Improving Automobile Insurance Ratemaking Using Telematics

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Insurance Distribution Directive

Author : Pierpaolo Marano
Publisher : Springer Nature
ISBN 13 : 3030527387
Total Pages : 439 pages
Book Rating : 4.0/5 (35 download)

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Book Synopsis Insurance Distribution Directive by : Pierpaolo Marano

Download or read book Insurance Distribution Directive written by Pierpaolo Marano and published by Springer Nature. This book was released on 2021 with total page 439 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--

Gamification of telematics data to enhance operators’ behaviour for improvement of machine productivity in loading cycles

Author : Rajabi, Milad
Publisher : KIT Scientific Publishing
ISBN 13 : 3731513013
Total Pages : 272 pages
Book Rating : 4.7/5 (315 download)

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Book Synopsis Gamification of telematics data to enhance operators’ behaviour for improvement of machine productivity in loading cycles by : Rajabi, Milad

Download or read book Gamification of telematics data to enhance operators’ behaviour for improvement of machine productivity in loading cycles written by Rajabi, Milad and published by KIT Scientific Publishing. This book was released on 2023-09-12 with total page 272 pages. Available in PDF, EPUB and Kindle. Book excerpt: Construction industry is suffering from low productivity rate in various projects such as excavation. Although this issue is discussed in literature and several approaches are proposed to address it, productivity rate is still low in construction industry compared to other domains like manufacturing. A gamified platform in which different operators from different organizations can share their achievements, or can get scored and ranked in a leader-board will potentially address this issue.

Actuarial Modelling of Claim Counts

Author : Michel Denuit
Publisher : John Wiley & Sons
ISBN 13 : 9780470517413
Total Pages : 384 pages
Book Rating : 4.5/5 (174 download)

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Book Synopsis Actuarial Modelling of Claim Counts by : Michel Denuit

Download or read book Actuarial Modelling of Claim Counts written by Michel Denuit and published by John Wiley & Sons. This book was released on 2007-07-27 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: There are a wide range of variables for actuaries to consider when calculating a motorist’s insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists’ rates are subject to experience rating systems, including credibility mechanisms and Bonus Malus systems (BMSs). Actuarial Modelling of Claim Counts presents a comprehensive treatment of the various experience rating systems and their relationships with risk classification. The authors summarize the most recent developments in the field, presenting ratemaking systems, whilst taking into account exogenous information. The text: Offers the first self-contained, practical approach to a priori and a posteriori ratemaking in motor insurance. Discusses the issues of claim frequency and claim severity, multi-event systems, and the combinations of deductibles and BMSs. Introduces recent developments in actuarial science and exploits the generalised linear model and generalised linear mixed model to achieve risk classification. Presents credibility mechanisms as refinements of commercial BMSs. Provides practical applications with real data sets processed with SAS software. Actuarial Modelling of Claim Counts is essential reading for students in actuarial science, as well as practicing and academic actuaries. It is also ideally suited for professionals involved in the insurance industry, applied mathematicians, quantitative economists, financial engineers and statisticians.

Machine Learning in Insurance

Author : Jens Perch Nielsen
Publisher : MDPI
ISBN 13 : 3039364472
Total Pages : 260 pages
Book Rating : 4.0/5 (393 download)

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Book Synopsis Machine Learning in Insurance by : Jens Perch Nielsen

Download or read book Machine Learning in Insurance written by Jens Perch Nielsen and published by MDPI. This book was released on 2020-12-02 with total page 260 pages. Available in PDF, EPUB and Kindle. Book excerpt: Machine learning is a relatively new field, without a unanimous definition. In many ways, actuaries have been machine learners. In both pricing and reserving, but also more recently in capital modelling, actuaries have combined statistical methodology with a deep understanding of the problem at hand and how any solution may affect the company and its customers. One aspect that has, perhaps, not been so well developed among actuaries is validation. Discussions among actuaries’ “preferred methods” were often without solid scientific arguments, including validation of the case at hand. Through this collection, we aim to promote a good practice of machine learning in insurance, considering the following three key issues: a) who is the client, or sponsor, or otherwise interested real-life target of the study? b) The reason for working with a particular data set and a clarification of the available extra knowledge, that we also call prior knowledge, besides the data set alone. c) A mathematical statistical argument for the validation procedure.

Information Systems and Neuroscience

Author : Fred D. Davis
Publisher : Springer Nature
ISBN 13 : 3030600734
Total Pages : 379 pages
Book Rating : 4.0/5 (36 download)

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Book Synopsis Information Systems and Neuroscience by : Fred D. Davis

Download or read book Information Systems and Neuroscience written by Fred D. Davis and published by Springer Nature. This book was released on 2020-10-26 with total page 379 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the proceedings of the virtual conference NeuroIS Retreat 2020, June 2–4, hosted in Austria, reporting on topics at the intersection of information systems (IS) research, neurophysiology and the brain sciences. Readers will discover the latest findings from top scholars in the field of NeuroIS, which offer detailed insights on the neurobiology underlying IS behavior, essential methods and tools and their applications for IS, as well as the application of neuroscience and neurophysiological theories to advance IS theory.

Law, Regulation and Governance in the Information Society

Author : Maurizio Borghi
Publisher : Taylor & Francis
ISBN 13 : 1000830357
Total Pages : 370 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Law, Regulation and Governance in the Information Society by : Maurizio Borghi

Download or read book Law, Regulation and Governance in the Information Society written by Maurizio Borghi and published by Taylor & Francis. This book was released on 2022-12-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: This edited collection seeks to map the landscape of contemporary informational interests, to evaluate a range of recognised and putative rights and wrongs associated with modern information societies, and to consider how law, regulation, and governance should be deployed in response. New technologies and new applications constantly disrupt our values, our framing of our world, and our sense of where we are and who we are. In our ‘information societies’, we entertain mixed hopes and expectations, as well as significant fears and concerns. At the root of these, there are a number of informational interests, on the basis of which certain rights are claimed and particular wrongs denounced. This book addresses these interests, considering them as relating primarily to the integrity of the informational ecosystem, to the accessibility, accuracy, and authenticity of public information, and to our individual ability to control the outward and inward flows of information that relates directly to ourselves. Covering a wide range of subjects, the book’s interrogation of our contemporary information society is oriented around two questions: first, whether the information society in which we live is the kind of society that we think it should be and, second, if not, what we can reasonably expect law, regulation, and governance to do in providing the basis for improving it. This book will be of considerable interest to those working at the intersection of law and technology, as well as others concerned with the legal, political, and social aspects of our information society.

Disrupting Finance

Author : Theo Lynn
Publisher : Springer
ISBN 13 : 3030023303
Total Pages : 194 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Disrupting Finance by : Theo Lynn

Download or read book Disrupting Finance written by Theo Lynn and published by Springer. This book was released on 2018-12-06 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.

Trust, Privacy and Security in Digital Business

Author : Stefanos Gritzalis
Publisher : Springer Nature
ISBN 13 : 3030589862
Total Pages : 233 pages
Book Rating : 4.0/5 (35 download)

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Book Synopsis Trust, Privacy and Security in Digital Business by : Stefanos Gritzalis

Download or read book Trust, Privacy and Security in Digital Business written by Stefanos Gritzalis and published by Springer Nature. This book was released on 2020-09-13 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book constitutes the refereed proceedings of the 17th International Conference on Trust, Privacy and Security in Digital Business, TrustBus 2020, held in Bratislava, Slovakia, in September 2020. The conference was held virtually due to the COVID-19 pandemic. The 11 full and 4 short papers presented were carefully reviewed and selected from 28 submissions. The papers are organized in the following topical sections: blockchain, cloud security/hardware; economics/privacy; human aspects; privacy; privacy and machine learning; trust.

The Digital Journey of Banking and Insurance, Volume III

Author : Volker Liermann
Publisher : Springer Nature
ISBN 13 : 3030788210
Total Pages : 278 pages
Book Rating : 4.0/5 (37 download)

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Book Synopsis The Digital Journey of Banking and Insurance, Volume III by : Volker Liermann

Download or read book The Digital Journey of Banking and Insurance, Volume III written by Volker Liermann and published by Springer Nature. This book was released on 2021-10-27 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, the third one of three volumes, focuses on data and the actions around data, like storage and processing. The angle shifts over the volumes from a business-driven approach in “Disruption and DNA” to a strong technical focus in “Data Storage, Processing and Analysis”, leaving “Digitalization and Machine Learning Applications” with the business and technical aspects in-between. In the last volume of the series, “Data Storage, Processing and Analysis”, the shifts in the way we deal with data are addressed.

