Financial Inclusion Of Street Vendors

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Financial Inclusion of Street vendors

Author : Aparna Samudra
Publisher : Mahi publication
ISBN 13 : 9391556116
Total Pages : 120 pages
Book Rating : 4.3/5 (915 download)

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Book Synopsis Financial Inclusion of Street vendors by : Aparna Samudra

Download or read book Financial Inclusion of Street vendors written by Aparna Samudra and published by Mahi publication . This book was released on 2022-02-21 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt: On the path of achieving inclusive growth and adhering to the Sustainable Development Goals 2030, which envisages inclusive and sustainable economic growth and decent work for all, the ground-level situation of this huge section of the informal sector in India needs to be mainstreamed into the economic policies. Studies estimate that 11% per cent of the urban workforce in India is engaged in street vending. The problems faced by these sellers are unique, as they struggle not only to make their ends meet by selling on the streets facing all vagaries of the whether but also many times are at the receiving end of the civic bodies and law enforcement agencies. The government in India has taken commendable initiatives to bring this informal sector into the formal financial sector through its financial inclusion. Pradhan Mantri Jan Dhan Yojana, the flagship financial inclusion scheme started by the Government in 2014 aims at assuring financial access to everyone without a bank account. The drive of financial inclusion does not stop just at opening an account but also aims to facilitate access to credit and micro insurance. This book will be good and resourceful reading for anyone interested to know about the global, national and regional status of the financial inclusion of street vendors and would initiate further discussions on the subject through the in-depth analysis of various critical issues covered in this book.

Financial Inclusion of the Marginalised

Author : Sharit K. Bhowmik
Publisher : Springer Science & Business Media
ISBN 13 : 8132215060
Total Pages : 154 pages
Book Rating : 4.1/5 (322 download)

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Book Synopsis Financial Inclusion of the Marginalised by : Sharit K. Bhowmik

Download or read book Financial Inclusion of the Marginalised written by Sharit K. Bhowmik and published by Springer Science & Business Media. This book was released on 2013-07-03 with total page 154 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is the product of a study conducted by the Tata Institute of Social Sciences (TISS) in collaboration with the United Nations Development Programme (UNDP) and Ministry of Urban Housing and Poverty Alleviation (MoHUPA). Its objective is to highlight some of the problems faced by street vendors in conducting their daily business and to examine how financial institutions, especially those in the banking sector, can include street vendors in their credit policies. Data was collected from 15 cities across the country. Not surprisingly, while issues such as public space utilisation have been deliberated upon at length, those concerning the nature of credit transactions and concurrently the financial inclusion of street vendors have scarcely received focussed attention. In the absence of formal credit, street vendors largely depend on loan sharks, who charge high interest rates ranging from 350% to 800% per annum. The problem of formal credit aside, another equally important factor is the inflexible attitude of the civic authorities towards street vending. Given their informal status, this is particularly apparent because they are forced to conduct business in the absence of legal protection, making them vulnerable to rent seeking by the authorities. The acceptance of the National Policy for Urban Street Vendors by a few states and the subsequent bill to protect the livelihood of street vendors should help them gain legitimacy and subsequently credit to run their businesses at proper rates. The book examines and analyses these issues.

Financial Inclusion in Emerging Markets

Author : Ananda S.
Publisher : Springer Nature
ISBN 13 : 9811626529
Total Pages : 343 pages
Book Rating : 4.8/5 (116 download)

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Book Synopsis Financial Inclusion in Emerging Markets by : Ananda S.

Download or read book Financial Inclusion in Emerging Markets written by Ananda S. and published by Springer Nature. This book was released on 2021-10-04 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Financial Inclusion - Viable Opportunities in India

Author :
Publisher : Ajay Garg
ISBN 13 : 8184659156
Total Pages : 136 pages
Book Rating : 4.1/5 (846 download)

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Book Synopsis Financial Inclusion - Viable Opportunities in India by :

Download or read book Financial Inclusion - Viable Opportunities in India written by and published by Ajay Garg. This book was released on with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Routledge Handbook of Exclusion, Inequality and Stigma in India

Author : NMP Verma
Publisher : Taylor & Francis
ISBN 13 : 1000096750
Total Pages : 427 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis The Routledge Handbook of Exclusion, Inequality and Stigma in India by : NMP Verma

Download or read book The Routledge Handbook of Exclusion, Inequality and Stigma in India written by NMP Verma and published by Taylor & Francis. This book was released on 2020-08-20 with total page 427 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook critically examines the three concepts of exclusion, inequality and stigma and their interrelationship in the Indian context. Divided into five parts, the volume deals with the issues of exclusion, inequality, gender discrimination, health and disability, and assault and violence. It discusses important topical themes such as caste and social exclusion in rural labour markets, impact of poverty and unemployment, discrimination in education and literacy, income inequality and financial inclusion, social security of street vendors, women social entrepreneurs, rural–urban digital divide, workplace inequality, women trafficking, acid attacks, inter-caste marriages, honour killings, health care and sanitation, discrimination faced by those with disabilities, and regional disparities in India. The book traces rising socio-economic inequality and discrimination along with the severe lack of access to resources and opportunities, redressal instruments, legal provisions and implementation challenges, while also looking at deep-rooted causes responsible for their persistence in society. With emphasis on affirmative action, systemic mechanisms, and the role of state and citizens in bridging gaps, the volume presents several policies and strategies for development. It combines wide-ranging empirical case studies backed by relevant theoretical frameworks to map out a new agenda for research on socio-economic inequality in India with important implications for public policy. Comprehensive and first of its kind, this handbook will serve as a key reference to scholars, researchers and teachers of exclusion and discrimination studies, social justice, political economy, sociology, anthropology, economics, political science, development studies, education and public administration. It will also be useful to policymakers, bureaucrats, civil society activists, non-governmental organisations and social entrepreneurs in the development sector, in addition to those interested in third world studies, developing economies and the global south.

Information and Communication Technologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst for ICT4D

Author : Petter Nielsen
Publisher : Springer
ISBN 13 : 303019115X
Total Pages : 461 pages
Book Rating : 4.0/5 (31 download)

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Book Synopsis Information and Communication Technologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst for ICT4D by : Petter Nielsen

Download or read book Information and Communication Technologies for Development. Strengthening Southern-Driven Cooperation as a Catalyst for ICT4D written by Petter Nielsen and published by Springer. This book was released on 2019-04-26 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: The two volumes IFIP AICT 551 and 552 constitute the refereed proceedings of the 15th IFIP WG 9.4 International Conference on Social Implications of Computers in Developing Countries, ICT4D 2019, held in Dar es Salaam, Tanzania, in May 2019. The 97 revised full papers and 2 short papers presented were carefully reviewed and selected from 185 submissions. The papers present a wide range of perspectives and disciplines including (but not limited to) public administration, entrepreneurship, business administration, information technology for development, information management systems, organization studies, philosophy, and management. They are organized in the following topical sections: communities, ICT-enabled networks, and development; digital platforms for development; ICT for displaced population and refugees. How it helps? How it hurts?; ICT4D for the indigenous, by the indigenous and of the indigenous; local technical papers; pushing the boundaries - new research methods, theory and philosophy in ICT4D; southern-driven human-computer interaction; sustainable ICT, informatics, education and learning in a turbulent world - "doing the safari way”.

20 Practice Sets for SBI Bank PO Prarhambhik Pariksha

Author : Disha Experts
Publisher : Disha Publications
ISBN 13 : 9387421961
Total Pages : 221 pages
Book Rating : 4.3/5 (874 download)

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Book Synopsis 20 Practice Sets for SBI Bank PO Prarhambhik Pariksha by : Disha Experts

Download or read book 20 Practice Sets for SBI Bank PO Prarhambhik Pariksha written by Disha Experts and published by Disha Publications. This book was released on with total page 221 pages. Available in PDF, EPUB and Kindle. Book excerpt: 20 Practice Sets for SBI Bank PO Prarhambhik Pariksha is written exclusively for the New pattern Prelim Exam being conducted by SBI for recruitment in PO in the SBI. The book provides Fully Solved 20 Practice Sets for the Preliminary Exam. Each Test contains all the 3 sections Reasoning Ability, Numerical Ability and English Language as per the latest pattern. This book will really help the students in developing the required Speed and Strike Rate, which will increase their final score in the exam.

SBI Bank PO Prarhambhik Pariksha 23 Practice Sets with 3 Online Tests 2nd Edition

Author : Disha Experts
Publisher : Disha Publications
ISBN 13 : 9389645832
Total Pages : 233 pages
Book Rating : 4.3/5 (896 download)

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Book Synopsis SBI Bank PO Prarhambhik Pariksha 23 Practice Sets with 3 Online Tests 2nd Edition by : Disha Experts

Download or read book SBI Bank PO Prarhambhik Pariksha 23 Practice Sets with 3 Online Tests 2nd Edition written by Disha Experts and published by Disha Publications. This book was released on 2020-02-04 with total page 233 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The State of Labour

Author : Sharit K. Bhowmik
Publisher : Routledge
ISBN 13 : 1317560027
Total Pages : 271 pages
Book Rating : 4.3/5 (175 download)

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Book Synopsis The State of Labour by : Sharit K. Bhowmik

Download or read book The State of Labour written by Sharit K. Bhowmik and published by Routledge. This book was released on 2014-08-07 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes the adverse effects of globalization and liberalization — acutely manifest in the increased financialization of capital and the concomitant global financial crisis of 2008–09 — on the labour force, especially in the developing countries. Drawing upon case studies from several countries including India, Columbia, Malawi, Brazil and Thailand, it highlights the worsening plight of working class as a whole and informal labour in particular. The essays examine issues such as down-sizing, lowering of wages, insecurity and erosion of labour rights, and show how labour is grappling with the situation. The volume critically re-assesses varied aspects of the growing informal sector: its dubious credential as an employment provider during crises; its non-adherence to internationally recognized standards of decent work; the problems and potential of workers' unions; and the need for a regulatory regime. It also discusses changes in the Indian labour market induced by business environment and technology as well as its future dynamics. Presenting a historical review of labour markets, the work explores the deregulation wave under the globalization of 1980s and the interactions between existing unstable asset markets and labour markets. The book will prove especially useful to students and scholars in economics, labour studies and sociology, and those engaged in public policy and governance.

Access to Financial Services

Author : Stijn Claessens
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 38 pages
Book Rating : 4./5 ( download)

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Book Synopsis Access to Financial Services by : Stijn Claessens

Download or read book Access to Financial Services written by Stijn Claessens and published by World Bank Publications. This book was released on 2005 with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper reviews the evidence on the importance of finance for economic well-being, provides data on the degree of use of basic financial services by households and firms across a sample of countries, assesses the desirability of more universal access, and overviews the macroeconomic, legal, and regulatory obstacles to access using general evidence and case studies. Although access to finance can be very beneficial, the data show that universal use is far from prevalent in many countries, especially developing countries. At the same time, universal access has generally not been a public policy objective and is surely not easily achievable in most countries.

Asia-Pacific Financial Inclusion Forum 2021

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292691910
Total Pages : 130 pages
Book Rating : 4.2/5 (926 download)

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Book Synopsis Asia-Pacific Financial Inclusion Forum 2021 by : Asian Development Bank

Download or read book Asia-Pacific Financial Inclusion Forum 2021 written by Asian Development Bank and published by Asian Development Bank. This book was released on 2021-12-01 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The coronavirus disease (COVID-19) pandemic has highlighted the vital role of financial inclusion in supporting resilience and economic recovery among the most vulnerable populations in Asia and the Pacific. This publication identifies financial inclusion priorities to stimulate economic recovery and explores the challenges and opportunities of accelerated digital transformation. It proposes recommendations to aid policy makers and regulators. The publication shares insights from the 2021 Asia-Pacific Financial Inclusion Forum, a policy initiative of the Asia-Pacific Economic Cooperation (APEC) Finance Ministers’ Process. It was prepared in collaboration with the APEC Business Advisory Council, the Asian Development Bank Institute, and the Foundation for Development Cooperation.

Spatial Justice, Contested Governance and Livelihood Challenges in Bangladesh

Author : Lutfun Nahar Lata
Publisher : Taylor & Francis
ISBN 13 : 1000848604
Total Pages : 143 pages
Book Rating : 4.0/5 (8 download)

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Book Synopsis Spatial Justice, Contested Governance and Livelihood Challenges in Bangladesh by : Lutfun Nahar Lata

Download or read book Spatial Justice, Contested Governance and Livelihood Challenges in Bangladesh written by Lutfun Nahar Lata and published by Taylor & Francis. This book was released on 2023-03-09 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyses the key livelihood and governance challenges that the urban poor experience while navigating public spaces in Dhaka, Bangladesh. Using data collected through extensive fieldwork in Bangladesh, the book contributes to the emerging scholarship of resilient cities, gendered space, spatial justice, and poverty in cities of the Global South. The book assesses the everyday politics of survival for the urban poor; how the poor negotiate different levels of formal and informal modes of power and governance; and the dynamics of gender. It explores how tenuous counter-spaces are created when these factors combine to provide a valuable framework for work in other urban contexts in the Global South beyond Bangladesh. Using cross-disciplinary perspectives, this book investigates the issues of human development, urban governance, urban planning and the gendered nature of urban space to outline how these issues enable or constrain poor people’s livelihood practices and their rights to be in the city. Exploring debates surrounding placemaking and inclusive cities and their connection to poor people’s livelihoods, this book will be of interest to scholars in the field of Sociology, Development Studies, Planning, Geography and Anthropology.

Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era

Author : Ole?ski, Jozef
Publisher : IGI Global
ISBN 13 : 1799897621
Total Pages : 426 pages
Book Rating : 4.7/5 (998 download)

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Book Synopsis Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era by : Ole?ski, Jozef

Download or read book Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era written by Ole?ski, Jozef and published by IGI Global. This book was released on 2023-08-18 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: The COVID-19 pandemic intensifies underlying structural obstacles and systemic inefficiencies. However, it also provokes the accelerated adoption of innovations made possible by the already growing technological development, before being accompanied by necessary institutional and systemic adjustments. This leads to multidimensional crises, while also opening new socio-economic challenges and prospects globally. The Handbook of Research on Socio-Economic Sustainability in the Post-Pandemic Era engages global aspects of the crisis by means of standard and innovative economic policies at the national and international level. It confronts the challenges facing businesses and reveals models of effective transformations and strategies in the present circumstances. The book further investigates individual and collective societal challenges in light of sustaining our constantly upgrading humanitarian values in the 21st century. Covering topics such as fiscal adjustment measures, sustainable marketing, and state-society relations, this major reference work is a dynamic resource for government officials, sociologists, economists, business leaders, human resource managers, libraries, students and faculty of higher education, researchers, and academicians.

Natural Resources Management and Sustainable Livelihoods in the Mountainous Region

Author : Praveen Kumar Rai
Publisher : Springer Nature
ISBN 13 : 9819721008
Total Pages : 342 pages
Book Rating : 4.8/5 (197 download)

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Book Synopsis Natural Resources Management and Sustainable Livelihoods in the Mountainous Region by : Praveen Kumar Rai

Download or read book Natural Resources Management and Sustainable Livelihoods in the Mountainous Region written by Praveen Kumar Rai and published by Springer Nature. This book was released on with total page 342 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Women Entrepreneurship Policy

Author : Léo-Paul Dana
Publisher : Springer Nature
ISBN 13 : 9819736072
Total Pages : 283 pages
Book Rating : 4.8/5 (197 download)

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Book Synopsis Women Entrepreneurship Policy by : Léo-Paul Dana

Download or read book Women Entrepreneurship Policy written by Léo-Paul Dana and published by Springer Nature. This book was released on with total page 283 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Strategies and Applications of Islamic Entrepreneurship

Author : Rafiki, Ahmad
Publisher : IGI Global
ISBN 13 : 1668475219
Total Pages : 333 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Strategies and Applications of Islamic Entrepreneurship by : Rafiki, Ahmad

Download or read book Strategies and Applications of Islamic Entrepreneurship written by Rafiki, Ahmad and published by IGI Global. This book was released on 2023-09-25 with total page 333 pages. Available in PDF, EPUB and Kindle. Book excerpt: As many countries are now looking for alternative ways of doing business with a focus on preserving ethics, morals, and values, it is important to understand and consider Islamic business. Islamic business, management, and entrepreneurship are topics that are discussed by many scholars; however, researchers in some countries have yet to comprehensively understand and implement current models, strategies, and applications. Strategies and Applications of Islamic Entrepreneurship considers all aspects of Islamic business, management, and entrepreneurship. The book also provides the best practices and challenges of implementing Islamic business models. Covering key topics such as Islamic marketing, Islamic business environments, and Muslim countries, this premier reference source is ideal for managers, business owners, policymakers, industry professionals, researchers, academicians, scholars, instructors, and students.

Extending Financial Inclusion in Africa

Author : Daniel Makina
Publisher : Academic Press
ISBN 13 : 0128142030
Total Pages : 344 pages
Book Rating : 4.1/5 (281 download)

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Book Synopsis Extending Financial Inclusion in Africa by : Daniel Makina

Download or read book Extending Financial Inclusion in Africa written by Daniel Makina and published by Academic Press. This book was released on 2019-06-09 with total page 344 pages. Available in PDF, EPUB and Kindle. Book excerpt: Extending Financial Inclusion in Africa unveils the genesis and transformation of Africa's financial sector and its ability to provide finance for all. Contributors of the Book traverse the whole spectrum of African financial systems, examining their depth and breadth and empirically evaluating their appropriateness and effectiveness to achieve inclusive financial services. - Explores the evolution of the financial sector in Africa from the pre-colonial to post-colonial era - Investigates the financial inclusion–economic growth nexus - Explores the role of financial regulation and governance in either enhancing or limiting financial inclusion - Evaluates unintended consequences of financial inclusion, including over-indebtedness and increased propensity to spend - Assesses cross-sectional evidence on the link between financial inclusion and technological developments such as the internet and mobile technology