Cost And Availability Of Liability Insurance

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Deregulating Property-Liability Insurance

Author : J. David Cummins
Publisher : Rowman & Littlefield
ISBN 13 : 9780815798415
Total Pages : 424 pages
Book Rating : 4.7/5 (984 download)

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Book Synopsis Deregulating Property-Liability Insurance by : J. David Cummins

Download or read book Deregulating Property-Liability Insurance written by J. David Cummins and published by Rowman & Littlefield. This book was released on 2004-06-23 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

The Cost and Availability of Liability Insurance for Small Business

Author : United States. Congress. Senate. Committee on Small Business
Publisher :
ISBN 13 :
Total Pages : 1160 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis The Cost and Availability of Liability Insurance for Small Business by : United States. Congress. Senate. Committee on Small Business

Download or read book The Cost and Availability of Liability Insurance for Small Business written by United States. Congress. Senate. Committee on Small Business and published by . This book was released on 1986 with total page 1160 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Costs and Availability of Liability Insurance

Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight
Publisher :
ISBN 13 :
Total Pages : 740 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Costs and Availability of Liability Insurance by : United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight

Download or read book Costs and Availability of Liability Insurance written by United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight and published by . This book was released on 1986 with total page 740 pages. Available in PDF, EPUB and Kindle. Book excerpt:

General Liability Insurance Coverage

Author : Randy J. Maniloff
Publisher : OUP USA
ISBN 13 : 9780199846559
Total Pages : 0 pages
Book Rating : 4.8/5 (465 download)

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Book Synopsis General Liability Insurance Coverage by : Randy J. Maniloff

Download or read book General Liability Insurance Coverage written by Randy J. Maniloff and published by OUP USA. This book was released on 2012-03-22 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators and judges have adequate access to comparative state-law research. This book is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. The Second Edition includes nearly 800 new cases covering all 50 states and the District of Columbia, and adds a new chapter addressing Coverage for Pre-Tender Defense Costs.

Cost and Availability of Liability Insurance

Author : United States. Congress. House. Committee on Small Business
Publisher :
ISBN 13 :
Total Pages : 288 pages
Book Rating : 4.0/5 ( download)

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Book Synopsis Cost and Availability of Liability Insurance by : United States. Congress. House. Committee on Small Business

Download or read book Cost and Availability of Liability Insurance written by United States. Congress. House. Committee on Small Business and published by . This book was released on 1988 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Availability and Cost of Liability Insurance

Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher :
ISBN 13 :
Total Pages : 286 pages
Book Rating : 4.:/5 (51 download)

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Book Synopsis Availability and Cost of Liability Insurance by : United States. Congress. Senate. Committee on Commerce, Science, and Transportation

Download or read book Availability and Cost of Liability Insurance written by United States. Congress. Senate. Committee on Commerce, Science, and Transportation and published by . This book was released on 1986 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Care Without Coverage

Author : Institute of Medicine
Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Medical Professional Liability and the Delivery of Obstetrical Care

Author : Institute of Medicine (U.S.). Committee to Study Medical Professional Liability and the Delivery of Obstetrical Care
Publisher :
ISBN 13 :
Total Pages : 241 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Medical Professional Liability and the Delivery of Obstetrical Care by : Institute of Medicine (U.S.). Committee to Study Medical Professional Liability and the Delivery of Obstetrical Care

Download or read book Medical Professional Liability and the Delivery of Obstetrical Care written by Institute of Medicine (U.S.). Committee to Study Medical Professional Liability and the Delivery of Obstetrical Care and published by . This book was released on with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Price and Availability of Automobile Liability Insurance in the Nonstandard Market

Author : Douglas G. Olson
Publisher :
ISBN 13 :
Total Pages : 132 pages
Book Rating : 4.3/5 ( download)

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Book Synopsis The Price and Availability of Automobile Liability Insurance in the Nonstandard Market by : Douglas G. Olson

Download or read book The Price and Availability of Automobile Liability Insurance in the Nonstandard Market written by Douglas G. Olson and published by . This book was released on 1971 with total page 132 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Model Rules of Professional Conduct

Author : American Bar Association. House of Delegates
Publisher : American Bar Association
ISBN 13 : 9781590318737
Total Pages : 216 pages
Book Rating : 4.3/5 (187 download)

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Book Synopsis Model Rules of Professional Conduct by : American Bar Association. House of Delegates

Download or read book Model Rules of Professional Conduct written by American Bar Association. House of Delegates and published by American Bar Association. This book was released on 2007 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Premiums and Losses

Author :
Publisher :
ISBN 13 :
Total Pages : 200 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Premiums and Losses by :

Download or read book Premiums and Losses written by and published by . This book was released on 1921 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Directors' and Officers' Liability Insurance

Author : Adolfo Paolini
Publisher : Taylor & Francis
ISBN 13 : 1000341437
Total Pages : 225 pages
Book Rating : 4.0/5 (3 download)

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Book Synopsis Directors' and Officers' Liability Insurance by : Adolfo Paolini

Download or read book Directors' and Officers' Liability Insurance written by Adolfo Paolini and published by Taylor & Francis. This book was released on 2020-11-25 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: “With the ever increasing number of claims against directors and officers, this book provides a very welcome addition to the bookshelves which hitherto have lacked books on this important area” - Alison Green, Chairman of the Trustees of the BILA Charitable Trust. This book scrutinises the origins and the rationale underlying D&O insurance, and provides answers to the question of protecting directors against the potential liabilities they may face. It provides clear understanding about D&O policies wording, exclusions and issues of misrepresentation. The information contained in this new book includes Nature and Legality of D&O Liability Insurance, D&O Exclusions, Directors’ and Officers’ Liability to Third Parties, Directors’ Liability at Civil Law, D&O: Defence Costs Cover and Allocation, Aggregation Principles and D&O Cover and the Reinsurance of D&O Policies.

Underwriters of the United States

Author : Hannah Farber
Publisher : UNC Press Books
ISBN 13 : 1469663643
Total Pages : 350 pages
Book Rating : 4.4/5 (696 download)

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Book Synopsis Underwriters of the United States by : Hannah Farber

Download or read book Underwriters of the United States written by Hannah Farber and published by UNC Press Books. This book was released on 2021-10-28 with total page 350 pages. Available in PDF, EPUB and Kindle. Book excerpt: Unassuming but formidable, American maritime insurers used their position at the pinnacle of global trade to shape the new nation. The international information they gathered and the capital they generated enabled them to play central roles in state building and economic development. During the Revolution, they helped the U.S. negotiate foreign loans, sell state debts, and establish a single national bank. Afterward, they increased their influence by lending money to the federal government and to its citizens. Even as federal and state governments began to encroach on their domain, maritime insurers adapted, preserving their autonomy and authority through extensive involvement in the formation of commercial law. Leveraging their claims to unmatched expertise, they operated free from government interference while simultaneously embedding themselves into the nation's institutional fabric. By the early nineteenth century, insurers were no longer just risk assessors. They were nation builders and market makers. Deeply and imaginatively researched, Underwriters of the United States uses marine insurers to reveal a startlingly original story of risk, money, and power in the founding era.

Liability insurance availability

Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism
Publisher :
ISBN 13 :
Total Pages : 880 pages
Book Rating : 4.3/5 (121 download)

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Book Synopsis Liability insurance availability by : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism

Download or read book Liability insurance availability written by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Transportation, and Tourism and published by . This book was released on 1987 with total page 880 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Defensive Medicine and Medical Malpractice

Author :
Publisher :
ISBN 13 :
Total Pages : 192 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Defensive Medicine and Medical Malpractice by :

Download or read book Defensive Medicine and Medical Malpractice written by and published by . This book was released on 1994 with total page 192 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Foundations of Insurance Economics

Author : Georges Dionne
Publisher : Springer Science & Business Media
ISBN 13 : 0792392043
Total Pages : 748 pages
Book Rating : 4.7/5 (923 download)

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Book Synopsis Foundations of Insurance Economics by : Georges Dionne

Download or read book Foundations of Insurance Economics written by Georges Dionne and published by Springer Science & Business Media. This book was released on 1992 with total page 748 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economic and financial research on insurance markets has undergone dramatic growth since its infancy in the early 1960s. Our main objective in compiling this volume was to achieve a wider dissemination of key papers in this literature. Their significance is highlighted in the introduction, which surveys major areas in insurance economics. While it was not possible to provide comprehensive coverage of insurance economics in this book, these readings provide an essential foundation to those who desire to conduct research and teach in the field. In particular, we hope that this compilation and our introduction will be useful to graduate students and to researchers in economics, finance, and insurance. Our criteria for selecting articles included significance, representativeness, pedagogical value, and our desire to include theoretical and empirical work. While the focus of the applied papers is on property-liability insurance, they illustrate issues, concepts, and methods that are applicable in many areas of insurance. The S. S. Huebner Foundation for Insurance Education at the University of Pennsylvania's Wharton School made this book possible by financing publication costs. We are grateful for this assistance and to J. David Cummins, Executive Director of the Foundation, for his efforts and helpful advice on the contents. We also wish to thank all of the authors and editors who provided permission to reprint articles and our respective institutions for technical and financial support.

Commercial General Liability Coverage Guide

Author : Donald S. Malecki
Publisher :
ISBN 13 : 9781936362493
Total Pages : 0 pages
Book Rating : 4.3/5 (624 download)

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Book Synopsis Commercial General Liability Coverage Guide by : Donald S. Malecki

Download or read book Commercial General Liability Coverage Guide written by Donald S. Malecki and published by . This book was released on 2011-09-30 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Let the Industry's most renowned CGL experts take you to the heart of general liability exposures and problems. This guide is the only resource to provide an in-depth, year-to-year comparison covering over 20 years of the CGL form. You'll also find court case citations that clarify the policy, summaries of all major endorsements to the forms and tips on how to tailor a policy to meet the needs of your clients. Commercial General Liability, 9th Edition has been updated to include the most recent exclusions and exceptions of the CGL form.