Maximize Your Medicare (2019 Edition)

Download Maximize Your Medicare (2019 Edition) PDF Online Free

Author :
Publisher : GH2 Publishing Group, LLC
ISBN 13 : 099679879X
Total Pages : 228 pages
Book Rating : 4.9/5 (967 download)

DOWNLOAD NOW!


Book Synopsis Maximize Your Medicare (2019 Edition) by : Jae Oh

Download or read book Maximize Your Medicare (2019 Edition) written by Jae Oh and published by GH2 Publishing Group, LLC. This book was released on 2019-01-01 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: Confused by Medicare? Get your answers from a nationally-recognized Medicare and financial expert. Check out the latest quote by the author in the USA Today (January 24, 2019). Medicare is Difficult and Confusing Enrollment PeriodsPart A, Part B, Part DLate Enrollment PenaltiesExtra Help & Medicaid Consumers Can Benefit Enrollment rights in your favorChanging plans is a good ideaPlan benefits are improvingGet the best out of each dollar How to choose and what to choose will depend on a wide variety of factors. Even if people understand the rules of enrollment, there is the still why/how/when to select the proper plan to fit the situation. Location of residenceHealth situationPrivate financial situation In addition, many people face special situations, when the “normal” rules don’t apply. Working beyond 65 years oldRetiree benefits cancelledRequiring financial assistance

Maximize Your Medicare (2019 Edition)

Download Maximize Your Medicare (2019 Edition) PDF Online Free

Author :
Publisher : GH2 Publishing Group, LLC
ISBN 13 : 0996798781
Total Pages : 182 pages
Book Rating : 4.9/5 (967 download)

DOWNLOAD NOW!


Book Synopsis Maximize Your Medicare (2019 Edition) by : Jae W. Oh

Download or read book Maximize Your Medicare (2019 Edition) written by Jae W. Oh and published by GH2 Publishing Group, LLC. This book was released on 2019-01-01 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Confused by Medicare? Get your answers from a nationally-recognized Medicare and financial expert. Check out the latest quote by the author in the USA Today (January 24, 2019). Medicare is Difficult and Confusing Enrollment PeriodsPart A, Part B, Part DLate Enrollment PenaltiesExtra Help & Medicaid Consumers Can Benefit Enrollment rights in your favorChanging plans is a good ideaPlan benefits are improvingGet the best out of each dollar How to choose and what to choose will depend on a wide variety of factors. Even if people understand the rules of enrollment, there is the still why/how/when to select the proper plan to fit the situation. Location of residenceHealth situationPrivate financial situation In addition, many people face special situations, when the “normal” rules don’t apply. Working beyond 65 years oldRetiree benefits cancelledRequiring financial assistance

Maximize Your Medicare: 2022-2023 Edition

Download Maximize Your Medicare: 2022-2023 Edition PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1621538141
Total Pages : 220 pages
Book Rating : 4.6/5 (215 download)

DOWNLOAD NOW!


Book Synopsis Maximize Your Medicare: 2022-2023 Edition by : Jae Oh

Download or read book Maximize Your Medicare: 2022-2023 Edition written by Jae Oh and published by Simon and Schuster. This book was released on 2022-02-08 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Jae Oh’s Maximize Your Medicare is the best book I’ve read on understanding all of the Medicare options and how Medicare intersects with other health insurance options." —Wade Pfau, Professor of Retirement Income at The American College Includes the Most Up-to-Date Information for 2022-2023 Confused by Medicare? Get answers from Maximize Your Medicare, an informative guide by nationally recognized expert Jae W. Oh. Maximize Your Medicare helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: Enroll in Medicare and avoid never-ending penalties Compare Medigap vs. Medicare Advantage Discern the differences among Parts A, B, and D Increase benefits every year Avoid costly errors Deal with special circumstances Get the most from the plan Additional information for this new edition includes: Putting it Together: the steps you need to take to be a Savvy Medicare Consumer New coverage options for Diabetes and End-Stage Renal Disease patients How the ACA enhancements can change your retirement decision-making path Written in a clear and concise style, Maximize Your Medicare is a vital resource for every American aged sixty-five or older, as well as for their families and care coordinators. ged sixty-five or older, as well as for their families and care coordinators.

