbook of Microfinance written by Beatriz Armendariz and published by World Scientific. This book was released on 2011 with total page 700 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of Microfinance addresses the gap between clients who are benefiting from access to financial services via MFIs, and the potential market, which remains underserved or untapped. This gap can be attributed to a "mismatch" between what consumers, or potential clients, demand and what MFIs offer in terms of financial products. The scope of the book is wide. It includes successes and failures, main challenges and debates, methodologies for impact evaluation via random trials, leading trends in Asia versus Latin America, main efforts in Africa, the importance of value chains in Central America, ethical and gender issues, savings, microinsurance, governance, commercialization trends and the potential advantages and disadvantages of it. Lastly it features main lessons from informal finance and 19th-century credit cooperatives addressing the above-mentioned mismatch.

Measuring the Performance of Microfinance Institutions: Cahier de Recherche

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Author :
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (631 download)

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Book Synopsis Measuring the Performance of Microfinance Institutions: Cahier de Recherche by :

Download or read book Measuring the Performance of Microfinance Institutions: Cahier de Recherche written by and published by . This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Measuring the performance of microfinance institutions (MFIs) is not a trivial task. Indeed, looking at the financial sustainability of an MFI only gives one feature of its performance. As many MFIs primarily exist in order to help the poorest people, one also has to include aspects of outreach in their performance. Hence, MFIs performance can be termed multidimensional. This paper illustrates how some statistical tools can offer new insights in the context of MFIs performance evaluation. Factor analysis is used in a first step to construct performance indices based on several possible associations of variables without posing too many a priori restrictions. The base variables are thus combined to produce different factors, each one representing a distinct dimension of performance. We then use the individual scores ascribed to each MFI on each factor as the dependent variables of a simultaneous-equations model and present new evidence on the determinants of MFIs performance.

Microfinance Handbook

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Author :
Publisher : World Bank Publications
ISBN 13 : 0821384317
Total Pages : 304 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Microfinance Handbook by : Joanna Ledgerwood

Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Mission Drift in Microfinance

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Author :
Publisher : ibidem-Verlag / ibidem Press
ISBN 13 : 3838261232
Total Pages : 126 pages
Book Rating : 4.8/5 (382 download)

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Book Synopsis Mission Drift in Microfinance by : Pim Engels

Download or read book Mission Drift in Microfinance written by Pim Engels and published by ibidem-Verlag / ibidem Press. This book was released on 2010-07-01 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investments in microfinance by institutional investors are growing. The investors benefit from a dual return investment opportunity by balancing financial and social returns. Yet, commercial microfinance institutions tend to focus on their financial performance. Reaching out to wealthier clients while crowding out poorer clients enhances their profitability - a phenomenon called mission drift.Pim Engels has analysed the data of 600 microfinance institutions operating in 84 countries and presents now new insights to the phenomenon of mission drift. Based on his findings investors can recognise and prevent mission drift taking place amongst the microfinance institutions in their portfolio.

Beyond Good Intentions

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Publisher :
ISBN 13 :
Total Pages : 12 pages
Book Rating : 4.:/5 (174 download)

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Book Synopsis Beyond Good Intentions by :

Download or read book Beyond Good Intentions written by and published by . This book was released on 2007 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Financial Performance and Social Goals of Microfinance Institutions

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Author :
Publisher : Universitätsverlag Potsdam
ISBN 13 : 3869562757
Total Pages : 70 pages
Book Rating : 4.8/5 (695 download)

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Book Synopsis Financial Performance and Social Goals of Microfinance Institutions by : Julian Schmied

Download or read book Financial Performance and Social Goals of Microfinance Institutions written by Julian Schmied and published by Universitätsverlag Potsdam. This book was released on 2014-12-01 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Critics argue that there has been a trend among Microfinance Institutions (MFI) to focus on profitability in order to stay financially sustainable. This made some institutions neglect the social mission of microfinancing. In this paper I intend to examine if empirical evidence supports this so called mission drift hypothesis as well as other claims in this context. Using the global panel data set of the MIX (Microfinance Information Exchange), which gathers from 1995 to 2010 and contains up to 1400 institutions with a high variety of organizational forms, I was able to identify a world-wide mission drift effect in their social goal of reaching out the poorest part of the population. Furthermore, I find that, on average, the outreach of an MFI has a significant negative influence on its short and long term financial performance. Despite that, I eventually proved that the probability that an MFI worsens its social performance substantially increases if its profitability has decreased in the previous years.

