Living Well, Spending Less

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Author :
Publisher : HarperChristian + ORM
ISBN 13 : 0310337739
Total Pages : 149 pages
Book Rating : 4.3/5 (13 download)

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Book Synopsis Living Well, Spending Less by : Ruth Soukup

Download or read book Living Well, Spending Less written by Ruth Soukup and published by HarperChristian + ORM. This book was released on 2014-12-30 with total page 149 pages. Available in PDF, EPUB and Kindle. Book excerpt: “If you struggle to simplify your life and wish you could savor the here and now, this book is a must-read.” —Crystal Paine, founder of MoneySavingMom.com and New York Times–bestselling author Have you ever felt that your life—and budget—is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances. With honesty and the wisdom of someone who has been there, Ruth will help you: Discover your “sweet spot” —that place where your talents and abilities intersect. Take back your time and schedule by making simple shifts in your daily habits. Reduce stress in your home and family by clearing out the clutter. Stop busting your budget and learn to cut your grocery bill in half. This book provides real and practical solutions from someone who has been there. Ruth doesn’t just offer advice, she walks it with you, and shares with brutal honesty her own mistakes, failures, and shortcomings. It is encouraging, motivating, and life-changing. “An inspiring book full of step-by-step instructions and spiritual wisdom. I love how Ruth is transparent about her mistakes as she leads us to reevaluate our priorities. This book is a great biblical guide to living well and finding joy!” —Courtney Joseph, founder of Women Living Well Ministries

The Thrift Book

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Author :
Publisher : Penguin UK
ISBN 13 : 0141903295
Total Pages : 225 pages
Book Rating : 4.1/5 (419 download)

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Book Synopsis The Thrift Book by : India Knight

Download or read book The Thrift Book written by India Knight and published by Penguin UK. This book was released on 2009-07-02 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Thrift Book is a guide to how to live well while spending less by bestselling writer India Knight. Feeling poor because of the credit crunch? Feeling guilty because of global warming? Feeling like you'd like to tighten your belt, but aren't ready to embrace DIY macramé handbags? No need to panic. Put down the economy mince and buy this book instead - it's a blueprint for living beautifully, while saving money and easing your conscience. India Knight will show you: - How to make wonderful dinners with every little money - How to dress on a budget and still look fabulous - How to make friends and start sharing with your neighbours - How to holiday imaginatively - with barely a carbon footprint Try it - you have nothing to lose but your overdraft. 'A blueprint for living well, however broke you are, with thrifty tips on looking fab, cooking, pampering and partying' Cosmopolitan 'The Thrift Book might be the only sure-fire investment out there' Harper's Bazaar 'A triumphant treat and a useful and sensible manual' Independent India Knight is the author of four novels: My Life on a Plate, Don't You Want Me, Comfort and Joy and Mutton. Her non-fiction books include The Shops, the bestselling diet book Neris and India's Idiot-Proof Diet, the accompanying bestselling cookbook Neris and India's Idiot-Proof Diet Cookbook and The Thrift Book. India is a columnist for the Sunday Times and lives in London with her three children.Follow India on Twitter @indiaknight or on her blog at http://indiaknight.tumblr.com.

Do More, Spend Less

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118521544
Total Pages : 216 pages
Book Rating : 4.1/5 (185 download)

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Book Synopsis Do More, Spend Less by : Brad Wilson

Download or read book Do More, Spend Less written by Brad Wilson and published by John Wiley & Sons. This book was released on 2013-01-14 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve stellar savings with the techniques used on bradsdeals.com Do More, Spend Less provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Author Brad Wilson, founder of BradsDeals.com, explains the techniques and buying strategies that are used on his site, which have saved 19 million consumers more than $200 million on BradsDeals.com in the past year alone. The majority of deals on his site provide free, or nearly free, products and services. This book provides tips, advice, real-world examples, and strategies consumers need to know to compete in the consumer world. Shares why you should never buy an Apple product from the Apple store Details how to spend three weeks in a suite at the Park Hyatt Paris for $20 Shares the unknown way to clean up your credit report and add at least 20 points to your score The entire basis for thinking about how best to shop, spend, travel, bank—essentially all aspects of being a consumer—has fundamentally changed. The power is now in your hands, and Do More, Spend Less shows you how to master your savings.

Go Green, Spend Less, Live Better

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Author :
Publisher : Simon and Schuster
ISBN 13 : 162636270X
Total Pages : 272 pages
Book Rating : 4.6/5 (263 download)

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Book Synopsis Go Green, Spend Less, Live Better by : Crissy Trask

Download or read book Go Green, Spend Less, Live Better written by Crissy Trask and published by Simon and Schuster. This book was released on 2013-04-20 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Go Green, Spend Less, Live Better is an authoritative, practical guide that details the money-saving side of greener, healthier, and simpler living. Bestselling author of It’s Easy Being Green and sustainable-living expert Crissy Trask provides a prescriptive handbook for making better decisions about our homes, how we get around, what we eat, and how we behave as consumers, in order to simultaneously achieve two desirable and imperative goals—to be better off financially and to do what is good for the planet. Laying out steps that will yield immediate results, Trask also provides explanations of bigger commitments that take time to implement, but also produce much bigger savings. With her practical money-saving strategies and environmental know-how, Trask empowers readers to confidently pursue change, knowing their bank accounts will grow as a result. Go Green, Spend Less, Live Better shows how typical families can easily save at least $10,000—and even as much as $30,000—in the first year alone by greening up some key areas of their homes and lives. Other areas covered include: How green living is not exclusive, but highly accessible and affordable Five reasons you will live better and save money when going green How to start reaping economic rewards right away Taking green to the next level and getting more for your money Earning rich returns on green investments The link between better health and greater wealth And much more!

Live Well Spend Less

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Author :
Publisher : Penguin Random House New Zealand Limited
ISBN 13 : 186979589X
Total Pages : 213 pages
Book Rating : 4.8/5 (697 download)

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Book Synopsis Live Well Spend Less by : Sophie Gray

Download or read book Live Well Spend Less written by Sophie Gray and published by Penguin Random House New Zealand Limited. This book was released on 2009-04-24 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Simple practical ways to save money in your household. This simple, practical and definitely not boring book on living well while spending less will appeal to families but also to students, flatters and fixed income households. It incorporates tips, suggestions and serious strategies but with a light-hearted, easy-to-apply and, honest approach. Covering all aspects of life, there are suggestions for making money as well using less of it. Sophie Grey aka the Desitute Gourmet wants to motivate and encourage rather than hector and lecture. It is not a book about investment, mortgage repayment or banking. Each chapter includes immediate as well as longer term suggestions. The immediate ideas are to capture the initial enthusiasm and motivation and longer term strategies will result in bigger savings given time or effort. Topics include: food, energy, cleaning, cars, outdoors; family life, kids and money, leisure, celebrations, looking sharp and presents.

The Zero-Waste Lifestyle

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Author :
Publisher : Ten Speed Press
ISBN 13 : 1607743485
Total Pages : 274 pages
Book Rating : 4.6/5 (77 download)

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Book Synopsis The Zero-Waste Lifestyle by : Amy Korst

Download or read book The Zero-Waste Lifestyle written by Amy Korst and published by Ten Speed Press. This book was released on 2012-12-26 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: A practical guide to generating less waste, featuring meaningful and achievable strategies from the blogger behind The Green Garbage Project, a yearlong experiment in living garbage-free. Trash is a big, dirty problem. The average American tosses out nearly 2,000 pounds of garbage every year that piles up in landfills and threatens our air and water quality. You do your part to reduce, reuse, and recycle, but is it enough? In The Zero-Waste Lifestyle, Amy Korst shows you how to lead a healthier, happier, and more sustainable life by generating less garbage. Drawing from lessons she learned during a yearlong experiment in zero-waste living, Amy outlines hundreds of easy ideas—from the simple to the radical—for consuming and throwing away less, with low-impact tips on the best ways to: • Buy eggs from a local farm instead of the grocery store • Start a worm bin for composting • Grow your own loofah sponges and mix up eco-friendly cleaning solutions • Purchase gently used items and donate them when you’re finished • Shop the bulk aisle and keep reusable bags in your purse or car • Bring your own containers for take-out or restaurant leftovers By eliminating unnecessary items in every aspect of your life, these meaningful and achievable strategies will help you save time and money, support local businesses, decrease litter, reduce your toxic exposure, eat well, become more self-sufficient, and preserve the planet for future generations.

