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Dont Let Lifes Waves Wash Away Your Retirement Create Sustainable Income
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Book Synopsis Don't Let Life's Waves Wash Away Your Retirement - Create Sustainable Income by : Milton D Flanagan
Download or read book Don't Let Life's Waves Wash Away Your Retirement - Create Sustainable Income written by Milton D Flanagan and published by Milton D Flanagan. This book was released on 2022-09-01 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Concerned about having consistent income in retirement? This book provides practical ways and incites to create income that just might help your income last a lifetime.
Book Synopsis The Buckets of Money Retirement Solution by : Raymond J. Lucia
Download or read book The Buckets of Money Retirement Solution written by Raymond J. Lucia and published by John Wiley & Sons. This book was released on 2010-07-20 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Investors, shell-shocked by the "Great Recession" of 2008-2009, are looking for answers, for something fresher than the old 'buy-and-hold' mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. Ray Lucia's The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just that—a reassuring and scientifically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner who's helped thousands of people invest more than $2 billion, explains how to spend down 'safe' buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds. Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. "All in all," Lucia writes, "this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy that’s also growth-oriented." Almost every kind of investment—stocks, bonds, commodities, real estate—plunged in the past year or two, turning off millions of investors who'd been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions ... something fresher than the old 'buy-and-hold' mantra. Yet here's what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement ... remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors' fees but doesn't protect the investors' assets during the tough times.
Download or read book Income for Life written by Joseph DiSalvo and published by . This book was released on 2020-04 with total page 170 pages. Available in PDF, EPUB and Kindle. Book excerpt: The most important thing you can do as a retiree, or if you are thinking about retirement, is to develop a well-educated retirement and income plan. Even with the risks of market volatility, longevity, taxes, and unforeseen costs, a correct understanding of how to develop an investment and income strategy can help you face your future with confidence. Income for Life is your guide to converting your retirement savings to income. Drawing on forty years of combined experience in wealth management, Joseph DiSalvo and Marie Madarasz give you a straightforward education in the basics, along with practical exercises, to make sure you're prepared for retirement: from setting goals and budgets, to mitigating risk, ensuring steady and predictable income, how best to seek professional help, and more. Your retirement awaits. Learn to plan for your income in retirement today, and be prepared for whatever tomorrow brings.
Download or read book Retirement Boom written by Jeff Carter and published by . This book was released on 2015-03-17 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Book Retirement Boom(tm) outlines specific action steps Baby Boomers can take Planning their Retirement Income, withdrawing from their Retirement Savings creating a sustainable income that they cannot outlive and explores the Key Retirement Income Risks and how to manage these risks. Upon completion of reading Retirement Boom(tm) , Boomers should have the knowledge necessary to engage in planning their retirement income strategy giving them a road map and peace of mind needed to live a financially secure retirement. Here's a Couple of Things You're Going to Learn Reading Retirement Boom(tm)1) How to Protect Your Savings from Stock Market Meltdowns2) Learn a smarter, safer and more effective way to achieve guaranteed retirement income3) What is a Retirement Income Plan - You will learn how to lay out the steps that will improve your life, regardless of how much or little you have saved for your retirement4) How to Maximize your Social Security Retirement Benefit - You will learn claiming strategies that will maximize your retirement income benefit5) And Much MoreFor 25 years, Jeff Carter has helped pre-retirees and retirees navigate the road of retirement income planning. His clients include retirees of IBM, GM, AT&T, GE, Honeywell, and Century Link, just to mention a few.Jeff, a Retirement Income Certified Professional (RICP), is trained to structure effective retirement income plans, mitigate risks to the plan, and create a sustainable stream of income to last throughout retirement.Readers will be challenged by this book to break away from old ways of thinking and negative thoughts that hold back many from achieving their ultimate goal, living a financially secure retirement. Let's get started....it's time to begin planning the longest vacation of your life!To learn more about the book Retirement Boom(tm) visit http://RetirementBoom.org
Book Synopsis Your Retirement Income Blueprint - 3rd Edition by : Daryl Diamond
