Improving Your Credit Score

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Your Credit Score, Your Money & What's at Stake (Updated Edition)

Author : Liz Weston
Publisher : FT Press
ISBN 13 : 0136117759
Total Pages : 228 pages
Book Rating : 4.1/5 (361 download)

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Book Synopsis Your Credit Score, Your Money & What's at Stake (Updated Edition) by : Liz Weston

Download or read book Your Credit Score, Your Money & What's at Stake (Updated Edition) written by Liz Weston and published by FT Press. This book was released on 2009-02-09 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A great credit score can help you finish rich! Liz Pulliam Weston gives solid, easy-to-understand advice about how to improve your credit fast. Read this book and prosper.” David Bach, bestselling author of The Automatic Millionaire and The Automatic Millionaire Homeowner “Excellent book! Insightful, well written, and surprisingly interesting. Liz Pulliam Weston has done an outstanding job demystifying an often intimidating and frustrating topic for the benefit of all consumers.” Eric Tyson, syndicated columnist and bestselling author of Personal Finance for Dummies “No one makes complex financial information easy to understand like Liz Pulliam Weston. Her straight-talk and wise advice are invaluable to anyone with a credit card or check book—and that’s just about all of us.” Lois P. Frankel, Ph.D., author of Nice Girls Don’t Get the Corner Office and Nice Girls Don’t Get Rich “In a country where consumers increasingly pay more when they have bad credit, Liz Pulliam Weston’s book provides excellent tips and advice on ways to improve your credit history and raise your credit score. If you just apply one or two of her insightful suggestions, you’ll save many times the cost of this book.” Ilyce R. Glink, financial reporter, talk show host, and bestselling author of 100 Questions Every First-Time Home Buyer Should Ask “Your credit score can save you money or cost you money—sometimes a lot of money. Yet, most people don’t even know their scores, much less know how to make them better. Liz Pulliam Weston can help you fix that. In this easy-to-understand guide you’ll learn how to make sure your score helps you get the best deal on loans and insurance. You can’t afford not to read it.” Gerri Detweiler, consumer advocate and founder of UltimateCredit.com The #1 Best-Selling Guide to Improving Your Credit Score... Now Thoroughly Updated for the Financial Crisis! In post-crash America, it’s tough to get credit...and even tougher to get rates and terms you can afford. That makes your credit score more important than ever before. Now, MSN Money/L.A. Times personal finance columnist Liz Pulliam Weston has updated her best-selling book on credit scores to show how you can maximize your score right now—and save yourself a fortune! Weston reveals the tough new realities of borrowing and credit scoring, and shows why they aren’t going to change any time soon. She rips away the mystery surrounding credit scoring, including the FICO 08 overhaul, and tells you exactly how to use the new system to maximize your score. You’ll learn how to fight back against lenders who want to lower your limits or raise your rates...bounce back from bad credit and bankruptcy...choose the right credit solutions and avoid options that only make things worse. One step at a time, Weston will help you build (or rebuild) your credit score—so you can get the credit you need and deserve! Survive a credit crisis, one step at a time How to protect or rebuild your credit score after a major financial setback Fix your credit score in as little as 72 hours Rapid rescoring: what it can fix, what it can’t fix, and how to use it Don’t let the myths of credit scoring cost you a fortune! What you’ve been told just isn’t true: how credit scores really work What drives your score—and what doesn’t The real impact of credit cards, loans, late payments, inquiries, credit counseling, and more

Credit Repair Kit For Dummies

Author : Steve Bucci
Publisher : John Wiley & Sons
ISBN 13 : 0470276738
Total Pages : 394 pages
Book Rating : 4.4/5 (72 download)

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Book Synopsis Credit Repair Kit For Dummies by : Steve Bucci

Download or read book Credit Repair Kit For Dummies written by Steve Bucci and published by John Wiley & Sons. This book was released on 2008-07-28 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

The Everything Improve Your Credit Book

Author : Justin Pritchard
Publisher : Everything
ISBN 13 : 9781598691559
Total Pages : 0 pages
Book Rating : 4.6/5 (915 download)

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Book Synopsis The Everything Improve Your Credit Book by : Justin Pritchard

Download or read book The Everything Improve Your Credit Book written by Justin Pritchard and published by Everything. This book was released on 2007-02-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you know your credit score? Do you know how to improve it? The Everything Improve Your Credit Book teaches you about the importance of good credit and how it affects your life. Author Justin Pritchard, M.B.A., the About.com Guide to Banking and Loans, demystifies the often intimidating world of credit, with practical guidance on how to improve credit history and increase your credit score. With tips on avoiding common mistakes that reduce credit scores and ways to improve bad credit, this easy-to-use guide provides you with valuable information on: -The anatomy of a credit report -How the credit system works and what credit scores mean -Bad credit habits to avoid -How a good credit score will save you money (and how a bad score can cost a lot of money) -How to get your free credit report (and when you should pay for one) -How to correct mistakes in your report -Packed with sensible, real-world advice, The Everything Improve -Your Credit Book helps you to take control of your finances, save money, and build enough good credit for a lifetime! AUTHOR Justin Pritchard, M.B.A., is a financial advisor specializing in personal finance. He is the About.com Guide to Banking and Loans. On a daily basis, he helps credit union members and retirement plan participants manage their finances. Justin lives in Littleton, CO.

How to Boost Your Credit Score 100+ Points in 30 Days Without Credit Repair!

Author : Brian Diez
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781537434582
Total Pages : 60 pages
Book Rating : 4.4/5 (345 download)

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Book Synopsis How to Boost Your Credit Score 100+ Points in 30 Days Without Credit Repair! by : Brian Diez

Download or read book How to Boost Your Credit Score 100+ Points in 30 Days Without Credit Repair! written by Brian Diez and published by Createspace Independent Publishing Platform. This book was released on 2016-09-01 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Did you know that you could have credit scores in the low 600's even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. "How to Boost You Credit score 100+ Points Without Credit Repair" will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

EntreLeadership

Author : Dave Ramsey
Publisher : Simon and Schuster
ISBN 13 : 1451646011
Total Pages : 320 pages
Book Rating : 4.4/5 (516 download)

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Book Synopsis EntreLeadership by : Dave Ramsey

Download or read book EntreLeadership written by Dave Ramsey and published by Simon and Schuster. This book was released on 2011-09-20 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, multimillion dollar company from a card table in his living room. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: -Inspire your team to take ownership and love what they do -Unify your team and get rid of all gossip -Handle money to set your business up for success -Reach every goal you set -And much, much more! EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times.

How to Raise Your Credit Score

Author : Avery Breyer
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781512353440
Total Pages : 0 pages
Book Rating : 4.3/5 (534 download)

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Book Synopsis How to Raise Your Credit Score by : Avery Breyer

Download or read book How to Raise Your Credit Score written by Avery Breyer and published by Createspace Independent Publishing Platform. This book was released on 2015-05-25 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will teach you everything you need to know to improve your credit score.

Credit Score Hacks: How to Boost Your Credit Score Fast and Keep It Great

Author : Shindy Chen
Publisher : Scribe Publications
ISBN 13 : 9780997411201
Total Pages : 108 pages
Book Rating : 4.4/5 (112 download)

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Book Synopsis Credit Score Hacks: How to Boost Your Credit Score Fast and Keep It Great by : Shindy Chen

Download or read book Credit Score Hacks: How to Boost Your Credit Score Fast and Keep It Great written by Shindy Chen and published by Scribe Publications. This book was released on 2017-09-15 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Credit Score Hacks, learn about the fundamentals of credit reporting and scoring, and the strategies that can boost your credit score, fast. Former lending industry insider Shindy Chen (The Credit Cleanup Book) is back with an updated sequel that includes the following: How to get free and paid credit reportsWhat credit scores like and don¿t likeNew credit rules that can benefit consumersNew apps and services that to get your credit score and monitor your credit activityHow credit is scored and the tactics that play the factors to your favorBest hacks to boost your credit score, fast, and without the aid of costly credit repair and debt counseling servicesDon¿t wait to pick up this book. Learn the hacks to better credit today!

Raise Your Credit Score in 10 Easy Steps!

Author : Angel Love
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781489562081
Total Pages : 0 pages
Book Rating : 4.5/5 (62 download)

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Book Synopsis Raise Your Credit Score in 10 Easy Steps! by : Angel Love

Download or read book Raise Your Credit Score in 10 Easy Steps! written by Angel Love and published by Createspace Independent Publishing Platform. This book was released on 2013-05-11 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to Raise Your Credit Score In 10 Easy Steps is the most informative book you will ever read about credit scores! An Accredited Financial Counselor with an MBA, Angel Love, has helped thousands of military Service Members all over the country learn real strategies to raise their credit scores. Now this information is available to anyone who wants to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated. Save hundreds, if not thousands of dollars on the cost of credit by implementing these practical solutions to managing your personal finances today!Learn why you have a different credit score from each of the credit reporting agencies!Find out the one thing that prevents a high score (780) from being an 800!Discover what consistently drops your score by 12-20 points each time you do it!Figure out how to re-build credit after a bankruptcy, or establish credit if you've never had it before!Discover little-known information on accessing your report from the 4th credit bureau, as well as the other agency that collects widely reported information about you!Learn where to get the money to pay off your credit card bills!This book offers complete and concise information on raising your score, and avoiding the things that decrease your score. Learn to think like the credit scoring models and qualify for the most competitive interest rates on houses, cars, and insurance policies. Get this book today and be part of that elite club with 800+ credit scores, enjoying greater financial freedom!

Your Score

Author : Anthony Davenport
Publisher : Houghton Mifflin Harcourt
ISBN 13 : 1328695271
Total Pages : 225 pages
Book Rating : 4.3/5 (286 download)

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Book Synopsis Your Score by : Anthony Davenport

Download or read book Your Score written by Anthony Davenport and published by Houghton Mifflin Harcourt. This book was released on 2018 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: A road map for how to navigate the confusing, secretive world of consumer credit, and how to upgrade and correct your score.

My Money My Way

Author : Kumiko Love
Publisher : Penguin
ISBN 13 : 0593418859
Total Pages : 241 pages
Book Rating : 4.5/5 (934 download)

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Book Synopsis My Money My Way by : Kumiko Love

Download or read book My Money My Way written by Kumiko Love and published by Penguin. This book was released on 2022-02-01 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.

Credit Secrets

Author : Tony Risk
Publisher : Independently Published
ISBN 13 :
Total Pages : 156 pages
Book Rating : 4.6/5 (354 download)

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Book Synopsis Credit Secrets by : Tony Risk

Download or read book Credit Secrets written by Tony Risk and published by Independently Published. This book was released on 2020-04-08 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to learn the best tricks and secrets to repair your credit and improve your score? Your credit score is considered to be one of the most crucial factors in your financial life. Decide if a loan or credit line will be requested. A credit score is a numerically determined number created by the Fair Isaac Corporation (FICO) that lenders use to evaluate potential customers. You are probably one of the millions of people who are struggling to repair your credit. You find yourself trying everything from paying your credit card debt to removing new credit cards and checking your monthly payment. While this helps, however, note that your score is low. You won't be able to buy a home for your family and find yourself struggling to find an auto dealer that will work with your credit. In fact, you end up taking a car loan with high-interest rates because it is considered a serious risk. You may have had health problems, which have caused you financial difficulties for a couple of years. There are dozens of reasons why people find themselves with bad credit. There are also dozens of reasons why people struggle to fix it. How to handle this situation? In this book, I will explain everything you need to know to start managing your money better and change your financial situation. But before you can be alarmed, I immediately want to calm down on one thing. Although it may seem difficult to do, you can manage your money better and everyone can do it. If you strictly follow my instructions and if you commit yourself a little, I am sure that you will not have any problem with doing what I recommend. If you too, like so many other people, find it difficult to manage your money and you cannot live with dignity on your salary or the income from your work, read this book that I have written for you. Scroll To The Top And Click The Buy Now Button.

Dirty Little Secrets

Author : Jason R. Rich
Publisher : Entrepreneur Press
ISBN 13 : 1599184990
Total Pages : 356 pages
Book Rating : 4.5/5 (991 download)

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Book Synopsis Dirty Little Secrets by : Jason R. Rich

Download or read book Dirty Little Secrets written by Jason R. Rich and published by Entrepreneur Press. This book was released on 2013-01-29 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt: Explains little known advice and tips for improving a credit score, including how to remove damaging information and negotiate with creditors.

From Here to Financial Happiness

Author : Jonathan Clements
Publisher : John Wiley & Sons
ISBN 13 : 1119510961
Total Pages : 256 pages
Book Rating : 4.1/5 (195 download)

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Book Synopsis From Here to Financial Happiness by : Jonathan Clements

Download or read book From Here to Financial Happiness written by Jonathan Clements and published by John Wiley & Sons. This book was released on 2018-09-05 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Just 77 days to a happier, more prosperous life! From Here to Financial Happiness is the day-by-day guide for anyone dreaming of a better life. Whether you’re dealing with debt, uncertain about retirement or simply want to get a grip on your finances, this book can put you on the road to happiness with a simple 11-week journey. Just 5-10 minutes a day to think about money, your habits, your goals, and your dreams. What steps can you take today to get your finances on track? What bad habits, bad investments, and misconceptions should you let go of? This book is packed with 77 days’ worth of real, actionable guidance for getting your money right—for good. It’s not an investment scheme, not extreme couponing, not something else to add to your daily to-do list. Instead, it’s about changing you—and the way you handle and think about money—so you can start building the life of your dreams. The next 11 weeks will be a revelation: Some days you’ll learn about finance, other days you’ll learn about yourself. Many days, you will be given a concrete list of things to do—right at that moment—to start steering your financial situation onto the right path. Learn how to stack the financial odds in your favor Amass savings for retirement, the children’s college or that next financial emergency Change your perspective on money and its role in your life Get your financial house in order—and keep it that way A better life is possible. You do have the power to change things for the better. From Here to Financial Happiness is your personal roadmap to financial freedom.

College Success

Author : Amy Baldwin
Publisher :
ISBN 13 : 9781951693169
Total Pages : pages
Book Rating : 4.6/5 (931 download)

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Book Synopsis College Success by : Amy Baldwin

Download or read book College Success written by Amy Baldwin and published by . This book was released on 2020-03 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

5+5 Fnphenomenal Ways to Save $100 This Week Without Killing Your Lifestyle

Author : Aisha Taylor
Publisher : Aisha Taylor
ISBN 13 : 9780615934990
Total Pages : 58 pages
Book Rating : 4.9/5 (349 download)

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Book Synopsis 5+5 Fnphenomenal Ways to Save $100 This Week Without Killing Your Lifestyle by : Aisha Taylor

Download or read book 5+5 Fnphenomenal Ways to Save $100 This Week Without Killing Your Lifestyle written by Aisha Taylor and published by Aisha Taylor. This book was released on 2014-02-12 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: Nina, Jordan, Bretta, and Amber are fly, successful, professional women. When you look at them, you just know they have it all together. However, these four friends share a secret that they keep from the world and even each other: their financial status isn't everything it appears to be. Although their outward appearance and status in the city suggest otherwise, they are living paycheck to paycheck, and beyond. But one day, everything changes. The four women are forced to confront their financial struggles and embark upon a new life-a life that includes lifestyle changes to achieve their ultimate goal of financial freedom. Follow these ladies as they discover their authentic purpose, and learn about the steps they took to start their journey to become phenomenal and financially free.

Surviving Debt

Author :
Publisher :
ISBN 13 : 9781602482104
Total Pages : 0 pages
Book Rating : 4.4/5 (821 download)

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Book Synopsis Surviving Debt by :

Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Credit Repair: Special Edition - Two Books - Learn How to Repair and Improve Your Credit Report Quickly Using Federal Laws That Are D

Author : Dana Lee
Publisher : Independently Published
ISBN 13 : 9781798873021
Total Pages : 220 pages
Book Rating : 4.8/5 (73 download)

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Book Synopsis Credit Repair: Special Edition - Two Books - Learn How to Repair and Improve Your Credit Report Quickly Using Federal Laws That Are D by : Dana Lee

Download or read book Credit Repair: Special Edition - Two Books - Learn How to Repair and Improve Your Credit Report Quickly Using Federal Laws That Are D written by Dana Lee and published by Independently Published. This book was released on 2019-03-05 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Repair - Special Edition - Two BooksDiscover How To DELETE All Negative Items From Your Credit Report!Real dispute letters and templates Included in this special edition of Credit Repair, created from the author's real world experience of having to fix and improve his credit report and score using whatever means necessary when it was destroyed by bad debt and student loans. Anyone can improve their credit using the Consumer Laws set up for consumers to protect against creditors and debt collection firms, including law firms.Book One: Credit Score RepairCredit Repair Is Available To Everyone - Roughly 30 percent of all Americans are dealing with a poor credit score and more are falling into the trap of bad credit on a daily basis. This book can show you how much power you really have when it comes to improving your credit report, score and financial situation in as little as a few months' time. It doesn't matter what type of debt you have accrued, the amount or how recently it has happened, there are numerous different ways of removing it from your credit report ASAP, all of which are discussed in detail inside including step by step instructions and even sample letters when applicable. You will find ways for dealing with credit card debt, late payments, liens, and judgements, even foreclosures in the quickest and most effective means possible. While creditors will lead you to believe otherwise, there are actually a wide variety of options available to those who are simply aware of their rights and are willing to fight to work out the best deals for themselves as possible, all of which are discussed in detail inside. Don't let creditors push you around or let your credit score languish below 700, be proactive, take control of your financial future today.Inside you will find-A detailed explanation of all three credit reports, their similarities and differences.-The only true way to get all three reports online.-All the laws that you need to know to protect yourself from unscrupulous creditors.-The easiest ways to boost your credit score no matter your past credit history.-A step-by-step process to removing black marks from your credit report no matter the cause.-Credit repair tips for any scenario and any amount owed.-Surefire ways to stop creditors in their tracks.-Tips for maintaining positive credit once you have restored your pristine record.-Identity theft and fraud prevention tips you haven't heard a thousand times before.-Cyber Threats And Prevention*************************************************Book Two: Credit Repair LettersReal Life - Real World Credit Repair and Score Increase TacticsIncludes real credit letters and disputes as always.There's no need to hire attorneys or credit repair firms. All they do is send out a templated letter anyways, and creditors get those all the time...BIG DEAL. When the actual DEBTOR (You) sends a serious letter...whoa, watch out..Consumer Laws being brandished on the collector/creditor!! They don't like that and will do whatever necessary to get rid of you fast, if you reach the right person and say the right things.These proven strategies can work for anyone. This book will show you how to take action and restore or improve your credit.When doing credit repair...you want your negative information DELETED, do not settle for any other status. Let's face the facts here, without good credit you spend A LOT more money on things like mortgages, car loans, INSURANCE and cell phone plans. Even healthcare can cost a lot more.And let's not forget that nowadays employers usually will check your credit to ensure you aren't a financial risk to them. If your credit sucks, and it's a job you really want, how awful would that be if you get passed over because of your credit score or credit report?