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Author : Pamela Meadows
Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4.F/5 ( download)
Download or read book Low-income Homeowners in Britain written by Pamela Meadows and published by . This book was released on 2005 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Roger Burrows
Publisher : Policy Press
ISBN 13 : 1861344651
Total Pages : 48 pages
Book Rating : 4.8/5 (613 download)
Download or read book Poverty and Home Ownership in Contemporary Britain written by Roger Burrows and published by Policy Press. This book was released on 2003-01-08 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report demonstrates the urgent need to re-evaluate our understanding of poverty and home ownership. Drawing on data from the Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins, providing evidence in support of radical policy for sustainable home ownership.
Author :
Publisher :
ISBN 13 : 9781906837808
Total Pages : pages
Book Rating : 4.8/5 (378 download)
Download or read book Restoring a Nation of Home Owners written by and published by . This book was released on 2016 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Peter Saunders
Publisher : Routledge
ISBN 13 : 1000318869
Total Pages : 461 pages
Book Rating : 4.0/5 (3 download)
Download or read book A Nation of Home Owners written by Peter Saunders and published by Routledge. This book was released on 2021-03-23 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: Originally published in 1990, and re-issued in 2020 with an updated Preface, this book shows how the UK has become a nation of home owners, and the effect it has had on people’s lives, the impact which it has had on British society and the implications for those who have hitherto been excluded. The book briefly charts the history of the growth of owner-occupation in Britain and considers the evidence on the popularity of owning as opposed to renting. The question of whether and how owner occupiers accumulate wealth from their housing is discussed and the evidence on the political implications of the growth of owner-occupation examined. The influence of buying a house on the way that home is experienced is analysed and the sociological implications in regard to the analysis of social inequalities in Britain discussed. The research for the book was based on in-depth interviews with home-owners and tenants in Burnley, Derby and Slough.
Author : Great Britain: Parliament: House of Commons: Committee of Public Accounts
Publisher : The Stationery Office
ISBN 13 : 9780215033338
Total Pages : 58 pages
Book Rating : 4.0/5 (333 download)
Download or read book A foot on the ladder written by Great Britain: Parliament: House of Commons: Committee of Public Accounts and published by The Stationery Office. This book was released on 2007-03-27 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: An imbalance between the demand and supply of housing has resulted in recent years in increasing numbers of people finding it difficult to afford to buy their own home, with only 36 per cent of new households being able to afford to buy in 2005 compared to 46 per cent in the late 1980s. In 2004-05, the Government spent almost £470 million on two financial assistance schemes (shared ownership and interest-free equity loans through the Homebuy scheme) designed to extend the opportunity of home ownership to those who would not otherwise be able to afford it, including many key public sector workers. Following on from a NAO report on this topic (HCP 1086, session 2005-06; ISBN 9780102939347) published in July 2006, the Committee's report examines how better targeting and further refining of the low cost home ownership assistance programme could improve efficiency and help more people.
Author : Bryan Glastonbury
Publisher : London : Allen and Unwin
ISBN 13 :
Total Pages : 256 pages
Book Rating : 4.:/5 (6 download)
Download or read book Homeless Near a Thousand Homes written by Bryan Glastonbury and published by London : Allen and Unwin. This book was released on 1971 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: UK. Social research survey of living conditions of over 500 low income families in South wales and the West country who have as a result of housing shortages or other reasons become homeless persons since 1963 - examines the historical background to the development of public housing and relevant social policies, the causes of homelessness, etc., and examines the role of social services in alleviating the plight of homeless families. References and statistical tables.
Author : Great Britain. Department of the Environment
Publisher :
ISBN 13 : 9780101472807
Total Pages : 37 pages
Book Rating : 4.4/5 (728 download)
Download or read book Fair Deal for Housing written by Great Britain. Department of the Environment and published by . This book was released on 1971 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Judy A. England-Joseph
Publisher :
ISBN 13 :
Total Pages : 16 pages
Book Rating : 4.F/5 ( download)
Download or read book Public Housing written by Judy A. England-Joseph and published by . This book was released on 1993 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Lorna Fox O'Mahony
Publisher : Bloomsbury Publishing
ISBN 13 : 1847319025
Total Pages : 311 pages
Book Rating : 4.8/5 (473 download)
Download or read book Home Equity and Ageing Owners written by Lorna Fox O'Mahony and published by Bloomsbury Publishing. This book was released on 2012-01-06 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: The growing use of housing equity to support a range of activities and needs raises complex issues, particularly for older owners. In an environment in which older owners are pushed towards housing equity transactions to meet income and welfare costs, they are required to make choices from a complex and sometimes bewildering range of options. The transactions which facilitate the use of home equity as a resource to spend in later life - from 'trading down' and 'ordinary' secured and unsecured debt to targeted products including reverse/lifetime mortgages, home reversion plans and sale-and-rentback agreements - raise important legal and regulatory issues. This book provides a contextual analysis of the financial transactions that older people enter into using their housing equity. It traces the protections afforded to older owners through the 'ordinary' law of property and contract, as well as the development of specific regulatory protections focused on targeted products. The book employs the notion of risk to highlight the nature and causes of the 'situational' vulnerabilities to which older people are now subject as 'consumers' of housing equity, showing that the older owner's personal situation is crucial in determining whether and why they may seek to release equity, the options and products available to them, and the impact of harms resulting from adverse transactions. The book critically evaluates the extent to which this context is incorporated in the legal frameworks through which these transactions are governed, as a measure of the 'appropriateness' of existing legal provision, as well as considering the arguments surrounding 'special protection' for older owners in housing equity transactions.
Author : Nicolas P. Retsinas
Publisher : Brookings Institution Press
ISBN 13 : 9780815706038
Total Pages : 524 pages
Book Rating : 4.7/5 (6 download)
Download or read book Low-Income Homeownership written by Nicolas P. Retsinas and published by Brookings Institution Press. This book was released on 2004-05-28 with total page 524 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.
Author : Kerry Revell
Publisher :
ISBN 13 :
Total Pages : 244 pages
Book Rating : 4.3/5 (91 download)
Download or read book The State of UK Housing written by Kerry Revell and published by . This book was released on 2000 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: Just under 1.5 million dwellings in the UK are officially classified as unfit for occupation, with a much larger number in a state of considerable disrepair. The first edition of the The state of UK housing provided the first single source of data on poor housing conditions that covers the whole of the UK, giving comprehensive information on measures to deal with these problems. This updated second edition draws together data from the national house condition surveys carried out between 1996 and 1998.The state of UK housing examines:the measurement of poor housing conditions;unfit dwellings including lack of amenities and disrepair;contrasts between urban and rural areas within the UK and between European countries;poor housing conditions across the dwelling stock;the characteristics of households living in poor conditions;housing renewal policies over the past 40 years;the effectiveness of current policies to tackle poor housing conditions;public and private investment in housing renovation.·[vbTab][vbTab]The report is extensively illustrated with tables, graphs and maps which will be of considerable interest to policy makers and researchers alike. Supporting appendices provide full details of the data in the report and a wide range of information on individual authorities which will enable them to compare their problems and performance with others.The state of UK housing is essential reading and an invaluable reference for all those involved in the implementation of renovation policies and those concerned with the growing problem of disrepair in the nation's housing stock.
Author : Roger Burrows
Publisher : Policy Press
ISBN 13 : 9781859352137
Total Pages : 72 pages
Book Rating : 4.3/5 (521 download)
Download or read book Low-income Homeowners in Wales written by Roger Burrows and published by Policy Press. This book was released on 2004-01-01 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report documents the level of home ownership in Wales in relation to levels of income. Drawing on an extensive statistical analysis of the Welsh House Condition Survey, the report highlights the high level of home ownership in Wales compared to other parts of the UK, despite relatively low levels of average incomes. While the report focuses primarily on the extent and characteristics of low income home owners in Wales, it also presents the results in the context of earlier English, Scottish and Welsh analyses and draws out both common and divergent characteristics of the low income home owner sector in each country.
Author : Council for the Protection of Rural England
Publisher :
ISBN 13 :
Total Pages : 52 pages
Book Rating : 4.3/5 (91 download)
Download or read book Home Truths written by Council for the Protection of Rural England and published by . This book was released on 1990 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Nancy Kwak
Publisher : University of Chicago Press
ISBN 13 : 022628235X
Total Pages : 340 pages
Book Rating : 4.2/5 (262 download)
Download or read book A World of Homeowners written by Nancy Kwak and published by University of Chicago Press. This book was released on 2015-11-04 with total page 340 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Latin America, Scandinavian housing experts explained that "housing is too important a commodity to be subjected to the same general market conditions as other goods", but the Americans ridiculed such a stance. The Cold War was fought with bricks and mortar, not just small, hot wars in poor places and the threat of nuclear Armageddon. Privatisation began in Malaysia in the 1940s; in West Germany, Taiwan, Burma and South Korea in the 1950s; India in 1964; Jordan in 1965; Brazil in 1966; Guatemala and Nigeria in 1967; and the Philippines (again) in 1968. In the 1960s, the US granted loans to expand the private housing sectors in Chile, Colombia, Costa Rica, Ecuador, El Salvador, Guatemala, Nicaragua, Panama, Peru, Uruguay and Venezuela. They began housing projects in Rhodesia, Zambia and Mali. They moved into Senegal in 1972, Botswana in 1973, Tanzania in 1974 and Kenya in 1975 - all the while spreading the American dream.
Author : Great Britain: Parliament: House of Commons: ODPM: Housing, Planning, Local Government and the Regions Committee
Publisher : The Stationery Office
ISBN 13 : 9780215029263
Total Pages : 86 pages
Book Rating : 4.0/5 (292 download)
Download or read book Affordability and the Supply of Housing written by Great Britain: Parliament: House of Commons: ODPM: Housing, Planning, Local Government and the Regions Committee and published by The Stationery Office. This book was released on 2006-06-20 with total page 86 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Committee's report finds that the Government's plans for a major house-building programme are based on the widespread belief that increasing the volume of housing stock is the most important way to tackle the crisis of unaffordable housing in the UK; however, as housing policy is increasingly based on household growth projections, it is important that these projections are kept under review as firmer information becomes available. Promoting homeownership is an underlying objective of the Government's programme, but although it offers unparalleled opportunities for some households to accumulate wealth, it is not a viable option for many others, and therefore the provision of social housing for rent should be given equal priority. A simple supply and demand model cannot be applied to the housing market, and the multitude of factors affecting house prices means that it is very difficult to support an increase in housing supply simply on the basis of improving affordability. The report also highlights concerns that local authority powers to prioritise developments on brown field sites in urban areas should not be eroded; and that the house-building programme in the wider South East will have to be carefully managed as it is an area with major water shortages and significant flood plains.
Author : United States Housing Authority
Publisher :
ISBN 13 :
Total Pages : 12 pages
Book Rating : 4.:/5 (3 download)
Download or read book Providing Homes for America's Low-income Families written by United States Housing Authority and published by . This book was released on 1939 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Michael Lewis
Publisher : New Society Publishers
ISBN 13 : 1550925059
Total Pages : 402 pages
Book Rating : 4.5/5 (59 download)
Download or read book The Resilience Imperative written by Michael Lewis and published by New Society Publishers. This book was released on 2012-06-12 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: “[The authors] argue that with more integration and cooperation between businesses, governments and communities, a more sustainable economy is possible.” —The Environmental Magazine We find ourselves between a rock and a hot place—compelled by the intertwined forces of peak oil and climate change to reinvent our economic life at a much more local and regional scale. The Resilience Imperative argues for a major SEE (social, ecological, economic) change as a prerequisite for replacing the paradigm of limitless economic growth with a more decentralized, cooperative, steady-state economy. The authors present a comprehensive series of strategic questions within the broad areas of: Energy sufficiency Local food systems Interest-free financing Affordable housing and land reform Sustainable community development Each section is complemented by case studies of pioneering community initiatives rounded out by a discussion of transition factors and resilience reflections. With a focus on securing and sustaining change, this provocative book challenges deeply embedded cultural assumptions. Profoundly hopeful and inspiring, The Resilience Imperative affirms the possibilities of positive change as it is shaped by individuals, communities, and institutions learning to live within our ecological limits. “Resilience is the watchword for our dawning era of economic and environmental instability . . . The Resilience Imperative is exactly what’s needed to get us moving in the right direction.” —Richard Heinberg, author of Power: Limits and Prospects for Human Survival “Exceptionally valuable—in vision, in strategic understanding, in concrete ways to build forward. A handbook for a morally meaningful and sustainable future!” —Gar Alperovitz, author of America Beyond Capitalism