Measuring Social Performance in Social Enterprises

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Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (137 download)

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Book Synopsis Measuring Social Performance in Social Enterprises by : Leif Atle Beisland

Download or read book Measuring Social Performance in Social Enterprises written by Leif Atle Beisland and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social enterprises in the microfinance industry need to adhere to both financial and social demands. Critics argue that there is a mission drift away from the social mission, and this has motivated the introduction of social rating agencies to strengthen the business ethics of microfinance institutions (MFIs). Using a global dataset of 204 socially rated MFIs from 58 countries, we assess the factors that drive the social performance ratings of MFIs. Overall our results show that social ratings of MFIs are significantly related to financial performance, greater outreach especially in rural areas, well-defined social objectives, staff commitment, service quality and an enhanced customer service. We observe that various rating agencies attach different importance to each of the social indicators. The public policy implication is that social rating agencies need to become more transparent, to reduce the information asymmetries between heterogenous socially motivated investors and the focal MFI.

Performance Measurement and Internal Control of Microfinance Institutions

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Author :
Publisher :
ISBN 13 :
Total Pages : 6 pages
Book Rating : 4.:/5 (247 download)

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Book Synopsis Performance Measurement and Internal Control of Microfinance Institutions by : Hans Dieter Seibel

Download or read book Performance Measurement and Internal Control of Microfinance Institutions written by Hans Dieter Seibel and published by . This book was released on 1999 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Measuring the Performance and Achievement of Social Objectives of Development Finance Institutions

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Author :
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4./5 ( download)

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Book Synopsis Measuring the Performance and Achievement of Social Objectives of Development Finance Institutions by : Manuela Francisco

Download or read book Measuring the Performance and Achievement of Social Objectives of Development Finance Institutions written by Manuela Francisco and published by World Bank Publications. This book was released on 2008 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: This paper develops and tests a proposed methodology that puts forward a new integrated method for evaluating the performance of development finance institutions. This methodology applies assessment criteria that take into account both the social objective that the development finance institution addresses and the subsidies it received in order to achieve such an objective. This methodology is applied to two pilot case studies-Banadesa (Honduras) and Banrural (Guatemala). The authors calculate the previously tested subsidy dependence index, which measures the degree of an institution's subsidy dependence. The paper develops and estimates a new measure-the output index- which indicates the level to which the institution fulfills the social objectives of the state. The analysis integrates the subsidy dependence index and the output index to assess the effectiveness associated with meeting the social objective. The findings suggest that the integration of the two indexes can constitute the basis of a meaningful evaluation framework for the performance of development finance institutions. This new methodology can also be a useful metric for policy makers who are seeking to decide on an optimal allocation of scarce funds for development finance institutions that pursue social goals and for management that seeks improved performance outcomes.

Transforming Microfinance Institutions

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Author :
Publisher : World Bank Publications
ISBN 13 : 0821366165
Total Pages : 570 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Transforming Microfinance Institutions by : Joanna Ledgerwood

Download or read book Transforming Microfinance Institutions written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 2006-08-30 with total page 570 pages. Available in PDF, EPUB and Kindle. Book excerpt: In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Financial Performance and Outreach

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Publisher : World Bank Publications
ISBN 13 : 0601241630
Total Pages : 51 pages
Book Rating : 4.6/5 (12 download)

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Book Synopsis Financial Performance and Outreach by : Robert J. Cull

Download or read book Financial Performance and Outreach written by Robert J. Cull and published by World Bank Publications. This book was released on 2006 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks. Profitability, though, is at the heart of the promise that microfinance can deliver poverty reduction while not relying on ongoing subsidy. The authors examine why this promise remains unmet for most institutions. Using a data set with unusually high quality financial information on 124 institutions in 49 countries, they explore the patterns of profitability, loan repayment, and cost reduction. The authors find that institutional design and orientation matter substantially. Lenders that do not use group-based methods to overcome incentive problems experience weaker portfolio quality and lower profit rates when interest rates are raised substantially. For these individual-based lenders, one key to achieving profitability is investing more heavily in staff costs-a finding consistent with the economics of information but contrary to the conventional wisdom that profitability is largely a function of minimizing cost.