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Author : Virginia B. Morris
Publisher : Lightbulb Press, Inc.
ISBN 13 : 0974038687
Total Pages : 35 pages
Book Rating : 4.9/5 (74 download)
Download or read book Guide to Understanding Annuities written by Virginia B. Morris and published by Lightbulb Press, Inc.. This book was released on 2004 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : James Matthew Edwards
Publisher :
ISBN 13 : 9780984376308
Total Pages : 166 pages
Book Rating : 4.3/5 (763 download)
Download or read book The Financial Insider's Annuity Guide written by James Matthew Edwards and published by . This book was released on 2010-01 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you're a Baby Boomer, an annuity may be your ticket to a secure and comfortable retirement. Written in easy-to-read language, this guide explains what annuities can and cannot do, their costs, and the risk management features that annuities offer.
Author : Kerry Pechter
Publisher : John Wiley & Sons
ISBN 13 : 1118051939
Total Pages : 373 pages
Book Rating : 4.1/5 (18 download)
Download or read book Annuities For Dummies written by Kerry Pechter and published by John Wiley & Sons. This book was released on 2011-02-09 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.
Author : John B. La Macchia
Publisher :
ISBN 13 :
Total Pages : 23 pages
Book Rating : 4.:/5 (329 download)
Download or read book Standard's Guide to Understanding Annuity Policies written by John B. La Macchia and published by . This book was released on 1981 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Jay Adkisson JD
Publisher : iUniverse
ISBN 13 : 0595404189
Total Pages : 94 pages
Book Rating : 4.5/5 (954 download)
Download or read book Equity-Indexed Annuities written by Jay Adkisson JD and published by iUniverse. This book was released on 2006-08 with total page 94 pages. Available in PDF, EPUB and Kindle. Book excerpt: Few individuals have done more to educate the American public about financial scams than Jay Adkisson. As the creator of Quatloos.com, Jay has helped many thousands of people worldwide avoid being scammed out of many millions of dollars to various investment schemes. The U.S. Senate Finance Committee has twice called Jay as an expert witness on abusive tax schemes. As one of the authors of Asset Protection: Concepts and Strategies (McGraw-Hill 2004), Jay has similarly helped thousands of people avoid dubious asset protection schemes. In his latest book, Equity-Indexed Annuities: The Smart Consumer's Guide, Jay gives a balanced and objective overview of this advanced form of fixed annuity to better educate consumers of the advantages, disadvantages, and the numerous product options that are available when considering the purchase of this popular retirement vehicle. This short guide covers all the most important issues that consumers should address before purchasing an equity-indexed annuity, including: How the minimum interest rate is paid, how the maximum return is linked to the stock index, and how participation rates and caps may limit returns. How surrender charges may limit withdrawal rights for a period of years after the annuity is purchased, and why the annuity should not be purchased if the consumer will need the cash during this period. How the annuity payments may be made, and what can happen upon the death of the annuitant. How annuities benefit from tax-deferral, how taxes are paid upon withdrawal or when annuity payments are made, and tax considerations upon the death of the annuitant. How the annuity and annuity payments may be protected from creditors in some states, and how in other states they may be protected by proper planning done in advance of claims. This guide should also give consumers the ability to intelligently answer the most fundamental question: Is an equity-indexed annuity right for me
Author : Brian Breuel
Publisher : Penguin
ISBN 13 : 9780028611136
Total Pages : 378 pages
Book Rating : 4.6/5 (111 download)
Download or read book The Complete Idiot's Guide to Buying Insurance and Annuities written by Brian Breuel and published by Penguin. This book was released on 1996 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduces the principles of purchasing insurance against anticipated risks, and discusses life, diasability, and health insurance, annuities, and property and casualty insurance
Author : F. Bentley Mooney, Jr.
Publisher : AuthorHouse
ISBN 13 : 1452018057
Total Pages : 294 pages
Book Rating : 4.4/5 (52 download)
Download or read book An Advisor’s Guide to Private Annuities written by F. Bentley Mooney, Jr. and published by AuthorHouse. This book was released on 2011-06-23 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book may be the only complete collection of law and tactics on the use and misuse of private annuities. It is written for the professional advisor – the attorney, accountant, financial planner, and others – so it is necessarily more detailed than most lay-persons would find tolerable. To keep it readable, however, I present the information directly to the reader as end user, rather than switching back and forth from factual presentation to suggestions on how to present it to the client. As advisor, just draw the necessary inferences.
