The Opposite of Spoiled

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Author :
Publisher : Harper Collins
ISBN 13 : 0062247034
Total Pages : 189 pages
Book Rating : 4.0/5 (622 download)

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Book Synopsis The Opposite of Spoiled by : Ron Lieber

Download or read book The Opposite of Spoiled written by Ron Lieber and published by Harper Collins. This book was released on 2015-02-03 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times Bestseller “We all want to raise children with good values—children who are the opposite of spoiled—yet we often neglect to talk to our children about money. . . . From handling the tooth fairy, to tips on allowance, chores, charity, checking accounts, and part-time jobs, this engaging and important book is a must-read for parents.” — Gretchen Rubin, author of The Happiness Project In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money” columnist Ron Lieber delivers a taboo-shattering manifesto that explains how talking openly to children about money can help parents raise modest, patient, grounded young adults who are financially wise beyond their years For Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids. Children are hyper-aware of money, and they have scores of questions about its nuances. But when parents shy away from the topic, they lose a tremendous opportunity—not just to model the basic financial behaviors that are increasingly important for young adults but also to imprint lessons about what the family truly values. Written in a warm, accessible voice, grounded in real-world experience and stories from families with a range of incomes, The Opposite of Spoiled is both a practical guidebook and a values-based philosophy. The foundation of the book is a detailed blueprint for the best ways to handle the basics: the tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell phones, checking accounts, clothing, cars, part-time jobs, and college tuition. It identifies a set of traits and virtues that embody the opposite of spoiled, and shares how to embrace the topic of money to help parents raise kids who are more generous and less materialistic. But The Opposite of Spoiled is also a promise to our kids that we will make them better with money than we are. It is for all of the parents who know that honest conversations about money with their curious children can help them become more patient and prudent, but who don’t know how and when to start.

Paying the Price

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Author :
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Funding College

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Author :
Publisher : Pearson Education
ISBN 13 : 0131378538
Total Pages : 18 pages
Book Rating : 4.1/5 (313 download)

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Book Synopsis Funding College by : Jane White

Download or read book Funding College written by Jane White and published by Pearson Education. This book was released on 2009-12-15 with total page 18 pages. Available in PDF, EPUB and Kindle. Book excerpt: This Element is an excerpt from America, Welcome to the Poorhouse: What You Must Do to Protect Your Financial Future and the Reform We Need (ISBN: 9780137020171) by Jane White. Available in print and digital formats. How to tame monstrous college costs: practical ways to protect your kids’ financial future--and your own! College can now sink anyone deep in debt, so your first plan of action should be to protect your kids from having their lives destroyed if they can’t make payments and wind up having their credit rating destroyed. Then, take these steps to lower your college costs....

Who Should Pay?

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Author :
Publisher : Russell Sage Foundation
ISBN 13 : 161044910X
Total Pages : 284 pages
Book Rating : 4.6/5 (14 download)

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Book Synopsis Who Should Pay? by : Natasha Quadlin

