Crush Debt Now!

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Author :
Publisher :
ISBN 13 :
Total Pages : 164 pages
Book Rating : 4.5/5 (77 download)

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Book Synopsis Crush Debt Now! by : Tom Cromwell

Download or read book Crush Debt Now! written by Tom Cromwell and published by . This book was released on 2020-12-05 with total page 164 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find out how thousands have become debt free using these steps. Want to discover how to crush your debt problems then keep reading...... Do you have excessive debts with no idea how you will pay them off? Are you being pursued by your creditors, receiving aggressive phone calls from debt collectors, and letters demanding payment? Are your lenders threatening you with court action and garnishing your wages? 15% of Americans said that they had been pursued by a debt collector, according to a report by the Consumer Financial Protection bureau in 2017[1]. Only one in four of these attended the court hearing. In all the other cases, it is almost certain the collectors will have benefited from default decisions in their favor. A judgment that would allow the debt collector to garnish wages or sequester other assets. If any of these situations apply to you, this book provides the solutions. Using the 3 step negotiating strategy in this book is a proven approach for drastic debt reductions for people of all different backgrounds and income levels. One extreme case involved restructuring and renegotiating over $190,000 of unsecured debt and loans, for a fraction of that value. By reading this book, you will discover How to negotiate with your creditors - and win! What to do if your creditors attempt to sequester your assets or wages. Learn about the legal processes and how to fight or stop the process. How to fight debt collections calls. When not to use loan consolidation and why these are frequently scam attacks Understand your debts, how and why they are draining your health and wealth. Discover if your debt is unsustainable. Save money on all different types of debt including utilities, taxes, mortgages, rent, vehicle loans, student debt, credit cards, and other loans How and when to use nuclear options of bankruptcy and insolvency. This book was created to help you with serious and chronic debt problems. It is not aimed at those who are a few thousand dollars in debt who want to pay down their debts, and need to manage their budget better, and create savings. This is the topic of our first book in the Personal Finance Wizard series "Perpetually broke: living beyond your income". "Crush Debt Now" is intended for debtors with unsustainable and severe financial issues, where some or all of the debt is already delinquent. Tom Cromwell has drawn on a wealth of practical and commercial financial experience in writing this series of books on personal finance. He shared an upbringing that showed the value of every penny earned or spent but also learned that many other people, even those earning good salaries, have an uncomfortable relationship with money. He can show you how it possible to rise, phoenix-like, from almost any situation, however desperate it may seem. In this book, we will cover practical examples and give advice to dramatically reduce the burden of your unsustainable debts, and bring back sanity to your finances. When you follow the step-by-step guide for all types of personal debts, then you can expect to save thousands or even tens of thousands (of dollars) in repayments. You can crush your outstanding debt and be completely free and become financially solvent within a year. Your debts are growing every day, start reading before your situation spirals beyond redemption, and decisions are out of your hands. This book contains all the information that you will need to resolve your situation and sets out clearly and concisely how to tackle each problem. Accept the need to act, scroll up, and hit the "BUY NOW" button.

Crush Debt Now!

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Author :
Publisher :
ISBN 13 :
Total Pages : 162 pages
Book Rating : 4.5/5 (531 download)

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Book Synopsis Crush Debt Now! by : Tom Cromwell

Download or read book Crush Debt Now! written by Tom Cromwell and published by . This book was released on 2020-10-25 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: Find out how thousands have become debt free using these steps no matter how much they owed. Discover how to crush your debt problems...... Do you have excessive debts with no idea how you will pay them off? Are you being pursued by your creditors, receiving aggressive phone calls from debt collectors, and letters demanding payment? Are your lenders threatening you with court action and garnishing your wages? 15% of Americans said that they had been pursued by a debt collector, according to a report by the Consumer Financial Protection bureau in 2017[1]. Only one in four of these attended the court hearing. In all the other cases, it is almost certain the collectors will have benefited from default decisions in their favor. A judgment that would allow the debt collector to garnish wages or sequester other assets. If any of these situations apply to you, this book provides the solutions. Using the 3 step negotiating strategy in this book is a proven approach for drastic debt reductions for people of all different backgrounds and income levels. One extreme case involved restructuring and renegotiating over $190,000 of unsecured debt and loans, for a fraction of that value. By reading this book, you will discover How to negotiate with your creditors - and win! What to do if your creditors attempt to sequester your assets or wages. Learn about the legal processes and how to fight or stop the process. How to fight debt collections calls. When not to use loan consolidation and why these are frequently scam attacks Understand your debts, how and why they are draining your health and wealth. Discover if your debt is unsustainable. Save money on all different types of debt including utilities, taxes, mortgages, rent, vehicle loans, student debt, credit cards, and other loans How and when to use nuclear options of bankruptcy and insolvency. This book was created to help you with serious and chronic debt problems. It is not aimed at those who are a few thousand dollars in debt who want to pay down their debts, and need to manage their budget better, and create savings. This is the topic of our first book in the Personal Finance Wizard series "Perpetually broke: living beyond your income". "Crush Debt Now" is intended for debtors with unsustainable and severe financial issues, where some or all of the debt is already delinquent. Tom Cromwell has drawn on a wealth of practical and commercial financial experience in writing this series of books on personal finance. He shared an upbringing that showed the value of every penny earned or spent but also learned that many other people, even those earning good salaries, have an uncomfortable relationship with money. He can show you how it possible to rise, phoenix-like, from almost any situation, however desperate it may seem. In this book, we will cover practical examples and give advice to dramatically reduce the burden of your unsustainable debts, and bring back sanity to your finances. When you follow the step-by-step guide for all types of personal debts, then you can expect to save thousands or even tens of thousands (of dollars) in repayments. You can crush your outstanding debt and be completely free and become financially solvent within a year. Your debts are growing every day, start reading before your situation spirals beyond redemption, and decisions are out of your hands. This book contains all the information that you will need to resolve your situation and sets out clearly and concisely how to tackle each problem. Accept the need to act, scroll up, and hit the "BUY NOW" button.

Smart Money

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Author :
Publisher : Sourcebooks, Inc.
ISBN 13 : 1647395674
Total Pages : 99 pages
Book Rating : 4.6/5 (473 download)

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Book Synopsis Smart Money by : Naseema McElroy

Download or read book Smart Money written by Naseema McElroy and published by Sourcebooks, Inc.. This book was released on 2021-03-16 with total page 99 pages. Available in PDF, EPUB and Kindle. Book excerpt: Straightforward steps to financial freedom and wealth Getting a handle on personal finance can be confusing and stressful. Get unstuck and start saving now with this streamlined, holistic plan for financial wellness. Smart Money makes it simple to ditch debt and jump-start your wealth in nine practical steps. Learn how to avoid money pitfalls, correct any wrong turns, and save and spend the right way to build wealth. Start by assessing your current personal finance, figuring out how much you owe, and comparing your income with your spending. With a wealth of budgeting wisdom, saving strategies, banking tips, and advice for investing, you'll find out exactly how to set realistic goals—and watch yourself breeze through them. A step-by-step plan—Build a strong foundation with a plan that includes putting your money in the right bank, making your credit card work for you, and prepping for big-ticket expenses. Simple, helpful tools—Implement changes at each stage of financial planning with the help of handy budget worksheets and checklists. Tips and tricks—Master the tools of wealth-building with tips including seven ways to tackle debt, five credit card commandments, and more. Discover how you can revitalize your finances with Smart Money: The Personal Finance Plan to Crush Debt.

Buy the Avocado Toast

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Author :
Publisher : Abrams
ISBN 13 : 1641702842
Total Pages : 216 pages
Book Rating : 4.6/5 (417 download)

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Book Synopsis Buy the Avocado Toast by : Stephanie Bousley

Download or read book Buy the Avocado Toast written by Stephanie Bousley and published by Abrams. This book was released on 2020-03-31 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: What if the solution to student debt was reinvesting in yourself? Are you a smart, hard-working person who always seems to struggle financially? Do you ever second-guess decisions to pursue higher education because of your student loans? Has extreme budgeting eliminated joy and comfort from life, yet you’re still several years away from being debt-free? Conventional wisdom tells us the formula for success is simple: go to school, get a job, work hard, repeat as needed until you retire. It tells us that debt is the result of poor choices and irresponsible spending. Unfortunately, such advice fails to take into account the recent (and not-so-recent) graduates for whom predatory student lending rates have set them back tens or even hundreds of thousands of dollars before they even enter the job market. In Buy the Avocado Toast, Stephanie Bousley shares lessons learned through years of working hard and perpetually undervaluing herself while coming to terms with owing almost $300,000 in student debt. Through a holistic approach to both net worth and self-worth, Bousley offers readers hope for their own financial situations by providing step-by-step instructions on reducing debt, living better, and rooting out the self-defeating beliefs that keep us broke.

Have More Money Now

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1416595775
Total Pages : 228 pages
Book Rating : 4.4/5 (165 download)

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Book Synopsis Have More Money Now by : John Layfield

Download or read book Have More Money Now written by John Layfield and published by Simon and Schuster. This book was released on 2007-11-01 with total page 228 pages. Available in PDF, EPUB and Kindle. Book excerpt: So you're holding this book in your hand, wondering: Just what does this WWE Superstar know about the world of finance? Have you ever been down to your last twenty-seven dollars, out of a job, and wondering what you were going to do? If anyone needed to learn about finance, it was that person -- and he was me. I've had to learn through my own mistakes, and now you can learn from me. I break it all down for you in easy-to-understand language: Give Yourself a Pay Cut Set Your Goals Before You Start Living Within Your Means You Can't Crash-Diet -- Or Crash-Budget Good Debt vs. Bad Debt How Much Can You Spare? Keep It Simple Buy-and-Hold Doesn't Mean Buy-and-Ignore I might not work on Wall Street nor have a finance degree, but I've learned how to save, how to invest. And you too can Have More Money Now.

Debt Free For Life

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Author :
Publisher : Doubleday Canada
ISBN 13 : 0385676069
Total Pages : 239 pages
Book Rating : 4.3/5 (856 download)

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Book Synopsis Debt Free For Life by : David Bach

Download or read book Debt Free For Life written by David Bach and published by Doubleday Canada. This book was released on 2011-01-28 with total page 239 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.

Dear Debt

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Author :
Publisher : Coventry House Publishing
ISBN 13 :
Total Pages : 126 pages
Book Rating : 4./5 ( download)

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Book Synopsis Dear Debt by : Melanie Lockert

Download or read book Dear Debt written by Melanie Lockert and published by Coventry House Publishing. This book was released on 2016-08-12 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

Can't Pay, Won't Pay

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Author :
Publisher : Haymarket Books
ISBN 13 : 1642593826
Total Pages : 98 pages
Book Rating : 4.6/5 (425 download)

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Book Synopsis Can't Pay, Won't Pay by : Collective Debt

Download or read book Can't Pay, Won't Pay written by Collective Debt and published by Haymarket Books. This book was released on 2020-06-23 with total page 98 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debtors have been mocked, scolded and lied to for decades. We have been told that it is perfectly normal to go into debt to get medical care, to go to school, or even to pay for our own incarceration. We’ve been told there is no way to change an economy that pushes the majority of people into debt while a small minority hoard wealth and power. The coronavirus pandemic has revealed that mass indebtedness and extreme inequality are a political choice. In the early days of the crisis, elected officials drew up plans to spend trillions of dollars. The only question was: where would the money go and who would benefit from the bailout? The truth is that there has never been a lack of money for things like housing, education and health care. Millions of people never needed to be forced into debt for those things in the first place. Armed with this knowledge, a militant debtors movement has the potential to rewrite the contract and assure that no one has to mortgage their future to survive. Debtors of the World Must Unite. As isolated individuals, debtors have little influence. But as a bloc, we can leverage our debts and devise new tactics to challenge the corporate creditor class and help win reparative, universal public goods. Individually, our debts overwhelm us. But together, our debts can make us powerful.

Debt Sucks!

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Author :
Publisher : CreateSpace
ISBN 13 : 9781500744748
Total Pages : 126 pages
Book Rating : 4.7/5 (447 download)

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Book Synopsis Debt Sucks! by : Ja'net Adams

Download or read book Debt Sucks! written by Ja'net Adams and published by CreateSpace. This book was released on 2014-08-04 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: College students are facing many issues today and the main one being student loan debt! Student loan debt is at $1.2 trillion and growing! Debt Sucks! is for the college student who is looking to win with money so they can pursue their dreams! Ja'Net Adams shows the reader step by step how she paid off nearly $50,000 of debt in 2 1/2 years! In Debt Sucks! there are tips on how pay off student loans and other debt quickly while in college and after. The book also encourages college students to stand out from the crowd so that they can land internships while they are in school and valuable careers once they graduate.

Crushing Debt

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 1118096061
Total Pages : 103 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Crushing Debt by : David Trahair

Download or read book Crushing Debt written by David Trahair and published by John Wiley & Sons. This book was released on 2012-01-06 with total page 103 pages. Available in PDF, EPUB and Kindle. Book excerpt: As the majority of Canadians are now spending much more than they make, their debt levels are reaching crisis proportions. Excluding mortgage debt, the average Canadian owes over $25,000 in consumer debt, which poses massive risks not only for the individuals carrying that financial load, but for our entire financial system. In Crushing Debt, bestselling author David Trahair (Enough Bull) warns Canadians that consumer debt is becoming an urgent problem but one that can be solved. Trahair clearly outlines the evils of debt and how easy it is for debt to spiral out of control with examples of real-life stories of debt disasters. If you are a Canadian who is already struggling with debt, Crushing Debt will motivate you to face your financial problems and will show you step-by-step the most appropriate solution to getting out of your personal debt hell. Filled with proven advice, Crushing Debt is a call to action on an urgent and debilitating problem for far too many Canadians.

Forgive Us Our Debts

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Author :
Publisher : Yale University Press
ISBN 13 : 0300145330
Total Pages : 185 pages
Book Rating : 4.3/5 (1 download)

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Book Synopsis Forgive Us Our Debts by : Andrew L. Yarrow

Download or read book Forgive Us Our Debts written by Andrew L. Yarrow and published by Yale University Press. This book was released on 2008-10-01 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this immensely timely book, Andrew Yarrow brings the sometimes eye-glazing discussion of national debt down to earth, explaining in accessible terms why federal debt is rising (and will soon rise much faster), what effects it may have on Americans if debt is not brought under control, why our government borrows, and what it will take to pay it all back. The picture Yarrow paints should concern all Americans. Specifically, he brings to light how rising Medicare, Social Security, and other spending on one hand, and insufficient government revenues on the other, make a mockery of fiscal responsibility. Deficits and debt, Yarrow asserts, are crowding out spending on needed investments in science, environment, infrastructure, and other domestic discretionary programs and could severely harm our nations and our citizens future. But he makes clear that this does not have to be a doomsday scenario. If we act in a bipartisan fashion to restore fiscal health, our legacy to the next generation can be much more than trillions of dollars of IOUs.

Crashed

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Author :
Publisher : Penguin
ISBN 13 : 0525558802
Total Pages : 720 pages
Book Rating : 4.5/5 (255 download)

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Book Synopsis Crashed by : Adam Tooze

Download or read book Crashed written by Adam Tooze and published by Penguin. This book was released on 2018-08-07 with total page 720 pages. Available in PDF, EPUB and Kindle. Book excerpt: WINNER OF THE LIONEL GELBER PRIZE A NEW YORK TIMES NOTABLE BOOK OF 2018 ONE OF THE ECONOMIST'S BOOKS OF THE YEAR A NEW YORK TIMES CRITICS' TOP BOOK "An intelligent explanation of the mechanisms that produced the crisis and the response to it...One of the great strengths of Tooze's book is to demonstrate the deeply intertwined nature of the European and American financial systems."--The New York Times Book Review From the prizewinning economic historian and author of Shutdown and The Deluge, an eye-opening reinterpretation of the 2008 economic crisis (and its ten-year aftermath) as a global event that directly led to the shockwaves being felt around the world today. We live in a world where dramatic shifts in the domestic and global economy command the headlines, from rollbacks in US banking regulations to tariffs that may ignite international trade wars. But current events have deep roots, and the key to navigating today’s roiling policies lies in the events that started it all—the 2008 economic crisis and its aftermath. Despite initial attempts to downplay the crisis as a local incident, what happened on Wall Street beginning in 2008 was, in fact, a dramatic caesura of global significance that spiraled around the world, from the financial markets of the UK and Europe to the factories and dockyards of Asia, the Middle East, and Latin America, forcing a rearrangement of global governance. With a historian’s eye for detail, connection, and consequence, Adam Tooze brings the story right up to today’s negotiations, actions, and threats—a much-needed perspective on a global catastrophe and its long-term consequences.

Paying the Price

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Author :
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.2/5 (264 download)

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Book Synopsis Paying the Price by : Sara Goldrick-Rab

Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Surviving Debt

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Author :
Publisher :
ISBN 13 : 9781602482104
Total Pages : 0 pages
Book Rating : 4.4/5 (821 download)

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Book Synopsis Surviving Debt by :

Download or read book Surviving Debt written by and published by . This book was released on 2024 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Killing Sacred Cows

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Author :
Publisher : Greenleaf Book Group
ISBN 13 : 1929774516
Total Pages : 250 pages
Book Rating : 4.9/5 (297 download)

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Book Synopsis Killing Sacred Cows by : Garrett B. Gunderson

Download or read book Killing Sacred Cows written by Garrett B. Gunderson and published by Greenleaf Book Group. This book was released on 2008 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: Our culture is riddled with destructive myths about money and prosperity that are severely limiting our power, creativity, and financial potential. In "Killing Sacred Cows", Garrett B Gunderson boldly exposes ingrained fallacies and misguided traditions in the world of per-sonal finance. He presents a revolutionary perspective that can create unprecedented opportu-nity and wealth for individuals. Our financial lives are intimately connected to our societal contributions, and we must be financially free in order to achieve our fullest potential. Yet most people are held captive in their financial lives by misinformation, propaganda, and lack of knowledge. Through well-reasoned arguments and pitiless logic, Gunderson attacks these sacred cows with revelatory insights, such as: High returns without high risk; "Security" without a corporate job; Debt that increases your financial productivity; Enjoying your money instead of waiting for retirement. "Killing Sacred Cows" is a must-read for brave individuals willing to question common assumptions and teachings, overcome the herd mentality, break through financial myths, and live a purpose-ful, passionate, and prosperous life. Investors seeking financial advice in The Little Book That Makes You Rich will find this to be a must-read for anyone who wants to achieve their financial potential today.

You're So Money

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Author :
Publisher : Crown Currency
ISBN 13 : 0307409295
Total Pages : 274 pages
Book Rating : 4.3/5 (74 download)

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Book Synopsis You're So Money by : Farnoosh Torabi

Download or read book You're So Money written by Farnoosh Torabi and published by Crown Currency. This book was released on 2008-04-15 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Your Good Life Starts Now Live beyond your means but spend within them. Take your steady out for that $350 dinner after the big promotion. You might just have to eat PB&J for a week to make it happen. Splurge when it makes sense. Buy the designer jeans you can’t live without in your size, at full price. But you better walk away from last season’s must-have sweater, even if it is 75 percent off! Make more money with your money. Invest in stocks to make the big bucks and start saving for retirement now. You want to be debt-free in your swinging sixties. Have it all . . . just not all at once. Want a Mercedes more than anything in the world? You can make it happen . ..but probably not while sharing a summer beach house with your friends. Finally a savvy, realistic finance book for those of us who love our Starbucks mocha lattes and Razr cell phones but don’t want our Jimmy Choo shoes or Bose headphones buried under a pile of burgeoning debt. Twenty-something financial reporter Farnoosh Torabi tells you that you can satisfy your sophisticated tastes and achieve financial bliss. The key: prioritizing your expenses according to what you want the most—splurging when you can and saving on other things. From sensible grocery shopping (yes, you can have your organic yogurt and eat it, too!) to cyberbanking, empower yourself to live a guilt-free, Gucci- and gadget-clad good life without sacrificing financial security.

The Deficit Myth

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Author :
Publisher : PublicAffairs
ISBN 13 : 1541736206
Total Pages : 311 pages
Book Rating : 4.5/5 (417 download)

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Book Synopsis The Deficit Myth by : Stephanie Kelton

Download or read book The Deficit Myth written by Stephanie Kelton and published by PublicAffairs. This book was released on 2020-06-09 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: A New York Times Bestseller The leading thinker and most visible public advocate of modern monetary theory -- the freshest and most important idea about economics in decades -- delivers a radically different, bold, new understanding for how to build a just and prosperous society. Stephanie Kelton's brilliant exploration of modern monetary theory (MMT) dramatically changes our understanding of how we can best deal with crucial issues ranging from poverty and inequality to creating jobs, expanding health care coverage, climate change, and building resilient infrastructure. Any ambitious proposal, however, inevitably runs into the buzz saw of how to find the money to pay for it, rooted in myths about deficits that are hobbling us as a country. Kelton busts through the myths that prevent us from taking action: that the federal government should budget like a household, that deficits will harm the next generation, crowd out private investment, and undermine long-term growth, and that entitlements are propelling us toward a grave fiscal crisis. MMT, as Kelton shows, shifts the terrain from narrow budgetary questions to one of broader economic and social benefits. With its important new ways of understanding money, taxes, and the critical role of deficit spending, MMT redefines how to responsibly use our resources so that we can maximize our potential as a society. MMT gives us the power to imagine a new politics and a new economy and move from a narrative of scarcity to one of opportunity.