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Introduction To Insurance In Australia New Zealand
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Book Synopsis The Law of Insurance Warranties by : Alastair Owen
Download or read book The Law of Insurance Warranties written by Alastair Owen and published by Routledge. This book was released on 2021 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: "The book provides a detailed review of efforts to reform the law on insurance warranties in Australia, New Zealand and the UK, arguing that none of these have been successful. The text proposes a radical new approach to reform of this area of the law, demonstrating through detailed stress testing of these proposals that they would deliver more consistent and equitable outcomes than those achieved to date. Reform of the historically inequitable law of insurance warranties in commercial insurance has been introduced in Australia, New Zealand and, most recently, the UK. This book demonstrates that all these reforms have flaws and that none of them can be relied upon to deliver consistently equitable and predictable outcomes; in particular the UK's, as yet largely untested, Insurance Act 2015 is shown to have serious flaws that have not previously been identified. Building on lessons from these three jurisdictions, the book sets out an alternative approach for dealing with breaches of insurance warranties and demonstrates that this would consistently deliver better outcomes than any of the existing attempts at reforming this area of the law. Providing an unprecedented multi-jurisdictional review of the law on insurance warranties and in particular the treatment of warranties in the Insurance Act 2015, as well as outlining an innovative and radical alternative approach to reform, the book will be of considerable interest and value to practitioners, academics and students, as well as to other common law jurisdictions contemplating reform of this area of the law"--
Book Synopsis Business Statistics: Australia New Zealand with Online Study Tools 12 Mo Nths by : Eliyathamby A. Selvanathan
Download or read book Business Statistics: Australia New Zealand with Online Study Tools 12 Mo Nths written by Eliyathamby A. Selvanathan and published by Cengage AU. This book was released on 2016-11-02 with total page 1128 pages. Available in PDF, EPUB and Kindle. Book excerpt: Statistical data analysis is the backbone of sound business decision making, and finding the right tool to analyse a particular business problem is the key. By learning the fundamentals of statistical reasoning and data analysis, you will be on the way to becoming a better manager, analyst or economist. By providing a framework for solving statistical problems, this seventh Australian and New Zealand edition of Business Statistics teaches skills that you can use throughout your career. The book shows you how to analyse data effectively by focusing on the relationship between the kind of problem you face, the type of data involved and the appropriate statistical technique for solving the problem. Business Statistics emphasises applications over theory. It illustrates how vital statistical methods and tools are for today's managers and analysts, and how to apply them to business problems using real-world data. Using a proven three-step Identify-Compute-Interpret (ICI) approach to problem solving, the text teaches you how to: 1. IDENTIFY the correct statistical technique by focusing on the problem objective and data type; 2. COMPUTE the statistics doing them by hand and using Excel; and 3. INTERPRET results in the context of the problem. This unique approach enhances comprehension and practical skills. The text's vast assortment of data-driven examples, exercises and cases covers the various functional areas of business, demonstrating the statistical applications that marketing managers, financial analysts, accountants, economists and others use. Completely up-to-date, the seventh edition offers comprehensive coverage, current examples and an increased focus on applications in the real world.
Author :International Monetary Fund. Monetary and Capital Markets Department Publisher :International Monetary Fund ISBN 13 :1475598831 Total Pages :92 pages Book Rating :4.4/5 (755 download)
Book Synopsis New Zealand by : International Monetary Fund. Monetary and Capital Markets Department
Download or read book New Zealand written by International Monetary Fund. Monetary and Capital Markets Department and published by International Monetary Fund. This book was released on 2017-05-08 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper presents an assessment of the stability of the financial system in New Zealand. Imbalances in the housing market, banks’ concentrated exposures to the dairy sector, and their high reliance on wholesale offshore funding are the key macro-financial vulnerabilities. The banking sector has significant exposure to real estate and agriculture, is relatively dependent on foreign funding, and is dominated by four Australian subsidiaries. A sharp decline in the real estate market, a reversal of the recent recovery in dairy prices, deterioration in global economic conditions, and tightening in financial markets would adversely impact the system. Despite these vulnerabilities, the banking system is resilient to severe shocks. Strengthening the macroprudential framework is important.
Book Synopsis Handbook on Society and Social Policy by : Nicholas Ellison
Download or read book Handbook on Society and Social Policy written by Nicholas Ellison and published by Edward Elgar Publishing. This book was released on 2020-07-31 with total page 553 pages. Available in PDF, EPUB and Kindle. Book excerpt: This comprehensive Handbook provides a unique overview of the key issues and challenges facing society and social policy in the twenty-first century, discussing how welfare is conceptualised, organised and delivered in contemporary global society. Chapters engage with specific areas of social policy as well as with the social divisions and institutional infrastructures that underpin them. The Handbook also considers how social policy should respond to the challenges posed by austerity, human migration and the climate crisis.
Book Synopsis An Introduction To Health by : Brian Abel-Smith
Download or read book An Introduction To Health written by Brian Abel-Smith and published by Routledge. This book was released on 2018-10-08 with total page 229 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book concerns itself with the key question: how to improve health in a cost effective and politically acceptable way. What makes people healthy? Why are the poor less healthy than the rich? Why do some countries have a better health record than others? An Introduction to Health is divided into four parts comprising the determinants of health, health service planning, health service financing, and controlling costs and securing user-friendly services.
Book Synopsis Introduction to International Health and Safety at Work by : Phil Hughes
Download or read book Introduction to International Health and Safety at Work written by Phil Hughes and published by Routledge. This book was released on 2010-08-24 with total page 599 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text has been written for the fast growing NEBOSH international certificate in health and safety taken by around 6,000 students worldwide. Matched to the new 2011 syllabus and written in simple English, the coursebook provide students with all they need to tackle the course with confidence.
Book Synopsis Introduction to Health and Safety at Work by : Phil Hughes MBE
Download or read book Introduction to Health and Safety at Work written by Phil Hughes MBE and published by Routledge. This book was released on 2015-08-27 with total page 676 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduction to Health and Safety at Work covers the fundamentals of occupational safety and health for the thousands of students who complete the NEBOSH National General Certificate in Occupational Health and Safety each year. Fully revised in alignment with the April 2015 syllabus, this sixth edition provides students with all they need to tackle the course with confidence. The highly illustrated content covers all of the essential elements of health and safety management, the legal framework, risk assessment and control standards and also includes checklists, report forms and record sheets to supplement learning. Aligned to the NEBOSH National General Certificate in Occupational Health and Safety Practice questions and answers to test knowledge and increase understanding Complete with a companion website containing extra resources for tutors and students at www.routledge.com/cw/hughes Written by renowned authors, the Introduction to Health and Safety at Work is also a handy reference for managers and directors dealing with the day-to-day issues of health and safety and is of great value to those studying for level 3 N/SVQ and the NEBOSH National Diploma.
Book Synopsis World Insurance by : Peter Borscheid
Download or read book World Insurance written by Peter Borscheid and published by Oxford University Press. This book was released on 2012-08-23 with total page 752 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the end of the eighteenth century, the insurance industry has cast a safety net around the world, first in the British Isles and then further afield, irrespective of cultural, political and ideological divides. Unlike previous publications on insurance history, which tend to discuss the development of national markets or individual companies, this book focuses on the creation of networks across borders from the end of the eighteenth century to the present day. Distinguished international economic historians draw upon examples from twenty countries across the continents to demonstrate how what was called the 'British system' of risk management spread out in waves, and describes the forces that made this possible - first among them migration from Europe and international trade. The book explores the economic, political, religious, and cultural obstacles that blocked the path of this European invention - not only religious law and traditional practices, but above all protectionism, inflation, and political ideologies. It examines the process of transformation through which modern insurance supplanted traditional forms of protection against perils and risks and was able to keep on offering new ways of dealing with the risks of modern life. As well as discussing primary insurance, it also considers the role played by reinsurance, without which the losses arising out of today's natural and man-made disasters would be immeasurably greater. Finally, taking modern-day disaster scenarios as examples, the book shows just what the limits of insurability are and what risks worldwide networks entail.
Book Synopsis Introduction to Public Health by : Mary Louise Fleming
Download or read book Introduction to Public Health written by Mary Louise Fleming and published by Elsevier Health Sciences. This book was released on 2023-07-01 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: An understanding of public health – the systems, policies and theories that influence the health of the population – is important for decision making across the continuum of care. Introduction to Public Health provides a solid introduction to the key concepts of public health for undergraduate health science students and those new to the public health environment. The text is divided into four sections, covering an overview of public health, the impact of policy and evidence, public health strategies and contemporary issues. With contributions from a multidisciplinary range of experts, this fifth edition has been updated to include emerging public health challenges such as COVID-19, the impact of globalisation, wellbeing and chronic illnesses, as well as a clear understanding of the multidisciplinary nature of public health. - Positions public health concepts within an Australian and global context - Fully updated to reflect current public health policy and environment - Concise and accessible; content is "chunked for easy navigation - Chapter case studies and examples to help illustrate key points - Reflection opportunities to deliver maximum learning - Written by experts from various public health specialties, providing a broad multidisciplinary perspective - Suitable for undergraduate health science courses and a range of postgraduate health science courses including Graduate Certificate, Diploma and Masters in Public Health, Health Service Management and Health Administration - Accompanied by a suite of video interviews with local experts to provide local public health contextStudent resources on Evolve: - Student quizInstructor resources on Evolve: - Case studies + reflection questions - Video interviews - Image bank - New chapter about infectious diseases and COVID-19 - Emerging public health issues including social and emotional wellbeing especially amongst young Australians, global health and contemporary challenges facing public health - Contemporary methods for planning and sustaining public health approaches
Book Synopsis Measuring Wellbeing by : Giovanni Vecchi
Download or read book Measuring Wellbeing written by Giovanni Vecchi and published by Oxford University Press. This book was released on 2017-01-13 with total page 673 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 150 years Italy transformed itself from a poor and backward country into one where living standards are among the highest in the world. In Measuring Wellbeing, Giovanni Vecchi provides an innovative analysis of this change by drawing on family accounts that provide engaging insights into life and are the "micro" data that create the foundations for the "macro" picture of variations and fluctuations in the development of Italy. Vecchi provides a nuanced account of the changes. He emphasizes that the concept of wellbeing is multidimensional and must include non-monetary aspects of life: nutrition, health and education, as well as less tangible elements such as freedom or the possibility to exercise one's political rights. The book deals with this polyhedral nature of wellbeing. Among the insights are that Italians succeeded in combining growth with equity, but that the gap between the North and South did not narrow; the while longevity has increased, education has not improved as much as it could have; and that for close to three decades, Italy's virtuous path has come to a halt: the wellbeing of the Italian people is at the crossroads between progress and decline. Measuring Wellbeing engagingly combines a unique dataset and an innovative statistical method that can be adapted to other countries.
Book Synopsis Introduction to Health and Safety at Work by : Phil Hughes
Download or read book Introduction to Health and Safety at Work written by Phil Hughes and published by Elsevier. This book was released on 2011 with total page 632 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edition has been produced in order to update the health and safety legislation, with particular regard to changes relating to fire, construction (CDM), asbestos, vibration, noise, hazardous waste and the environment.
Book Synopsis Health Policy and the Public Interest by : Lok-sang Ho
Download or read book Health Policy and the Public Interest written by Lok-sang Ho and published by Routledge. This book was released on 2012-08-21 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is written with an acute awareness of the need for new insight to ensure (1) universal protection in basic healthcare; (2) providing choice; (3) efficient production and consumption of healthcare services; (4) financial sustainability of the healthcare system. Defining the public interest as the welfare of the "representative individual" with no vested interest who imagines himself to have equal chance of being anyone in society, this book explores alternative ways of finance and delivery, the optimal interface between the public healthcare sector and the private healthcare sector, and that between public insurance and private insurance. The book includes a theoretical but non-technical section that distinguishes between the stock of health and functional health, proposes a utility maximizing/behavioural framework to explain behaviour and the role of health policy and investigates the nature of risk and alternative insurance mechanisms. The book illustrates with a number of country studies, covering a large range of healthcare systems from the American and the European systems to various Asian systems as well as those of Australia and New Zealand. The survey of country experiences reinforces the theoretical conclusions about the role of the public healthcare sector and social insurance and that of the private market. The book highlights the importance of and the workability of "pricing right" and "capping right": pricing standard or basic healthcare services at the right price can contain both demand-side and supply-side moral hazard and lead to more efficient production and consumption of healthcare services; capping annual eligible healthcare expenses will provide effective protection against financial risks. The proposal of lifetime healthcare supplement offers greater choice. Private caregivers and insurers supplement the public healthcare system by offering more choices and premium services, as well as additional protection.
Book Synopsis Inclusive Growth, Development and Welfare Policy by : Reza Hasmath
Download or read book Inclusive Growth, Development and Welfare Policy written by Reza Hasmath and published by Routledge. This book was released on 2015-02-20 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: The recent global financial crisis has increased the scope of poverty and inequality. The gap between the richest and poorest nations has become wider. National income inequality has also been on the rise. The prospect of a shift in designing and implementing development and welfare policies is strong in this new environment. The neoliberal policies of the Washington Consensus are giving way to development models which look to a more active government role in both economic and social policies. Meanwhile, in the parallel universe of welfare policy a fundamental realignment is already taking place. Faced with the current economic and social challenges, policy communities have turned to a variety of instruments to ensure that growth and social inclusion go together. This book offers a systematic analysis of the growing convergence on these matters in the development and welfare state literatures, utilizing the experiences of a myriad of jurisdictions around the world. Drawing upon the expertise of leading international policymakers, practitioners, and academics in the field, this book critiques the theoretical underpinning of growth and development, examine welfare state perspectives on inclusive growth and social/economic development, and presents lessons learned and best/worst practices from the experiences of developing and developed nations.
Book Synopsis The Oxford Encyclopedia of Economic History by : Joel Mokyr
Download or read book The Oxford Encyclopedia of Economic History written by Joel Mokyr and published by Oxford University Press on Demand. This book was released on 2003 with total page 2812 pages. Available in PDF, EPUB and Kindle. Book excerpt: What were the economic roots of modern industrialism? Were labor unions ever effective in raising workers' living standards? Did high levels of taxation in the past normally lead to economic decline? These and similar questions profoundly inform a wide range of intertwined social issues whose complexity, scope, and depth become fully evident in the Encyclopedia. Due to the interdisciplinary nature of the field, the Encyclopedia is divided not only by chronological and geographic boundaries, but also by related subfields such as agricultural history, demographic history, business history, and the histories of technology, migration, and transportation. The articles, all written and signed by international contributors, include scholars from Europe, Latin America, Africa, and Asia. Covering economic history in all areas of the world and segments of ecnomies from prehistoric times to the present, The Oxford Encyclopedia of Economic History is the ideal resource for students, economists, and general readers, offering a unique glimpse into this integral part of world history.
Book Synopsis Management of Banking and Financial Services: by : Padmalatha Suresh
Download or read book Management of Banking and Financial Services: written by Padmalatha Suresh and published by Pearson Education India. This book was released on with total page 619 pages. Available in PDF, EPUB and Kindle. Book excerpt: Management of Banking and Financial Services focuses on the basic concepts of banking and financial services, and how these concepts are applied in the global banking environment as well as in India. In addition to presenting the big picture of the
Book Synopsis Disclosure and Concealment in Consumer Insurance Contracts by : Julie-Ann Tarr
Download or read book Disclosure and Concealment in Consumer Insurance Contracts written by Julie-Ann Tarr and published by Routledge. This book was released on 2013-03-04 with total page 317 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides an in-depth examination of the theoretical,legal, social and economic foundations to disclosure and concealment of information in relation to the formation of consumer insurance contracts. A comparative treatment of this issue is undertaken with particular attention given to the judicial and legislative approaches adopted in the United Kingdom, the United States of America, Australia and New Zealand. It will be relevant to those researching and studying insurance law, all legal practitioners involved with the formation of consumer insurance contracts and non-legal practitioners working within the field of insurance.
Book Synopsis Joints and Connective Tissues by : Kerryn Phelps
Download or read book Joints and Connective Tissues written by Kerryn Phelps and published by Elsevier Health Sciences. This book was released on 2012-10-31 with total page 1281 pages. Available in PDF, EPUB and Kindle. Book excerpt: Joints and Connective Tissues - General Practice: The Integrative Approach Series. In order to diagnose and manage the patient presenting with musculoskeletal symptoms, it is important to distinguish whether the pathology is arising primarily in the so-called hard tissues (such as bone) or the soft tissues (such as cartilage, disc, synovium, capsule, muscle, tendon, tendon sheath). It is also important to distinguish between the two most common causes of musculoskeletal symptoms, namely inflammatory and degenerative.