Author : Robert A. Esperti
Publisher :
ISBN 13 : 9780985045623
Total Pages : 246 pages
Book Rating : 4.0/5 (456 download)
Download or read book The Objective Guide to Fixed and Indexed Annuities written by Robert A. Esperti and published by . This book was released on 2014-09-01 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt: We wrote this book for readers whose primary goal is to protect their principal and guarantee that it will not be lost from market plunges, while making as much income as they can over time in doing so.
Author : Darlene K. Chandler
Publisher : National Underwriter Company
ISBN 13 : 9780872182240
Total Pages : 0 pages
Book Rating : 4.1/5 (822 download)
Download or read book The Annuity Handbook written by Darlene K. Chandler and published by National Underwriter Company. This book was released on 1998 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If your clients frequently ask questions about annuities, you need The Annuity Handbook to find the answers fast. It's the most up-to-date source on annuities; covering equity-indexed annuities, variable annuities and fixed annuities. Find out what an annuity is, how it works, and when its use is appropriate. Answer questions like: Must the owner and the annuitant be the same person? Where do annuities fit in with estate planning? Are annuity contracts owned at death included in the owner's estate? and How are nonqualified annuities used in retirement and charitable planning?
Author : JOHN L. OLSEN
Publisher :
ISBN 13 : 9781945424533
Total Pages : 350 pages
Book Rating : 4.4/5 (245 download)
Download or read book The Advisor's Guide to Annuities written by JOHN L. OLSEN and published by . This book was released on 2017-06-09 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written in plain English, the latest updated, revised, and expanded edition of The Advisor's Guide to Annuities covers both the technical details of how various types of annuities operate, as well as the broader questions about how and when they should be used in clients' financial plans. No other resource provides such a deep and independent-minded look at the structure, costs, benefits, and risks that come with all types of annuities. This comprehensive, single-volume guide supplies: - Clear and concise descriptions of every type of annuity - In-depth discussions of the direct and secondary issues surrounding the use of annuities, including income and estate tax consequences as well as concerns for annuity owners and beneficiaries - Detailed explanations of annuity-specific terminology, which empowers advisors and clients to understand exactly how an annuity will function and enables comparison of similar products from different companies - Sound advice from industry-leading authors which helps advisors avoid common mistakes and ensures that the choices offered are truly in the best interests of clients Highlights of the 5th Edition: - Detailed discussion of qualified vs. nonqualified annuities - Exploration of planning opportunities presented by Deferred Income Annuities (DIAs) or "longevity annuities" and QLACs - In-depth discussion about the impact of the DOL Fiduciary Rule on advisors and consumers - Advice and analysis of the impact of partial withdrawals - Updated tax info, including info on QLACs - New material on "managed volatility" indices used in indexed annuities - New ways to use variable annuities as an investment vehicle, including new "fee only" variable annuities that can be sold under the Fiduciary Rule. Written by two of the foremost experts in this field, The Advisor's Guide to Annuities, 5th Edition, is designed specifically to help you make the most of all the opportunities--and avoid complications--in this active and ever-changing area.
Author :
Publisher :
ISBN 13 :
Total Pages : 11 pages
Book Rating : 4.:/5 (813 download)
Download or read book A Consumer's Guide to Annuities written by and published by . This book was released on 2003 with total page 11 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide is made available to help residents of North Carolina better understand annuities. For purposes of this guide, an annuity is an insurance contract that requires an insurance company to make specified payments to you at regular intervals for a specified period of time. There are many different types of annuity contracts and a variety of annuity options available to help solve various financial problems and needs.
Author : Tony Hansmann
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781548139551
Total Pages : 0 pages
Book Rating : 4.1/5 (395 download)
Download or read book The Truth About Annuities written by Tony Hansmann and published by Createspace Independent Publishing Platform. This book was released on 2018-01-02 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annuities can be hard to understand. There are hundreds of different providers, features and ways to set them up. Nonetheless for the right situation they offer one of the best investment options available for retirees. This book provides you with a complete overview of Annuities. Learn how they work, which options are most important and how to ensure you get the most out of one.
