Microfinance and Poverty Alleviation

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Author :
Publisher : Routledge
ISBN 13 : 1317762592
Total Pages : 321 pages
Book Rating : 4.3/5 (177 download)

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Book Synopsis Microfinance and Poverty Alleviation by : Ben Quinones

Download or read book Microfinance and Poverty Alleviation written by Ben Quinones and published by Routledge. This book was released on 2014-02-04 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands.

Research Anthology on Microfinance Services and Roles in Social Progress

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Author :
Publisher : IGI Global
ISBN 13 : 1668475537
Total Pages : 711 pages
Book Rating : 4.6/5 (684 download)

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Book Synopsis Research Anthology on Microfinance Services and Roles in Social Progress by : Management Association, Information Resources

Download or read book Research Anthology on Microfinance Services and Roles in Social Progress written by Management Association, Information Resources and published by IGI Global. This book was released on 2022-09-23 with total page 711 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance has emerged as a growing field as more businesses discover the benefits and opportunities it provides. To ensure that microfinance is utilized appropriately, further study on the best practices and difficulties is required. The Research Anthology on Microfinance Services and Roles in Social Progress considers the ways in which microfinance can be utilized to achieve social progress as well as the challenges and opportunities of this area. Covering key topics such as income, small businesses, entrepreneurship, and credit, this major reference work is ideal for industry professionals, government officials, computer scientists, entrepreneurs, business owners, managers, policymakers, researchers, scholars, practitioners, instructors, and students.

Microfinance in Africa

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Author :
Publisher :
ISBN 13 :
Total Pages : 220 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Microfinance in Africa by : S. Rajagopalan

Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

International Journal of Applied Sciences: Current and Future Research Trends (IJASCFRT)

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Author :
Publisher : Maia Mantskava
ISBN 13 :
Total Pages : 156 pages
Book Rating : 4./5 ( download)

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Book Synopsis International Journal of Applied Sciences: Current and Future Research Trends (IJASCFRT) by :

Download or read book International Journal of Applied Sciences: Current and Future Research Trends (IJASCFRT) written by and published by Maia Mantskava. This book was released on 2021-12-31 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Microfinance Institutions

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Author :
Publisher : Springer
ISBN 13 : 113739966X
Total Pages : 329 pages
Book Rating : 4.1/5 (373 download)

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Book Synopsis Microfinance Institutions by : R. Mersland

Download or read book Microfinance Institutions written by R. Mersland and published by Springer. This book was released on 2015-12-11 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.

Financial Literacy and its Effect on Loan Repayment Performance. The Case of Weltane Ambo Saccos Union of West Shoa Zone, Oromia Regional State, Ethiopia

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Author :
Publisher : GRIN Verlag
ISBN 13 : 3346422259
Total Pages : 103 pages
Book Rating : 4.3/5 (464 download)

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Book Synopsis Financial Literacy and its Effect on Loan Repayment Performance. The Case of Weltane Ambo Saccos Union of West Shoa Zone, Oromia Regional State, Ethiopia by : Dereje Girma

Download or read book Financial Literacy and its Effect on Loan Repayment Performance. The Case of Weltane Ambo Saccos Union of West Shoa Zone, Oromia Regional State, Ethiopia written by Dereje Girma and published by GRIN Verlag. This book was released on 2021-06-16 with total page 103 pages. Available in PDF, EPUB and Kindle. Book excerpt: Master's Thesis from the year 2021 in the subject Economics - Finance, , language: English, abstract: The main objective of the study was to assess the effect of financial literacy on loan repayment performance in case of Weltane Ambo SACCOs Union. The specific objectives will include to examine the effect of financial budgeting literacy on loan repayment in the study area, to evaluate the effect of debt management literacy on loan repayment in the study area, to examine effect of finance literacy on loan repayment in the study area and to assess the current loan repayment status of WASACCOsU. The study has several significances, for the SACCOs in identifying effect of financial literacy on loan repayment performance and for the members to understand about their financial knowledge on their saving and loan repayment. For others the project findings and recommendation may be helpful for further research. The study will be important to the academicians and researchers who can use it as a springboard for other researches/studies. It gives guide lines for policy makers, SACCOs and stakeholders about existing financial literacy and its effect on loan repayment performance. It helps institutions to use as inputs for preparing training for their employees and members of the society.

