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Author :
Publisher : DIANE Publishing
ISBN 13 : 1428946675
Total Pages : 78 pages
Book Rating : 4.4/5 (289 download)
Download or read book Consumer finance college students and credit cards : report to congressional requesters. written by and published by DIANE Publishing. This book was released on with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 80 pages
Book Rating : 4.F/5 ( download)
Download or read book Consumer Finance written by United States. General Accounting Office and published by . This book was released on 2001 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Consumer Financial Protection Bureau (CFPB)
Publisher : CreateSpace
ISBN 13 : 9781511400565
Total Pages : 116 pages
Book Rating : 4.4/5 (5 download)
Download or read book College Credit Card Agreements written by Consumer Financial Protection Bureau (CFPB) and published by CreateSpace. This book was released on 2015-03-23 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Credit Card Accountability, Responsibility and Disclosure Act ("CARD Act") requires the Consumer Financial Protection Bureau (CFPB) to submit to Congress, and to make available to the public, an annual report that lists information submitted to the Bureau concerning agreements between credit card issuers and institutions of higher education or certain organizations affiliated with such institutions. This report refers to these agreements as "college credit card agreements" or simply "agreements." Affiliated organizations include fraternities, sororities, alumni associations, or foundations affiliated with or related to an institution of higher education. Title III of the CARD Act contains a number of provisions designed to provide protections to college students and younger consumers. For example, the Act restricts the marketing of credit cards to college students on or near college campuses or at school-sponsored events by prohibiting the use of gifts or any tangible items to induce students to apply for credit cards. Section 305 of the CARD Act was intended to bring greater transparency to the college and university credit card market. Implementing regulations require that credit card issuers submit to the Bureau each year the terms and conditions of any college credit card agreement that was in effect at any time during the preceding calendar year between an issuer and an institution of higher education. This report is based on the information and agreements submitted to the Bureau by credit card issuers. The information is current as of the end of 2013.
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
ISBN 13 :
Total Pages : 136 pages
Book Rating : 4.0/5 ( download)
Download or read book Problem Credit Card Practices Affecting Students written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2008 with total page 136 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : U.s. Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781973957676
Total Pages : 42 pages
Book Rating : 4.9/5 (576 download)
Download or read book Credit Cards, Marketing to College Students Appears to Have Declined written by U.s. Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-07-27 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: " Institutions of higher education, alumni groups, and other affiliated organizations may enter into agreements with credit card issuers for "college affinity cards," in which issuers use the institution's name or logo in exchange for payments. Separately, some credit card issuers offer "college student credit cards," which are expressly targeted to students. Partly in response to concerns about card issuer practices and rising student credit card debt, Congress passed the Credit Card Accountability Responsibility and Disclosure Act of 2009. The act includes consumer protections and requires disclosures specifically for consumers under the age of 21, including limits to on-campus credit card marketing and requirements for public disclosure of affinity card agreements. The act mandates that GAO review these agreements and assess their effect on student credit card debt. This report examines (1) trends associated with and characteristics of college affinity card agreements, (2) the extent of marketing for college affinity cards and college student credit cards, and (3) what is known about the effect of use of these cards on student credit card debt. GAO analyzed data from the Federal Reserve and CFPB, including a sample of 39 affinity agreements filed by the issuers.
Download or read book Consumer Finance College Students and Credit Cards written by and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
ISBN 13 :
Total Pages : 180 pages
Book Rating : 4.0/5 (9 download)
Download or read book Giving Consumers Credit written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2001 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
ISBN 13 :
Total Pages : 184 pages
Book Rating : 4.0/5 ( download)
Download or read book Credit Card Practices written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2007 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 17 pages
Book Rating : 4.:/5 (95 download)
Download or read book Consumer finance, credit cards designed for medical services not covered by insurance written by and published by . This book was released on 2014 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. National Commission on Consumer Finance
Publisher :
ISBN 13 :
Total Pages : 322 pages
Book Rating : 4.:/5 (318 download)
Download or read book Consumer Credit in the United States written by United States. National Commission on Consumer Finance and published by . This book was released on 1972 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States Accounting Office (GAO)
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781984905758
Total Pages : 78 pages
Book Rating : 4.9/5 (57 download)
Download or read book Consumer Finance written by United States Accounting Office (GAO) and published by Createspace Independent Publishing Platform. This book was released on 2018-01-31 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-01-773 Consumer Finance: College Students and Credit Cards
Author : United States Government Accountability
Publisher :
ISBN 13 : 9781296014353
Total Pages : 82 pages
Book Rating : 4.0/5 (143 download)
Download or read book Consumer Finance written by United States Government Accountability and published by . This book was released on 2015-02-14 with total page 82 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
ISBN 13 :
Total Pages : 320 pages
Book Rating : 4.0/5 ( download)
Download or read book Improving Credit Card Consumer Protection written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2007 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
ISBN 13 :
Total Pages : 572 pages
Book Rating : 4.F/5 ( download)
Download or read book H.R. 5244 written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2008 with total page 572 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 37 pages
Book Rating : 4.:/5 (894 download)
Download or read book Credit cards, marketing to college students appears to have declined written by and published by . This book was released on 2014 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher :
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4.0/5 ( download)
Download or read book Credit Cards and Older Americans written by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit and published by . This book was released on 2007 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Office, U.s. Government Accountability
Publisher :
ISBN 13 : 9781974620845
Total Pages : 52 pages
Book Rating : 4.6/5 (28 download)
Download or read book Credit Cards written by Office, U.s. Government Accountability and published by . This book was released on 2017-08-16 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Debt protection and credit insuranceproducts can cancel or suspend part or all of a credit card debt underspecific circumstances, such as lossof life, disability, or involuntaryunemployment. In response to amandate in the Credit CardAccountability Responsibility andDisclosure Act of 2009, this reportreviews these products' market shareand characteristics, federal and stateoversight, and advantages anddisadvantages to consumers. For thisreport, GAO analyzed data it hadrequested on these products from three major credit insurers and thenine largest credit card issuers. Thesenine issuers represented 85 percentof the credit card market. GAO alsoreviewed the products' terms andconditions, related marketingmaterials, and applicable federal andstate regulations. GAO recommends that the Bureau of Consumer Financial Protection (1)factor into its oversight of credit carddebt protection products, including its rulemaking and examinationprocess, a consideration of thefinancial benefits and costs toconsumers, and (2) incorporate intoits financial education efforts ways toimprove consumers' ability tounderstand and assess theseproducts. The bureau agreed with..."