Statistical Foundations of Actuarial Learning and its Applications

Author : Mario V. Wüthrich
Publisher : Springer Nature
ISBN 13 : 303112409X
Total Pages : 611 pages
Book Rating : 4.0/5 (311 download)

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Book Synopsis Statistical Foundations of Actuarial Learning and its Applications by : Mario V. Wüthrich

Download or read book Statistical Foundations of Actuarial Learning and its Applications written by Mario V. Wüthrich and published by Springer Nature. This book was released on 2022-11-22 with total page 611 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access book discusses the statistical modeling of insurance problems, a process which comprises data collection, data analysis and statistical model building to forecast insured events that may happen in the future. It presents the mathematical foundations behind these fundamental statistical concepts and how they can be applied in daily actuarial practice. Statistical modeling has a wide range of applications, and, depending on the application, the theoretical aspects may be weighted differently: here the main focus is on prediction rather than explanation. Starting with a presentation of state-of-the-art actuarial models, such as generalized linear models, the book then dives into modern machine learning tools such as neural networks and text recognition to improve predictive modeling with complex features. Providing practitioners with detailed guidance on how to apply machine learning methods to real-world data sets, and how to interpret the results without losing sight of the mathematical assumptions on which these methods are based, the book can serve as a modern basis for an actuarial education syllabus.

Loss Models

Author : Stuart A. Klugman
Publisher : John Wiley & Sons
ISBN 13 : 0470391332
Total Pages : 758 pages
Book Rating : 4.4/5 (73 download)

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Book Synopsis Loss Models by : Stuart A. Klugman

Download or read book Loss Models written by Stuart A. Klugman and published by John Wiley & Sons. This book was released on 2012-01-25 with total page 758 pages. Available in PDF, EPUB and Kindle. Book excerpt: An update of one of the most trusted books on constructing and analyzing actuarial models Written by three renowned authorities in the actuarial field, Loss Models, Third Edition upholds the reputation for excellence that has made this book required reading for the Society of Actuaries (SOA) and Casualty Actuarial Society (CAS) qualification examinations. This update serves as a complete presentation of statistical methods for measuring risk and building models to measure loss in real-world events. This book maintains an approach to modeling and forecasting that utilizes tools related to risk theory, loss distributions, and survival models. Random variables, basic distributional quantities, the recursive method, and techniques for classifying and creating distributions are also discussed. Both parametric and non-parametric estimation methods are thoroughly covered along with advice for choosing an appropriate model. Features of the Third Edition include: Extended discussion of risk management and risk measures, including Tail-Value-at-Risk (TVaR) New sections on extreme value distributions and their estimation Inclusion of homogeneous, nonhomogeneous, and mixed Poisson processes Expanded coverage of copula models and their estimation Additional treatment of methods for constructing confidence regions when there is more than one parameter The book continues to distinguish itself by providing over 400 exercises that have appeared on previous SOA and CAS examinations. Intriguing examples from the fields of insurance and business are discussed throughout, and all data sets are available on the book's FTP site, along with programs that assist with conducting loss model analysis. Loss Models, Third Edition is an essential resource for students and aspiring actuaries who are preparing to take the SOA and CAS preliminary examinations. It is also a must-have reference for professional actuaries, graduate students in the actuarial field, and anyone who works with loss and risk models in their everyday work. To explore our additional offerings in actuarial exam preparation visit www.wiley.com/go/actuarialexamprep.

Autonomous Vehicles and the Future of Auto Insurance

Author : Karlyn D. Stanley
Publisher :
ISBN 13 : 9781977406354
Total Pages : 108 pages
Book Rating : 4.4/5 (63 download)

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Book Synopsis Autonomous Vehicles and the Future of Auto Insurance by : Karlyn D. Stanley

Download or read book Autonomous Vehicles and the Future of Auto Insurance written by Karlyn D. Stanley and published by . This book was released on 2021-02 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt: "RAND social and economic well being"--Title page.

Pricing in General Insurance

Author : Pietro Parodi
Publisher : CRC Press
ISBN 13 : 1466581441
Total Pages : 590 pages
Book Rating : 4.4/5 (665 download)

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Book Synopsis Pricing in General Insurance by : Pietro Parodi

Download or read book Pricing in General Insurance written by Pietro Parodi and published by CRC Press. This book was released on 2014-10-15 with total page 590 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on the syllabus of the actuarial industry course on general insurance pricing — with additional material inspired by the author’s own experience as a practitioner and lecturer — Pricing in General Insurance presents pricing as a formalised process that starts with collecting information about a particular policyholder or risk and ends with a commercially informed rate. The main strength of this approach is that it imposes a reasonably linear narrative on the material and allows the reader to see pricing as a story and go back to the big picture at any time, putting things into context. Written with both the student and the practicing actuary in mind, this pragmatic textbook and professional reference: Complements the standard pricing methods with a description of techniques devised for pricing specific products (e.g., non-proportional reinsurance and property insurance) Discusses methods applied in personal lines when there is a large amount of data and policyholders can be charged depending on many rating factors Addresses related topics such as how to measure uncertainty, incorporate external information, model dependency, and optimize the insurance structure Provides case studies, worked-out examples, exercises inspired by past exam questions, and step-by-step methods for dealing concretely with specific situations Pricing in General Insurance delivers a practical introduction to all aspects of general insurance pricing, covering data preparation, frequency analysis, severity analysis, Monte Carlo simulation for the calculation of aggregate losses, burning cost analysis, and more.

Autonomous Vehicle Technology

Author : James M. Anderson
Publisher : Rand Corporation
ISBN 13 : 0833084372
Total Pages : 215 pages
Book Rating : 4.8/5 (33 download)

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Book Synopsis Autonomous Vehicle Technology by : James M. Anderson

Download or read book Autonomous Vehicle Technology written by James M. Anderson and published by Rand Corporation. This book was released on 2014-01-10 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: The automotive industry appears close to substantial change engendered by “self-driving” technologies. This technology offers the possibility of significant benefits to social welfare—saving lives; reducing crashes, congestion, fuel consumption, and pollution; increasing mobility for the disabled; and ultimately improving land use. This report is intended as a guide for state and federal policymakers on the many issues that this technology raises.

Essentials of Pattern Recognition

Author : Jianxin Wu
Publisher : Cambridge University Press
ISBN 13 : 1108483461
Total Pages : 401 pages
Book Rating : 4.1/5 (84 download)

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Book Synopsis Essentials of Pattern Recognition by : Jianxin Wu

Download or read book Essentials of Pattern Recognition written by Jianxin Wu and published by Cambridge University Press. This book was released on 2020-11-19 with total page 401 pages. Available in PDF, EPUB and Kindle. Book excerpt: An accessible undergraduate introduction to the concepts and methods in pattern recognition, machine learning and deep learning.

Automated Driving Systems 2.0.

Author : U. S. Department Of Transportation
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781724236395
Total Pages : 36 pages
Book Rating : 4.2/5 (363 download)

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Book Synopsis Automated Driving Systems 2.0. by : U. S. Department Of Transportation

Download or read book Automated Driving Systems 2.0. written by U. S. Department Of Transportation and published by Createspace Independent Publishing Platform. This book was released on 2018-07-25 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A Vision for Safety replaces the Federal Automated Vehicle Policy released in 2016. This updated policy framework offers a path forward for the safe deployment of automated vehicles by: encouraging new entrants and ideas that deliver safer vehicles; making Department regulatory processes more nimble to help match the pace of private sector innovation; and supporting industry innovation and encouraging open communication with the public and with stakeholders."--Introductory message.

Interdisciplinary Research in Technology and Management

Author : Satyajit Chakrabarti
Publisher : CRC Press
ISBN 13 : 1000820823
Total Pages : 395 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Interdisciplinary Research in Technology and Management by : Satyajit Chakrabarti

Download or read book Interdisciplinary Research in Technology and Management written by Satyajit Chakrabarti and published by CRC Press. This book was released on 2023-07-27 with total page 395 pages. Available in PDF, EPUB and Kindle. Book excerpt: We live in an inter-connected world. In the era of Industry 4.0, technology is getting embedded more and more in the way ‘we learn, live, work, and play’. This progression is accelerating at a pace never seen before. Interdisciplinary and collaborative research across disciplines within the Technology domain and Management domain, and across the Technology-Management interface is opening up exciting new possibilities for solving problems whose solutions are beyond the scope of a single discipline, domain or practice, and helping to create a brave new world. The goal of this conference was to bring together scholars, researchers, consultants, and practitioners to share their interdisciplinary research and consultative work in Technology and Management. Selected papers were then peer-reviewed and authors were invited to present their work in the conference.