Deregulating Property-Liability Insurance

Download Deregulating Property-Liability Insurance PDF Online Free

Author :
Publisher : Rowman & Littlefield
ISBN 13 : 9780815798415
Total Pages : 424 pages
Book Rating : 4.7/5 (984 download)

DOWNLOAD NOW!


Book Synopsis Deregulating Property-Liability Insurance by : J. David Cummins

Download or read book Deregulating Property-Liability Insurance written by J. David Cummins and published by Rowman & Littlefield. This book was released on 2004-06-23 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

Insurance and Issues in Financial Soundness

Download Insurance and Issues in Financial Soundness PDF Online Free

Author :
Publisher : International Monetary Fund
ISBN 13 : 1451856008
Total Pages : 45 pages
Book Rating : 4.4/5 (518 download)

DOWNLOAD NOW!


Book Synopsis Insurance and Issues in Financial Soundness by : Nigel Davies

Download or read book Insurance and Issues in Financial Soundness written by Nigel Davies and published by International Monetary Fund. This book was released on 2003-07-01 with total page 45 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.

Insurance Deregulation and the Public Interest

Download Insurance Deregulation and the Public Interest PDF Online Free

Author :
Publisher : American Enterprise Institute
ISBN 13 : 9780844771489
Total Pages : 76 pages
Book Rating : 4.7/5 (714 download)

DOWNLOAD NOW!


Book Synopsis Insurance Deregulation and the Public Interest by : Scott E. Harrington

Download or read book Insurance Deregulation and the Public Interest written by Scott E. Harrington and published by American Enterprise Institute. This book was released on 2000 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.

The Future of Insurance Regulation in the United States

Download The Future of Insurance Regulation in the United States PDF Online Free

Author :
Publisher : Rlpg/Galleys
ISBN 13 :
Total Pages : 248 pages
Book Rating : 4.3/5 (97 download)

DOWNLOAD NOW!


Book Synopsis The Future of Insurance Regulation in the United States by : Martin Francis Grace

Download or read book The Future of Insurance Regulation in the United States written by Martin Francis Grace and published by Rlpg/Galleys. This book was released on 2009 with total page 248 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Enhances research and informs the debate on restructuring the framework for U.S. insurance regulation. Evaluates proposed legislation to create an Optional Federal Charter for insurance companies and agents. Also goes beyond discussion of OFC and lays out the broader context and need for regulatory reform in the insurance industry"--Provided by publisher.

Handbook of International Insurance

Download Handbook of International Insurance PDF Online Free

Author :
Publisher : Springer Science & Business Media
ISBN 13 : 0387341633
Total Pages : 1000 pages
Book Rating : 4.3/5 (873 download)

DOWNLOAD NOW!


Book Synopsis Handbook of International Insurance by : J. David Cummins

Download or read book Handbook of International Insurance written by J. David Cummins and published by Springer Science & Business Media. This book was released on 2007-12-23 with total page 1000 pages. Available in PDF, EPUB and Kindle. Book excerpt: Handbook of International Insurance: Between Global Dynamics and Local Contingencies analyzes key trends in the insurance industry in more than 15 important national insurance markets that represent over 90 percent of world insurance premiums. Well-known academics from Europe, the Americas and Asia examine their own national insurance markets, including the competitive structure, product and service innovations, and regulatory developments. The book provides academics and executives with an unprecedented range of information about today’s insurance markets. This book also provides important 'new' information on the evolution of the financial sector worldwide and comprehensive chapters on reinsurance, Lloyd’s of London, alternative risk transfer, South and East Asian insurance markets, and European insurance markets. Setting the stage is an overview chapter by the editors focusing on overall conclusions on globalization.

Insurance Agent Commission Deregulation

Download Insurance Agent Commission Deregulation PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 108 pages
Book Rating : 4.:/5 (327 download)

DOWNLOAD NOW!


Book Synopsis Insurance Agent Commission Deregulation by : United States. Congress. House. Committee on Small Business. Subcommittee on General Oversight

Download or read book Insurance Agent Commission Deregulation written by United States. Congress. House. Committee on Small Business. Subcommittee on General Oversight and published by . This book was released on 1982 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Future of Insurance Regulation in the United States

Download The Future of Insurance Regulation in the United States PDF Online Free

Author :
Publisher : Rowman & Littlefield
ISBN 13 : 0815703864
Total Pages : 244 pages
Book Rating : 4.8/5 (157 download)

DOWNLOAD NOW!


Book Synopsis The Future of Insurance Regulation in the United States by : Martin F. Grace

Download or read book The Future of Insurance Regulation in the United States written by Martin F. Grace and published by Rowman & Littlefield. This book was released on 2009-12-01 with total page 244 pages. Available in PDF, EPUB and Kindle. Book excerpt: A Brookings Institution Press and Georgia State University publication Important changes have buffeted the insurance industry over the past decade. The 1999 repeal of key provisions of the Glass-Steagall Act unleashed a wave of conglomeration in financial services, as bank holding companies acquired insurance and securities businesses and, to a much lesser degree, insurance companies acquired securities firms and banks. Rivalry within the sector has intensified: insurance companies have developed products that compete directly with the offerings of banks and securities firms and vice versa. In addition, the industry has become increasingly global. Against this backdrop, pressure has been building for fundamental changes to the structure of insurance regulation in the United States. Despite several court challenges over the years, insurance continues to be regulated by the states. Many insurance companies view state regulation as an increasing drag on their efficiency and competitiveness and support a federal regulatory system. However, powerful stakeholders, including state officials, state and regional insurance companies, and many insurance agents, oppose federal regulation. As a result, proposals to establish an optional federal charter (OFC) for insurance companies and agents remain mired in fierce debate. The Future of Insurance Regulation in the United States gathers some of the country's leading experts on financial regulation to assess the case for an enhanced federal role in the insurance sector. They pay particular attention to the merits of an OFC and how it might be designed. They also consider the principles that should guide insurance regulatory policies, regardless of the institutional framework, and examine the implications of financial convergence and the internationalization of insurance markets for an optimal regulatory structure. The debate over insurance regulation has only grown in complexity and intensity since the financial crisis began in the fall of 2008. This book will both inform and help to shape those critical discussions. Contributors: John A. Cooke (International Financial Services London), Robert Detlefsen (National Association of Mutual Insurance Companies), Martin F. Grace (Georgia State University), Robert W. Klein (Georgia State University), Robert E. Litan (Ewing Marion Kauffman Foundation and Brookings Institution), Phil O’Connor (PROactive Strategies), Hal S. Scott (Harvard Law School), Harold D. Skipper (Georgia State University), Peter J. Wallison (American Enterprise Institute).

Handbook of the Economics of Risk and Uncertainty

Download Handbook of the Economics of Risk and Uncertainty PDF Online Free

Author :
Publisher : Newnes
ISBN 13 : 0444536868
Total Pages : 897 pages
Book Rating : 4.4/5 (445 download)

DOWNLOAD NOW!


Book Synopsis Handbook of the Economics of Risk and Uncertainty by : Mark Machina

Download or read book Handbook of the Economics of Risk and Uncertainty written by Mark Machina and published by Newnes. This book was released on 2013-11-14 with total page 897 pages. Available in PDF, EPUB and Kindle. Book excerpt: The need to understand the theories and applications of economic and finance risk has been clear to everyone since the financial crisis, and this collection of original essays proffers broad, high-level explanations of risk and uncertainty. The economics of risk and uncertainty is unlike most branches of economics in spanning from the individual decision-maker to the market (and indeed, social decisions), and ranging from purely theoretical analysis through individual experimentation, empirical analysis, and applied and policy decisions. It also has close and sometimes conflicting relationships with theoretical and applied statistics, and psychology. The aim of this volume is to provide an overview of diverse aspects of this field, ranging from classical and foundational work through current developments. - Presents coherent summaries of risk and uncertainty that inform major areas in economics and finance - Divides coverage between theoretical, empirical, and experimental findings - Makes the economics of risk and uncertainty accessible to scholars in fields outside economics

The Oxford Handbook of Law and Economics

Download The Oxford Handbook of Law and Economics PDF Online Free

Author :
Publisher : Oxford University Press
ISBN 13 : 0199684200
Total Pages : 593 pages
Book Rating : 4.1/5 (996 download)

DOWNLOAD NOW!


Book Synopsis The Oxford Handbook of Law and Economics by : Francesco Parisi

Download or read book The Oxford Handbook of Law and Economics written by Francesco Parisi and published by Oxford University Press. This book was released on 2017 with total page 593 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Oxford Handbook of Law and Economics applies the theoretical and empirical methods of economics to the study of law. Volume 2 surveys Private and Commercial Law.

The U.S. Experience with No-Fault Automobile Insurance

Download The U.S. Experience with No-Fault Automobile Insurance PDF Online Free

Author :
Publisher : Rand Corporation
ISBN 13 : 0833049461
Total Pages : 191 pages
Book Rating : 4.8/5 (33 download)

DOWNLOAD NOW!


Book Synopsis The U.S. Experience with No-Fault Automobile Insurance by : James M. Anderson

Download or read book The U.S. Experience with No-Fault Automobile Insurance written by James M. Anderson and published by Rand Corporation. This book was released on 2010-02-15 with total page 191 pages. Available in PDF, EPUB and Kindle. Book excerpt: No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.

Over-regulation of Automobile Insurance

Download Over-regulation of Automobile Insurance PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 140 pages
Book Rating : 4.0/5 ( download)

DOWNLOAD NOW!


Book Synopsis Over-regulation of Automobile Insurance by : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations

Download or read book Over-regulation of Automobile Insurance written by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations and published by . This book was released on 2001 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Air Cargo and Passenger Deregulation

Download Air Cargo and Passenger Deregulation PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 1164 pages
Book Rating : 4.3/5 (91 download)

DOWNLOAD NOW!


Book Synopsis Air Cargo and Passenger Deregulation by : United States. Congress. House. Committee on Public Works and Transportation. Subcommittee on Aviation

Download or read book Air Cargo and Passenger Deregulation written by United States. Congress. House. Committee on Public Works and Transportation. Subcommittee on Aviation and published by . This book was released on 1980 with total page 1164 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Federal Statutory Exemptions from Antitrust Law

Download Federal Statutory Exemptions from Antitrust Law PDF Online Free

Author :
Publisher : American Bar Association
ISBN 13 : 9781590318645
Total Pages : 452 pages
Book Rating : 4.3/5 (186 download)

DOWNLOAD NOW!


Book Synopsis Federal Statutory Exemptions from Antitrust Law by :

Download or read book Federal Statutory Exemptions from Antitrust Law written by and published by American Bar Association. This book was released on 2007 with total page 452 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How Should the Federal Government Oversee Insurance?

Download How Should the Federal Government Oversee Insurance? PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 196 pages
Book Rating : 4.3/5 (91 download)

DOWNLOAD NOW!


Book Synopsis How Should the Federal Government Oversee Insurance? by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Download or read book How Should the Federal Government Oversee Insurance? written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2009 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Handbook of Insurance

Download Handbook of Insurance PDF Online Free

Author :
Publisher : Springer Science & Business Media
ISBN 13 : 1461401550
Total Pages : 1133 pages
Book Rating : 4.4/5 (614 download)

DOWNLOAD NOW!


Book Synopsis Handbook of Insurance by : Georges Dionne

Download or read book Handbook of Insurance written by Georges Dionne and published by Springer Science & Business Media. This book was released on 2013-12-02 with total page 1133 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition of the Handbook of Insurance reviews the last forty years of research developments in insurance and its related fields. A single reference source for professors, researchers, graduate students, regulators, consultants and practitioners, the book starts with the history and foundations of risk and insurance theory, followed by a review of prevention and precaution, asymmetric information, risk management, insurance pricing, new financial innovations, reinsurance, corporate governance, capital allocation, securitization, systemic risk, insurance regulation, the industrial organization of insurance markets and other insurance market applications. It ends with health insurance, longevity risk, long-term care insurance, life insurance financial products and social insurance. This second version of the Handbook contains 15 new chapters. Each of the 37 chapters has been written by leading authorities in risk and insurance research, all contributions have been peer reviewed, and each chapter can be read independently of the others.

Working with State Regulators to Increase Insurance Choices for Consumers

Download Working with State Regulators to Increase Insurance Choices for Consumers PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 208 pages
Book Rating : 4.:/5 (327 download)

DOWNLOAD NOW!


Book Synopsis Working with State Regulators to Increase Insurance Choices for Consumers by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Download or read book Working with State Regulators to Increase Insurance Choices for Consumers written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2004 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Property & Casualty Insurance (Core with Georgia)

Download Property & Casualty Insurance (Core with Georgia) PDF Online Free

Author :
Publisher :
ISBN 13 : 9781629803050
Total Pages : pages
Book Rating : 4.8/5 (3 download)

DOWNLOAD NOW!


Book Synopsis Property & Casualty Insurance (Core with Georgia) by :

Download or read book Property & Casualty Insurance (Core with Georgia) written by and published by . This book was released on 2021-11 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: