Credit Medicine: A How-To Guide to Credit Repair

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Author :
Publisher : Lulu.com
ISBN 13 : 1483461947
Total Pages : 298 pages
Book Rating : 4.4/5 (834 download)

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Book Synopsis Credit Medicine: A How-To Guide to Credit Repair by : Michael Barone

Download or read book Credit Medicine: A How-To Guide to Credit Repair written by Michael Barone and published by Lulu.com. This book was released on 2016-12-09 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Medicine is a how-to guide in helping you repair your credit. This amazing book will walk you step-by step through the credit restoration process and will show you how to fix your credit the right way! There are real solutions to the problem of poor credit and we can help restore your credit rating to good health. Comprehensive and easy to understand, Credit Medicine puts everything you need to know in laymen's terms, so you can complete the credit restoration process on your own. It includes not only detailed, proven strategies for credit repair, but also step-by-step instructions. This is the same process I use to help my clients achieve a credit score that allows them to move forward and enjoy the feeling of credit worthiness. Don't delay! Get started right now and begin the process of restoring your financial health. You'll feel so much better!

Credit Repair Kit For Dummies

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470276738
Total Pages : 394 pages
Book Rating : 4.4/5 (72 download)

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Book Synopsis Credit Repair Kit For Dummies by : Steve Bucci

Download or read book Credit Repair Kit For Dummies written by Steve Bucci and published by John Wiley & Sons. This book was released on 2008-07-28 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Clean Up Your Credit!

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Author :
Publisher : Rowman & Littlefield
ISBN 13 : 1493066978
Total Pages : 185 pages
Book Rating : 4.4/5 (93 download)

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Book Synopsis Clean Up Your Credit! by : Richard Mansfield

Download or read book Clean Up Your Credit! written by Richard Mansfield and published by Rowman & Littlefield. This book was released on 2022-05-15 with total page 185 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad things happen to good people. Events not always under our control can often result in our credit scores going down, and sometimes way, way down. There are consumer protection laws that you can use to remove negative items from your credit report,. Because of a quirk in the law you can, as the author did, remove items that really are yours. But if you try to go it alone, the credit repair journey can be a nightmare. This book introduces a step-by-step credit repair system, actulal documents the author used to settle suits, and legal cases filed in federal courts against major credit bureaus. These are the credit repair secrets they really don’t want to you to know, from someone who successfully challenged the credit reporting industry. Contrary to what you may believe, there is a way to improve your credit score substantially, and this book will help you get there.The author was a vice president at Guardian Bank in charge of the collection department and went on to start a collection agency. After selling the agency he became a credit restoration coach. To prove what he knew in theory could in fact be done, he stopped paying everything: repossession, foreclosure, medical bills, student loans, and credit cards. He even filed for bankruptcy. His credit score went from over 800 down to 461. He had it back to 742 in five months. Mr. Mansfield walks you through every step of the credit restoration process. As a bonus, when you purchase the book there’s information on how to contact Mr. Mansfield directly! There is no other credit restoration book like this.

DIY Credit Repair

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Author :
Publisher :
ISBN 13 : 9780999249833
Total Pages : 80 pages
Book Rating : 4.2/5 (498 download)

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Book Synopsis DIY Credit Repair by : Kendyl Jameson

