Effects of Information Technology on Financial Services Systems

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Publisher :
ISBN 13 :
Total Pages : 36 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Effects of Information Technology on Financial Services Systems by :

Download or read book Effects of Information Technology on Financial Services Systems written by and published by . This book was released on 1984 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Effects of Information Technology on Financial Services Systems

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Publisher : DIANE Publishing
ISBN 13 : 1428923675
Total Pages : 280 pages
Book Rating : 4.4/5 (289 download)

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Book Synopsis Effects of Information Technology on Financial Services Systems by :

Download or read book Effects of Information Technology on Financial Services Systems written by and published by DIANE Publishing. This book was released on 1985 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Effects of Information Technology on Financial Services Systems

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Author :
Publisher :
ISBN 13 :
Total Pages : 98 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Effects of Information Technology on Financial Services Systems by : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs

Download or read book Effects of Information Technology on Financial Services Systems written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs and published by . This book was released on 1984 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance

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Publisher : International Monetary Fund
ISBN 13 : 1589063953
Total Pages : 35 pages
Book Rating : 4.5/5 (89 download)

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Book Synopsis Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by : El Bachir Boukherouaa

Download or read book Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance written by El Bachir Boukherouaa and published by International Monetary Fund. This book was released on 2021-10-22 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.

Does IT Help?

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Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.:/5 (132 download)

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Book Synopsis Does IT Help? by : Toni Ahnert

Download or read book Does IT Help? written by Toni Ahnert and published by . This book was released on 2022 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This paper provides novel evidence on the importance of information technology (IT) in banking for entrepreneurship. To guide our analysis, we build a parsimonious model of bank screening and lending. The model predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We empirically show that job creation by young firms is stronger in US counties that are more exposed to IT-intensive banks. Consistent with a strengthened collateral channel, entrepreneurship increases by more in IT-exposed counties when house prices rise. Regressions at the bank level further show that banks' IT adoption makes credit supply more responsive to changes in local house prices, and reduces the importance of geographical distance between borrowers and lenders. These results suggest that IT adoption in the financial sector can increase dynamism by improving startups' access to finance."--Abstract.

Information Technology in the Service Society

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Publisher : National Academies Press
ISBN 13 : 0309048761
Total Pages : 286 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Information Technology in the Service Society by : National Research Council

Download or read book Information Technology in the Service Society written by National Research Council and published by National Academies Press. This book was released on 1994-02-01 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt: Information technology has been touted as a boon for productivity, but measuring the benefits has been difficult. This volume examines what macroeconomic data do and do not show about the impact of information technology on service-sector productivity. This book assesses the ways in which different service firms have selected and implemented information technology, examining the impact of different management actions and styles on the perceived benefits of information technology in services.

Digital Transformation in Financial Services

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Publisher : Springer
ISBN 13 : 3319669451
Total Pages : 242 pages
Book Rating : 4.3/5 (196 download)

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Book Synopsis Digital Transformation in Financial Services by : Claudio Scardovi

Download or read book Digital Transformation in Financial Services written by Claudio Scardovi and published by Springer. This book was released on 2017-09-04 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book analyzes the set of forces driving the global financial system toward a period of radical transformation and explores the transformational challenges that lie ahead for global and regional or local banks and other financial intermediaries. It is explained how these challenges derive from the newly emerging post-crisis structure of the market and from shadow and digital players across all banking operations. Detailed attention is focused on the impacts of digitalization on the main functions of the financial system, and particularly the banking sector. The author elaborates how an alternative model of banking will enable banks to predict, understand, navigate, and change the external ecosystem in which they compete. The five critical components of this model are data and information mastering; effective use of applied analytics; interconnectivity and “junction playing”; development of new business solutions; and trust and credibility assurance. The analysis is supported by a number of informative case studies. The book will be of interest especially to top and middle managers and employees of banks and financial institutions but also to FinTech players and their advisers and others.

List of Publications

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Publisher :
ISBN 13 :
Total Pages : 70 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis List of Publications by : United States. Congress. Office of Technology Assessment

Download or read book List of Publications written by United States. Congress. Office of Technology Assessment and published by . This book was released on 1984 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Technological Change, Financial Innovation, and Diffusion in Banking

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Publisher : DIANE Publishing
ISBN 13 : 1437928730
Total Pages : 33 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Technological Change, Financial Innovation, and Diffusion in Banking by : W. Scott Frame

Download or read book Technological Change, Financial Innovation, and Diffusion in Banking written by W. Scott Frame and published by DIANE Publishing. This book was released on 2010-08 with total page 33 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses the technological change and financial innovation that commercial banking has experienced during the past 25 years. Describes the role of the financial system in economies and how technological change and financial innovation can improve social welfare. Surveys the literature relating to several specific financial innovations, which are new products or services, production processes, or organizational forms. The past quarter century has been a period of substantial change in terms of banking products, services, and production technologies. Moreover, while much effort has been devoted to understanding the characteristics of users and adopters of financial innovations, we still know little about how and why financial innovations are initially developed.

Assessment activities

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Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.M/5 ( download)

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Book Synopsis Assessment activities by : United States. Congress. Office of Technology Assessment

Download or read book Assessment activities written by United States. Congress. Office of Technology Assessment and published by . This book was released on 19?? with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:

What OTA is, what OTA does, how OTA works

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Publisher :
ISBN 13 :
Total Pages : 20 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis What OTA is, what OTA does, how OTA works by : United States. Congress. Office of Technology Assessment

Download or read book What OTA is, what OTA does, how OTA works written by United States. Congress. Office of Technology Assessment and published by . This book was released on 1986 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Information Technology R&D

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Publisher :
ISBN 13 :
Total Pages : 356 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Information Technology R&D by :

Download or read book Information Technology R&D written by and published by . This book was released on 1985 with total page 356 pages. Available in PDF, EPUB and Kindle. Book excerpt:

OTA Publications

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Publisher :
ISBN 13 :
Total Pages : 48 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis OTA Publications by : United States. Congress. Office of Technology Assessment

Download or read book OTA Publications written by United States. Congress. Office of Technology Assessment and published by . This book was released on 1990 with total page 48 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Stay Competitive in the Digital Age: The Future of Banks

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Publisher : International Monetary Fund
ISBN 13 : 1513570056
Total Pages : 42 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Stay Competitive in the Digital Age: The Future of Banks by : MissEstelle X Liu

Download or read book Stay Competitive in the Digital Age: The Future of Banks written by MissEstelle X Liu and published by International Monetary Fund. This book was released on 2021-02-19 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: The latest advancement in financial technology has posed unprecedented challenges for incumbent banks. This paper analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital advancement in banks. The analysis shows that the traditionally leading role of banks in advancing financial technology has diminished in recent years, and suggests that onoing efforts to catch up to the digital frontier could lead to a more concentrated banking industry, as smaller and less tech-savvy banks struggle to survive. Cross-country evidence has suggested that banks in high-income economies appear to have been the digital leaders, likely benefiting from a sound digital infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind in the coming years in adopting newer technologies due to entrenched consumer behavior favoring older technologies, less active fintech and bigtech companies, and weak bank balance sheets.

Fintech

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Publisher : International Monetary Fund
ISBN 13 : 1498321860
Total Pages : 73 pages
Book Rating : 4.4/5 (983 download)

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Book Synopsis Fintech by : International Monetary Fund

Download or read book Fintech written by International Monetary Fund and published by International Monetary Fund. This book was released on 2019-06-27 with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: The paper finds that while there are important regional and national differences, countries are broadly embracing the opportunities of fintech to boost economic growth and inclusion, while balancing risks to stability and integrity.

Annual Report to the Congress for ...

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Publisher :
ISBN 13 :
Total Pages : 532 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Annual Report to the Congress for ... by : United States. Congress. Office of Technology Assessment

Download or read book Annual Report to the Congress for ... written by United States. Congress. Office of Technology Assessment and published by . This book was released on 1981 with total page 532 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Economics of Information Technology

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Publisher : Cambridge University Press
ISBN 13 : 1139456725
Total Pages : 114 pages
Book Rating : 4.1/5 (394 download)

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Book Synopsis The Economics of Information Technology by : Hal R. Varian

Download or read book The Economics of Information Technology written by Hal R. Varian and published by Cambridge University Press. This book was released on 2004-12-23 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Economics of Information Technology is a concise and accessible review of some of the important economic factors affecting information technology industries. These industries are characterized by high fixed costs and low marginal costs of production, large switching costs for users, and strong network effects. These factors combine to produce some unique behavior. The book consists of two parts. In the first part, Professor Varian outlines the basic economics of these industries. In the second part, Professors Farrell and Shapiro describe the impact of these factors on competition policy. The clarity of the analysis and exposition makes this an ideal introduction for undergraduate and graduate students in economics, business strategy, law and related areas.