Maximize Your Medicare: 2024-2025 Edition

Download Maximize Your Medicare: 2024-2025 Edition PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1621538311
Total Pages : 246 pages
Book Rating : 4.6/5 (215 download)

DOWNLOAD NOW!


Book Synopsis Maximize Your Medicare: 2024-2025 Edition by : Jae Oh

Download or read book Maximize Your Medicare: 2024-2025 Edition written by Jae Oh and published by Simon and Schuster. This book was released on 2024-01-09 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Jae Oh’s Maximize Your Medicare is the best book I’ve read on understanding all of the Medicare options and how Medicare intersects with other health insurance options." —Wade Pfau, Professor of Retirement Income at The American College Includes the Most Up-to-Date Information for 2024-2025 Confused by Medicare? Get answers from Maximize Your Medicare, an informative guide by nationally recognized expert Jae W. Oh. Maximize Your Medicare helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: Enroll in Medicare and avoid never-ending penalties Compare Medigap vs. Medicare Advantage Discern the differences among Parts A, B, and D Increase benefits every year Avoid costly errors Deal with special circumstances Get the most from the plan Additional information for this new edition includes: Putting it Together: the steps you need to take to be a Savvy Medicare Consumer New coverage options for Diabetes and End-Stage Renal Disease patients How the ACA enhancements can change your retirement decision-making path Written in a clear and concise style, Maximize Your Medicare is a vital resource for every American aged sixty-five or older, as well as for their families and care coordinators. ged sixty-five or older, as well as for their families and care coordinators.

Get What's Yours for Medicare

Download Get What's Yours for Medicare PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1501124013
Total Pages : 304 pages
Book Rating : 4.5/5 (11 download)

DOWNLOAD NOW!


Book Synopsis Get What's Yours for Medicare by : Philip Moeller

Download or read book Get What's Yours for Medicare written by Philip Moeller and published by Simon and Schuster. This book was released on 2016-10-04 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Maximize Your Medicare (2016 Edition)

Download Maximize Your Medicare (2016 Edition) PDF Online Free

Author :
Publisher : Gh2 Publishing Group
ISBN 13 : 9780996798709
Total Pages : 194 pages
Book Rating : 4.7/5 (987 download)

DOWNLOAD NOW!


Book Synopsis Maximize Your Medicare (2016 Edition) by : Jae W Oh

Download or read book Maximize Your Medicare (2016 Edition) written by Jae W Oh and published by Gh2 Publishing Group. This book was released on 2015-12-20 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by nationally-recognized Medicare expert and as quoted recently in USA Today, Maximize Your Medicare describes how Medicare beneficiaries can successfully choose a Medicare configuration. Medicare is frequently misunderstood and mishandled by new and existing Medicare beneficiaries, and Maximize Your Medicare is written in plain spoken English, so that the reader can understand the rules, both written and unwritten. Not only are the rules important, but the implications of a decision that a Medicare beneficiary makes will have both healthcare and financial implications.The author is an expert panelist on mymedicareanswers.com, powered by Humana, Inc, one of the nation's leading providers of Medicare plans, and guest contributor to Laissez-Faire, an independent publisher of financial newsletters.

Making the Most of Medicare

Download Making the Most of Medicare PDF Online Free

Author :
Publisher : Goodcare Productions LLC
ISBN 13 : 9780996536820
Total Pages : 40 pages
Book Rating : 4.5/5 (368 download)

DOWNLOAD NOW!


Book Synopsis Making the Most of Medicare by : Katy Votava

Download or read book Making the Most of Medicare written by Katy Votava and published by Goodcare Productions LLC. This book was released on 2017-04-26 with total page 40 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dr. Katy's Votava's book, Making the Most of Medicare: A Guide for Baby Boomers, takes the confusion out of making Medicare choices. It is full of tips and insider information in an easy to read workbook format. Whether you are facing Medicare choices or are helping a loved one, Dr. Katy reveals how some savvy planning before you enroll in Medicare can have a significant impact on getting needed care without over spending. Even if you are already in Medicare things change rapidly and adjusting plans can bring significant cost savings and decreased hassles. This book, now in its 4th edition, helps you: Avoid paying lifelong Medicare penalties and expensive coverage gaps. Choose Medicare plans that cover specific health care needs at the best possible price and the least aggravation. Limit stress and unnecessary expenses by selecting plans that include your doctors, health services, and medications. Have access to the best medical care for you or a loved one. Save money on prescription drugs. Get your copy today and start saving your time and money!

Get What's Yours

Download Get What's Yours PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1476772290
Total Pages : 336 pages
Book Rating : 4.4/5 (767 download)

DOWNLOAD NOW!


Book Synopsis Get What's Yours by : Laurence J. Kotlikoff

Download or read book Get What's Yours written by Laurence J. Kotlikoff and published by Simon and Schuster. This book was released on 2015-02-17 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

Maximize Your Medicare: 2020-2021 Edition

Download Maximize Your Medicare: 2020-2021 Edition PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1621537552
Total Pages : 232 pages
Book Rating : 4.6/5 (215 download)

DOWNLOAD NOW!


Book Synopsis Maximize Your Medicare: 2020-2021 Edition by : Jae Oh

Download or read book Maximize Your Medicare: 2020-2021 Edition written by Jae Oh and published by Simon and Schuster. This book was released on 2020-01-07 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A must-read for both current and future retirees." —Robert Powell, Retirement Daily Includes the Most Up-to-Date Information for 2020-2021 Confused by Medicare? Get answers from Maximize Your Medicare, an informative guide by nationally recognized expert Jae W. Oh. Maximize Your Medicare helps readers understand how and what to choose when deciding on Medicare options. This book shows readers how to: Enroll in Medicare and avoid never-ending penalties Compare Medigap vs. Medicare Advantage Discern the differences among Parts A, B, and D Increase benefits every year Avoid costly errors Deal with special circumstances Get the most from the plan Written in a clear and concise style, Maximize Your Medicare is a vital resource for every American aged sixty-five or older, as well as for their families and care coordinators.

Care Without Coverage

Download Care Without Coverage PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

DOWNLOAD NOW!


Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Model Rules of Professional Conduct

Download Model Rules of Professional Conduct PDF Online Free

Author :
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

DOWNLOAD NOW!


Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

The Future of Nursing 2020-2030

Download The Future of Nursing 2020-2030 PDF Online Free

Author :
Publisher :
ISBN 13 : 9780309685061
Total Pages : pages
Book Rating : 4.6/5 (85 download)

DOWNLOAD NOW!


Book Synopsis The Future of Nursing 2020-2030 by : National Academies of Sciences Engineering and Medicine

Download or read book The Future of Nursing 2020-2030 written by National Academies of Sciences Engineering and Medicine and published by . This book was released on 2021-09-30 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The decade ahead will test the nation's nearly 4 million nurses in new and complex ways. Nurses live and work at the intersection of health, education, and communities. Nurses work in a wide array of settings and practice at a range of professional levels. They are often the first and most frequent line of contact with people of all backgrounds and experiences seeking care and they represent the largest of the health care professions. A nation cannot fully thrive until everyone - no matter who they are, where they live, or how much money they make - can live their healthiest possible life, and helping people live their healthiest life is and has always been the essential role of nurses. Nurses have a critical role to play in achieving the goal of health equity, but they need robust education, supportive work environments, and autonomy. Accordingly, at the request of the Robert Wood Johnson Foundation, on behalf of the National Academy of Medicine, an ad hoc committee under the auspices of the National Academies of Sciences, Engineering, and Medicine conducted a study aimed at envisioning and charting a path forward for the nursing profession to help reduce inequities in people's ability to achieve their full health potential. The ultimate goal is the achievement of health equity in the United States built on strengthened nursing capacity and expertise. By leveraging these attributes, nursing will help to create and contribute comprehensively to equitable public health and health care systems that are designed to work for everyone. The Future of Nursing 2020-2030: Charting a Path to Achieve Health Equity explores how nurses can work to reduce health disparities and promote equity, while keeping costs at bay, utilizing technology, and maintaining patient and family-focused care into 2030. This work builds on the foundation set out by The Future of Nursing: Leading Change, Advancing Health (2011) report.

Retooling for an Aging America

Download Retooling for an Aging America PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309131952
Total Pages : 316 pages
Book Rating : 4.3/5 (91 download)

DOWNLOAD NOW!


Book Synopsis Retooling for an Aging America by : Institute of Medicine

Download or read book Retooling for an Aging America written by Institute of Medicine and published by National Academies Press. This book was released on 2008-08-27 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the first of the nation's 78 million baby boomers begin reaching age 65 in 2011, they will face a health care workforce that is too small and woefully unprepared to meet their specific health needs. Retooling for an Aging America calls for bold initiatives starting immediately to train all health care providers in the basics of geriatric care and to prepare family members and other informal caregivers, who currently receive little or no training in how to tend to their aging loved ones. The book also recommends that Medicare, Medicaid, and other health plans pay higher rates to boost recruitment and retention of geriatric specialists and care aides. Educators and health professional groups can use Retooling for an Aging America to institute or increase formal education and training in geriatrics. Consumer groups can use the book to advocate for improving the care for older adults. Health care professional and occupational groups can use it to improve the quality of health care jobs.

Registries for Evaluating Patient Outcomes

Download Registries for Evaluating Patient Outcomes PDF Online Free

Author :
Publisher : Government Printing Office
ISBN 13 : 1587634333
Total Pages : 396 pages
Book Rating : 4.5/5 (876 download)

DOWNLOAD NOW!


Book Synopsis Registries for Evaluating Patient Outcomes by : Agency for Healthcare Research and Quality/AHRQ

Download or read book Registries for Evaluating Patient Outcomes written by Agency for Healthcare Research and Quality/AHRQ and published by Government Printing Office. This book was released on 2014-04-01 with total page 396 pages. Available in PDF, EPUB and Kindle. Book excerpt: This User’s Guide is intended to support the design, implementation, analysis, interpretation, and quality evaluation of registries created to increase understanding of patient outcomes. For the purposes of this guide, a patient registry is an organized system that uses observational study methods to collect uniform data (clinical and other) to evaluate specified outcomes for a population defined by a particular disease, condition, or exposure, and that serves one or more predetermined scientific, clinical, or policy purposes. A registry database is a file (or files) derived from the registry. Although registries can serve many purposes, this guide focuses on registries created for one or more of the following purposes: to describe the natural history of disease, to determine clinical effectiveness or cost-effectiveness of health care products and services, to measure or monitor safety and harm, and/or to measure quality of care. Registries are classified according to how their populations are defined. For example, product registries include patients who have been exposed to biopharmaceutical products or medical devices. Health services registries consist of patients who have had a common procedure, clinical encounter, or hospitalization. Disease or condition registries are defined by patients having the same diagnosis, such as cystic fibrosis or heart failure. The User’s Guide was created by researchers affiliated with AHRQ’s Effective Health Care Program, particularly those who participated in AHRQ’s DEcIDE (Developing Evidence to Inform Decisions About Effectiveness) program. Chapters were subject to multiple internal and external independent reviews.

Social Isolation and Loneliness in Older Adults

Download Social Isolation and Loneliness in Older Adults PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309671000
Total Pages : 317 pages
Book Rating : 4.3/5 (96 download)

DOWNLOAD NOW!


Book Synopsis Social Isolation and Loneliness in Older Adults by : National Academies of Sciences, Engineering, and Medicine

Download or read book Social Isolation and Loneliness in Older Adults written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2020-06-14 with total page 317 pages. Available in PDF, EPUB and Kindle. Book excerpt: Social isolation and loneliness are serious yet underappreciated public health risks that affect a significant portion of the older adult population. Approximately one-quarter of community-dwelling Americans aged 65 and older are considered to be socially isolated, and a significant proportion of adults in the United States report feeling lonely. People who are 50 years of age or older are more likely to experience many of the risk factors that can cause or exacerbate social isolation or loneliness, such as living alone, the loss of family or friends, chronic illness, and sensory impairments. Over a life course, social isolation and loneliness may be episodic or chronic, depending upon an individual's circumstances and perceptions. A substantial body of evidence demonstrates that social isolation presents a major risk for premature mortality, comparable to other risk factors such as high blood pressure, smoking, or obesity. As older adults are particularly high-volume and high-frequency users of the health care system, there is an opportunity for health care professionals to identify, prevent, and mitigate the adverse health impacts of social isolation and loneliness in older adults. Social Isolation and Loneliness in Older Adults summarizes the evidence base and explores how social isolation and loneliness affect health and quality of life in adults aged 50 and older, particularly among low income, underserved, and vulnerable populations. This report makes recommendations specifically for clinical settings of health care to identify those who suffer the resultant negative health impacts of social isolation and loneliness and target interventions to improve their social conditions. Social Isolation and Loneliness in Older Adults considers clinical tools and methodologies, better education and training for the health care workforce, and dissemination and implementation that will be important for translating research into practice, especially as the evidence base for effective interventions continues to flourish.

Birth Settings in America

Download Birth Settings in America PDF Online Free

Author :
Publisher : National Academies Press
ISBN 13 : 0309669820
Total Pages : 369 pages
Book Rating : 4.3/5 (96 download)

DOWNLOAD NOW!


Book Synopsis Birth Settings in America by : National Academies of Sciences, Engineering, and Medicine

Download or read book Birth Settings in America written by National Academies of Sciences, Engineering, and Medicine and published by National Academies Press. This book was released on 2020-05-01 with total page 369 pages. Available in PDF, EPUB and Kindle. Book excerpt: The delivery of high quality and equitable care for both mothers and newborns is complex and requires efforts across many sectors. The United States spends more on childbirth than any other country in the world, yet outcomes are worse than other high-resource countries, and even worse for Black and Native American women. There are a variety of factors that influence childbirth, including social determinants such as income, educational levels, access to care, financing, transportation, structural racism and geographic variability in birth settings. It is important to reevaluate the United States' approach to maternal and newborn care through the lens of these factors across multiple disciplines. Birth Settings in America: Outcomes, Quality, Access, and Choice reviews and evaluates maternal and newborn care in the United States, the epidemiology of social and clinical risks in pregnancy and childbirth, birth settings research, and access to and choice of birth settings.

We've Got You Covered

Download We've Got You Covered PDF Online Free

Author :
Publisher : Penguin
ISBN 13 : 059342123X
Total Pages : 305 pages
Book Rating : 4.5/5 (934 download)

DOWNLOAD NOW!


Book Synopsis We've Got You Covered by : Liran Einav

Download or read book We've Got You Covered written by Liran Einav and published by Penguin. This book was released on 2023-07-25 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: From a MacArthur Genius ​MIT economist and pre-eminent Stanford economist comes a lively and provocative proposal for American health insurance reform Few of us need convincing that the American health insurance system needs reform. But many of the existing proposals focus on expanding one relatively successful piece of the system or building in piecemeal additions. These proposals miss the point. As the Stanford health economist Liran Einav and the MIT economist and MacArthur Genius Amy Finkelstein argue, our health care system was never deliberately designed, but rather pieced together to deal with issues as they became politically relevant. The result is a sprawling yet arbitrary and inadequate mess. It has left 30 million Americans without formal insurance. Many of the rest live in constant danger of losing their coverage if they lose their job, give birth, get older, get healthier, get richer, or move. It's time to tear it all down and rebuild, sensibly and deliberately. Marshaling original research, striking insights from American history, and comparative analysis of what works and what doesn’t from systems around the world, Einav and Finkelstein argue for automatic, basic, and free universal coverage for everyone, along with the option to buy additional, supplemental coverage. Their wholly original argument and comprehensive blueprint for an American universal health insurance system will surprise and provoke. We’ve Got You Covered is an erudite yet lively and accessible prescription we cannot afford to ignore.