Yankee Magazine's Living Well on a Shoestring

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Author :
Publisher : Yankee Books
ISBN 13 : 9780899093802
Total Pages : 404 pages
Book Rating : 4.0/5 (938 download)

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Book Synopsis Yankee Magazine's Living Well on a Shoestring by : The Editors of Yankee Magazine

Download or read book Yankee Magazine's Living Well on a Shoestring written by The Editors of Yankee Magazine and published by Yankee Books. This book was released on 2000-12-01 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Living Well on a Shoestring, you'll find more than 1,500 practical money-saving techniques for every aspect of your life, from getting out of debt and finding money for retirement to decorating on a budget and cutting pet-care costs. The penny-pinching editors of Yankee magazine know firsthand that you can learn to live well while staying well within your means. And now they're on a campaign to show you how it can be done! Inside these covers, you'll discover the four essential keys to spending wisely and stretching your income: knowing budget basics, getting out of and avoiding debt, increasing your savings, and living within your income. You'll also get all the information you need to build a solid financial foundation for living the good life, including tax-trimming ideas and a list of easy ways to increase your earnings. Once you've mastered the four basic elements that will help you transform your spending style without settling for less, you're ready for the nitty-gritty, penny-pinching, day-to-day details of consistent and mindful saving. Check out the scores of ingenious ideas jam-packed into chapters like Frugal Lawn and Garden Care, Thrifty Ways to Dress Well, Spending Less for Quality Health Care, Saving on Electronics and Small Appliances, and Cutting Transportation Costs. This book offers hundreds of tried-and-true tips for leading a thrifty lifestyle. Need supplies for your home office? Keep your eyes peeled for businesses that are closing or relocating. Want to lower your auto insurance rate? Ask about hidden discounts that your insurance company may not be revealing up front. In the market for a new bicycle? Shop in late September or early October, just after the industry's largest trade show-- and don't be afraid to barter. Sprinkled throughout these pages are entertaining real-life "It Worked for Me" success stories and top-notch recommendations from "The Yankee Miser." Perfect for skimming or reading cover to cover-- you may have trouble putting it down-- Living Well on a Shoestring is a comprehensive, information-packed volume that guarantees you'll have more money in your pocket at the end of each and every day. More than two million devoted readers agree that the editors of Yankee0 magazine are the most trusted authorities on the art of living well on a shoestring-- after all, it's a Yankee tradition!

Live Well Every Day

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Author :
Publisher : Aster
ISBN 13 : 1783254327
Total Pages : 377 pages
Book Rating : 4.7/5 (832 download)

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Book Synopsis Live Well Every Day by : Dr Alex George

Download or read book Live Well Every Day written by Dr Alex George and published by Aster. This book was released on 2021-05-13 with total page 377 pages. Available in PDF, EPUB and Kindle. Book excerpt: THE NO. 1 SUNDAY TIMES BESTSELLER What can you change today, and not put off until tomorrow? Dr Alex is on a mission to empower us to make our own health choices, take positive control and feel equipped and inspired to make those small changes today that energise and future-proof for life. 'Health and happiness come from the cumulative effects of many small and positive daily changes to our lifestyle. It's about building sustainable and healthy habits - taking small and purposeful steps to a healthy future. By the end of the book, I hope my readers have developed their own "bespoke health toolkit" to be used across every aspect of their lives, and to make long-lasting and meaningful change.' What you do consistently has a direct impact on your day-to-day health, your immune system, your mental health, your metabolism, your bone density, your heart health, your blood pressure, your energy levels and how you fight disease generally. Your lifestyle is often your body's biggest support system and the more robust you can make that the more you can rely on it to get you through every day. Think of it like your life insurance policy. Live Well Every Day addresses the very modern health challenges of today's world - anxiety; social pressure and mental health; immune system health; how to be fit, flexible and eat well in a sedentary world; sexual health; gut health and more... Get the facts, pick your goals and take action with Dr Alex. Small changes. Big results.

Low-Cost Living

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Author :
Publisher : Constable
ISBN 13 : 9780716022114
Total Pages : 0 pages
Book Rating : 4.0/5 (221 download)

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Book Synopsis Low-Cost Living by : John Harrison

Download or read book Low-Cost Living written by John Harrison and published by Constable. This book was released on 2009 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Offers simple, tried and tested methods that help you to enjoy a better standard of living while saving money and helping the environment. this book helps you: discover the benefits of growing your own fruit and vegetables, raising chickens, making butter, cheese and bread, and brewing your own beer; and, save energy, save on your bills."--Publisher's description.

How to Retire Overseas

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Author :
Publisher : Penguin
ISBN 13 : 0525538461
Total Pages : 354 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis How to Retire Overseas by : Kathleen Peddicord

Download or read book How to Retire Overseas written by Kathleen Peddicord and published by Penguin. This book was released on 2018-05-08 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: The definitive guide for anyone dreaming of living in paradise when they retire. Whether motivated by a desire for adventure, or the need to make the most of a diminished nest egg, more and more Americans are considering an overseas retirement. Drawing on her more than three decades of experience helping people relocate happily and successfully, Kathleen Peddicord shows how living in an unconventional retirement destination can cost less than a traditional home in Florida or Arizona. Peddicord addresses all of the essential issues, including: • Finding a home to own or rent • Researching and understanding your tax liability • Obtaining health insurance and medical care • Avoiding common mistakes and pitfalls • Opening a bank account Whether readers are interested in relatively unknown havens like Nicaragua, well-traveled areas in Italy, or need some help deciding, How to Retire Overseas is the ultimate guide to making retirement dreams come true.

