Housing Perspectives

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Housing and Mortgage Markets in Historical Perspective

Author : Eugene N. White
Publisher : University of Chicago Press
ISBN 13 : 022609328X
Total Pages : 408 pages
Book Rating : 4.2/5 (26 download)

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Book Synopsis Housing and Mortgage Markets in Historical Perspective by : Eugene N. White

Download or read book Housing and Mortgage Markets in Historical Perspective written by Eugene N. White and published by University of Chicago Press. This book was released on 2014-10-17 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt: The central role of the housing market in the recent recession raised a series of questions about similar episodes throughout economic history. Were the underlying causes of housing and mortgage crises the same in earlier episodes? Has the onset and spread of crises changed over time? How have previous policy interventions either damaged or improved long-run market performance and stability? This volume begins to answer these questions, providing a much-needed context for understanding recent events by examining how historical housing and mortgage markets worked—and how they sometimes failed. Renowned economic historians Eugene N. White, Kenneth Snowden, and Price Fishback survey the foundational research on housing crises, comparing that of the 1930s to that of the early 2000s in order to authoritatively identify what contributed to each crisis. Later chapters explore notable historical experiences with mortgage securitization and the role that federal policy played in the surge in home ownership between 1940 and 1960. By providing a broad historical overview of housing and mortgage markets, the volume offers valuable new insights to inform future policy debates.

Fixer-Upper

Author : Jenny Schuetz
Publisher : Brookings Institution Press
ISBN 13 : 081573929X
Total Pages : 119 pages
Book Rating : 4.8/5 (157 download)

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Book Synopsis Fixer-Upper by : Jenny Schuetz

Download or read book Fixer-Upper written by Jenny Schuetz and published by Brookings Institution Press. This book was released on 2022-02-22 with total page 119 pages. Available in PDF, EPUB and Kindle. Book excerpt: Practical ideas to provide affordable housing to more Americans Much ink has been spilled in recent years talking about political divides and inequality in the United States. But these discussions too often miss one of the most important factors in the divisions among Americans: the fundamentally unequal nature of the nation’s housing systems. Financially well-off Americans can afford comfortable, stable homes in desirable communities. Millions of other Americans cannot. And this divide deepens other inequalities. Increasingly, important life outcomes—performance in school, employment, even life expectancy—are determined by where people live and the quality of homes they live in. Unequal housing systems didn’t just emerge from natural economic and social forces. Public policies enacted by federal, state, and local governments helped create and reinforce the bad housing outcomes endured by too many people. Taxes, zoning, institutional discrimination, and the location and quality of schools, roads, public transit, and other public services are among the policies that created inequalities in the nation’s housing patterns. Fixer-Upper is the first book assessing how the broad set of local, state, and national housing policies affect people and communities. It does more than describe how yesterday’s policies led to today’s problems. It proposes practical policy changes than can make stable, decent-quality housing more available and affordable for all Americans in all communities. Fixing systemic problems that arose over decades won’t be easy, in large part because millions of middle-class Americans benefit from the current system and feel threatened by potential changes. But Fixer-Upper suggests ideas for building political coalitions among diverse groups that share common interests in putting better housing within reach for more Americans, building a more equitable and healthy country.

Affordable Housing Governance and Finance

Author : Gerard Van Bortel
Publisher : Routledge
ISBN 13 : 1351621777
Total Pages : 505 pages
Book Rating : 4.3/5 (516 download)

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Book Synopsis Affordable Housing Governance and Finance by : Gerard Van Bortel

Download or read book Affordable Housing Governance and Finance written by Gerard Van Bortel and published by Routledge. This book was released on 2018-09-03 with total page 505 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is a large shortage of affordable housing across Europe. In high‐demand urban areas housing shortages lead to unaffordable prices for many target groups. This book explores innovations to support a sufficient supply of affordable and sustainable rental housing. Affordable housing is increasingly developed, financed and managed by a mix of market, state, third sector and community actors. Recent decades in large parts of the Western world have consecutively shown state-dominated, non-profit housing sectors, an increased role for market forces and the private sector, and the rise of initiatives by citizens and local communities. The variety of hybrid governance and finance arrangements is predicted to increase further, leading to new affordable housing delivery and management models. This book explores these innovations, with a focus on developments across Europe, and comparative chapters from the USA and Australia. The book presents new thinking in collaborative housing, co-production and accompanying finance mechanisms in order to support the quantity and the quality of affordable rental housing. Combining academic robustness with practical relevance, chapters are written by renowned housing researchers in collaboration with practitioners from the housing sector. The book not only presents, compares and contrasts affordable housing solutions, but also explores the transferability of innovations to other countries. The book is essential reading for researchers and professionals in housing, social policy, urban planning and finance.

