Critical Success Factors of Mobile Payment

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Publisher : diplom.de
ISBN 13 : 3832466436
Total Pages : 112 pages
Book Rating : 4.8/5 (324 download)

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Book Synopsis Critical Success Factors of Mobile Payment by : Christian Hort

Download or read book Critical Success Factors of Mobile Payment written by Christian Hort and published by diplom.de. This book was released on 2003-04-08 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inhaltsangabe:Abstract: Mobile payment (mPayment) can be understood as every payment where at least one participant applies mobile phone technology, thus, uses a mobile phone. But due to technological progress it seems reasonable to classify other devices like a Personal Digital Assistant (PDA) or devices with embedded Radio Frequency (RF) technology as mobile payment devices. However, mobile phones today clearly outnumber every other mobile payment device. Penetration rates are forecasted to reach almost 80% in Europe by 2005. The number of worldwide cellular subscribers is expected to pass one billion by 2003. By 2005 there will be more mobile phones worldwide than TVs, fixed line phones, and Personal Computers (PC). Driven by the increasing penetration and resulting business opportunities, numerous mPayment solutions have been offered by payment service providers, telcos, and financial institutions. The variety of applicable technologies, the possible linkage between the financial instruments, and the mPayment device combined with different payment scenarios offer a wide landscape of mPayment solutions. Besides technology, questions dealing with consumer expectations, factors thriving or inhibiting a widespread adoption, and with it related penetration strategies for payment service providers have to be carefully researched to develop a successful mPayment. Based on diverse motivations and influenced by recent technology development banks, telcos and start-up companies endeavour to build a successful mPayment that meets the expectations of consumers and merchants. The research question of this paper focuses on factors that can be identified as crucial to drive the success of mobile payment systems. Therefore, the first goal is to give an introduction to the mPayment landscape as a foundation for further research. The second goal is to derive key factors influencing the success of an mPayment from theoretical models and by reviewing related literature. The research concentrates on business to consumer (B2C) and consumer to consumer (C2C) payment on the European and United States (US) market. Neither cross border payments nor business to business (B2B) payments are described in this paper. Inhaltsverzeichnis:Table of Contents: CONTENTSI TABLE OF EXHIBITSIII TABLE OF CHARTSIV ABBREVIATIONSV 1.INTRODUCTION1 1.1Motivation1 1.2Goals of the study2 1.3Structure2 2.TRADITIONAL AND FIXED-LINE ONLINE PAYMENT METHODS4 2.1History of [...]

Critical Success Factors of Mobile Payments

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Author :
Publisher : GRIN Verlag
ISBN 13 : 3638178188
Total Pages : 109 pages
Book Rating : 4.6/5 (381 download)

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Book Synopsis Critical Success Factors of Mobile Payments by : Christian Hort

Download or read book Critical Success Factors of Mobile Payments written by Christian Hort and published by GRIN Verlag. This book was released on 2003-03-24 with total page 109 pages. Available in PDF, EPUB and Kindle. Book excerpt: Scientific Essay from the year 2002 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,0 (A), Technical University of Darmstadt (Finance and Banking Management (TUD); Institute of Information Mangement (HSG)), language: English, abstract: In the context of this research, payment is understood as the exchange of monetary value between participants either directly or using an intermediary.5 Mobile payment (mPayment) can be understood as every payment where at least one participant applies mobile phone technology, thus, uses a mobile phone.6 But due to technological progress it seems reasonable to classify other devices like a Personal Digital Assistant (PDA) or devices with embedded Radio Frequency (RF) technology as mobile payment devices.7 However, mobile phones today clearly outnumber every other mobile payment device. Penetration rates8 are forecasted to reach almost 80% in Europe by 2005.9 The number of worldwide cellular subscribers is expected to pass one billion by 2003.10 By 2005 there will be more mobile phones worldwide than TVs, fixed line phones, and Personal Computers (PC).11 Driven by the increasing penetration and resulting business opportunities, numerous mPayment solutions have been offered by payment service providers, telcos, and financial institutions. The variety of applicable technologies, the possible linkage between the financial instruments, and the mPayment device combined with different payment scenarios offer a wide landscape of mPayment solutions. Besides technology, questions dealing with consumer expectations, factors thriving or inhibiting a widespread adoption, and with it related penetration strategies for payment service providers have to be carefully researched to develop a successful mPayment.12 5 See Dahlberg/Mallat (2002) p. 651. 6 See Krueger (2001) p. 1; see IWW (2002a) p. 5; see Kreyer/Pousttchi/Turowski (2002) p. 1 f. 7 See Thing/Rouse (2001); cp. chapter 3.2. 8 Users as a percentage of the population. 9 See Barnett/Hodges/Wilshire (2000) p. 164. 10 See Barnett/Hodges/Wilshire (2000) p. 164; see Krueger (2001) p. 3; see GSM Association (2002b). 11 See Datta/Pasa/Schnitker (2001) p. 72. 12 See Dahlberg/Mallat (2002) p. 650.

Critical Success Factors for a Mobile Proximity Payment Solution

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Publisher :
ISBN 13 :
Total Pages : 122 pages
Book Rating : 4.:/5 (12 download)

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Book Synopsis Critical Success Factors for a Mobile Proximity Payment Solution by : Johannes Larsson

Download or read book Critical Success Factors for a Mobile Proximity Payment Solution written by Johannes Larsson and published by . This book was released on 2017 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Emerging Markets from a Multidisciplinary Perspective

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Publisher : Springer
ISBN 13 : 3319750135
Total Pages : 429 pages
Book Rating : 4.3/5 (197 download)

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Book Synopsis Emerging Markets from a Multidisciplinary Perspective by : Yogesh K. Dwivedi

Download or read book Emerging Markets from a Multidisciplinary Perspective written by Yogesh K. Dwivedi and published by Springer. This book was released on 2018-04-11 with total page 429 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines prominent issues in the Emerging Markets (EM) from a variety of disciplines in order to make useful societal contributions through knowledge exchange. EMs offer enormous opportunities, but realizing them is both challenging and risky due to inherent uncertainties of such markets. EM’s also have unique characteristics that makes them different from developed countries. This causes implications for both theory and practice. These markets necessitate substantial adaptations of developed theories and approaches employed in the Western world. This book investigates problems specific to emerging markets, and identifies new theoretical constructs, hypotheses (re)development, and emphasizes institutional contexts. The chapters in this book establish new conceptual and theoretical paradigms from multidisciplinary perspectives concentrated in the areas of information systems, electronic government, and digital and social media matters. The book focuses on topics in these areas such as digital enterprises, sustainability, telemedicine, and Information Communication Technology (ICT) and surveys the potential challenges and opportunities that may arise. These concepts and topics covered in this book are vital for making the global economy more equitable and sustainable.

Mobile Payment

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Publisher : Springer Science & Business Media
ISBN 13 : 3658032510
Total Pages : 187 pages
Book Rating : 4.6/5 (58 download)

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Book Synopsis Mobile Payment by : Thomas Lerner

Download or read book Mobile Payment written by Thomas Lerner and published by Springer Science & Business Media. This book was released on 2013-11-29 with total page 187 pages. Available in PDF, EPUB and Kindle. Book excerpt: Paying with mobile devices such as mobile phones or smart phones will expand worldwide in the coming years. This development provides opportunities for various industries (banking, telecommunications, credit card business, manufacturers, suppliers, retail) and for consumers. The book comprehensively describes current status, trends and critical aspects of successful mobile payment. It combines theory and practice. Comprising essential aspects of a successful mobile payment as well as successful case studies and practical examples, this book is for all who are developing, offering and using mobile payment.

Smart Working, Living and Organising

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Publisher : Springer
ISBN 13 : 3030043150
Total Pages : 307 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Smart Working, Living and Organising by : Amany Elbanna

Download or read book Smart Working, Living and Organising written by Amany Elbanna and published by Springer. This book was released on 2018-12-07 with total page 307 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book constitutes the refereed proceedings of the IFIP WG 8.6 International Working Conference "Smart Working, Living and Organising" on Transfer and Diffusion of IT, TDIT 2018, held in Portsmouth, UK, in June 2018. The 17 revised full papers and 2 short papers presented were carefully reviewed and selected from 34 submissions. They deal with the adoption of new classes of technology used by individuals, organisations, sectors and society with a particular focus on how emerging technologies are adopted and appropriated in organisations and everday life and their impact. The papers are organized in the following topical sections: being smart: adoption challenges; sharing economy and social media; government and infrastructure; IT project management; and revisiting concepts and theories.

A Study on the Factors Influencing the Adoption of Mobile Payment System in Nigeria

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Publisher :
ISBN 13 :
Total Pages : 178 pages
Book Rating : 4.:/5 (957 download)

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Book Synopsis A Study on the Factors Influencing the Adoption of Mobile Payment System in Nigeria by : Aminu Hamza

Download or read book A Study on the Factors Influencing the Adoption of Mobile Payment System in Nigeria written by Aminu Hamza and published by . This book was released on 2014 with total page 178 pages. Available in PDF, EPUB and Kindle. Book excerpt: The proliferation of handheld devices and the high-speed mobile network have created another revolution in the world of commerce. Despite the continuous emerging payment solutions and abundant facilitating technologies, the level of mobile payment system adoption is quite low. Researchers focused their attention mainly on mobile payment business model and mobile payment software/infrastructures architectures with relatively little attention paid to the factors influencing the adoption. Moreover, researchers paid very little attention on issues regarding mobile payment system adoption in developing countries. Accordingly, this study examined the factors that determine the adoption of mobile payment system and how their influence differs by gender of the students of tertiary institutions in Nigeria. Technology Acceptance Model (TAM) was used with three additional variables to form the conceptual model. The study was conducted in three Universities in Kano state, Nigeria. Purposive sampling method was used with a total valid 214 respondents which involved the students of Bayero University Kano (BUK), North-West University, and Kano University of Science and Technology (KUST) Wudil, Kano, Nigeria. The results of the multiple regression analysis revealed that perceived ease of use (PEOU), perceived usefulness (PU), perceived compatibility (PC) and social norm (SN) have significant and positive correlation with the behavioural intention to adopt mobile payment system. The findings from the independent t-test also revealed that there is a significant difference on the influence of PEOU and SN among the gender of the students with male having high perceived ease use (PEOU) over female counterpart, while social norm (SN) influences female more than their male counterpart in adopting mobile payment. The study provided empirical support of the background theory outside the context of developed countries and contributed significantly to the existing literature in the field of mobile payment. Secondly, the study provided input about the critical success factors of the adoption of mobile payment system among mobile users. Thirdly, the study will help authorities to make relevant adjustments regarding the cashless-policy to make it more effective in the economy.

Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business

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Publisher : IGI Global
ISBN 13 : 1799889580
Total Pages : 1964 pages
Book Rating : 4.7/5 (998 download)

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Book Synopsis Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business by : Management Association, Information Resources

Download or read book Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business written by Management Association, Information Resources and published by IGI Global. This book was released on 2021-04-16 with total page 1964 pages. Available in PDF, EPUB and Kindle. Book excerpt: In the next few years, it is expected that most businesses will have transitioned to the use of electronic commerce technologies, namely e-commerce. This acceleration in the acceptance of e-commerce not only changes the face of business and retail, but also has introduced new, adaptive business models. The experience of consumers in online shopping and the popularity of the digital marketplace have changed the way businesses must meet the needs of consumers. To stay relevant, businesses must develop new techniques and strategies to remain competitive in a changing commercial atmosphere. The way in which e-commerce is being implemented, the business models that have been developed, and the applications including the benefits and challenges to e-commerce must be discussed to understand modern business. The Research Anthology on E-Commerce Adoption, Models, and Applications for Modern Business discusses the best practices, latest strategies, and newest methods for implementing and using e-commerce in modern businesses. This includes not only a view of how business models have changed and what business models have emerged, but also provides a focus on how consumers have changed in terms of their needs, their online behavior, and their use of e-commerce services. Topics including e-business, e-services, mobile commerce, usability models, website development, brand management and marketing, and online shopping will be explored in detail. This book is ideally intended for business managers, e-commerce managers, marketers, advertisers, brand managers, executives, IT consultants, practitioners, researchers, academicians, and students interested in how e-commerce is impacting modern business models.

Critical Success Factors Simplified

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Publisher : CRC Press
ISBN 13 : 1439811202
Total Pages : 156 pages
Book Rating : 4.4/5 (398 download)

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Book Synopsis Critical Success Factors Simplified by : Marvin T. Howell

Download or read book Critical Success Factors Simplified written by Marvin T. Howell and published by CRC Press. This book was released on 2009-11-20 with total page 156 pages. Available in PDF, EPUB and Kindle. Book excerpt: Critical-to-success factors (CSFs) have become essential elements to strategic planning and no business can achieve consistent success without effectively adopting them. To take full advantage of CSFs, however, an organization must first understand what they are and how they can be used to drive organizational initiatives and processes. Critical Su

Impact of Mobile Payment Applications and Transfers on Business

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Publisher : IGI Global
ISBN 13 : 1799824004
Total Pages : 311 pages
Book Rating : 4.7/5 (998 download)

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Book Synopsis Impact of Mobile Payment Applications and Transfers on Business by : Opati, Thaisaiyi Zephania

Download or read book Impact of Mobile Payment Applications and Transfers on Business written by Opati, Thaisaiyi Zephania and published by IGI Global. This book was released on 2019-12-20 with total page 311 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumers continue to rely heavily on their phones to complete such tasks as transferring funds between banks or accounts, depositing or withdrawing funds, paying bills, and purchasing items. Mobile money users are oftentimes more financially resilient and can protect themselves better against economic and other shocks. Moreover, mobile money can increase the velocity of money in circulation because it reduces the transactions and time costs of making retail payments. As such, understanding the impact of mobile payments is imperative for businesses and the economy. Impact of Mobile Payment Applications and Transfers on Business is a pivotal reference source that provides vital research on mobile money transfer and its impact in social, corporate, and micro- and macro-policies concerning the aggregate economy and individual households as a whole within an economy. It covers the impact, innovations, business-to-business transformations, regulatory framework, challenges, and ethical issues surrounding mobile money transfers around the world. This book is ideally designed for economists, financial analysts, business managers, leaders, scholars, practitioners, researchers, and students in fields that include management, finance, economics, commerce, and leadership.

Selected Readings on Electronic Commerce Technologies: Contemporary Applications

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Publisher : IGI Global
ISBN 13 : 1605660973
Total Pages : 542 pages
Book Rating : 4.6/5 (56 download)

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Book Synopsis Selected Readings on Electronic Commerce Technologies: Contemporary Applications by : Hu, Wen-Chen

Download or read book Selected Readings on Electronic Commerce Technologies: Contemporary Applications written by Hu, Wen-Chen and published by IGI Global. This book was released on 2008-08-31 with total page 542 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This book offers research articles focused on key issues concerning the technologies and applications of electronic commerce"--Provided by publisher.

Artificial Neural Networks and Structural Equation Modeling

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Publisher : Springer Nature
ISBN 13 : 9811965099
Total Pages : 336 pages
Book Rating : 4.8/5 (119 download)

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Book Synopsis Artificial Neural Networks and Structural Equation Modeling by : Alhamzah Alnoor

Download or read book Artificial Neural Networks and Structural Equation Modeling written by Alhamzah Alnoor and published by Springer Nature. This book was released on 2022-11-19 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book goes into a detailed investigation of adapting artificial neural network (ANN) and structural equation modeling (SEM) techniques in marketing and consumer research. The aim of using a dual-stage SEM and ANN approach is to obtain linear and non-compensated relationships because the ANN method captures non-compensated relationships based on the black box technology of artificial intelligence. Hence, the ANN approach validates the results of the SEM method. In addition, such the novel emerging approach increases the validity of the prediction by determining the importance of the variables. Consequently, the number of studies using SEM-ANN has increased, but the different types of study cases that show customization of different processes in ANNs method combination with SEM are still unknown, and this aspect will be affecting to the generation results. Thus, there is a need for further investigation in marketing and consumer research. This book bridges the significant gap in this research area. The adoption of SEM and ANN techniques in social commerce and consumer research is massive all over the world. Such an expansion has generated more need to learn how to capture linear and non-compensatory relationships in such area. This book would be a valuable reading companion mainly for business and management students in higher academic organizations, professionals, policy-makers, and planners in the field of marketing. This book would also be appreciated by researchers who are keenly interested in social commerce and consumer research.

TRUSTING MOBILE PAYMENT

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Publisher : tredition
ISBN 13 : 3743935589
Total Pages : 125 pages
Book Rating : 4.7/5 (439 download)

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Book Synopsis TRUSTING MOBILE PAYMENT by : Andrea Bauer

Download or read book TRUSTING MOBILE PAYMENT written by Andrea Bauer and published by tredition. This book was released on 2017-07-18 with total page 125 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book Andrea Bauer examines the apparently simple question of the role of trust in the development and establishment of mobile payment services. The proliferation of new payment instruments was always associated with the condition of trustworthiness. Even if the form of payment has changed constantly in the past (e.g. cowrie shells, stones, coins, paper notes, plastic cards or electronic digits), the demand for trustworthiness was always an essential factor regarding its market acceptance. What trust exactly is, which functions trust has in the use of technical solutions and which aspects and determinants of trust are crucial regarding mobile payment services, Andrea Bauer will analyze in the present work.

Managing Business in a Multi-channel World

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Publisher : IGI Global
ISBN 13 : 1591406315
Total Pages : 347 pages
Book Rating : 4.5/5 (914 download)

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Book Synopsis Managing Business in a Multi-channel World by : Timo Saarinen

Download or read book Managing Business in a Multi-channel World written by Timo Saarinen and published by IGI Global. This book was released on 2005-01-01 with total page 347 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the concerns of existing companies who wish to succeed in the new multi-channel environment as it develops and becomes commonplace.

Proceedings of the 2nd International Conference on Emerging Technologies and Intelligent Systems

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Publisher : Springer Nature
ISBN 13 : 3031252748
Total Pages : 666 pages
Book Rating : 4.0/5 (312 download)

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Book Synopsis Proceedings of the 2nd International Conference on Emerging Technologies and Intelligent Systems by : Mohammed A. Al-Sharafi

Download or read book Proceedings of the 2nd International Conference on Emerging Technologies and Intelligent Systems written by Mohammed A. Al-Sharafi and published by Springer Nature. This book was released on 2023-03-12 with total page 666 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book sheds light on the recent research directions in intelligent systems and their applications. It involves two main themes, including management information systems and advances in information security and networking. The discussion of the most recent designs, advancements, and modifications of intelligent systems, as well as their applications, is a key component of the chapters contributed to the aforementioned subjects.

Emerging Issues in Islamic Finance Law and Practice in Malaysia

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Publisher : Emerald Group Publishing
ISBN 13 : 1789735459
Total Pages : 320 pages
Book Rating : 4.7/5 (897 download)

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Book Synopsis Emerging Issues in Islamic Finance Law and Practice in Malaysia by : Umar A. Oseni

Download or read book Emerging Issues in Islamic Finance Law and Practice in Malaysia written by Umar A. Oseni and published by Emerald Group Publishing. This book was released on 2019-08-26 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: Through a thorough analysis of emerging legal and regulatory issues in Islamic finance law and practice in Malaysia, this exciting new study covers issues such as blockchain technology, anti-money laundering, and FinTech in Islamic finance.

CRM in Financial Services

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Publisher : Kogan Page Publishers
ISBN 13 : 9780749436964
Total Pages : 724 pages
Book Rating : 4.4/5 (369 download)

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Book Synopsis CRM in Financial Services by : Bryan Foss

Download or read book CRM in Financial Services written by Bryan Foss and published by Kogan Page Publishers. This book was released on 2002 with total page 724 pages. Available in PDF, EPUB and Kindle. Book excerpt: Packed with international case studies and examples, the book begins with a detailed analysis of the state of CRM and e-business in the financial services globally, and then goes on to provide comprehensive and practical guidance on: making the most of your customer base; systems and data management; risk and compliance; channels and value chain issues; implementation; strategic implications.