The International Living Guide to Retiring Overseas on a Budget

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118758595
Total Pages : 272 pages
Book Rating : 4.1/5 (187 download)

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Book Synopsis The International Living Guide to Retiring Overseas on a Budget by : Suzan Haskins

Download or read book The International Living Guide to Retiring Overseas on a Budget written by Suzan Haskins and published by John Wiley & Sons. This book was released on 2014-03-17 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Achieve your dream of retiring abroad while on a budget The International Living Guide to Retiring Overseas on a Budget provides a detailed guide to one of the least-known but most effective retirement strategies in today's chaotic economic environment: retiring abroad. The premise is simple: Enjoy a happier, healthier, more fulfilling retirement than you could possibly afford in the U.S. or Canada by finding the right overseas retirement haven. The book reveals those affordable havens and the strategies for successfully making the move that could save your retirement. Aimed at retirees and near-retirees in the U.S. and Canada, this book's strategies apply just as well to younger people and people with families who are looking for ways to improve their quality of life while at the same time lowering their cost of living. It includes solutions for the challenges of continuing to work and earn money abroad, too. As long-time contributors to the acknowledged leader in the field, International Living, authors Suzan Haskins and Dan Prescher have at their disposal more than thirty years of International Living experience and expertise in the topic. They've been writing about living overseas for more than 12 years and have created their own broad and deep body of work, including regular blogs on the topic for Huffington Post and AARP. The authors include information and strategies that can be successfully applied by anyone regardless of their political or economic opinions. For anyone who wants a happier, healthier, more affordable life, The International Living Guide to Retiring Overseas on a Budget shows you how to enjoy the romance and excitement of living abroad on an affordable budget.

The Good Life for Less

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Author :
Publisher : Penguin
ISBN 13 : 1101600985
Total Pages : 242 pages
Book Rating : 4.1/5 (16 download)

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Book Synopsis The Good Life for Less by : Amy Allen Clark

Download or read book The Good Life for Less written by Amy Allen Clark and published by Penguin. This book was released on 2013-01-02 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: When Amy Clark and her husband found themselves in unexpected financial trouble right before the birth of their first child, they quickly learned the importance of smart budgeting and making a little money go a long way. In this book, Amy offers up a clever lifestyle plan that is long on creativity and short on cost to help you achieve a peaceful, thrifty home and a loving, happy family: • Set a reasonable budget and stick to it • Save half price or more on nearly everything • Cook delicious, frugal meals for any size family, and save money by making your own easy salad dressing, barbecue sauce, and homemade mixes • Manage an organized, clean house without spending valuable time and money • Create traditions and family occasions kids will remember forever—without breaking the bank You’ll be inspired by a wealth of smart and creative ideas for families living on a budget and a guide for everyone who finds themselves challenged to juggle all the roles that come with parenting. Amy gives you the tools, the guidance, and the inspiration you need to run your own household with wisdom, wit, love, and style.

Project 333

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Publisher : Penguin
ISBN 13 : 0525541462
Total Pages : 226 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Project 333 by : Courtney Carver

Download or read book Project 333 written by Courtney Carver and published by Penguin. This book was released on 2020-03-03 with total page 226 pages. Available in PDF, EPUB and Kindle. Book excerpt: Wear just 33 items for 3 months and get back all the JOY you were missing while you were worrying what to wear. In Project 333, minimalist expert and author of Soulful Simplicity Courtney Carver takes a new approach to living simply--starting with your wardrobe. Project 333 promises that not only can you survive with just 33 items in your closet for 3 months, but you'll thrive just like the thousands of woman who have taken on the challenge and never looked back. Let the de-cluttering begin! Ever ask yourself how many of the items in your closet you actually wear? In search of a way to pare down on her expensive shopping habit, consistent lack of satisfaction with her purchases, and ever-growing closet, Carver created Project 333. In this book, she guides readers through their closets item-by-item, sifting through all the emotional baggage associated with those oh-so strappy high-heel sandals that cost a fortune but destroy your feet every time you walk more than a few steps to that extensive collection of never-worn little black dresses, to locate the items that actually look and feel like you. As Carver reveals in this book, once we finally release ourselves from the cyclical nature of consumerism and focus less on our shoes and more on our self-care, we not only look great we feel great-- and we can see a clear path to make other important changes in our lives that reach far beyond our closets. With tips, solutions, and a closet-full of inspiration, this life-changing minimalist manual shows readers that we are so much more than what we wear, and that who we are and what we have is so much more than enough.