Race, Housing and Community

Author : Harris Beider
Publisher : John Wiley & Sons
ISBN 13 : 1444354477
Total Pages : 305 pages
Book Rating : 4.4/5 (443 download)

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Book Synopsis Race, Housing and Community by : Harris Beider

Download or read book Race, Housing and Community written by Harris Beider and published by John Wiley & Sons. This book was released on 2011-12-14 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides an important new contribution to debates around housing policy and its impact on community cohesion. There has never been a more prescient time to discuss these concepts: the book provides an interpretation of housing, race and community cohesion in a highly politicized and fluid policy context. It is designed to initiate discussion and debate but this should not be esoteric and limited to a group of academics. Rather the objective is to bridge academic and policy audiences in the hope that this fusion provides a basis for a new agenda to discuss these topics. Race and community have been key features of social housing policy over the last 20 years with many high-profile interventions, from the proactive approach by the Housing Corporation to support black and minority ethnic housing associations, to the influential Cantle Report documenting segregation in towns and cities following riots, and the National Housing Federation led Race & Housing Inquiry leading to sector wide recommendations to achieve equality. However, volume of policy interventions and reports has not been matched by academic outputs that co-ordinate, integrate and critically analyse 'race', housing and community. Housing, Race & Community Cohesion is the first systematic overview of 'race', housing and community during this tumultuous period. The material presented is robust and research based but also directly engages with issues around policy and delivery. It is designed to reflect the interests both of the academic research community and policy makers on both sides of the Atlantic. It is not rooted to specific policy interventions that could quickly date but instead focuses on developing new ways to analyse difficult issues that will help both students and practitioners now and in the future.

Housing and Social Change

Author : Ray Forrest
Publisher : Routledge
ISBN 13 : 1134481705
Total Pages : 294 pages
Book Rating : 4.1/5 (344 download)

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Book Synopsis Housing and Social Change by : Ray Forrest

Download or read book Housing and Social Change written by Ray Forrest and published by Routledge. This book was released on 2003-09-25 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: This wide-ranging exploration of the key contemporary relationships between social change and housing is both policy-oriented and theoretical, drawing on a group of internationally-respected academics. It is also multidisciplinary, incorporating sociology, economics, social policy and human geography perspective. Its international perspective is rooted in its examination of issues such as economic insecurity and instability, social diversity, financial and social exclusion, sustainability, privatisation and state legitimacy, the interaction of the global and the local across three continents.

Housing and Dwelling

Author : Barbara Miller Lane
Publisher : Routledge
ISBN 13 : 1134279264
Total Pages : 1065 pages
Book Rating : 4.1/5 (342 download)

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Book Synopsis Housing and Dwelling by : Barbara Miller Lane

Download or read book Housing and Dwelling written by Barbara Miller Lane and published by Routledge. This book was released on 2006-11-01 with total page 1065 pages. Available in PDF, EPUB and Kindle. Book excerpt: Housing and Dwelling collects the best in recent scholarly and philosophical writings that bear upon the history of domestic architecture in the nineteenth and twentieth centuries. Lane combines exemplary readings that focus on and examine the issues involved in the study of domestic architecture, taken from an innovative and informed combination of philosophy, history, social science, art, literature and architectural writings. Uniquely, the readings underline the point of view of the user of a dwelling and assess the impact of varying uses on the evolution of domestic architecture. This book is a valuable asset for students, scholars, and designers alike, exploring the extraordinary variety of methods, interpretations and source materials now available in this important field. For students, it opens windows on the many aspects of domestic architecture. For scholars, it introduces new, interdisciplinary points of view and suggests directions for further research. It acquaints practising architects in the field of housing design with history and methods and offers directions for future design possibilities.