Download or read book DIY Credit Repair written by Kendyl Jameson and published by . This book was released on 2018-08-28 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is also available in Spanish. (Disponible en Español) Fix your credit and take control of your financial life! Do you need to repair your credit or increase your credit score? Do you want to eliminate debt and build credit? Have you applied for a loan and been denied due to your credit? Do you want to know how to read your credit report and understand why you were denied? Do you want to fix your credit? If you answered yes to any of the above questions or if you simply wish to improve your credit score and credit rating, then this book is for you! DIY Credit Repair: Beginners' Guide to Credit Repair is an easy to read and follow guide for individuals wishing to: repair credit; increase credit score; improve credit rating; understand credit reports; understand credit utilization ratio; and improve budgeting skills. In addition, you will find tips and suggestions for each section as well as examples for easier understanding of this otherwise complicated topic. DIY Credit Repair: Beginners' Guide to Credit Repair is written and based on personal experience. Proven to have been successful for the author, the information included has been used and applied to not only rebuild and repair credit, but also increase credit rating while sending the credit score shooting for the stars! A healthy credit score and credit utilization ratio are important for obtaining car loans, mortgages and lines of credit. These two components can make an impact on whether or not you qualify for the purchase you want to make. Overall, the better your credit and payment history, the better chances you have of being approved - and often at lower interest rates. Although services can be used for achieving some credit goals, when you do it yourself (DIY), you not only learn the process, but also gain better financial discipline while teaching yourself how to preserve your credit and make better purchasing decisions. When you fix your credit yourself, you will inherit the power to maintain your credit with a full understanding of how and when to use it, as well as when not to. Understanding the ins and outs of your personal credit now, can save you grief and frustration further down the road. All of this adds up to better chances of a more stable, sound financial situation that assists in lowering stress and improving life on a daily basis! Get excited about where you can take this and get started today!

The Essential Credit Repair Handbook

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Author :
Publisher : Red Wheel/Weiser
ISBN 13 : 1601636660
Total Pages : 174 pages
Book Rating : 4.6/5 (16 download)

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Book Synopsis The Essential Credit Repair Handbook by : Deborah McNaughton

Download or read book The Essential Credit Repair Handbook written by Deborah McNaughton and published by Red Wheel/Weiser. This book was released on 2011-05-15 with total page 174 pages. Available in PDF, EPUB and Kindle. Book excerpt: The majority of debt-ridden consumers are in desperate need of financial budgeting and credit repair. The Essential Credit Repair Handbook contains all the information you need to walk you through the step-by-step process of repairing your credit and leaving debt behind! The book will teach you how to: Dispute late payments, charge-offs, and collection accounts Rebuild your life after a bankruptcy, foreclosure, or short sale Re-establish your credit in spite of a bad credit report Set new financial goals Understand the latest credit card laws and regulations The Essential Credit Repair Handbook is an easy-to-use guide for people who are getting over bankruptcy, foreclosure, short sale, or any financial hardship affecting their credit and are looking to rebuild or re-establish their credit.

The Complete Guide To Credit Repair

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Author :
Publisher : Simon and Schuster
ISBN 13 : 1440501971
Total Pages : 222 pages
Book Rating : 4.4/5 (45 download)

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Book Synopsis The Complete Guide To Credit Repair by : Bill Kelly

Download or read book The Complete Guide To Credit Repair written by Bill Kelly and published by Simon and Schuster. This book was released on 2000-08-01 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: With more and more people declaring bankruptcy and total debt in this country rising, the time is perfect for a book like The Complete Guide to Credit Repair. Not only will this book show people how to repair bad credit to stay out of bankruptcy, it will show them how to avoid bad credit in the future and what they can do to strengthen their situation. Credit bureau information and other vital resources have all changed within the last few years. The Complete Guide to Credit Repair - written in a simple, straightforward tone - is packed with up-to-date information on a topic that millions of people face everyday.

The Guerrilla Guide to Credit Repair

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Author :
Publisher : Macmillan
ISBN 13 : 9780312340254
Total Pages : 212 pages
Book Rating : 4.3/5 (42 download)

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Book Synopsis The Guerrilla Guide to Credit Repair by : Todd Bierman

Download or read book The Guerrilla Guide to Credit Repair written by Todd Bierman and published by Macmillan. This book was released on 2005-12-27 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers.

The Ultimate Credit Repair Guide to Having Luxurious Credit

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781539867333
Total Pages : 0 pages
Book Rating : 4.8/5 (673 download)

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Book Synopsis The Ultimate Credit Repair Guide to Having Luxurious Credit by : Arnita Johnson

Download or read book The Ultimate Credit Repair Guide to Having Luxurious Credit written by Arnita Johnson and published by Createspace Independent Publishing Platform. This book was released on 2016-11-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bad credit? No credit? The Ultimate Credit Repair Guide to Having Luxurious Credit is loaded with knowledgeable, easy-to-follow advice no matter where you find yourself on your financial journey. Arnita, like millions of Americans, learned that having bad credit can jeopardize your livelihood. What started as an instant approval of credit for $2500, quickly spiraled into twenty-five unpaid credit cards, reckless spending habits, and uncontrollable debt that cost her a well-paying job and nearly destroyed her financial future. With a FICO score of 303 (FICO starts at 300), Arnita knew the only person who could repair the damage she did to her credit was her! She received no help from the credit bureaus and countless threatening calls from bill collectors. But after years of studying consumer rights and laws on how to fix what seemed irreparable, Arnita applied practical steps and proven methods that cleaned up her credit report and doubled her credit score in six months. This guide includes exclusive information on: Credit repair dispute techniques Inside secrets on how the credit bureaus work How to finally put an end to debt collector calls How to increase your credit score in 30 days How to write effective dispute letters How to request debt validation How to establish credit Sample well-written dispute letters What NOT to do when repairing your credit The infamous "Debt Collector Call Script" And MUCH MORE!

The Ultimate Guide to Credit Repair

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781523665488
Total Pages : 0 pages
Book Rating : 4.6/5 (654 download)

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Book Synopsis The Ultimate Guide to Credit Repair by : Carl Oren

Download or read book The Ultimate Guide to Credit Repair written by Carl Oren and published by Createspace Independent Publishing Platform. This book was released on 2016-03-15 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: In today's society, there are some persons who believe that getting a credit card means that they have the financial freedom to purchase anything they want while living a lavish lifestyle. Because these individuals have this misconception of credit card usage, they are the ones that usually find themselves in debt. There are those persons who incur a vast amount of debt because of matters beyond their control such as medical emergencies; on the other hand, quite a number of the U.S. population in is debt because of frivolous spending and living beyond their means. To make matters worse, these individuals are spending more than what they are saving, if they are saving any at all. Because of the reasons listed above, credit repair has now become an imperative staple in the U.S. economy. In fact, over the past few years, credit repair companies have been popping up everywhere. It's practically impossible to watch TV or surf the Internet without seeing one of those "Do you have bad credit?" advertisements. But credit repair isn't associated with bad spending only. There are some cases wherein identity theft and mistakes made by financial institutions have left persons scampering to find ways in which they can fix the mistakes that these situations have caused. If you don't work in the financial sector or you are not one of those persons that tries to keep up with everything going on in the world, you may have no clue as to what credit repair is. Actually, it's a process that is quite simply to understand. Credit repair is defined as the process of working alongside creditors and the credit bureaus to make improvements to your credit report, which will in turn aid in improving your credit score. This process can be done by a legitimate agency that specializes in credit repair, or you can do it on your own. Generally, the process includes identifying and amending any erroneous information on your credit report, or looking over all your financial statements and figuring out a way to lower or completely eradicate your debt. If you are finding it difficult to get competitive interest rates when applying for a loan because of a bad credit report, you'll find credit repair very beneficial. What is it that you will learn from this Book? How will it be of any help to you? For starters, you will learn what credit actually is and how you can manage it without running into debt. You will then be introduced to credit repair options available to you; learn how to dispute a credit report; and also learn how to increase your credit score. Once you have the correct tools in hand, you will be able to repair your credit and raise your credit score to a number that won't embarrass you or prevent you from getting a loan. Remember, after your credit has been repaired you should still continue to effectively manage your finances, as you don't want to end up in debt again.

The Guerrilla Guide to Credit Repair

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Author :
Publisher : Macmillan
ISBN 13 : 9780312107345
Total Pages : 180 pages
Book Rating : 4.1/5 (73 download)

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Book Synopsis The Guerrilla Guide to Credit Repair by : Todd Bierman

Download or read book The Guerrilla Guide to Credit Repair written by Todd Bierman and published by Macmillan. This book was released on 1994-02-15 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discusses how major credit bureaus compile a credit history and how to deal with them if there's a problem.

I Give You Credit

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Author :
Publisher : Carlos Ariel Then
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4.6/5 (63 download)

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Book Synopsis I Give You Credit by : Carlos Ariel Then

Download or read book I Give You Credit written by Carlos Ariel Then and published by Carlos Ariel Then. This book was released on 2020-01-29 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this book, "I Give You Credit". I go through the steps of repairing your own credit while providing you with the knowledge, letter templates and tips that will help you get all the credit you deserve! You see, in this game called life. Cash is King, but Credit is Queen.. When you realize that the Queen can make a lot more moves on the playing field than the King. You start utilizing it in a better fashion. Of course you have to protect your King to win the game...

How to Remove ALL Negative Items from Your Credit Report

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781484042298
Total Pages : 0 pages
Book Rating : 4.0/5 (422 download)

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Book Synopsis How to Remove ALL Negative Items from Your Credit Report by : Riki Roash

Download or read book How to Remove ALL Negative Items from Your Credit Report written by Riki Roash and published by Createspace Independent Publishing Platform. This book was released on 2013-04-07 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: No more paying top dollar to attorneys and credit repair companies. The secrets are revealed. This book will teach you the incredibly easy process the professionals are using and charging thousands for. A simple step-by-step guide to remove all derogatory items on your credit reports, even if they do belong to you!Are charge-offs, repos, bankruptcies, judgments, short-sales, loan modifications, late payments, and collection accounts preventing you from receiving the new home or car that you dream of, or preventing you from getting a better job or credit card?Say no more, and make them vanish from your credit report file, so your FICO score will dramatically improve!

Credit Repair Handbook

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781466345669
Total Pages : 0 pages
Book Rating : 4.3/5 (456 download)

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Book Synopsis Credit Repair Handbook by : Paul Reaves

Download or read book Credit Repair Handbook written by Paul Reaves and published by Createspace Independent Publishing Platform. This book was released on 2012-01-26 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit, both good and bad, influences the majority of our day-to-day lives. With a good credit score, we are more likely to be offered credit, while a poor score inevitably reduces our chances of receiving loans and lower interest rates. In Credit Repair Handbook: Take Charge of Your Credit Life, Paul Reaves helps readers fully comprehend why credit scores are so important. He demonstrates how to create a sound credit history, fix a credit rating, and keep a good credit score in order to take advantage of the reciprocal savings and opportunities available. The author's ultimate goal in writing this highly informative guide is to provide a means of eliminating financial waste, increasing one's assets, improving one's financial health, and bettering one's chances of employment. He includes step-by-step instructions, a helpful one hundred-question test with answers, a glossary of credit terms, and a quick, easy-to-read summary of every chapter. There is also a section dedicated to business and career professionals, the unemployed, homeowners, renters, and college and high school students. Many high school students in California are already using this book as part of their curriculum to help open doors to their future. Readers can't help but come away from this informative and useful credit guide feeling motivated to improve on their credit score and maintain it to ultimate financial benefit.

Credit Repair

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Author :
Publisher :
ISBN 13 :
Total Pages : 70 pages
Book Rating : 4./5 ( download)

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Book Synopsis Credit Repair by : Charles Peterson

Download or read book Credit Repair written by Charles Peterson and published by . This book was released on 2018-03-02 with total page 70 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn proven steps and strategies on how to thoroughly purge out negativity from your credit report Today only, get this bestseller for a special price. Read on your PC, Mac, smart phone, or tablet device. Taking care of your credit issue is less demanding when you know the reason for the problem. There are a few procedures to fix precise negative data — like an accumulated obligation you candidly owe. Just sit back and fully grasp how you can take control over your credit report! Here Is A Preview Of What You'll Read... What Is Credit Repair? The Truth About Credit Repair Improving Your Credit Score Credit Bureau Dispute Advance Balances And much, much more! Download your copy today! Take action today and download this book now at a special price!

How to Fix Your Credit in Just 45 Days

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781523848676
Total Pages : 122 pages
Book Rating : 4.8/5 (486 download)

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Book Synopsis How to Fix Your Credit in Just 45 Days by : Nigel Peterson

Download or read book How to Fix Your Credit in Just 45 Days written by Nigel Peterson and published by Createspace Independent Publishing Platform. This book was released on 2016-02-03 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fix your Credit in 45 Days, or Less! Understanding Your Credit Score, What is Debt, Bad Credit, Free Credit Reports, Credit Repair, Secured Credit Cards, and Loans for Bad Credit by Dr. Nigel Peterson This book will tell you the insides and outs about fixing your own credit score. What you will learn, from an industry insider (Dr. Nigel Peterson) is what the "Credit Repair Companies" Charge you thousands and thousands of dollars to do. And you can do it on your own, right now! Here is what is covered in the book: Introduction: How do you fix your Credit? * Step 1: Research and Prepare all Background Info* Step 2: Challenge the Credit Bureaus* Step 3: Demand a Re-Investigation of the accounts that remain Negative * Step 4: Demand a Validation of Debt* Step 5: Demand a Revised Validation of Debt Chapter 1: What is Your Credit Score? * Research and prepare all background info* Challenge the credit bureaus* Demand a re-investigation of the accounts that remain negative* Demand a Validation of Debt* Demand a revised Validation of Debt Chapter 2: What are the 3 Bureaus? * What is a Credit Bureau?* What are the 3 Credit Bureaus?* Addresses and contact information for the 3 Credit Bureaus Chapter 3: Research Your Credit Report * Factors that negatively affect your credit score* What is a derogatory? Chapter 4: The 4 Federal Laws You NEED to Know * The 4 federal laws you'll need to know* Hiring a company to fix your credit Chapter 5: What are Collections Agencies? * When can a debt collector or collection agency contact you?* Things the collection agencies and collectors cannot do!* Things debt collectors are prohibited from saying* Can get collectors like you?* Unfair practices for debt collectors* Can they garnish your wages?* Can they garnish your benefits? * Are they licensed in your state to conduct business? * Is the collection agency even a legitimate company?* Is the collection agency even still in business?* What to do with the collection agency first contacts you Chapter 6: How to Receive a Free Credit Report * Do you want a free credit report?* Does it hurt your credit when you check the score Chapter 7: The different types of contracts/agreements: * The 4 different types of contracts and agreements you can enter* Is there a statute of limitations on debt agreements?* Why should you care about a statute of limitations?* How long is the statute of limitations?* How do you calculate when the statute of limitations is over?* Basic list of states, and the applicable Statutes of Limitation Chapter 8: What will you need for the dispute letters * The documents/Info necessary for your dispute letters* How to Mail the dispute letters Chapter 9: Disputing Derogatory Information with the 3 Bureaus * Identify Derogatory Information* What does it mean to Dispute?* What is the Process to Dispute?* What should your dispute letter look like?* Example dispute letter Chapter 10: Getting the 45-day Dispute Results * What is a re-dispute? Chapter 11: Tips for FHA/VA Loans * FHA and VA Guidelines* Approach the loan with a good credit rating!* FHA TOTAL Scorecard* FHA Loan requirements (information)* What additional info will Veterans need?* Where do FHA loans come from?* How to pre-qualify for an FHA/VA loan?* FHA Loan mistakes to avoid! Chapter 12: How to improve your credit * Some basic steps to improve your credit Chapter 13: Getting new lines of credit * What is the best way to increase your Credit Score? Chapter 14: Dealing with medical debts * Is a doctor or hospital allowed to refer an overdue medical bill to a collection agency?* Can personal medical information be disclosed directly to a credit reporting agency* And much, much more!

Journey to Wealth

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Author :
Publisher : Author House
ISBN 13 : 1463408188
Total Pages : 213 pages
Book Rating : 4.4/5 (634 download)

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Book Synopsis Journey to Wealth by : Brett Mitchell

Download or read book Journey to Wealth written by Brett Mitchell and published by Author House. This book was released on 2011-09-29 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Based on years of consumer credit research and his own experiences as a credit consultant and consumer credit activist, Brett Mitchell teaches you how to eliminate negative items from your credit report and establish good credit. By using the credit letters in this book you can legally remove your bad credit and re-establish good credit within weeks. Learn how to re-establish your credit and remove bankruptcies, charges, collections, foreclosures, tax liens, late payments.

Credit Repair Intelligence Guide

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Author :
Publisher :
ISBN 13 : 9780983784012
Total Pages : pages
Book Rating : 4.7/5 (84 download)

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Book Synopsis Credit Repair Intelligence Guide by : Credit Repair Publishing

Download or read book Credit Repair Intelligence Guide written by Credit Repair Publishing and published by . This book was released on 2010-01-01 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: