Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
Disruptive Fintech
Download Disruptive Fintech full books in PDF, epub, and Kindle. Read online Disruptive Fintech ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Book Synopsis FinTech as a Disruptive Technology for Financial Institutions by : Rafay, Abdul
Download or read book FinTech as a Disruptive Technology for Financial Institutions written by Rafay, Abdul and published by IGI Global. This book was released on 2019-01-18 with total page 302 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial institutions are tasked with keeping businesses of all sizes financially sounds while also providing accessible banking options to everyday individuals. Fintech, or financial technology, is an emerging disruptive technology in financial transaction that will change banking behavior for stakeholders and enable better traceability of funds against specific assets. FinTech as a Disruptive Technology for Financial Institutions is an essential reference source that discusses applications of FinTech in financial institutions in small, medium, and large businesses and through cultural and religious filters. Featuring research on topics such as machine learning, market development, crypto-currency, financial security, blockchain, and financial technology, this book is ideally designed for bankers, business managers, economists, computer scientists, academicians, researchers, financial professionals, and students.
Book Synopsis Disruptive Fintech by : James Deitch
Download or read book Disruptive Fintech written by James Deitch and published by de Gruyter. This book was released on 2020 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using over 100 interviews with thought leading CEOs, this book discusses how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models.
Book Synopsis The Disruptive Impact of FinTech on Retirement Systems by : Julie Agnew
Download or read book The Disruptive Impact of FinTech on Retirement Systems written by Julie Agnew and published by . This book was released on 2019-08-22 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many people need help planning for retirement, saving, investing, and decumulating their assets, yet financial advice is often complex, potentially conflicted, and expensive. The advent of computerized financial advice offers huge promise to make accessible a more coherent approach tofinancial management, one that takes into account not only clients' financial assets but also human capital, home values, and retirement pensions. Robo-advisors, or automated on-line services that use computer algorithms to provide financial advice and manage customers' investment portfolios, havethe potential to transform retirement systems and peoples' approach to retirement planning.This volume offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.
Download or read book Disrupting Finance written by Theo Lynn and published by Springer. This book was released on 2018-12-06 with total page 194 pages. Available in PDF, EPUB and Kindle. Book excerpt: This open access Pivot demonstrates how a variety of technologies act as innovation catalysts within the banking and financial services sector. Traditional banks and financial services are under increasing competition from global IT companies such as Google, Apple, Amazon and PayPal whilst facing pressure from investors to reduce costs, increase agility and improve customer retention. Technologies such as blockchain, cloud computing, mobile technologies, big data analytics and social media therefore have perhaps more potential in this industry and area of business than any other. This book defines a fintech ecosystem for the 21st century, providing a state-of-the art review of current literature, suggesting avenues for new research and offering perspectives from business, technology and industry.
Book Synopsis Disruptive Fintech by : James Deitch
Download or read book Disruptive Fintech written by James Deitch and published by Walter de Gruyter GmbH & Co KG. This book was released on 2019-12-16 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Throughout history, innovators have disrupted existing financial services norms to change the landscape of the marketplace. Disruptive Fintech briefly traces fractional reserves, the creation of bank currency that traded at a premium to bullion value, central bank regulation, securitization of assets and loans, the current state of digital currency and electronic payments. The author then looks toward the future of fintech and the forces of disruption that will change the landscape of financial life as we know it. Using over 100 interviews with thought leading CEOs, this book develops a methodology to identify financial services that are ripe for innovation and discusses how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models. The book discusses How to relate historical innovations and disruptions in financial services to the current landscape How to follow a process to identify the threats facing incumbent processes and businesses, and how innovative thinking can be used as a disruptive weapon to attack incumbents and create effective new fintech models How many fintech innovations will be constructed by re-arranging or re-purposing existing core processes In this insightful book, author James Deitch, CPA CMB, argues that some of today’s high-flying fintech innovators will flourish, but many may perish as the fire of innovation consumes those fintechs that are slow to monetize their promises.
Download or read book FinTech written by Parag Y Arjunwadkar and published by CRC Press. This book was released on 2018-04-17 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everything that we know about the world of finance is changing before us. Innovation is happening constantly, despite the protests of the traditional financial industry. With all the new technology that we have today, it is almost mind-blowing to think about the kind of technology that we will have in another ten years or so. The change is going to keep coming, the only thing we can do is get on board with it. This book introduces the basics of FinTech and equips readers with the knowledge to get on the cutting edge of age we live in today.
Book Synopsis Disruptive Technology in Banking and Finance by : Timothy King
Download or read book Disruptive Technology in Banking and Finance written by Timothy King and published by . This book was released on 2021 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This great new book offers valuable and timely insights on FinTech from various vantage points. Written by a cohort of distinguished academics and practitioners, the reader is treated to constructive analysis and presentation of developments in the field of FinTech and its potential impact on financial services, and banks in particular, as well as the economy and society at large. Anyone interested in the origins and meaning of FinTech and how it has emerged as a disruptive though arguably positive influence from a competition perspective will enjoy reading this book. Apart from the incredible opportunities afforded by FinTech, this book examines the potential for both old and new risks to arise, and identifies challenges facing policy makers and regulators to secure their multiple objectives, such as, greater competition, financial stability, consumer protection and welfare gains. This book would be of particular interest as a text to contemporary business school courses looking to explore the role of financial technology as a disruptor to banking, finance and insurance sectors, as well as to the more casual reader with an interest in getting up to speed on this emergent and exciting area" -Professor Martin Meyer, Vice Rector for International Affairs and Director of InnoLab (Professor of Innovation), University of Vaasa, Finland Timothy King is Director of the Centre for Quantitative Finance at the University of Kent. His research interests include Banking, FinTech, Corporate Governance and Corporate Finance. He has published in leading academic journals including the Journal of Corporate Finance and British Journal of Management. Francesco Saverio Stentella Lopes is Senior (type B) Researcher at the University of Rome. His research focuses on Banking and Innovation, and he has published in renowned academic journals including the Journal of Financial and Quantitative Analysis and the Journal of Banking and Finance. Abhishek Srivastav is currently Senior Lecturer in Finance at the University of Edinburgh. His research interests include Empirical Corporate Finance, Climate Change and Financial Intermediation. He has published in leading academic journals, including the Journal of Accounting and Economics and Management Science. Jonathan Williams is Professor of Banking and Finance at Bangor University, Co-Director of the Institute of European Finance, Chair of the European Association of Teachers of Banking and Finance, and Editor of World Banking Abstracts. His main research interests are in Empirical Banking.
Book Synopsis Financial Technology and Disruptive Innovation in ASEAN by : Anshari, Muhammad
Download or read book Financial Technology and Disruptive Innovation in ASEAN written by Anshari, Muhammad and published by IGI Global. This book was released on 2019-07-05 with total page 331 pages. Available in PDF, EPUB and Kindle. Book excerpt: The emergence of financial technology (FinTech)-related products is causing major disruptions in financial services that enable financial solutions and innovative business models resulting in the fusion of finance and smart mobile technology. As ASEAN is undergoing a paradigm shift from government-to-government (G2G) to community-to-community (C2C) relationships with the emphasis on integration and collaboration, the adoption of FinTech and its possible future directions needs to be studied further. Financial Technology and Disruptive Innovation in ASEAN provides an assortment of innovative research that explores the recent FinTech initiative in ASEAN with respect to its process, strategies, challenges, and outcomes and highlights new business models, products, and services that affect financial markets and institutions and the provision of financial services. While highlighting topics including blockchain technology, cloud computing, and mobile banking, this book is ideally designed for business executives, managers, entrepreneurs, financial and banking practitioners, policymakers, academicians, students, professionals, and researchers.
Book Synopsis Disruptive Technology in Banking and Finance by : Timothy King
Download or read book Disruptive Technology in Banking and Finance written by Timothy King and published by Springer Nature. This book was released on 2021-10-31 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.
Book Synopsis The Digital Banking Revolution by : Luigi Wewege
Download or read book The Digital Banking Revolution written by Luigi Wewege and published by Walter de Gruyter GmbH & Co KG. This book was released on 2019-12-02 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before, and traditional retail banks are facing stiff competition. The global financial crisis in 2007–2009 led to large losses, and even the collapse of a significant number of established banks shaking the trust of financial customers worldwide. The Digital Banking Revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. The book offers a unique perspective on the consumerization of retail banking services. It delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.
Book Synopsis The Fintech Disruption by : Thomas Walker
Download or read book The Fintech Disruption written by Thomas Walker and published by Springer Nature. This book was released on 2023-02-24 with total page 395 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides both practice-oriented and academic insights into the disruptive power of fintech for the banking industry. It explores (1) whether and how the banking industry can use newly emerging technologies in the financial sphere to its advantage while managing any associated risks, (2) how these technologies affect traditional banking service formats as well as the pricing of these services, and (3) whether the emergence of fintech in the banking industry calls for a rethinking of existing banking regulations such as the Basel Accords as well as country-specific regulations. Prior publications in this area typically examine both current applications of fintech in the banking industry, as well as its future prospects, by analyzing actual cases or exploring the impact of a single emerging technology on the banking industry. They often ignore the interdependence between emerging technologies and overlook the connection between fintech as a whole and the future of the banking industry. This book addresses this gap by providing a comprehensive overview of various fintech applications and by analyzing what they mean for the future of banking. Given the potentially disruptive power of fintech, the book will focus on the challenges banking supervisors are likely to encounter as a result of fintech’s continual ascent. It will thus encourage readers to think about and explore how to find a balance between the beneficial aspects of fintech and the challenges it creates in terms of supervision, regulation, and risk management.
Book Synopsis The Disruptive Impact of FinTech on Retirement Systems by : Julie Agnew
Download or read book The Disruptive Impact of FinTech on Retirement Systems written by Julie Agnew and published by Oxford University Press. This book was released on 2019-08-29 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many people need help planning for retirement, saving, investing, and decumulating their assets, yet financial advice is often complex, potentially conflicted, and expensive. The advent of computerized financial advice offers huge promise to make accessible a more coherent approach to financial management, one that takes into account not only clients' financial assets but also human capital, home values, and retirement pensions. Robo-advisors, or automated on-line services that use computer algorithms to provide financial advice and manage customers' investment portfolios, have the potential to transform retirement systems and peoples' approach to retirement planning. This volume offers cutting-edge research and recommendations regarding the impact of financial technology, or FinTech, to disrupt retirement planning and retirement system design.
Book Synopsis China's Fintech Explosion by : Sara Hsu
Download or read book China's Fintech Explosion written by Sara Hsu and published by Columbia University Press. This book was released on 2020-08-04 with total page 430 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial technology—or fintech—is gaining in popularity globally as a way of making financial services more efficient and accessible. In rapidly developing China, fintech is taking off, catering to markets that state-owned banks and an undersized financial sector do not serve amid a backdrop of growing consumption and a large, tech-savvy millennial generation. It is becoming increasingly likely that some of China’s fintech firms will change the way the world does business. In China’s Fintech Explosion, Sara Hsu and Jianjun Li explore the transformative potential of China’s financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. They cover fintech’s many subsectors, such as digital payment systems, peer-to-peer lending and crowdfunding, credit card issuance, internet banks, blockchain finance and virtual currencies, and online insurance. The book highlights the disruption of traditional banking as well as the risks of fintech and regulatory technology. Hsu and Li describe major companies including Alipay and Tencent, developer of WeChat Pay and a wealth-management business, and other leading fintech firms such as Creditease, Zhong An Insurance, and JD Finance. Offering expert analysis of market potential, risks, and competition, as well as case studies of firms and consumer behavior, China’s Fintech Explosion is a must-read for anyone interested in one of the world’s breakout sectors.
Book Synopsis The Rise and Development of FinTech by : Robin Teigland
Download or read book The Rise and Development of FinTech written by Robin Teigland and published by Routledge. This book was released on 2018-02-15 with total page 478 pages. Available in PDF, EPUB and Kindle. Book excerpt: This comprehensive guide serves to illuminate the rise and development of FinTech in Sweden, with the Internet as the key underlying driver. The multiple case studies examine topics such as: the adoption of online banking in Sweden; the identification and classification of different FinTech categories; process innovation developments within the traditional banking industry; and the Venture Capital (VC) landscape in Sweden, as shown through interviews with VC representatives, mainly from Sweden but also from the US and Germany, as well as offering insight into the companies that are currently operating in the FinTech arena in Sweden. The authors address questions such as: How will the regulatory landscape shape the future of FinTech companies? What are the factors that will likely drive the adoption of FinTech services in the future? What is the future role of banks in the context of FinTech and digitalization? What are the policies and government initiatives that aim to support the FinTech ecosystem in Sweden? Complex concepts and ideas are rendered in an easily digestible yet thought-provoking way. The book was initiated by the IIS (the Internet Foundation in Sweden), an independent organization promoting the positive development of the Internet in the country. It is also responsible for the Internet’s Swedish top-level domain .se, including the registration of domain names, and the administration and technical maintenance of the national domain name registry. The book illustrates how Sweden acts (or does not act) as a competitive player in the global FinTech arena, and is a vital addition to students and practitioners in the field.
Book Synopsis The REGTECH Book by : Janos Barberis
Download or read book The REGTECH Book written by Janos Barberis and published by John Wiley & Sons. This book was released on 2019-08-06 with total page 1004 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.
Book Synopsis Disruptive Innovation in Business and Finance in the Digital World by : J. Jay Choi
Download or read book Disruptive Innovation in Business and Finance in the Digital World written by J. Jay Choi and published by Emerald Group Publishing. This book was released on 2019-10-21 with total page 211 pages. Available in PDF, EPUB and Kindle. Book excerpt: This volume contains fourteen articles split across four parts, exploring the debate around the topics of fintech, AI, blockchain, and cryptocurrency. Featuring a cast of global contributors, this is an unmissable volume exploring the most current research on digital innovation in the financial and business worlds.
Book Synopsis Enterprise Strategy for Blockchain by : Ravi Sarathy
Download or read book Enterprise Strategy for Blockchain written by Ravi Sarathy and published by MIT Press. This book was released on 2022-10-11 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: How companies can gain strategic advantage by developing blockchain capabilities. Blockchain is far more than cryptocurrency. Regarded for a decade as complex and with limited application, blockchain has now matured to be on the verge of fully realizing its disruptive potential. In Enterprise Strategy for Blockchain, business strategy expert Ravi Sarathy shows how companies can gain competitive advantage by developing and deploying blockchain capabilities. Sarathy explains what makes blockchain unique, including its capacities to eliminate intermediaries, guard against hackers, decentralize, and protect privacy. Presenting examples drawn from such sectors as finance, supply chains, computer services, consumer products, and entertainment, he describes how executives can strategically assess blockchain’s applicability to their business. After outlining blockchain’s technological features—and its technological obstacles—Sarathy describes disruptive technologies already happening in the financial services market with the emergence of decentralized finance, or DeFi, arguing that a wave of innovation might be positioning DeFi as blockchain’s “killer app.” He also explores, among many other uses, a blockchain application that addresses chronic supply chain problems, pilot blockchain programs aimed at facilitating cross-border payments, and the use of NFTs (non-fungible tokens) that allow digital art to be collected and traded. And he outlines a path for organizations that includes establishing a business case for applying blockchain, evaluating enterprise cost-benefits, and preparing the organization to develop the requisite knowledge and people skills while overcoming resistance to change. Business leaders should invest, explore and experiment with blockchain now, positioning their organizations to be first in their fields, ahead of both rising startups and late-to-the game incumbent peers.