Housing Perspectives

Author : Carol S. Wedin
Publisher :
ISBN 13 :
Total Pages : 312 pages
Book Rating : 4.E/5 ( download)

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Book Synopsis Housing Perspectives by : Carol S. Wedin

Download or read book Housing Perspectives written by Carol S. Wedin and published by . This book was released on 1976 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Urban Planning and the Housing Market

Author : Nicole Gurran
Publisher : Springer
ISBN 13 : 1137464038
Total Pages : 449 pages
Book Rating : 4.1/5 (374 download)

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Book Synopsis Urban Planning and the Housing Market by : Nicole Gurran

Download or read book Urban Planning and the Housing Market written by Nicole Gurran and published by Springer. This book was released on 2017-05-31 with total page 449 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book re-examines the role of urban policy and planning in relation to the housing market in an era of global uncertainty and change. The relationship between planning and the housing market is a contested problem across research, policy, and practice. Problems with housing supply and affordability in many nations have been linked to planning system constraints, while the global financial crisis has raised new questions about the role of urban planning regulation and processes in responding to housing market trends. With reference to international cases from the United Kingdom, the United States, Ireland, Hong Kong and Australia, the book examines how different systems of urban planning and governance address complex and dynamic housing market trends. It also offers practical guidance on how urban planning can support an efficient supply of appropriate and affordable homes in preferred locations. A detailed study, which explains and decodes the workings of the planning system and housing market, this book will be of particular interest to scholars of human geography and urban planning, as well as housing policy makers and practitioners. To view Nicole Gurran’s related TEDx talk please visit: Housing Crisis? How about housing solutions. TEDx Sydney 2018 (http://bit.ly/2psfpMw)

Transforming Social Housing

Author : Sasha Tsenkova
Publisher : Routledge
ISBN 13 : 9780367646196
Total Pages : 0 pages
Book Rating : 4.6/5 (461 download)

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Book Synopsis Transforming Social Housing by : Sasha Tsenkova

Download or read book Transforming Social Housing written by Sasha Tsenkova and published by Routledge. This book was released on 2023-09-25 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Transforming Social Housing: International Perspectives explores the differences and similarities in housing policies and practices by focusing on social housing institutions and their ability to influence affordability and quality of housing.

Housing Perspectives

Author : Carol S. Wedin
Publisher :
ISBN 13 :
Total Pages : 308 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Housing Perspectives by : Carol S. Wedin

Download or read book Housing Perspectives written by Carol S. Wedin and published by . This book was released on 1976 with total page 308 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Academic Perspectives on the Future of Public Housing

Author : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity
Publisher :
ISBN 13 :
Total Pages : 140 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Academic Perspectives on the Future of Public Housing by : United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity

Download or read book Academic Perspectives on the Future of Public Housing written by United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2009 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Perspectives on Fair Housing

Author : Vincent J. Reina
Publisher : University of Pennsylvania Press
ISBN 13 : 0812252756
Total Pages : 216 pages
Book Rating : 4.8/5 (122 download)

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Book Synopsis Perspectives on Fair Housing by : Vincent J. Reina

Download or read book Perspectives on Fair Housing written by Vincent J. Reina and published by University of Pennsylvania Press. This book was released on 2020-11-20 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: Title VIII of the Civil Rights Act of 1968, known as the Fair Housing Act, prohibited discrimination in the sale, rent, and financing of housing based on race, religion, and national origin. However, manifold historical and contemporary forces, driven by both governmental and private actors, have segregated these protected classes by denying them access to homeownership or housing options in high-performing neighborhoods. Perspectives on Fair Housing argues that meaningful government intervention continues to be required in order to achieve a housing market in which a person's background does not arbitrarily restrict access. The essays in this volume address how residential segregation did not emerge naturally from minority preference but rather how it was forced through legal, economic, social, and even violent measures. Contributors examine racial land use and zoning practices in the early 1900s in cities like Atlanta, Richmond, and Baltimore; the exclusionary effects of single-family zoning and its entanglement with racially motivated barriers to obtaining credit; and the continuing impact of mid-century "redlining" policies and practices on public and private investment levels in neighborhoods across American cities today. Perspectives on Fair Housing demonstrates that discrimination in the housing market results in unequal minority households that, in aggregate, diminish economic prosperity across the country. Amended several times to expand the protected classes to include gender, families with children, and people with disabilities, the FHA's power relies entirely on its consistent enforcement and on programs that further its goals. Perspectives on Fair Housing provides historical, sociological, economic, and legal perspectives on the critical and continuing problem of housing discrimination and offers a review of the tools that, if appropriately supported, can promote racial and economic equity in America. Contributors: Francesca Russello Ammon, Raphael Bostic, Devin Michelle Bunten, Camille Zubrinsky Charles, Nestor M. Davidson, Amy Hillier, Marc H. Morial, Eduardo M. Peñalver, Wendell E. Pritchett, Rand Quinn, Vincent J. Reina, Akira Drake Rodriguez, Justin P. Steil, Susan M. Wachter.

Homeownership, Renting and Society

Author : Sebastian Kohl
Publisher : Taylor & Francis
ISBN 13 : 1317241088
Total Pages : 245 pages
Book Rating : 4.3/5 (172 download)

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Book Synopsis Homeownership, Renting and Society by : Sebastian Kohl

Download or read book Homeownership, Renting and Society written by Sebastian Kohl and published by Taylor & Francis. This book was released on 2017-04-07 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the eve of the financial crisis, the USA was inhabited by almost 70 percent homeowning households, in comparison to about 45 percent in Germany. Homeownership, Renting and Society presents new evidence showing that this homeownership gap already existed between American and German cities around 1900. Existing explanations based on culture, government housing policy or typical socio-economic factors have difficulties in accounting for these long-term cross-country differences. Using historical case studies on Germany and the USA, the book identifies three institutional domains on the supply-side of the housing market – urban land, housing finance and construction – that set countries on different housing trajectories and subsequently established differences that were hard to reverse in later periods. Further chapters generalize the argument across other OECD (Organisation for Economic Co-operation and Development) countries and extend the explanation to cover historical differences in homeownership ideology and horizontal property institutions. This enlightening volume also puts forward path-dependence theories in housing studies, connects housing with vast urban-history and political-economy literature and offers comprehensive insights about the case of a tenant’s country which contradicts the tendency towards universal homeownership. Providing an all-new historic-institutionalist explanation of the German–American homeownership gap, this title will be of interest to postgraduate students and scholars interested in fields including: Housing Studies, Sociology, Urban History, Political Economy, Social Policy and Geography. It may also be of interest to those working in housing field organizations and ministries.

Mass Housing in the Socialist City

Author : Barbara Engel
Publisher : Dom Publishers
ISBN 13 : 9783869225074
Total Pages : 240 pages
Book Rating : 4.2/5 (25 download)

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Book Synopsis Mass Housing in the Socialist City by : Barbara Engel

Download or read book Mass Housing in the Socialist City written by Barbara Engel and published by Dom Publishers. This book was released on 2019-11 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Mass housing in Germany, Russia, and Ukraine represents an enormous volume of housing today and therefore a huge resource for the future development of cities. But transformation of these districts is needed due to the functional, societal, and technical problems and challenges they face. How can sustainable, socially compatible, ecological responsible, and economically efficient development be achieved? The book summarises the results of a three-year research project. Based on the selected case studies, it points out the qualities and values as well as the problems and potentials involved in spatially transforming prefabricated housing estates from the 1960s and 1970s. The specific features and characteristics of the socialist city are evaluated with respect to their potentials and difficulties, and with regard to the requirements placed on future district planning and development. Hence this book contributes to the on-going discussion and serves as a valuable basis for developing planning strategies.

Housing and the New Welfare State

Author : Richard Groves
Publisher : Routledge
ISBN 13 : 1317121031
Total Pages : 245 pages
Book Rating : 4.3/5 (171 download)

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Book Synopsis Housing and the New Welfare State by : Richard Groves

Download or read book Housing and the New Welfare State written by Richard Groves and published by Routledge. This book was released on 2016-04-29 with total page 245 pages. Available in PDF, EPUB and Kindle. Book excerpt: The changing nature and significance of housing provision within welfare states is considered in this timely book. With housing playing an increasingly important role in welfare provision, the new welfare state emerging in different parts of the world is being developed in the context of individual asset accumulation and the private ownership of housing. Housing and the New Welfare State shows that housing is becoming critical to asset-based welfare not only in Western Europe but also in the six East Asian housing systems that are a major focus of the book. Chapters by leading East Asian scholars provide analysis of housing policies in Singapore, Hong Kong, Korea, Japan, China and Taiwan. Also examined are the 'four worlds' of welfare and housing; the causes and consequences of the shift from tenants to home owners in the old welfare states of Britain and other parts of Western Europe; and the growth of the property-owning welfare state as a theme running through contemporary policy in both East Asia and Europe.

Housing in America: Problems and Perspectives

Author : Daniel R. Mandelker
Publisher : Bobbs-Merrill
ISBN 13 : 9780672613463
Total Pages : 527 pages
Book Rating : 4.6/5 (134 download)

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Book Synopsis Housing in America: Problems and Perspectives by : Daniel R. Mandelker

Download or read book Housing in America: Problems and Perspectives written by Daniel R. Mandelker and published by Bobbs-Merrill. This book was released on 1973-01-01 with total page 527 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Chasing the American Dream

Author : William M. Rohe
Publisher : Cornell University Press
ISBN 13 : 1501731130
Total Pages : 326 pages
Book Rating : 4.5/5 (17 download)

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Book Synopsis Chasing the American Dream by : William M. Rohe

Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.