Credit Monitoring And Recovery Of Bank Loans

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Credit Monitoring and Recovery of Bank Loans

Author : R.K. Gupta, Himanshu Gupta
Publisher : Notion Press
ISBN 13 :
Total Pages : 232 pages
Book Rating : 4.8/5 (918 download)

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Book Synopsis Credit Monitoring and Recovery of Bank Loans by : R.K. Gupta, Himanshu Gupta

Download or read book Credit Monitoring and Recovery of Bank Loans written by R.K. Gupta, Himanshu Gupta and published by Notion Press. This book was released on 2023-11-18 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the first book which is updated to 15.09.2023 for bankers and Lenders on Monitoring of Credit & Recovery of Bank Loan in a very simple language covering various problems being faced by the officers of almost all the banks resulting in a deficiency in due diligence. Mounting of NPAs in the banks is reported to be a result of weak appraisal and weak monitoring at various levels resulting in suffering huge losses by the lending institutions. The monitoring starts from day one when the proposal is received at the branch level for sanction to the date of closure of the account. This book has covered all such ins and outs to understand the technique for monitoring of all types of borrowal accounts at various stages including stages of pre-sanction, documentation, disbursal, operation, renewal, enhancement, SMA, RFA, NPA, and Recovery through Lok Adalat, SERFAESI, DRT, Settlement/Compromise & IBC. We are confident that this book will prove to be a bible for all Loan Officers/Senior Officials working in banks, NBFCs, or other lending institutions.

Credit Risk Management

Author : Andrew Fight
Publisher : Elsevier
ISBN 13 : 0080472400
Total Pages : 265 pages
Book Rating : 4.0/5 (84 download)

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Book Synopsis Credit Risk Management by : Andrew Fight

Download or read book Credit Risk Management written by Andrew Fight and published by Elsevier. This book was released on 2004-09-23 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Risk Management will enable general bankers, staff, and credit analyst trainees to understand the basic information and principles underlying credit risk evaluation, and to use those underlying principles to undertake an analysis of non financial and financial risks when preparing a credit proposal. Since the best loans are the ones that do not present problems during the repayment phase, the authors also focus on elements relating to the proactive management of those loans during their inception.This book introduces:*Credit analysis, approval and management processes*Concepts of financial and non-financial risk*Financial statement analysis, including the use of ratio anaylsis*Cash flow analysis and forecasting*Security enhancement & management procedures designed to legally & financially manage credit risk *Inspired by the basic entry level training courses that have been developed by major international banks worldwide.*Will enable students and those already in the finance profession to gain an understanding of the basic information and principles of credit risk*Questions with answers, study topics, practical "real world" examples and text with an extensive bibliography

Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis

Author : Luc Eyraud
Publisher : International Monetary Fund
ISBN 13 : 1513576518
Total Pages : 85 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis by : Luc Eyraud

Download or read book Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis written by Luc Eyraud and published by International Monetary Fund. This book was released on 2021-06-08 with total page 85 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sub-Saharan African countries are facing an unprecedented health and economic crisis that is likely to severely hurt credit quality and raise non-performing loans from already high levels. Banks have a critical role to play not only during the crisis by providing temporarily relief to businesses and households, but also during the recovery by supporting economic activity and facilitating the structural transformations engaged by the pandemic.

Report on the Availability of Bank Credit in the Seventh Federal Reserve District

Author : Jacob Viner
Publisher :
ISBN 13 :
Total Pages : 132 pages
Book Rating : 4.:/5 (3 download)

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Book Synopsis Report on the Availability of Bank Credit in the Seventh Federal Reserve District by : Jacob Viner

Download or read book Report on the Availability of Bank Credit in the Seventh Federal Reserve District written by Jacob Viner and published by . This book was released on 1935 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How to Create, Establish and Repair My Credit

Author : Octavio Ponce
Publisher : Xlibris Corporation
ISBN 13 : 1483638278
Total Pages : 83 pages
Book Rating : 4.4/5 (836 download)

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Book Synopsis How to Create, Establish and Repair My Credit by : Octavio Ponce

Download or read book How to Create, Establish and Repair My Credit written by Octavio Ponce and published by Xlibris Corporation. This book was released on 2013-05-13 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: It is important to familiarize ourselves with our credit report and have it close to maintain it in good standing and take advantage of it the most we can. The credit report is not the loan institutions responsibility nor financial institutions or banks that are the ones that utilize it to decide under which terms they approve the loan; the credit report is each individuals responsibility. You would think that if you bought everything in cash, then you would never need a loan or any kind of financing, and you would not have to familiarize yourself with what is credit, but allow me to tell you that the credit report is not utilized or analyzed only for people that ask for loans. The credit report affects a lot of other factors in your daily life, like how your auto insurance, your work, your position at your job, and your rent, in fact, affect your daily life. That is why I repeat that credit is one of the tools mostly utilized in actuality. Learn how to utilize it in your favor, and obtain all the benefits that it gives youa good management of your credit report. In todays market, there has not been a BOOK that has put together all the three elements of the CREDIT HISTORY: Create, Establish, and Repair. This is a one-of-a-kind BOOK. There is the hunger and the need for information that helps all people with their credit report, and this BOOK is a powerful tool in the hands of whoever buys it and reads it.

Banking and Debt Recovery in Emerging Markets

Author : Sonali Abeyratne
Publisher : Dartmouth Publishing Company
ISBN 13 :
Total Pages : 262 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Banking and Debt Recovery in Emerging Markets by : Sonali Abeyratne

Download or read book Banking and Debt Recovery in Emerging Markets written by Sonali Abeyratne and published by Dartmouth Publishing Company. This book was released on 2001 with total page 262 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides a comparative analysis of the law and practice of debt recovery in India, Sri Lanka and Malaysia, demonstrating that a suitable debt recovery system for a developing economy requires not only good laws and judicial remedies, but also appropriate financial industry practices as to credit and loan supervision policies.

Credit Repair Kit For Dummies

Author : Melyssa Barrett
Publisher : John Wiley & Sons
ISBN 13 : 1119771064
Total Pages : 487 pages
Book Rating : 4.1/5 (197 download)

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Book Synopsis Credit Repair Kit For Dummies by : Melyssa Barrett

Download or read book Credit Repair Kit For Dummies written by Melyssa Barrett and published by John Wiley & Sons. This book was released on 2021-01-07 with total page 487 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sensible ways to manage and repair your credit Need a credit makeover? You’re not alone: in the U.S., outstanding credit card and other types of revolving debt have jumped over 20% in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you’re just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for escaping the quicksand and taking the concrete steps needed to build up a solid score. There are many reasons why you might have a subpar credit score—mortgage and auto debt, student loans, impacts of disasters such as COVID-19, and even identity theft. This book covers these scenarios and more, helping you identify the reasons behind a lower score and providing you with straightforward, proven techniques for managing it back to where you want it to be. Also included are sample credit reports, forms, templates, and other helpful online tools to use to whip your score into decent shape. Add information to your report to beef-up a low score Avoid, reduce, and get rid of mortgage, credit card, student loan, and auto debt Keep a good credit score during a period of unemployment Fight back against identity theft A good credit score is always a great thing to have. This book shows you how to put even the worst credit situations behind you and make a poor score just a bad—and distant—memory.

Retail Credit Risk Management

Author : M. Anolli
Publisher : Springer
ISBN 13 : 1137006765
Total Pages : 367 pages
Book Rating : 4.1/5 (37 download)

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Book Synopsis Retail Credit Risk Management by : M. Anolli

Download or read book Retail Credit Risk Management written by M. Anolli and published by Springer. This book was released on 2013-01-29 with total page 367 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introducing the fundamentals of retail credit risk management, this book provides a broad and applied investigation of the related modeling theory and methods, and explores the interconnections of risk management, by focusing on retail and the constant reference to the implications of the financial crisis for credit risk management.

Loan Portfolio Management

Author :
Publisher :
ISBN 13 :
Total Pages : 114 pages
Book Rating : 4.3/5 (512 download)

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Book Synopsis Loan Portfolio Management by :

Download or read book Loan Portfolio Management written by and published by . This book was released on 1988 with total page 114 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Consumer Lending

Author : Richard E. Beck (Jr.)
Publisher :
ISBN 13 : 9780899826301
Total Pages : 448 pages
Book Rating : 4.8/5 (263 download)

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Book Synopsis Consumer Lending by : Richard E. Beck (Jr.)

Download or read book Consumer Lending written by Richard E. Beck (Jr.) and published by . This book was released on 2009 with total page 448 pages. Available in PDF, EPUB and Kindle. Book excerpt:

How to Assess the Benefits of Nonperforming Loan Disposal in Sub-Saharan Africa Using a Simple Analytical Framework

Author : Irina Bunda
Publisher : International Monetary Fund
ISBN 13 : 1513583093
Total Pages : 23 pages
Book Rating : 4.5/5 (135 download)

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Book Synopsis How to Assess the Benefits of Nonperforming Loan Disposal in Sub-Saharan Africa Using a Simple Analytical Framework by : Irina Bunda

Download or read book How to Assess the Benefits of Nonperforming Loan Disposal in Sub-Saharan Africa Using a Simple Analytical Framework written by Irina Bunda and published by International Monetary Fund. This book was released on 2021-06-08 with total page 23 pages. Available in PDF, EPUB and Kindle. Book excerpt: The coronavirus (COVID-19) crisis, which has hit financial systems across Africa, is likely to deteriorate banks’ balance sheets. The largest threat to banks pertains to their loan portfolios, since many borrowers have faced a sharp collapse in their income, and therefore have difficulty repaying their obligations as they come due. This could lead to a sharp increase in nonperforming loans (NPLs) in the short to medium term.

Understanding the Securitization of Subprime Mortgage Credit

Author : Adam B. Ashcraft
Publisher : DIANE Publishing
ISBN 13 : 1437925146
Total Pages : 76 pages
Book Rating : 4.4/5 (379 download)

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Book Synopsis Understanding the Securitization of Subprime Mortgage Credit by : Adam B. Ashcraft

Download or read book Understanding the Securitization of Subprime Mortgage Credit written by Adam B. Ashcraft and published by DIANE Publishing. This book was released on 2010-03 with total page 76 pages. Available in PDF, EPUB and Kindle. Book excerpt: Provides an overview of the subprime mortgage securitization process and the seven key informational frictions that arise. Discusses the ways that market participants work to minimize these frictions and speculate on how this process broke down. Continues with a complete picture of the subprime borrower and the subprime loan, discussing both predatory borrowing and predatory lending. Presents the key structural features of a typical subprime securitization, documents how rating agencies assign credit ratings to mortgage-backed securities, and outlines how these agencies monitor the performance of mortgage pools over time. The authors draw upon the example of a mortgage pool securitized by New Century Financial during 2006. Illustrations.

Bank Credit Management

Author : S. Murali
Publisher :
ISBN 13 : 9789350441077
Total Pages : 249 pages
Book Rating : 4.4/5 (41 download)

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Book Synopsis Bank Credit Management by : S. Murali

Download or read book Bank Credit Management written by S. Murali and published by . This book was released on 2010 with total page 249 pages. Available in PDF, EPUB and Kindle. Book excerpt: 1. OVERVIEW OF LENDING ACTIVITY 2. PRINCIPLES & : OBJECTIVES OF CREDIT MANAGEMENT 3. CREDIT POLICY IN BANKS 4. REGULATORY FRAMEWORK 5. PRUDENTIAL NORMS 6 . TYPES OF BORROWERS 7. CREDIT EVALUATION - WORKING CAPITAL FINANCE 8. CREDIT EV ALUA TION - TERM LOANS 9. DYNAMICS OF FOREIGN EXCHANGE 10. TYPES OF CREDIT FACILITIES 11. DOCUMENTATION 12. MONITORING AND FOLLOW-UP 13. PRUDENTIAL NORMS ON CAPITAL ADEQUACY AND CREDIT RISK MANAGEMENT 14. RECOVERY MANAGEMENT 15. MICRO FINANCE 16. COMPREHENSIVE CASE STUDY.

Bank Failure

Author :
Publisher :
ISBN 13 :
Total Pages : 44 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis Bank Failure by :

Download or read book Bank Failure written by and published by . This book was released on 1988 with total page 44 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Debts and Recovery

Author : Twentieth Century Fund. Committee on Debt Adjustment
Publisher :
ISBN 13 :
Total Pages : 408 pages
Book Rating : 4.:/5 (1 download)

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Book Synopsis Debts and Recovery by : Twentieth Century Fund. Committee on Debt Adjustment

Download or read book Debts and Recovery written by Twentieth Century Fund. Committee on Debt Adjustment and published by . This book was released on 1938 with total page 408 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Financial Crisis Inquiry Report

Author : Financial Crisis Inquiry Commission
Publisher : Cosimo, Inc.
ISBN 13 : 1616405414
Total Pages : 692 pages
Book Rating : 4.6/5 (164 download)

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Book Synopsis The Financial Crisis Inquiry Report by : Financial Crisis Inquiry Commission

Download or read book The Financial Crisis Inquiry Report written by Financial Crisis Inquiry Commission and published by Cosimo, Inc.. This book was released on 2011-05-01 with total page 692 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

Essays on Credit Risk and Bank Lending Standards in Loan Markets

Author : Margaret apRoberts-Warren
Publisher :
ISBN 13 : 9780355333626
Total Pages : 139 pages
Book Rating : 4.3/5 (336 download)

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Book Synopsis Essays on Credit Risk and Bank Lending Standards in Loan Markets by : Margaret apRoberts-Warren

Download or read book Essays on Credit Risk and Bank Lending Standards in Loan Markets written by Margaret apRoberts-Warren and published by . This book was released on 2017 with total page 139 pages. Available in PDF, EPUB and Kindle. Book excerpt: Compared to an economy without costly endogenous monitoring, costly monitoring results in a less severe drop in capital and output after a surprise increase in the cost of bank deposits. This is driven by the loan rate spread: this spread falls and leads to a larger rise in the excess return to capital over the cost of bank loans which contributes to a faster recovery in borrower net worth, capital, and output.