Author : Texas. Department of Insurance
Publisher :
ISBN 13 :
Total Pages : 12 pages
Book Rating : 4.:/5 (234 download)
Download or read book Understanding Annuities written by Texas. Department of Insurance and published by . This book was released on 2005 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : John L. Olsen
Publisher :
ISBN 13 : 9781954096448
Total Pages : 0 pages
Book Rating : 4.0/5 (964 download)
Download or read book The Advisor's Guide to Annuities, 6th Edition written by John L. Olsen and published by . This book was released on 2022-05-13 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focuses on client needs and client interactions Provides in-depth explanations of different types of annuities as well as annuity-based vocabulary Offers helpful review questions at the end of each chapter to reinforce information learned Provides information about the SECURE Act and how it affects annuity beneficiaries New in the 6th Edition: Shift in overall focus, starting with client needs and describing the related annuities products that meet those needs. New Chapter 20 covering important recent annuity-related regulations from the NAIC, SEC, Federal Dept. of Labor, and the annuity-related provisions of the Federal SECURE Act. These regulations prescribe practices that advisors must follow. New Chapter 18 entitled "What's the Best Kind of Annuity for My Client?", providing clear guidance for determining suitability of annuity types. New Chapter 21 covering practicing defensively in "The Advisor as Defendant," written by an experienced expert witness in annuity-related litigation. Includes specific guidance on formulating policies and procedures to lessen an advisor's vulnerability to predatory lawsuits. Expanded Chapter 5 on Index Annuities, including detailed analysis of the moving parts of these contracts. Expanded Chapter 9 on guaranteed living benefits, including an expanded discussion of living benefit riders. Enhanced study aids, including chapter summaries review questions for each chapter. Topics Covered: Immediate vs deferred annuities Fixed vs variable annuities Debunking common myths about annuities Statutory, class, and individual exemptions Taft-Hartley plans (Multiemployer Plans) And More! See the "Table of Contents" section for a full list of topics
Author : Suze Orman
Publisher : Hay House, Inc
ISBN 13 : 1401959938
Total Pages : 321 pages
Book Rating : 4.4/5 (19 download)
Download or read book The Ultimate Retirement Guide for 50+ written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Author : The Independent Excellence Group
Publisher :
ISBN 13 : 9781970114089
Total Pages : pages
Book Rating : 4.1/5 (14 download)
Download or read book Annuities 101 written by The Independent Excellence Group and published by . This book was released on 2020-02 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn about the ins and outs of the various types of annuities in today's financial marketplace
Author : Irving S. Schloss
Publisher : Oxford University Press
ISBN 13 : 0195351126
Total Pages : 271 pages
Book Rating : 4.1/5 (953 download)
Download or read book Understanding TIAA-CREF written by Irving S. Schloss and published by Oxford University Press. This book was released on 2001-03-01 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: TIAA-CREF is the largest private pension plan in the world, with more than $260 billion under management, including an estimated 1% of all shares traded on the New York Stock Exchange. And yet, while there is a wealth of information on IRAs, 401(k)s and other investment vehicles, until now there has been little guidance for the millions of TIAA-CREF plan participants and their advisors. The TIAA-CREF Book offers the definitive guide to TIAA-CREF for participants, estate planners, and financial advisors. Simply and clearly--and with a droll sense of humor--the authors explain the often complex legal and financial aspects of how the TIAA-CREF plan works, how the investment choices new participants make can affect the funds available at retirement, what the distribution options are for withdrawing money either before or after retirement, and how to leave the fund as an inheritance. For participants in the accumulation stage of their careers, the authors explain the important differences between fixed income securities (TIAA) and equity securities (CREF), and examine the investment choices for both. They address such important issues as how to allocate contributions, how portable an account really is, and how plans differ from employer to employer. In addition to the valuable primer on estate planning--from how to quantify assets, needs, and income to how the Federal Estate Tax affects TIAA-CREF accounts--the authors explore in detail the distribution options available and help weigh the pros and cons of each choice. Drawing on their extensive work in the field of estate planning, the authors cover the gamut of what it takes to make the most out of a TIAA-CREF plan. TIAA-CREF is a registered trademark of the Teachers Insurance and Annunity Association/College Retirement Equities Fund Corporation.