Food Yams

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Publisher :
ISBN 13 : 9789781311000
Total Pages : 249 pages
Book Rating : 4.3/5 (11 download)

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Book Synopsis Food Yams by : Gabriel C. Orkwor

Download or read book Food Yams written by Gabriel C. Orkwor and published by . This book was released on 1998 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Rural Finance in Ethiopia

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Publisher :
ISBN 13 :
Total Pages : 156 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Rural Finance in Ethiopia by : Assefa Admassie

Download or read book Rural Finance in Ethiopia written by Assefa Admassie and published by . This book was released on 2005 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Triangle of Microfinance

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Author :
Publisher : Intl Food Policy Res Inst
ISBN 13 : 080187226X
Total Pages : 426 pages
Book Rating : 4.8/5 (18 download)

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Book Synopsis The Triangle of Microfinance by : Manfred Zeller

Download or read book The Triangle of Microfinance written by Manfred Zeller and published by Intl Food Policy Res Inst. This book was released on 2002-01-01 with total page 426 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.

Contemporary Financial Intermediation

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Publisher : Academic Press
ISBN 13 : 0124059341
Total Pages : 492 pages
Book Rating : 4.1/5 (24 download)

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Book Synopsis Contemporary Financial Intermediation by : Stuart I. Greenbaum

Download or read book Contemporary Financial Intermediation written by Stuart I. Greenbaum and published by Academic Press. This book was released on 2019-05-14 with total page 492 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contemporary Financial Intermediation, 4th Edition by Greenbaum, Thakor, and Boot continues to offer a distinctive approach to the study of financial markets and institutions by presenting an integrated portrait that puts information and economic reasoning at the core. Instead of primarily naming and describing markets, regulations, and institutions as is common, Contemporary Financial Intermediation explores the subtlety, plasticity and fragility of financial institutions and credit markets. In this new edition every chapter has been updated and pedagogical supplements have been enhanced. For the financial sector, the best preprofessional training explains the reasons why markets, institutions, and regulators evolve they do, why we suffer recurring financial crises occur and how we typically react to them. Our textbook demands more in terms of quantitative skills and analysis, but its ability to teach about the forces shaping the financial world is unmatched. - Updates and expands a legacy title in a valuable field - Holds a prominent position in a growing portfolio of finance textbooks - Teaches tactics on how to recognize and forecast fluctuations in financial markets

Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis

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Author :
Publisher : International Monetary Fund
ISBN 13 : 1513576518
Total Pages : 85 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis by : Luc Eyraud

Download or read book Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis written by Luc Eyraud and published by International Monetary Fund. This book was released on 2021-06-08 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sub-Saharan African countries are facing an unprecedented health and economic crisis that is likely to severely hurt credit quality and raise non-performing loans from already high levels. Banks have a critical role to play not only during the crisis by providing temporarily relief to businesses and households, but also during the recovery by supporting economic activity and facilitating the structural transformations engaged by the pandemic.

Gender Dimensions of Investment Climate Reform

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Publisher : World Bank Publications
ISBN 13 : 0821380982
Total Pages : 262 pages
Book Rating : 4.8/5 (213 download)

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Book Synopsis Gender Dimensions of Investment Climate Reform by : Sevi Simavi

Download or read book Gender Dimensions of Investment Climate Reform written by Sevi Simavi and published by World Bank Publications. This book was released on 2010-01-06 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: The economic empowerment of women is increasingly seen as one of the most important forces behind economic growth and the fight against poverty. Indeed, women's economic participation in an economy as entrepreneurs, employees, and leaders is recognized as a measure of a country's dynamism and viability. 'Gender Dimensions of Investment Climate Reform' provides fresh solutions to common issues that women entrepreneurs face. It presents actionable, replicable, and scalable tools for promoting gender-sensitive investment climate reforms that would benefit both women and men. The book enables development practitioners and policy makers who are not gender specialists to diagnose gender issues in an investment climate; design creative and practical solutions and recommendations for addressing gender constraints; and monitor and evaluate the implementation of those recommendations.

Improving the availability and effectiveness of rural and “Micro” finance for small-scale irrigation in Sub-Saharan Africa

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Author :
Publisher : International Water Management Institute (IWMI)
ISBN 13 : 9290908769
Total Pages : 50 pages
Book Rating : 4.2/5 (99 download)

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Book Synopsis Improving the availability and effectiveness of rural and “Micro” finance for small-scale irrigation in Sub-Saharan Africa by : Merrey, D. J.

Download or read book Improving the availability and effectiveness of rural and “Micro” finance for small-scale irrigation in Sub-Saharan Africa written by Merrey, D. J. and published by International Water Management Institute (IWMI). This book was released on 2018-12-15 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Microfinance, Risk Management and Poverty

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Author :
Publisher :
ISBN 13 : 9781888753219
Total Pages : 115 pages
Book Rating : 4.7/5 (532 download)

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Book Synopsis Microfinance, Risk Management and Poverty by : Jennefer Sebstad

Download or read book Microfinance, Risk Management and Poverty written by Jennefer Sebstad and published by . This book was released on 2001 with total page 115 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance

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Author :
Publisher : United Nations Publications
ISBN 13 : 9789211302752
Total Pages : 114 pages
Book Rating : 4.3/5 (27 download)

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Book Synopsis Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance by :

Download or read book Women's Control Over Economic Resources and Access to Financial Resources, Including Microfinance written by and published by United Nations Publications. This book was released on 2009 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ensuring women's economic empowerment and access to and control over resources requires an integrated approach to growth and development, focused on gender-responsive employment promotion and informed by the interdependency between economic and social development. Social objectives need to be incorporated into economic policies. Economic growth strategies should give attention to the real economy and focus on creating a gender-sensitive macroeconomic environment, full employment and decent work, access to land, property and other productive resources as well as financial services, and full coverage of social protection measures. The Survey outlines a number of concrete recommendations in these critical areas, which if adopted, will facilitate women's equitable access to and control over economic and financial resources.

Finance at the Frontier

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Author :
Publisher : World Bank Publications
ISBN 13 :
Total Pages : 460 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Finance at the Frontier by : Von Pischke, J. D.

Download or read book Finance at the Frontier written by Von Pischke, J. D. and published by World Bank Publications. This book was released on 1991 with total page 460 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book suggests how good loans can be made to individuals and firms at the 'frontier'. This frontier is not geographic, but market based. On one side are those parts of the legitimate economy that are not usually considered creditworthy by formal financial institutions, and on the other are the generally more prosperous entities that do have access to formal finance. Good loans are loans that are repaid according to the terms agreed on when they were issued. It examines how lending at the frontier can be remunerative to commercial banks, development banks and other development finance agencies that retail credit and assume credit risk. Remunerative lending is important because most lenders, regardless of their ownership and institutional form, tend to avoid activities that are not attractive. Unremunerative lending is transitory, unstable, and not robust in the face of adversity. Credit markets function poorly when lenders are not adequately rewarded. Experience at the frontier clearly indicates that weak financial institutions do not do a good job serving society in general and firms and individuals at the frontier in particular. This book is intended for readers interested in the relationship between finance and development at the firm and household levels and in the use of credit by individuals in low-income countries.

Financial Performance and Outreach

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Author :
Publisher : World Bank Publications
ISBN 13 : 0601241630
Total Pages : 51 pages
Book Rating : 4.6/5 (12 download)

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Book Synopsis Financial Performance and Outreach by : Robert J. Cull

Download or read book Financial Performance and Outreach written by Robert J. Cull and published by World Bank Publications. This book was released on 2006 with total page 51 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks. Profitability, though, is at the heart of the promise that microfinance can deliver poverty reduction while not relying on ongoing subsidy. The authors examine why this promise remains unmet for most institutions. Using a data set with unusually high quality financial information on 124 institutions in 49 countries, they explore the patterns of profitability, loan repayment, and cost reduction. The authors find that institutional design and orientation matter substantially. Lenders that do not use group-based methods to overcome incentive problems experience weaker portfolio quality and lower profit rates when interest rates are raised substantially. For these individual-based lenders, one key to achieving profitability is investing more heavily in staff costs-a finding consistent with the economics of information but contrary to the conventional wisdom that profitability is largely a function of minimizing cost.