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Dignity Not Debt
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Book Synopsis Dignity Not Debt by : Chrystin Ondersma
Download or read book Dignity Not Debt written by Chrystin Ondersma and published by Univ of California Press. This book was released on 2024-04-09 with total page 279 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Dignity Not Debt reimagines the American household debt landscape. Contrary to the myth that households can avoid debt troubles by taking on "good debt" and avoiding "bad debt," many Americans have no choice but to take on debt just to survive. And when they turn to debt for opportunities, these promised opportunities often never materialize. Chrystin Ondersma describes the brutal reality of Americans' experience with debt and dismantles the stubborn myths-including the myth of the free market-that continue to stand in the way of just and sensible economic policy. She offers a new taxonomy of household debt and a new vision for household debt policymaking-one rooted in the principle of human dignity rather than in myths. She gives American families the truth about household debt and policymakers exciting new strategies toward true prosperity and equality for American families"--
Download or read book Economic Dignity written by Gene Sperling and published by Penguin. This book was released on 2021-10-12 with total page 385 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Timely and important . . . It should be our North Star for the recovery and beyond.” —Hillary Clinton “Sperling makes a forceful case that only by speaking to matters of the spirit can liberals root their belief in economic justice in people’s deepest aspirations—in their sense of purpose and self-worth.” —The New York Times When Gene Sperling was in charge of coordinating economic policy in the Obama White House, he found himself surprised when serious people in Washington told him that the Obama focus on health care was a distraction because it was “not focused on the economy.” How, he asked, was the fear felt by millions of Americans of being one serious illness away from financial ruin not considered an economic issue? Too often, Sperling found that we measured economic success by metrics like GDP instead of whether the economy was succeeding in lifting up the sense of meaning, purpose, fulfillment, and security of people. In Economic Dignity, Sperling frames the way forward in a time of wrenching change and offers a vision of an economy whose guiding light is the promotion of dignity for all Americans.
Download or read book Dignity written by Chris Arnade and published by Penguin. This book was released on 2019-06-04 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: NATIONAL BESTSELLER "A profound book.... It will break your heart but also leave you with hope." —J.D. Vance, author of Hillbilly Elegy "[A] deeply empathetic book." —The Economist With stark photo essays and unforgettable true stories, Chris Arnade cuts through "expert" pontification on inequality, addiction, and poverty to allow those who have been left behind to define themselves on their own terms. After abandoning his Wall Street career, Chris Arnade decided to document poverty and addiction in the Bronx. He began interviewing, photographing, and becoming close friends with homeless addicts, and spent hours in drug dens and McDonald's. Then he started driving across America to see how the rest of the country compared. He found the same types of stories everywhere, across lines of race, ethnicity, religion, and geography. The people he got to know, from Alabama and California to Maine and Nevada, gave Arnade a new respect for the dignity and resilience of what he calls America's Back Row--those who lack the credentials and advantages of the so-called meritocratic upper class. The strivers in the Front Row, with their advanced degrees and upward mobility, see the Back Row's values as worthless. They scorn anyone who stays in a dying town or city as foolish, and mock anyone who clings to religion or tradition as naïve. As Takeesha, a woman in the Bronx, told Arnade, she wants to be seen she sees herself: "a prostitute, a mother of six, and a child of God." This book is his attempt to help the rest of us truly see, hear, and respect millions of people who've been left behind.
Book Synopsis Credit Where It's Due by : Frederick F. Wherry
Download or read book Credit Where It's Due written by Frederick F. Wherry and published by Russell Sage Foundation. This book was released on 2019-04-26 with total page 175 pages. Available in PDF, EPUB and Kindle. Book excerpt: An estimated 45 million adults in the U.S. lack a credit score at time when credit invisibility can reduce one’s ability to rent a home, find employment, or secure a mortgage or loan. As a result, individuals without credit—who are disproportionately African American and Latino—often lead separate and unequal financial lives. Yet, as sociologists and public policy experts Frederick Wherry, Kristin Seefeldt, and Anthony Alvarez argue, many people who are not recognized within the financial system engage in behaviors that indicate their credit worthiness. How might institutions acknowledge these practices and help these people emerge from the financial shadows? In Credit Where It’s Due, the authors evaluate an innovative model of credit-building and advocate for a new understanding of financial citizenship, or participation in a financial system that fosters social belonging, dignity, and respect. Wherry, Seefeldt, and Alvarez tell the story of the Mission Asset Fund, a San Francisco-based organization that assists mostly low- and moderate-income people of color with building credit. The Mission Asset Fund facilitates zero-interest lending circles, which have been practiced by generations of immigrants, but have gone largely unrecognized by mainstream financial institutions. Participants decide how the circles are run and how they will use their loans, and the organization reports their clients’ lending activity to credit bureaus. As the authors show, this system not only helps clients build credit, but also allows them to manage debt with dignity, have some say in the creation of financial products, and reaffirm their sense of social membership. The authors delve into the history of racial wealth inequality in the U.S. to show that for many black and Latino households, credit invisibility is not simply a matter of individual choices or inadequate financial education. Rather, financial marginalization is the result of historical policies that enabled predatory lending, discriminatory banking and housing practices, and the rollback of regulatory protections for first-time homeowners. To rectify these inequalities, the authors propose common sense regulations to protect consumers from abuse alongside new initiatives that provide seed capital for every child, create affordable short-term loans, and ensure that financial institutions treat low- and moderate-income clients with equal respect. By situating the successes of the Mission Asset Fund in the larger history of credit and debt, Credit Where It’s Due shows how to prioritize financial citizenship for all.
Book Synopsis A Jubilee Call for Debt Forgiveness by :
Download or read book A Jubilee Call for Debt Forgiveness written by and published by USCCB. This book was released on 1999 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Crisis written by Sylvia Walby and published by John Wiley & Sons. This book was released on 2015-10-30 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: We are living in a time of crisis which has cascaded through society. Financial crisis has led to an economic crisis of recession and unemployment; an ensuing fiscal crisis over government deficits and austerity has led to a political crisis which threatens to become a democratic crisis. Borne unevenly, the effects of the crisis are exacerbating class and gender inequalities. Rival interpretations – a focus on ‘austerity’ and reduction in welfare spending versus a focus on ‘financial crisis’ and democratic regulation of finance – are used to justify radically diverse policies for the distribution of resources and strategies for economic growth, and contested gender relations lie at the heart of these debates. The future consequences of the crisis depend upon whether there is a deepening of democratic institutions, including in the European Union. Sylvia Walby offers an alternative framework within which to theorize crisis, drawing on complexity science and situating this within the wider field of study of risk, disaster and catastrophe. In doing so, she offers a critique and revision of the social science needed to understand the crisis.
Author :Committee on Care at the End of Life Publisher :National Academies Press ISBN 13 :0309518253 Total Pages :457 pages Book Rating :4.3/5 (95 download)
Book Synopsis Approaching Death by : Committee on Care at the End of Life
Download or read book Approaching Death written by Committee on Care at the End of Life and published by National Academies Press. This book was released on 1997-10-30 with total page 457 pages. Available in PDF, EPUB and Kindle. Book excerpt: When the end of life makes its inevitable appearance, people should be able to expect reliable, humane, and effective caregiving. Yet too many dying people suffer unnecessarily. While an "overtreated" dying is feared, untreated pain or emotional abandonment are equally frightening. Approaching Death reflects a wide-ranging effort to understand what we know about care at the end of life, what we have yet to learn, and what we know but do not adequately apply. It seeks to build understanding of what constitutes good care for the dying and offers recommendations to decisionmakers that address specific barriers to achieving good care. This volume offers a profile of when, where, and how Americans die. It examines the dimensions of caring at the end of life: Determining diagnosis and prognosis and communicating these to patient and family. Establishing clinical and personal goals. Matching physical, psychological, spiritual, and practical care strategies to the patient's values and circumstances. Approaching Death considers the dying experience in hospitals, nursing homes, and other settings and the role of interdisciplinary teams and managed care. It offers perspectives on quality measurement and improvement, the role of practice guidelines, cost concerns, and legal issues such as assisted suicide. The book proposes how health professionals can become better prepared to care well for those who are dying and to understand that these are not patients for whom "nothing can be done."
Book Synopsis North Carolina Reports: Iredell's Equity by : North Carolina. Supreme Court
Download or read book North Carolina Reports: Iredell's Equity written by North Carolina. Supreme Court and published by . This book was released on 1894 with total page 590 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Practice in Courts of Justice in England and the United States by : Conway Robinson
Download or read book The Practice in Courts of Justice in England and the United States written by Conway Robinson and published by . This book was released on 1870 with total page 1202 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis North Carolina Reports by : North Carolina. Supreme Court
Download or read book North Carolina Reports written by North Carolina. Supreme Court and published by . This book was released on 1849 with total page 584 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book Virginia Reports written by and published by . This book was released on 1902 with total page 1034 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Download or read book The American Decisions written by and published by . This book was released on 1910 with total page 1978 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The American Decisions by : John Proffatt
Download or read book The American Decisions written by John Proffatt and published by . This book was released on 1883 with total page 852 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis A Digest of All the Reported Cases Determined in the Courts of North Carolina, from the Year 1778 to the Year (1845), Etc by : James IREDELL (the Younger.)
Download or read book A Digest of All the Reported Cases Determined in the Courts of North Carolina, from the Year 1778 to the Year (1845), Etc written by James IREDELL (the Younger.) and published by . This book was released on 1846 with total page 564 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Reports of Selected Civil and Criminal Cases Decided in the Court of Appeals of Kentucky by : Kentucky. Court of Appeals
Download or read book Reports of Selected Civil and Criminal Cases Decided in the Court of Appeals of Kentucky written by Kentucky. Court of Appeals and published by . This book was released on 1899 with total page 730 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Cases on the Law of Suretyship by : Crawford Dawes Hening
Download or read book Cases on the Law of Suretyship written by Crawford Dawes Hening and published by . This book was released on 1911 with total page 652 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The Encyclopedic Digest of Virginia and West Virginia Reports by : Thomas Johnson Michie
Download or read book The Encyclopedic Digest of Virginia and West Virginia Reports written by Thomas Johnson Michie and published by . This book was released on 1906 with total page 856 pages. Available in PDF, EPUB and Kindle. Book excerpt:
