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Facing The Foreclosure Crisis In Greater Cleveland
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Author :United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity Publisher : ISBN 13 : Total Pages :544 pages Book Rating :4.0/5 ( download)
Book Synopsis Foreclosure Problems and Solutions by : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Download or read book Foreclosure Problems and Solutions written by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity and published by . This book was released on 2008 with total page 544 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Local Look at the National Foreclosure Crisis by : United States. Congress. Joint Economic Committee
Download or read book A Local Look at the National Foreclosure Crisis written by United States. Congress. Joint Economic Committee and published by . This book was released on 2007 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The New American Suburb by : Katrin B. Anacker
Download or read book The New American Suburb written by Katrin B. Anacker and published by Routledge. This book was released on 2016-03-03 with total page 310 pages. Available in PDF, EPUB and Kindle. Book excerpt: The majority of Americans live in suburbs and until about a decade or so ago, most suburbs had been assumed to be non-Hispanic White, affluent, and without problems. However, recent data have shown that there are changing trends among U.S. suburbs. This book provides timely analyses of current suburban issues by utilizing recently published data from the 2010 Census and American Community Survey to address key themes including suburban poverty; racial and ethnic change and suburban decline; suburban foreclosures; and suburban policy.
Author :United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy Publisher : ISBN 13 : Total Pages :164 pages Book Rating :4.:/5 (318 download)
Book Synopsis Examining Local Efforts to Address the Continuing Foreclosure Crisis by : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Download or read book Examining Local Efforts to Address the Continuing Foreclosure Crisis written by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy and published by . This book was released on 2011 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Applying Research to Policy Issues in Distressed Housing Markets: Data-Driven Decision Making by : Firschein, Joseph
Download or read book Applying Research to Policy Issues in Distressed Housing Markets: Data-Driven Decision Making written by Firschein, Joseph and published by Federal Reserve Bank of Cleveland. This book was released on 2015-06-01 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt: A compilation of research published by the Federal Reserve Bank of Cleveland on housing markets experiencing foreclosure and/or a large number of vacant properties which sheds light on a wide range of housing markets. It provides possible policy solutions applicable to both regional and national policy discussions.
Book Synopsis Decision Science for Housing and Community Development by : Michael P. Johnson
Download or read book Decision Science for Housing and Community Development written by Michael P. Johnson and published by John Wiley & Sons. This book was released on 2015-09-28 with total page 416 pages. Available in PDF, EPUB and Kindle. Book excerpt: A multidisciplinary approach to problem-solving in community-based organizations using decision models and operations research applications A comprehensive treatment of public-sector operations research and management science, Decision Science for Housing and Community Development: Localized and Evidence-Based Responses to Distressed Housing and Blighted Communities addresses critical problems in urban housing and community development through a diverse set of decision models and applications. The book represents a bridge between theory and practice and is a source of collaboration between decision and data scientists and planners, advocates, and community practitioners. The book is motivated by the needs of community-based organizations to respond to neighborhood economic and social distress, represented by foreclosed, abandoned, and blighted housing, through community organizing, service provision, and local development. The book emphasizes analytic approaches that increase the ability of local practitioners to act quickly, thoughtfully, and effectively. By doing so, practitioners can design and implement responses that reflect stakeholder values associated with healthy and sustainable communities; that benefit from increased organizational capacity for evidence-based responses; and that result in solutions that represent improvements over the status quo according to multiple social outcome measures. Featuring quantitative and qualitative analytic methods as well as prescriptive and exploratory decision modeling, the book also includes: Discussions of the principles of decision theory and descriptive analysis to describe ways to identify and quantify values and objectives for community development Mathematical programming applications for real-world problem solving in foreclosed housing acquisition and redevelopment Applications of case studies and community-engaged research principles to analytics and decision modeling Decision Science for Housing and Community Development: Localized and Evidence-Based Responses to Distressed Housing and Blighted Communities is an ideal textbook for upper-undergraduate and graduate-level courses in decision models and applications; humanitarian logistics; nonprofit operations management; urban operations research; public economics; performance management; urban studies; public policy; urban and regional planning; and systems design and optimization. The book is also an excellent reference for academics, researchers, and practitioners in operations research, management science, operations management, systems engineering, policy analysis, city planning, and data analytics.
Book Synopsis Collateral Damages by : Meredith Greif
Download or read book Collateral Damages written by Meredith Greif and published by Russell Sage Foundation. This book was released on 2022-06-23 with total page 197 pages. Available in PDF, EPUB and Kindle. Book excerpt: Changes in federal housing policies over the past several decades shifted the primary responsibility for providing low-income renters with affordable housing from the government to private landlords. Federal, state, and local governments have passed laws to ensure that low-income renters are protected from illicit landlording practices. Yet we know little about how private landlords experience local housing regulations. In Collateral Damages, sociologist Meredith Greif examines how local laws affect private landlords and whether tenants are, in fact, being adequately protected. For three years, Greif followed sixty private landlords serving low- and moderate-income residents in the Cleveland, Ohio, metropolitan area to better understand how local regulations, such as criminal activity nuisance ordinances (CANOs) and local water billing regulations, affect their landlording practices. CANOs are intended to protect communities by discouraging criminal activity on private properties. Property owners can face financial and criminal sanctions if they do not abate nuisance activities, which can include littering, noise, drug use, and calls for police assistance, including calls for domestic violence. Local water billing regulations hold landlords responsible for delinquent water bills, even in cases where the account is registered in the tenant’s name. Greif finds that such laws often increase landlords’ sense of “financial precarity” – the real or perceived uncertainty that their business is financially unsustainable – by holding them responsible for behavior they feel is out of their control. Feelings of financial uncertainty led some landlords to use illegitimate business practices against their tenants, including harassment, oversurveillance, poor property upkeep, and illegal evictions. And to avoid to financial penalties associated with CANOs and delinquent water bills, some landlords engage in discriminatory screening of vulnerable potential tenants who are unemployed or have histories of domestic violence or drug use. In this sense, by promoting a sense of financial insecurity among landlords, laws meant to protect renters ultimately had the opposite effect. While some landlords, particularly those who rented a larger number of units, were able to operate their businesses both lawfully and profitably, the majority could not. Greif offers practical recommendations to address the concerns of small- and mid-sized landlords, such as regular meetings that bring landlords and local authorities together to engage in constructive dialogue about local housing policy, issues, and concerns. She also proposes policy recommendations to protect renters, such as establishing the right to counsel for lower-income tenants in eviction hearings and enacting a federal renter’s tax credit. Collateral Damages is an enlightening investigation on how local laws and practices perpetuate disadvantage among marginalized populations and communities, in ways that are hidden and often unintended.
Book Synopsis Critical Praxis and the Social Imaginary for Sustainable Food Systems by : Max Stephenson
Download or read book Critical Praxis and the Social Imaginary for Sustainable Food Systems written by Max Stephenson and published by Frontiers Media SA. This book was released on 2024-09-26 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: Scholarship and high-level diplomatic reports alike, including that of the Intergovernmental Panel on Climate Change, 2021, have highlighted the negative material and bodily inequities of our globalized industrial food system, one that is fuelled by a hegemonic politics of food access and availability. The effects of industrialized food systems on public health, human rights, food sovereignty, ecological sustainability for land and water, as well as for climate change are increasingly obvious. These ongoing challenges, along with the COVID-19 pandemic, have exacerbated existing social, economic, and political inequalities and vulnerabilities and placed them in the spotlight. The crisis in the Ukraine has also underscored how connected global industrialized food systems are to nation state geopolitical interests, international alliances, trade relations, and conflicts. The current industrialized resource-intensive food system has persisted because of a complex set of power relations, despite its continuing and deepening social, ecological, and cultural costs.
Book Synopsis Good Kids, Bad City by : Kyle Swenson
Download or read book Good Kids, Bad City written by Kyle Swenson and published by Picador. This book was released on 2019-02-12 with total page 195 pages. Available in PDF, EPUB and Kindle. Book excerpt: From award-winning investigative journalist Kyle Swenson, Good Kids, Bad City is the true story of the longest wrongful imprisonment in the United States to end in exoneration, and a critical social and political history of Cleveland, the city that convicted them. In the early 1970s, three African-American men—Wiley Bridgeman, Kwame Ajamu, and Rickey Jackson—were accused and convicted of the brutal robbery and murder of a man outside of a convenience store in Cleveland, Ohio. The prosecution’s case, which resulted in a combined 106 years in prison for the three men, rested on the more-than-questionable testimony of a pre-teen, Ed Vernon. The actual murderer was never found. Almost four decades later, Vernon recanted his testimony, and Wiley, Kwame, and Rickey were released. But while their exoneration may have ended one of American history’s most disgraceful miscarriages of justice, the corruption and decay of the city responsible for their imprisonment remain on trial. Interweaving the dramatic details of the case with Cleveland’s history—one that, to this day, is fraught with systemic discrimination and racial tension—Swenson reveals how this outrage occurred and why. Good Kids, Bad City is a work of astonishing empathy and insight: an immersive exploration of race in America, the struggling Midwest, and how lost lives can be recovered.
Book Synopsis Lending Power by : Howard E. Covington Jr.
Download or read book Lending Power written by Howard E. Covington Jr. and published by Duke University Press. This book was released on 2017-10-19 with total page 203 pages. Available in PDF, EPUB and Kindle. Book excerpt: Established by Martin Eakes and Bonnie Wright in North Carolina in 1980, the nonprofit Center for Community Self-Help has grown from an innovative financial institution dedicated to civil rights into the nation's largest home lender to low- and moderate-income borrowers. Self-Help's first capital campaign—a bake sale that raised a meager seventy-seven dollars for a credit union—may not have done much to fulfill the organization's early goals of promoting worker-owned businesses, but it was a crucial first step toward wielding inclusive lending as a weapon for economic justice. In Lending Power journalist and historian Howard E. Covington Jr. narrates the compelling story of Self-Help's founders and coworkers as they built a progressive and community-oriented financial institution. First established to assist workers displaced by closed furniture and textile mills, Self-Help created a credit union that expanded into providing home loans for those on the margins of the financial market, especially people of color and single mothers. Using its own lending record, Self-Help convinced commercial banks to follow suit, extending its influence well beyond North Carolina. In 1999 its efforts led to the first state law against predatory lending. A decade later, as the Great Recession ravaged the nation's economy, its legislative victories helped influence the Dodd-Frank Wall Street Reform and Consumer Protection Act and the formation of the Consumer Financial Protection Bureau. Self-Help also created a federally chartered credit union to expand to California and later to Illinois and Florida, where it assisted ailing community-based credit unions and financial institutions. Throughout its history, Self-Help has never wavered from its mission to use Dr. Martin Luther King Jr.'s vision of justice to extend economic opportunity to the nation's unbanked and underserved citizens. With nearly two billion dollars in assets, Self-Help also shows that such a model for nonprofits can be financially successful while serving the greater good. At a time when calls for economic justice are growing ever louder, Lending Power shows how hard-working and dedicated people can help improve their communities.
Author :United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy Publisher : ISBN 13 : Total Pages :324 pages Book Rating :4.0/5 ( download)
Book Synopsis Foreclosures at the Front Step of the Federal Reserve Bank of Cleveland by : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Download or read book Foreclosures at the Front Step of the Federal Reserve Bank of Cleveland written by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy and published by . This book was released on 2008 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Fighting Foreclosure by : John A. Fliter
Download or read book Fighting Foreclosure written by John A. Fliter and published by University Press of Kansas. This book was released on 2012-09-05 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the depths of the Great Depression, when foreclosure rates skyrocketed across the United States, more than two dozen states passed mortgage-extension or -adjustment laws to help farmers and homeowners keep their properties. One such statute in Minnesota led to the most important property law case of its time and still casts a long shadow upon constitutional debates and our own era's severe economic downturn. Fighting Foreclosure marks the first book-length study of the landmark 1934 Supreme Court decision in Home Building and Loan Association v. Blaisdell, which, by a 5-4 vote, upheld the Minnesota Mortgage Moratorium Act. On the one hand, Blaisdell validated efforts by states to offer legislative relief to citizens struggling to keep their farms and homes. On the other, it caused an outcry among banking interests and conservative legal theorists, who argued that these laws violated the Contract Clause of the Constitution and interfered with our free market system. In his majority opinion, Chief Justice Charles Evans Hughes argued that the reasonable and limited nature of the law and the unusual severity of the emergency it addressed placed it firmly within the "police powers" of the states to protect the health and safety of the people. In a strongly worded dissent, Justice George Sutherland argued for a consistent and strict interpretation of the Contract Clause regardless of economic exigency. John Fliter and Derek Hoff provide a concise history and analysis of not only this landmark case and the reasoning behind its sharply divided decision but also of the entire history of the Contract Clause. They trace closely the agricultural crisis, political pressures, and farmer-protest movement that produced the Minnesota law. And their study contributes to scholarly debate about the origins of the Constitutional Revolution of 1937, by which the Supreme Court accepted the New Deal, as well as to public debates about constitutional interpretation and the role that government should play in providing relief to distressed citizens. In the midst of our nation's ongoing suffering from massive foreclosures and bankruptcies, Fighting Foreclosure also offers a potent reminder that the High Court's decisions often revolve around lives at risk as much as abstract legal debates.
Book Synopsis Surrogate Suburbs by : Todd M. Michney
Download or read book Surrogate Suburbs written by Todd M. Michney and published by UNC Press Books. This book was released on 2017-02-08 with total page 351 pages. Available in PDF, EPUB and Kindle. Book excerpt: The story of white flight and the neglect of Black urban neighborhoods has been well told by urban historians in recent decades. Yet much of this scholarship has downplayed Black agency and tended to portray African Americans as victims of structural forces beyond their control. In this history of Cleveland's Black middle class, Todd Michney uncovers the creative ways that members of this nascent community established footholds in areas outside the overcrowded, inner-city neighborhoods to which most African Americans were consigned. In asserting their right to these outer-city spaces, African Americans appealed to city officials, allied with politically progressive whites (notably Jewish activists), and relied upon both Black and white developers and real estate agents to expand these "surrogate suburbs" and maintain their livability until the bona fide suburbs became more accessible. By tracking the trajectories of those who, in spite of racism, were able to succeed, Michney offers a valuable counterweight to histories that have focused on racial conflict and Black poverty and tells the neglected story of the Black middle class in America's cities prior to the 1960s.
Book Synopsis The Color of Law: A Forgotten History of How Our Government Segregated America by : Richard Rothstein
Download or read book The Color of Law: A Forgotten History of How Our Government Segregated America written by Richard Rothstein and published by Liveright Publishing. This book was released on 2017-05-02 with total page 243 pages. Available in PDF, EPUB and Kindle. Book excerpt: New York Times Bestseller • Notable Book of the Year • Editors' Choice Selection One of Bill Gates’ “Amazing Books” of the Year One of Publishers Weekly’s 10 Best Books of the Year Longlisted for the National Book Award for Nonfiction An NPR Best Book of the Year Winner of the Hillman Prize for Nonfiction Gold Winner • California Book Award (Nonfiction) Finalist • Los Angeles Times Book Prize (History) Finalist • Brooklyn Public Library Literary Prize This “powerful and disturbing history” exposes how American governments deliberately imposed racial segregation on metropolitan areas nationwide (New York Times Book Review). Widely heralded as a “masterful” (Washington Post) and “essential” (Slate) history of the modern American metropolis, Richard Rothstein’s The Color of Law offers “the most forceful argument ever published on how federal, state, and local governments gave rise to and reinforced neighborhood segregation” (William Julius Wilson). Exploding the myth of de facto segregation arising from private prejudice or the unintended consequences of economic forces, Rothstein describes how the American government systematically imposed residential segregation: with undisguised racial zoning; public housing that purposefully segregated previously mixed communities; subsidies for builders to create whites-only suburbs; tax exemptions for institutions that enforced segregation; and support for violent resistance to African Americans in white neighborhoods. A groundbreaking, “virtually indispensable” study that has already transformed our understanding of twentieth-century urban history (Chicago Daily Observer), The Color of Law forces us to face the obligation to remedy our unconstitutional past.
Book Synopsis Regional Resilience in the Face of Foreclosures by : Todd Swanstrom
Download or read book Regional Resilience in the Face of Foreclosures written by Todd Swanstrom and published by . This book was released on 2009 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Ctivities of the Committee on Oversight and Government Reform..., January 2, 2009, 110-2 House Report 110-930, * by :
Download or read book A Ctivities of the Committee on Oversight and Government Reform..., January 2, 2009, 110-2 House Report 110-930, * written by and published by . This book was released on 2009 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Congressional Record by : United States. Congress
Download or read book Congressional Record written by United States. Congress and published by . This book was released on 1971 with total page 1346 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)