Download or read book Who Should Pay? written by Natasha Quadlin and published by Russell Sage Foundation. This book was released on 2022-01-14 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt: Americans now obtain college degrees at a higher rate than at any time in recent decades in the hopes of improving their career prospects. At the same time, the rising costs of an undergraduate education have increased dramatically, forcing students and families to take out often unmanageable levels of student debt. The cumulative amount of student debt reached nearly $1.5 trillion in 2017, and calls for student loan forgiveness have gained momentum. Yet public policy to address college affordability has been mixed. While some policymakers support more public funding to broaden educational access, others oppose this expansion. Noting that public opinion often shapes public policy, sociologists Natasha Quadlin and Brian Powell examine public opinion on who should shoulder the increasing costs of higher education and why. Who Should Pay? draws on a decade’s worth of public opinion surveys analyzing public attitudes about whether parents, students, or the government should be primarily responsible for funding higher education. Quadlin and Powell find that between 2010 and 2019, public opinion has shifted dramatically in favor of more government funding. In 2010, Americans overwhelming believed that parents and students were responsible for the costs of higher education. Less than a decade later, the percentage of Americans who believed that federal or state/local government should be the primary financial contributor has more than doubled. The authors contend that the rapidity of this change may be due to the effects of the 2008 financial crisis and the growing awareness of the social and economic costs of high levels of student debt. Quadlin and Powell also find increased public endorsement of shared responsibility between individuals and the government in paying for higher education. The authors additionally examine attitudes on the accessibility of college for all, whether higher education at public universities should be free, and whether college is worth the costs. Quadlin and Powell also explore why Americans hold these beliefs. They identify individualistic and collectivist world views that shape public perspectives on the questions of funding, accessibility, and worthiness of college. Those with more individualistic orientations believed parents and students should pay for college, and that if students want to attend college, then they should work hard and find ways to achieve their goals. Those with collectivist orientations believed in a model of shared responsibility – one in which the government takes a greater level of responsibility for funding education while acknowledging the social and economic barriers to obtaining a college degree for many students. The authors find that these belief systems differ among socio-demographic groups and that bias – sometimes unconscious and sometimes deliberate – regarding race and class affects responses from both individualistic and collectivist-oriented participants. Public opinion is typically very slow to change. Yet Who Should Pay? provides an illuminating account of just how quickly public opinion has shifted regarding the responsibility of paying for a college education and its implications for future generations of students.

Fall Enrollment in Colleges and Universities

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Author :
Publisher :
ISBN 13 :
Total Pages : 60 pages
Book Rating : 4.:/5 (31 download)

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Book Synopsis Fall Enrollment in Colleges and Universities by :

Download or read book Fall Enrollment in Colleges and Universities written by and published by . This book was released on 1982 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Federal Student Aid Information Center

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Author :
Publisher :
ISBN 13 :
Total Pages : 6 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis The Federal Student Aid Information Center by :

Download or read book The Federal Student Aid Information Center written by and published by . This book was released on 1997 with total page 6 pages. Available in PDF, EPUB and Kindle. Book excerpt:

College Funding Secrets

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Author :
Publisher :
ISBN 13 : 9780692939109
Total Pages : pages
Book Rating : 4.9/5 (391 download)

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Book Synopsis College Funding Secrets by : Christopher Curran

Download or read book College Funding Secrets written by Christopher Curran and published by . This book was released on 2017-09 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: College Funding Secrets creates a clear path through the jungle that is college financial planning. Each chapter gives you a thorough understanding of the ins and outs of college planning and teaches you how to avoid the biggest pitfalls along the way.The four main objectives of this book are:1.Learning the rules about the Financial Aid System2.Avoiding common mistakes that could cost you tens of thousands of dollars3.Selecting the right school to fit your budget4.Exploring the options available to pay the tuitionTucked between these main objectives are college funding secrets about how to get schools to compete for your student, how to receive the maximum amount of money for your student from the schools, the different types of aid you can take advantage of and more. To easily reference back to the vast wealth of information, you will find a small Take Away section at the end of each chapter that recaps the subject matter.

Paying For College For Dummies

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1119651476
Total Pages : 256 pages
Book Rating : 4.1/5 (196 download)

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Book Synopsis Paying For College For Dummies by : Eric Tyson

Download or read book Paying For College For Dummies written by Eric Tyson and published by John Wiley & Sons. This book was released on 2020-04-21 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover a concrete financial plan to finance a college education Financing a college education is a daunting task no matter what your circumstances. Bestselling author and personal finance expert, Eric Tyson offers tried and true strategic advice on how to understand loans, know your options, and how to improve your financial fitness while paying down your student loan debt. Armed with the checklists and timelines, you’ll be able to: Figure out what colleges actually cost Get to know the FAFSA® and CSS Profile(TM) Research scholarship opportunities Quickly compare financial aid offers from different schools Find creative ways to lighten your debt load Explore alternatives such as apprenticeships, online programs Paying for College For Dummies helps parents and independent students navigate everything from planning strategically as a married/separated/divorced/widowed parent, completing every question on the FAFSA and CSS PROFILE forms, understanding tax laws, and so much more. No other book offers this much practical guidance on choosing and paying or college.

The Price You Pay for College

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Author :
Publisher : HarperCollins
ISBN 13 : 0062867326
Total Pages : 368 pages
Book Rating : 4.0/5 (628 download)

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Book Synopsis The Price You Pay for College by : Ron Lieber

Download or read book The Price You Pay for College written by Ron Lieber and published by HarperCollins. This book was released on 2021-01-26 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: Named one of the best books of 2021 by NPR New York Times Bestseller and a New York Times Book Review Editor’s Choice pick “Masterly . . .represents an extraordinary achievement: It is comprehensive and detailed without being tedious, practical without being banal, impeccably well judged and unusually rigorous.”—Daniel Markovits, New York Times Book Review “Ron Lieber is a gift.”—Scott Galloway The hugely popular New York Times Your Money columnist and author of the bestselling The Opposite of Spoiled offers a deeply reported and emotionally honest approach to the biggest financial decision families will ever make: what to pay for college—a decision made even more confusing because of the Covid-19 pandemic. Sending a teenager to a flagship state university for four years of on-campus living costs more than $100,000 in many parts of the United States. Meanwhile, many families of freshmen attending selective private colleges will spend triple—over $300,000. With the same passion, smarts, and humor that infuse his personal finance column, Ron Lieber offers a much-needed roadmap to help families navigate this difficult and often confusing journey. Lieber begins by explaining who pays what and why and how the financial aid system got so complicated. He also pulls the curtain back on merit aid, an entirely new form of discounting that most colleges now use to compete with peers. While price is essential, value is paramount. So what is worth paying extra for, and how do you know when it exists in abundance at any particular school? Is a small college better than a big one? Who actually does the teaching? Given that every college claims to have reinvented its career center, who should we actually believe? He asks the tough questions of college presidents and financial aid gatekeepers that parents don’t know (or are afraid) to ask and summarizes the research about what matters and what doesn’t. Finally, Lieber calmly walks families through the process of setting financial goals, explaining the system to their children and figuring out the right ways to save, borrow, and bargain for a better deal. The Price You Pay for College gives parents the clarity they need to make informed choices and helps restore the joy and wonder the college experience is supposed to represent.

Oregon Blue Book

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Author :
Publisher :
ISBN 13 :
Total Pages : 232 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Oregon Blue Book by : Oregon. Office of the Secretary of State

Download or read book Oregon Blue Book written by Oregon. Office of the Secretary of State and published by . This book was released on 1895 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Kansas Teacher

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Publisher :
ISBN 13 :
Total Pages : 384 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis The Kansas Teacher by :

Download or read book The Kansas Teacher written by and published by . This book was released on 1915 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Colleges That Change Lives

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Author :
Publisher : Penguin
ISBN 13 : 1101221348
Total Pages : 404 pages
Book Rating : 4.1/5 (12 download)

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Book Synopsis Colleges That Change Lives by : Loren Pope

Download or read book Colleges That Change Lives written by Loren Pope and published by Penguin. This book was released on 2006-07-25 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prospective college students and their parents have been relying on Loren Pope's expertise since 1995, when he published the first edition of this indispensable guide. This new edition profiles 41 colleges—all of which outdo the Ivies and research universities in producing performers, not only among A students but also among those who get Bs and Cs. Contents include: Evaluations of each school's program and "personality" Candid assessments by students, professors, and deans Information on the progress of graduates This new edition not only revisits schools listed in previous volumes to give readers a comprehensive assessment, it also addresses such issues as homeschooling, learning disabilities, and single-sex education.

College Entrance Game Plan

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Author :
Publisher : Clark College Funding Incorporated
ISBN 13 : 9780983194132
Total Pages : 250 pages
Book Rating : 4.1/5 (941 download)

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Book Synopsis College Entrance Game Plan by : Ryan Clark

Download or read book College Entrance Game Plan written by Ryan Clark and published by Clark College Funding Incorporated. This book was released on 2016-06-01 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Ultimate College Entrance Game Plan - A Comprehensive Guide to Collecting, Organizing, and Funding College from Middle School to High School. This handy book is your One-Stop-Shop for all your College Planning needs. Featuring checklist, timelines, & proven strategies for both students and parents. Attend the right college for the right price.

How to Appeal for More College Financial Aid

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Author :
Publisher : Independently Published
ISBN 13 : 9781793298447
Total Pages : 280 pages
Book Rating : 4.2/5 (984 download)

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Book Synopsis How to Appeal for More College Financial Aid by : Mark Kantrowitz

Download or read book How to Appeal for More College Financial Aid written by Mark Kantrowitz and published by Independently Published. This book was released on 2019-01-11 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: College financial aid is not like negotiating with a car dealership, where bluff and bluster will get you a bigger, better deal. Appealing for more financial aid depends on presenting the college financial aid office with adequate documentation of special circumstances that affect the family's ability to pay for college.This book provides a guide for students and their families on how to appeal for more financial aid for college and how to improve the likelihood of a successful appeal. This book also discusses techniques for increasing eligibility for need-based financial aid and merit aid.The topics covered by this book include corrections, updates, special circumstances, writing an effective financial aid appeal letter, adequate documentation, professional judgment adjustments, unusual circumstances, dependency overrides and the differences between the FAFSA and CSS Profile forms.

Higher Education Opportunity Act

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Author :
Publisher :
ISBN 13 :
Total Pages : 432 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Higher Education Opportunity Act by : United States

Download or read book Higher Education Opportunity Act written by United States and published by . This book was released on 2008 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt:

School's Gold: A Complete Guide to Funding a College Education

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Author :
Publisher : Grantian Network Inc
ISBN 13 : 161357004X
Total Pages : 48 pages
Book Rating : 4.6/5 (135 download)

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Book Synopsis School's Gold: A Complete Guide to Funding a College Education by : Grantian Network

Download or read book School's Gold: A Complete Guide to Funding a College Education written by Grantian Network and published by Grantian Network Inc. This book was released on 2011-01-26 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Filing the FAFSA

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Publisher : Edvisors Network, Inc.
ISBN 13 : 0991464621
Total Pages : 238 pages
Book Rating : 4.9/5 (914 download)

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Book Synopsis Filing the FAFSA by : Mark Kantrowitz

Download or read book Filing the FAFSA written by Mark Kantrowitz and published by Edvisors Network, Inc.. This book was released on 2014-01-31 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every year, more than 20 million students and parents file the Free Application for Federal Student Aid (FAFSA), the gateway to federal, state and school financial aid. Families often worry about making costly mistakes, but this step-by-step guide provides expert advice and insights to: · Maximize eligibility for student aid · Avoid common errors · Complete the form quickly, easily and accurately Praise for Filing the FAFSA: I found Filing the FAFSA to be an up-to-the-minute, accessible and readable resource for those with a keen interest in the current federal application for student financial aid. –Nancy Coolidge, Office of the President, University of California Families need a guide that breaks down the application form into logical sections. Filing the FAFSA is an important tool in removing some of the mystery surrounding the financial aid process. –Verna Hazen, Assistant Vice President and Director, Office of Financial Aid and Scholarships, Rochester Institute of Technology With the plethora of information on the subject of completing college financial applications, it’s reassuring to find a guide that students, parents and even guidance counselors can look to for useful and accurate information. –Carlos Adrian, Associate Director, Financial Aid Compliance, Office of Financial Aid and Scholarship Programs, Syracuse University As a long-time financial aid professional, I am always looking for helpful tools to assist families in understanding the sometimes overwhelming process of applying for student financial aid for college. Filing the FAFSA is a tool that successfully combines the presentation of detailed information with easy to follow flow charts and summary boxes to guide families through the application process. It is filled with helpful hints and is a valuable resource for families navigating the complicated world of financial aid. –Diane Stemper, Executive Director, Office of Enrollment Services, Student Financial Aid, Ohio State University