Living Well

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Author :
Publisher : Dog Ear Publishing
ISBN 13 : 0982515936
Total Pages : 196 pages
Book Rating : 4.9/5 (825 download)

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Book Synopsis Living Well by : Greg Horn

Download or read book Living Well written by Greg Horn and published by Dog Ear Publishing. This book was released on 2016-08-25 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt: Living Well is a book for anyone who wants to get the most out of life, with clear answers about health, diet, exercise, and personal habits that can make all the difference. Living Well is the only program that incorporates all the elements of good health into one whole life plan by using Six Pillars: Thinking Well, Eating Well, Moving Well, Sleeping Well, Hosting Well, and Staying Well. Written by health and nutrition expert Greg Horn in the same engaging and accessible style that made Living Green a best seller, Living Well connects the science to the art of Living Well, consolidating the latest scientific research into common sense insights and offering a prescriptive action plan that readers can incorporate into their lives. What’s more important than Living Well? We only get one life to live. How can we make it our best?

Living Well, Spending Less / Unstuffed Bible Study Guide

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Author :
Publisher : HarperChristian Resources
ISBN 13 : 0310092450
Total Pages : 144 pages
Book Rating : 4.3/5 (1 download)

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Book Synopsis Living Well, Spending Less / Unstuffed Bible Study Guide by : Ruth Soukup

Download or read book Living Well, Spending Less / Unstuffed Bible Study Guide written by Ruth Soukup and published by HarperChristian Resources. This book was released on 2018-11-06 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have you ever wondered whether a life of contentment is even possible? So has Ruth Soukup. "God had a plan for even a broken shopaholic like me. I hit bottom in my own journey and learned a totally different way to think about money and possessions...and discovered true happiness along the way." If you feel overwhelmed by either money or possessions (or both!), these companion video-based studies (DVD/streaming video content sold separately) will help you discover the way to a life rich in faith and unshakable contentment—and a budget that balances with space to breathe. Take back your life from the stuff that is weighing you down and learn to shift your priorities toward treasures that last. Living Well Spending Less: 12 Secrets of the Good Life In the first four-session video Bible study, Ruth Soukup explores the two sides of the cure for overindulgence and the chaotic life it creates. She’ll helps you redefine what it means to live the good life and walk you through how to spend less by developing good habits of living on a budget, saving on groceries, and keeping a clean and de-cluttered home. Unstuffed: Declutter Your Home, Mind, and Soul In the second four-session video Bible study, Ruth continues the process of freeing us from being overwhelmed by a life filled with too much. Discover that more closet space is not the solution, and instead learn how to set strict limits for the stuff we bring in. Recognize the pitfalls of an overstuffed schedule and learn to combat the culture of busy. And begin to cultivate real friendships while eliminating the toxic relationships that weigh you down. Living Well Spending Less sessions include: What Is the Good Life? Finding Your Sweet Spot Develop Good Habits Less Stuff Equals More Joy Unstuffed sessions include: Home Mind Soul Unstuffed for Good This study guide is designed for use with the Living Well Spending Less/Unstuffed Video Study, (9780310092469) sold separately.

The No Spend Year

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Author :
Publisher : Coronet
ISBN 13 : 9781473652156
Total Pages : 0 pages
Book Rating : 4.6/5 (521 download)

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Book Synopsis The No Spend Year by : Michelle McGagh

Download or read book The No Spend Year written by Michelle McGagh and published by Coronet. This book was released on 2018-01-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.

The Frugal Life

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Author :
Publisher : Good Life Press
ISBN 13 : 9781904871552
Total Pages : 0 pages
Book Rating : 4.8/5 (715 download)

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Book Synopsis The Frugal Life by : Piper Terrett

Download or read book The Frugal Life written by Piper Terrett and published by Good Life Press. This book was released on 2009-08-01 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the credit crunch becomes a recession and rising energy prices take their toll on our finances, many of us have little choice but to cut back our spending. But life is for living, so why should budgeting mean a miserable existence? Instead, discover the pleasures of saving by becoming a frugal shopper, cutting energy and transport bills, growing vegetables and eating wild food. The Frugal Life is a tried and tested way of life, covering a huge range of topics, from growing and cooking and entertaining friends and children to enjoying Christmas without debt. It will also show you how to set a budget, cope with redundancy and cultivate a frugal nest egg for the future. This book is ideal for everyone, from the struggling student and first jobber, to families and pensioners getting used to a smaller budget - in fact anyone trying to live life for less.