Download or read book Your Retirement Income Blueprint - 3rd Edition written by Daryl Diamond and published by . This book was released on 2019-04-25 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book gives you the blueprint for creating sustainable income in retirement, making the most out of the assets you've taken a lifetime to accumulate, and building a strong financial foundation for your lifetime. If you are approaching the end of your working life or recently retired, you are probably anxious about your finances. How can you afford to retire, let alone enjoy your retirement in years to come? How can you ensure you won't outlive your money? Questions about retirement finances are now more urgent and worrisome than ever as the Baby Boomer generation retires in droves and economic conditions remain uncertain. Historically low interest rates, significant changes to the Canada Pension Plan, and rising government debt in the face of skyrocketing demand for medical care - all point to tough times ahead for retirees. Your Retirement Income Blueprint provides the plan you need to build a financially secure retirement, offering proven strategies that show you how to: Combine government and personal sources of income most efficiently Determine which assets to use first and which to defer Preserve government benefits and entitlements that are often needlessly wasted or lost Create results that are more survivor- and estate-friendly than traditional approaches Greatly reduce taxes on retirement income and your estate Live the lifestyle you want in retirement, and enjoy peace of mind knowing that your money will last as long as you do.
Book Synopsis Retirement Income Strategy If Financial Planning Is Not Enough by : Retirement Reimagination Academy
Download or read book Retirement Income Strategy If Financial Planning Is Not Enough written by Retirement Reimagination Academy and published by . This book was released on 2019-09-17 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you want to learn how to generate a passive income stream so you can live your retirement dreams, then keep reading ... Did you know: Experts say that people need a nest egg of $1 million to get them through a 30-year retirement. A staggering 57% of Americans have less than $1,000 in their accounts. ⅓ of the baby-boomer generation has absolutely no money in their savings account. Retirement should be a time to live your dreams. After a lifetime of working a 9-5 job, you are finally free to do the things that you want to do. You might want to travel the world, or spend time with your loved ones, or maybe just relax in the sunshine and take each day as it comes. Sadly enough the first question that pops up is, How much will this dream life cost? There is no magic number. $1 million used to be the amount you needed to be assured a comfortable retirement. But according to Dave Ramsey, one of America's most trusted financial experts, this amount might not even be enough to provide you with the retirement you desire. GOBankingRates go even further and say that $1million could easily be wiped out in just twelve years. Don't panic! It can be overwhelming to imagine how much money a quality retirement costs. Especially if you, like most Americans, don't have anywhere near this figure in your savings account. But you don't need to worry. The internet provides a wealth of opportunities to create a passive income that can pay for the retirement that you want, and even allow you to leave a legacy that can give your loved ones a helping hand in following their dreams too. If you are willing to change your perspective and embrace this new chapter of your life with an open mind, you can start earning money from the comfort of your own home. Through the internet anything is possible! Age is absolutely not a barrier between you and your dream life. It�s rather an advantage. No matter how old you are, you can leverage the internet to your benefit, and start earning money to pay for your retirement. In this book, "Retirement Income Strategy If Financial Planning Is Not Enough", you will discover: The number one saving hack for your worry free retirement The best way to plan for the future and put your affairs in order, so that you and your family can breathe easy, no matter what happens Five ways to turn this three-figure sum into an amount that will make you crush it in retirement How to turn your passion into your profession The secrets to traveling the world without breaking the bank and how to turn your life into a holiday How to turn the unused space in your home into dollar bills How to visualise your ideal retirement and then create a plan to realise it The best method to calculate the amount that you need to retire The 3 most important websites to market yourself And much, much more. The number one trap that especially Seniors may fall into is thinking that creating a passive income through the internet is complicated and requires high-level computer skills. It's natural that you feel overwhelmed by all the possibilities the internet offers for making money. Yet, this book teaches you that EVERYONE can create a passive income stream online. It doesn't matter how old you are. Through an easy-to-read, step-by-step guide you will discover how you can turn your retirement dreams into reality in no time. If you want to live the dream in your retirement, scroll up and click the "Add to Cart" button right now.
Book Synopsis Retire Cheap, Live Large by : EJ. Essic
Download or read book Retire Cheap, Live Large written by EJ. Essic and published by Createspace Independent Publishing Platform. This book was released on 2011-07-28 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will give you tons of valuable information on how to retire no matter what your financial status is, and the inspiration to go ahead and do it. Whether you have plenty of money, or find yourself limited by money or health, this is the book to read if you want to learn how to create your perfect retirement life. It covers the 10 key areas of a joyful, bountiful and successful retirement life: Financial, Physical, Emotional, Mental, Spiritual, Social, Travel, Learning, Giving, and Happiness. These areas have been shown through extensive research to be the critical ones for people who want to make the "beyond work" years the very best of their entire lives. Dr. Essic has written Retire Cheap, Live Large based on the latest current research about aging and retirement, interviews with retired folks who are living their dreams, and her on personal retirement experiences. You will find up-to-date information on how to develop a good budget, and how to save money on almost everything you purchase, from groceries and goods to discounted or free travel, as well as ways to save on things like housing, utilities, medical bills and healthy exercise options. You will even get some interesting ideas on earning more money that you may choose to explore. Retirement is the beginning of a new chapter in your life. To be successful, most people have to figure out how to create a new identity as a "retired person." Often, folks find themselves at a loss to know how to develop a healthy plan for this new life, which includes not only how to arrange your spending to get the most out of the money you have available, but also how to develop a healthy nutrition and exercise plan that will help you live years longer at your peak, as well as exploring each of the other key areas and why you will want to do so. This book offers lots of ideas and options for how you can continue to develop and enhance your mental abilities, emotional, spiritual and social life for yourself, and exercises that will guide you step by step in the creation of your own personalized specific retirement plan, the basis of your awesome new life in retirement.
Book Synopsis Don't Leave Work Without It by : Zhou Wang
Download or read book Don't Leave Work Without It written by Zhou Wang and published by CreateSpace. This book was released on 2015-05-08 with total page 206 pages. Available in PDF, EPUB and Kindle. Book excerpt: Use Warren Buffett's retirement income strategy Create an investment plan for 30 years Create tax-FREE income from your IRA Before you stop working full time, create your Retirement Income Insurance plan. Insure that you will have enough to afford to live the way you want to for the rest of your life. Maximize your family Social Security benefits. Develop tax-FREE income so you can avoid future income tax hikes. Execute low-cost income sources. Use the strategy Warren Buffett specified for his family. Today you can make sure you are protected by creating retirement income 'insurance.' You need to enter the last 30 years of your life knowing how you are going to manage it financially. You need a realistic and flexible plan. Two-thirds of pre-retirees don't have a clue. We are on our own. Financial advisors want wealthy clients only. Defined-benefit pensions are gone. You are lucky if your employer matched some of your contributions to a self-directed retirement plan (401k, etc.). Now you alone must decide how much and where to invest your funds for your future security. Broker/advisor fees can take up to 30% of your nest egg for their help.
Book Synopsis Securing a Retirement Income for Life by : Bill Griffith, Jr.
Download or read book Securing a Retirement Income for Life written by Bill Griffith, Jr. and published by W E Griffith Publications. This book was released on 2006 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: How much you need to finance your retirement depends on how well you want to live and the expected length of your retirement life. Do you want to maintain or increase your standard of living? Do you want to start a new business, provide financial help to family members or engage in a new hobby or activity? How much you need to accumulate depends on the lifestyle you envision. Securing a Retirement Income for Life will show you how much you need to accumulate to provide a retirement income for life and how to implement the very best strategies for managing, protecting and preserving your wealth. The interactive nature of this new book will show you how to go about planning to meet your retirement needs and objectives and how best to prepare for uncertainties when the future is unknown. For many people, retirement may represent the longest stage of their life. It is a time when they can look forward to a whole new range of exciting challenges and activities - to experience their own vision - with the same passion, excitement and sense of accomplishment they had during the first part of their life. Along with a much longer life, however, comes more complex and much more expensive financial challenges. This book will help you prepare for the many challenges and uncertainties that lie ahead as you approach retirement and during your retirement years, such as the potential risk of outliving your money. The shift away from defined benefit plans to defined contribution plans is a trend that has revolutionized retirement planning by placing more of the responsibility for saving on the individual. Since fewer retirees in the future can expect to receive a steady stream of income from employer provided defined benefit plans, individuals will have to rely more on their own resources for a much higher percentage of their retirement income. According to author and Certified Financial Planner practitioner, Bill Griffith, Jr., CFP, "people are faced with having to make serious decisions about how to manage their company retirement plan, how much to contribute, how to invest their money and what to do with their vested balance after they retire." "They need to have a plan based on clear and accurate information to help them make decisions about when to retire, how long they can expect to live in retirement, how much they need to accumulate and how to manage their funds throughout their retirement years." The investment needed to finance retirement depends on an accurate forecast of expenditures and rate of return assumptions well into the future. The uncertainty of traditional return assumptions and rising healthcare costs are both significant risks in retirement and can have a tremendous impact on retirement savings and security. Decisions about when to retire, how long you can expect to live in retirement and how much you need to accumulate are complicated by an ever changing set of circumstances. Throughout this book, the author emphasizes a process-driven approach for facing these and other critical issues in retirement. You will learn about the proper methods for managing retirement funds and how to protect against the risk of funding long-term liabilities. Meeting financial obligations through an investment-based approach is only one part of the process. Securing a Retirement Income for Life will show you how to use a combination of methods to assure that your retirement income will last for life.
Book Synopsis Don't Go Broke in Retirement by : Steven G. Vernon
Download or read book Don't Go Broke in Retirement written by Steven G. Vernon and published by . This book was released on 2020 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Save BETTER! written by D. J. Whiteside and published by . This book was released on 2015-04-09 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt: Building your fortune doesn't always have to be about making the most amount of money or saving away every cent you earn. Sometimes something as simple where and how you save your money can mean the difference between retiring with thousands of dollars versus millions of dollars! That's exactly what this book will do for you. Save BETTER! will help teach you those little-known secrets that you can start putting to use right away to rapidly start accelerating your wealth accumulation. For example: Did you know that by simply saving your money in a tax-sheltered savings account like a 401(k), the average person could save 33% more for retirement each year!! That's not all. Did you know that its possible to structure your savings accounts in such a way that you wouldn't have to pay any U.S. Federal taxes when you retire? In Save BETTER! you'll learn about: How massively effective compounding returns are when it comes to building your wealth. Just how much you're really missing out on if you're not getting your full 401(k) employer match. When a Roth or Traditional style plan really can be better than the other. Different side income activities you could be doing to easily earn extra money. More tax-efficient places to stash your money beyond a 401(k) or IRA. Give yourself the opportunity to retire early. How to think differently by about money altogether. ... and many other money saving tips! Don't just wish you were better at money management. Take action right away! Get your copy of Save BETTER! today and find out how you can get started!
Download or read book Backpacker written by and published by . This book was released on 2007-09 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Backpacker brings the outdoors straight to the reader's doorstep, inspiring and enabling them to go more places and enjoy nature more often. The authority on active adventure, Backpacker is the world's first GPS-enabled magazine, and the only magazine whose editors personally test the hiking trails, camping gear, and survival tips they publish. Backpacker's Editors' Choice Awards, an industry honor recognizing design, feature and product innovation, has become the gold standard against which all other outdoor-industry awards are measured.
Download or read book Backpacker written by and published by . This book was released on 2007-09 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Backpacker brings the outdoors straight to the reader's doorstep, inspiring and enabling them to go more places and enjoy nature more often. The authority on active adventure, Backpacker is the world's first GPS-enabled magazine, and the only magazine whose editors personally test the hiking trails, camping gear, and survival tips they publish. Backpacker's Editors' Choice Awards, an industry honor recognizing design, feature and product innovation, has become the gold standard against which all other outdoor-industry awards are measured.
Book Synopsis Confessions of a Recovering Environmentalist and Other Essays by : Paul Kingsnorth
Download or read book Confessions of a Recovering Environmentalist and Other Essays written by Paul Kingsnorth and published by Graywolf Press. This book was released on 2017-08-01 with total page 297 pages. Available in PDF, EPUB and Kindle. Book excerpt: A provocative and urgent essay collection that asks how we can live with hope in “an age of ecocide” Paul Kingsnorth was once an activist—an ardent environmentalist. He fought against rampant development and the depredations of a corporate world that seemed hell-bent on ignoring a looming climate crisis in its relentless pursuit of profit. But as the environmental movement began to focus on “sustainability” rather than the defense of wild places for their own sake and as global conditions worsened, he grew disenchanted with the movement that he once embraced. He gave up what he saw as the false hope that residents of the First World would ever make the kind of sacrifices that might avert the severe consequences of climate change. Full of grief and fury as well as passionate, lyrical evocations of nature and the wild, Confessions of a Recovering Environmentalist gathers the wave-making essays that have charted the change in Kingsnorth’s thinking. In them he articulates a new vision that he calls “dark ecology,” which stands firmly in opposition to the belief that technology can save us, and he argues for a renewed balance between the human and nonhuman worlds. This iconoclastic, fearless, and ultimately hopeful book, which includes the much-discussed “Uncivilization” manifesto, asks hard questions about how we’ve lived and how we should live.
Book Synopsis MONEY Master the Game by : Anthony Robbins
Download or read book MONEY Master the Game written by Anthony Robbins and published by Simon and Schuster. This book was released on 2016-03-29 with total page 688 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Bibliography found online at tonyrobbins.com/masterthegame"--Page [643].
Book Synopsis Shock Waves by : Stephane Hallegatte
Download or read book Shock Waves written by Stephane Hallegatte and published by World Bank Publications. This book was released on 2015-11-23 with total page 227 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ending poverty and stabilizing climate change will be two unprecedented global achievements and two major steps toward sustainable development. But the two objectives cannot be considered in isolation: they need to be jointly tackled through an integrated strategy. This report brings together those two objectives and explores how they can more easily be achieved if considered together. It examines the potential impact of climate change and climate policies on poverty reduction. It also provides guidance on how to create a “win-win†? situation so that climate change policies contribute to poverty reduction and poverty-reduction policies contribute to climate change mitigation and resilience building. The key finding of the report is that climate change represents a significant obstacle to the sustained eradication of poverty, but future impacts on poverty are determined by policy choices: rapid, inclusive, and climate-informed development can prevent most short-term impacts whereas immediate pro-poor, emissions-reduction policies can drastically limit long-term ones.
Book Synopsis Speaking of Faith by : Krista Tippett
Download or read book Speaking of Faith written by Krista Tippett and published by Penguin. This book was released on 2008-01-29 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: A thought-provoking, original appraisal of the meaning of religion by the host of public radio's On Being Krista Tippett, widely becoming known as the Bill Moyers of radio, is one of the country's most intelligent and insightful commentators on religion, ethics, and the human spirit. With this book, she draws on her own life story and her intimate conversations with both ordinary and famous figures, including Elie Wiesel, Karen Armstrong, and Thich Nhat Hanh, to explore complex subjects like science, love, virtue, and violence within the context of spirituality and everyday life. Her way of speaking about the mysteries of life-and of listening with care to those who endeavor to understand those mysteries--is nothing short of revolutionary.
