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Focus On Fees
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Download or read book Free to Focus written by Michael Hyatt and published by Baker Books. This book was released on 2019-04-09 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everyone gets 168 hours a week, but it never feels like enough, does it? Work gobbles up the lion's share--many professionals are working as much as 70 hours a week--leaving less and less for rest, exercise, family, and friends. You know, all those things that make life great. Most people think productivity is about finding or saving time. But it's not. It's about making our time work for us. Just imagine having free time again. It's not a pipe dream. In Free to Focus, New York Times bestselling author Michael Hyatt reveals to readers nine proven ways to win at work so they are finally free to succeed at the rest of life--their health, relationships, hobbies, and more. He helps readers redefine their goals, evaluate what's working, cut out the nonessentials, focus on the most important tasks, manage their time and energy, and build momentum for a lifetime of success.
Download or read book Land of the Fee written by Devin Fergus and published by Oxford University Press. This book was released on 2018-06-08 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.
Book Synopsis Your Money, Your Goals by : Consumer Financial Consumer Financial Protection Bureau
Download or read book Your Money, Your Goals written by Consumer Financial Consumer Financial Protection Bureau and published by Createspace Independent Publishing Platform. This book was released on 2015-03-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is "financial empowerment" and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals.
Book Synopsis The Charles Schwab Guide to Finances After Fifty by : Carrie Schwab-Pomerantz
Download or read book The Charles Schwab Guide to Finances After Fifty written by Carrie Schwab-Pomerantz and published by Crown Currency. This book was released on 2014-04-01 with total page 434 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.
Book Synopsis Mutual fund fees : additional disclosure could encourage price competition : report to congressional requesters by :
Download or read book Mutual fund fees : additional disclosure could encourage price competition : report to congressional requesters written by and published by DIANE Publishing. This book was released on with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis SEC Docket by : United States. Securities and Exchange Commission
Download or read book SEC Docket written by United States. Securities and Exchange Commission and published by . This book was released on 1996 with total page 1180 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Visitor Reactions to the Recreational Fee Demonstration Program by : Allen L. Lundgren
Download or read book Visitor Reactions to the Recreational Fee Demonstration Program written by Allen L. Lundgren and published by . This book was released on 1997 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Federal Register written by and published by . This book was released on 2013-03 with total page 284 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Focus Groups for the Social Science Researcher by : Jennifer Cyr
Download or read book Focus Groups for the Social Science Researcher written by Jennifer Cyr and published by Cambridge University Press. This book was released on 2019-03-28 with total page 145 pages. Available in PDF, EPUB and Kindle. Book excerpt: In highlighting the unique features of focus groups, Cyr explains how they can help social science researchers effectively answer certain research questions.
Book Synopsis Digital Business and Electronic Commerce by : Bernd W. Wirtz
Download or read book Digital Business and Electronic Commerce written by Bernd W. Wirtz and published by Springer Nature. This book was released on 2021-03-28 with total page 762 pages. Available in PDF, EPUB and Kindle. Book excerpt: This textbook introduces readers to digital business from a management standpoint. It provides an overview of the foundations of digital business with basics, activities and success factors, and an analytical view on user behavior. Dedicated chapters on mobile and social media present fundamental aspects, discuss applications and address key success factors. The Internet of Things (IoT) is subsequently introduced in the context of big data, cloud computing and connecting technologies, with a focus on industry 4.0, smart business services, smart homes and digital consumer applications, as well as artificial intelligence. The book then turns to digital business models in the B2C (business-to-consumer) and B2B (business-to-business) sectors. Building on the business model concepts, the book addresses digital business strategy, discussing the strategic digital business environment and digital business value activity systems (dVASs), as well as strategy development in the context of digital business. Special chapters explore the implications of strategy for digital marketing and digital procurement. Lastly, the book discusses the fundamentals of digital business technologies and security, and provides an outline of digital business implementation. A comprehensive case study on Google/Alphabet, explaining Google's organizational history, its integrated business model and its market environment, rounds out the book.
Author :United States. Congress. House. Committee on Science, Space, and Technology. Subcommittee on Investigations and Oversight Publisher : ISBN 13 : Total Pages :144 pages Book Rating :4.0/5 ( download)
Book Synopsis NASA's Midlife Crisis by : United States. Congress. House. Committee on Science, Space, and Technology. Subcommittee on Investigations and Oversight
Download or read book NASA's Midlife Crisis written by United States. Congress. House. Committee on Science, Space, and Technology. Subcommittee on Investigations and Oversight and published by . This book was released on 1991 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Introduction to Management by : John R. Schermerhorn
Download or read book Introduction to Management written by John R. Schermerhorn and published by John Wiley & Sons. This book was released on 2011 with total page 643 pages. Available in PDF, EPUB and Kindle. Book excerpt: Completely updated and revised, this eleventh edition arms managers with the business tools they’ll need to succeed. The text presents managerial concepts and theory related to the fundamentals of planning, leading, organising, and controlling with a strong emphasis on application. It offers new information on the changing nature of communication through technology. Focus is also placed on ethics to reflect the importance of this topic, especially with the current economic situation. This includes all new ethics boxes throughout the chapters. An updated discussion on the numerous legal law changes over the last few years is included as well. Managers will be able to think critically and make sound decisions using this text because the concepts are backed by many applications, exercises, and cases.
Book Synopsis Comparative assessment of forest revenue redistribution mechanisms in Cameroon: Lessons for REDD+ benefit sharing by : Samuel Assembe-Mvondo
Download or read book Comparative assessment of forest revenue redistribution mechanisms in Cameroon: Lessons for REDD+ benefit sharing written by Samuel Assembe-Mvondo and published by CIFOR. This book was released on 2015-10-11 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: Cameroon has long established legal mechanisms for the redistribution of forest and wildlife revenues from economic operations in logging and wildlife extraction to forest communities. This paper draws on a legal review and field data to assess the distribution of these revenues, with an emphasis on the socio-distributional aspects, to draw lessons for the future design and implementation of REDD+ benefit sharing in the country. Central to our analysis are four benefit sharing mechanisms – Annual Forest Fees, Council Forest Revenues, Wildlife Royalties, and Community Forest Revenues – created by the Cameroon government for supporting poverty reduction and local development in the communities living near and around forests. This study focuses on the implementation and outcomes of these mechanisms in four council areas, and assessed them using a 3E (effectiveness, efficiency and equity) lens.
Book Synopsis Philosophical Transactions and Collections to the End of the Year ..., Abridg'd and Dispos'd Under General Heads by :
Download or read book Philosophical Transactions and Collections to the End of the Year ..., Abridg'd and Dispos'd Under General Heads written by and published by . This book was released on 1731 with total page 726 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Fish and Wildlife Implementation Plan by :
Download or read book Fish and Wildlife Implementation Plan written by and published by . This book was released on 2003 with total page 642 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book 9th Circuit Update written by and published by . This book was released on 2003 with total page 230 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Philosophical Transactions and Collections to the End of the Year 1700; Abridg'd and Dispos'd Under General Heads... by : Royal Society (Great Britain)
Download or read book Philosophical Transactions and Collections to the End of the Year 1700; Abridg'd and Dispos'd Under General Heads... written by Royal Society (Great Britain) and published by . This book was released on 1700 with total page 726 pages. Available in PDF, EPUB and Kindle. Book excerpt:
