Insurance Claim Secrets Revealed!

Download Insurance Claim Secrets Revealed! PDF Online Free

Author :
Publisher : Russell Longcore
ISBN 13 : 1425104436
Total Pages : 218 pages
Book Rating : 4.4/5 (251 download)

DOWNLOAD NOW!


Book Synopsis Insurance Claim Secrets Revealed! by : R. David Murphy

Download or read book Insurance Claim Secrets Revealed! written by R. David Murphy and published by Russell Longcore. This book was released on 2007-04 with total page 218 pages. Available in PDF, EPUB and Kindle. Book excerpt: This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: &ndash The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible &ndash When it's the right time to use an attorney &ndash How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU &ndash What a Public Adjuster is, and the valuable help you can get from Public Adjusters &ndash That the insurance adjuster is NOT there to help you &ndash and much more You will learn: &ndash What to do when you have a car accident...BEFORE you open the car door or talk to anyone &ndash How much MORE money I collected (thousands!) in the two little claims I had while writing this book &ndash About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight &ndash About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe &ndash And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box.

Commercial Insurance Claim Secrets REVEALED!

Download Commercial Insurance Claim Secrets REVEALED! PDF Online Free

Author :
Publisher :
ISBN 13 : 9780615320892
Total Pages : 202 pages
Book Rating : 4.3/5 (28 download)

DOWNLOAD NOW!


Book Synopsis Commercial Insurance Claim Secrets REVEALED! by : Russell Longcore

Download or read book Commercial Insurance Claim Secrets REVEALED! written by Russell Longcore and published by . This book was released on 2009-10-01 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Commercial Insurance Claim Secrets Revealed is Russell D. Longcore's follow-up book to his Top Selling book "Insurance Claim Secrets Revealed." This new book concentrates on commercial insurance claims, and shows you how to take control of your commercial insurance claims, and collect thousands more dollars in your claim settlements! Russell D. Longcore release his first book, "Insurance Claim Secrets Revealed" in June 2007. By October 2007, the book had reached the Number One Position for insurance claims books at Amazon. It has remained in the #1 position every month continuously to this very day in 2012..nearly FIVE YEARS AT THE TOP!! The book is also the #1 book on insurance claims for the most general search term "Insurance." "Commercial Insurance Claim Secrets Revealed is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a commercial claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: - The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible - When it's the right time to use an attorney - How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU - What a Public Adjuster is, and the valuable help you can get from Public Adjusters - That the insurance adjuster is NOT there to help YOU - and much more You will learn: - Insider tips about the Commercial Package policies that might save your business - Why Liability Insurance can be more important than Property coverage - Business Income claims can make you or break you. Learn how to win - About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight - Inland Marine coverage: You can't live without it - The Co-Insurance Clause: Miss this and lose untold thousands at claim time - Hopelessly deadlocked with the insurance company? Win with the Appraisal Clause - Using The Unfair Claims Practices statutes to protect yourself and WIN - And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the desk of every CEO and CFO in America.

Insurance Claim Secrets Revealed!

Download Insurance Claim Secrets Revealed! PDF Online Free

Author :
Publisher :
ISBN 13 : 9781425130343
Total Pages : pages
Book Rating : 4.1/5 (33 download)

DOWNLOAD NOW!


Book Synopsis Insurance Claim Secrets Revealed! by : Russell D Longcore

Download or read book Insurance Claim Secrets Revealed! written by Russell D Longcore and published by . This book was released on 2007-05-22 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Take control of your insurance claim! Collect hundreds or thousands more dollars you're already entitled to recover!

Insurance Claim Secrets REVEALED!

Download Insurance Claim Secrets REVEALED! PDF Online Free

Author :
Publisher :
ISBN 13 : 9780615271163
Total Pages : 213 pages
Book Rating : 4.2/5 (711 download)

DOWNLOAD NOW!


Book Synopsis Insurance Claim Secrets REVEALED! by :

Download or read book Insurance Claim Secrets REVEALED! written by and published by . This book was released on 2008-06-01 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Insider Secrets about Property Insurance Claims

Download Insider Secrets about Property Insurance Claims PDF Online Free

Author :
Publisher :
ISBN 13 : 9781540436528
Total Pages : 90 pages
Book Rating : 4.4/5 (365 download)

DOWNLOAD NOW!


Book Synopsis Insider Secrets about Property Insurance Claims by : Nikolay Zubyan

Download or read book Insider Secrets about Property Insurance Claims written by Nikolay Zubyan and published by . This book was released on 2016-12-04 with total page 90 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides information about property insurance claim process by Licensed Public Adjuster who has first hand knowledge and experience by helping the home and business owners in the claim process. Insurance claim is difficult process to follow. Many factors come to play : the policy, type of damage , presentation and restoration. Dealing with insurance adjusters who trained to underpay or denied homeowners claim can be time consuming and frustrating experience. I have try to forward some essential information for homeowners to be prepared by having correct policy's, coverage's and claim process.

Claims Adjuster Exam Secrets Study Guide

Download Claims Adjuster Exam Secrets Study Guide PDF Online Free

Author :
Publisher :
ISBN 13 : 9781609713607
Total Pages : 0 pages
Book Rating : 4.7/5 (136 download)

DOWNLOAD NOW!


Book Synopsis Claims Adjuster Exam Secrets Study Guide by : Claims Adjuster Exam Secrets Test Prep

Download or read book Claims Adjuster Exam Secrets Study Guide written by Claims Adjuster Exam Secrets Test Prep and published by . This book was released on 2018-04-12 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: ***Includes Practice Test Questions*** Claims Adjuster Exam Secrets helps you ace the Claims Adjuster Exam, without weeks and months of endless studying. Our comprehensive Claims Adjuster Exam Secrets study guide is written by our exam experts, who painstakingly researched every topic and concept that you need to know to ace your test. Our original research reveals specific weaknesses that you can exploit to increase your exam score more than you've ever imagined. Claims Adjuster Exam Secrets includes: The 5 Secret Keys to Claims Adjuster Exam Success: Time is Your Greatest Enemy, Guessing is Not Guesswork, Practice Smarter, Not Harder, Prepare, Don't Procrastinate, Test Yourself; A comprehensive General Strategy review including: General Insurance, Policy Provisions, Personal Insurance Coverage, Homeowner Policy, Miscellaneous Policy, Personal Auto Policy, Commercial Automobile Insurance, Insurance Regulations, Types of Licenses, Process to Obtain License, Producer Misconduct, State and Federal Regulations, Producer Regulations, Federal Regulations, Insurance Companies, Market System Used by Insurance Companies, Legal Responsibilities of a Producer, Commercial Package Policy, Commercial Property, Additional Loss Condition/Coinsurance, Commercial General Liability, Personal and Advertising Injury Liability Coverage B, Medical Payment Coverage C, Crime and Fidelity Coverage, Marine, Inland Marine and Aviation Insurance, Boiler and Machinery, Purposes, Workers' Compensation, Description, Exclusive Remedy, Occupational Disease, Second Injury Fund, Federal Workers' Compensation Law, Employment Insurance Policy, Workers' Compensation, Premium Computation, Self Insured, Other Coverages and Options, National Flood Insurance Program, Umbrella Policy, Speciality Liability Insurance, Surplus Lines, Surety Bonds, Other Policies, and much more...

The Claims Game: The Tricks and Deceptive Tactics Insurance Companies Use to Underpay or Deny Your Claim

Download The Claims Game: The Tricks and Deceptive Tactics Insurance Companies Use to Underpay or Deny Your Claim PDF Online Free

Author :
Publisher : Lulu.com
ISBN 13 : 1483437035
Total Pages : 133 pages
Book Rating : 4.4/5 (834 download)

DOWNLOAD NOW!


Book Synopsis The Claims Game: The Tricks and Deceptive Tactics Insurance Companies Use to Underpay or Deny Your Claim by : David Skipton, PCLA, LPCS, SPPA, AIC

Download or read book The Claims Game: The Tricks and Deceptive Tactics Insurance Companies Use to Underpay or Deny Your Claim written by David Skipton, PCLA, LPCS, SPPA, AIC and published by Lulu.com. This book was released on 2015-11-10 with total page 133 pages. Available in PDF, EPUB and Kindle. Book excerpt: When someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance." But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you. David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to: recognize the tricks insurance companies play to cheat you out of money; take steps to improve your chances of enjoying a favorable outcome on a claim; and receive fair compensation in the event of an insurance payout. It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process. It begins by learning how to protect your best interests and learning how to play The Claims Game.

Insurance Secrets Revealed

Download Insurance Secrets Revealed PDF Online Free

Author :
Publisher : Trebor and Taylor Publishing Company
ISBN 13 :
Total Pages : 117 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!


Book Synopsis Insurance Secrets Revealed by : Rodger Nelson

Download or read book Insurance Secrets Revealed written by Rodger Nelson and published by Trebor and Taylor Publishing Company. This book was released on 2015-06-17 with total page 117 pages. Available in PDF, EPUB and Kindle. Book excerpt: Problem: People are tired of feeling powerless and uninformed when dealing with insurance. Solution: At last, here you’ll find the inside tips that will enable you to save money, time, and avoid frustration when buying or renewing your insurance. Dear Friend: If you’re like most people, you’re paying too much on your insurance premiums and should know that there are “untold” ways to save money and prevent aggravation. But unless you were privy to the “inside tips” that most insurance professionals know about, you wouldn’t have a clue as to how you could save as much as possible. Well, here’s your chance to get the secrets that some don’t volunteer to share. Listed below are just some of the things you’ll learn in “Insurance Secrets Revealed,” to start putting cash back into YOUR pocket, take better control, and protect yourself & family…right away: • Learn the one simple “secret” that could save hundreds or thousands of dollars off of a homeowners or auto insurance premium immediately! • Discover the one thing that's overlooked by most people and causes them to overpay month after month • Learn the “special questions” to ask an insurance company or agent that can save you money off of your quote or premium • Discover how and when an insurance company can fix your car, even if you only have liability coverage • Learn “Secrets” to saving money when insuring younger drivers • How to prevent paying “out of pocket” (despite having insurance) to your finance or leasing company after a major accident • Discover 12 important insurance products you must know about NOW! • How to inexpensively cover yourself against major lawsuits • How to really buy auto insurance and what you should be asking for • How to choose a good insurance company before it's too late • Learn what to include in your policy, to get more money for your home or auto claim • How to get life insurance death benefits WHILE YOU’RE STILL LIVING (most people are absolutely shocked by this, and no, it’s not the accumulated cash value of the policy.) • Find out these important tips to keep from being “penalized” or cancelled by your insurance company • Learn the difference between buying insurance through agents, brokers, and buying direct (there is a difference) • Find out things you should know about the claims process, that perhaps no one ever told you! • Discover what every homeowner should know about mold, where to go for help, and much more! DON’T RELY SOLELY ON AGENTS OR SALES REPS TO TELL YOU HOW TO SAVE ON, OR BUY INSURANCE! Insurance is a serious topic and the truth of the matter is that most people don’t have a clue as to what they’re getting or what they should be asking for when talking to an insurance agent. Not knowing what to buy or what type of policy is best for your situation can cost you and your family BIG TIME by leaving you at the mercy of an insurance salesperson’s lack of experience, knowledge and/or concern. To be honest, you have a right to know all you can without being an insurance agent yourself. This is why this information is now being revealed, so consumers like yourself can be put on a level playing field, compared to people that just blindly buy insurance everyday, pay more than they have to, and walk away with inadequate protection. Friend, don’t let a lack of knowledge keep you from empowering yourself! This is the type of straight-up information that you need, “real world” info that will tell you like it really is, (something rarely found elsewhere). Now is the time to stop being vulnerable and seize control by becoming an informed buyer! Get your copy today! "Insurance Secrets Revealed by award-winning insurance agent and expert, Rodger Nelson, is a highly practical guide filled from cover to cover with money-saving advice that the insurance companies themselves will never voluntarily reveal to prospective policyholders. Individual chapters cogently address pertinent issues ranging from untold "secrets" of life insurance; solid tips for protecting a business through insurance; insuring against threats to personal finances; and much, much more. Insurance Secrets Revealed is strongly recommended supplementary reading for insurance buyers everywhere." - Midwest Book Review Tags: buying insurance, insurance secrets, saving money tips and tricks, money saving ideas, insider secrets, cost saving ideas, best ways to save money, secrets revealed, money saving tricks, money saving tips, saving money guide, buying advice, reduce debt, reducing expenses, lowering bills, budgeting save money, how to save money, fast ways to save money, money saving advice, tips to save money, lowering expenses

Pay Up!

Download Pay Up! PDF Online Free

Author :
Publisher : Forbesbooks
ISBN 13 : 9781946633828
Total Pages : 0 pages
Book Rating : 4.6/5 (338 download)

DOWNLOAD NOW!


Book Synopsis Pay Up! by : Chip Merlin

Download or read book Pay Up! written by Chip Merlin and published by Forbesbooks. This book was released on 2020-03-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Attorney Chip Merlin exposes the bad faith practices of insurance companies that take advantage of their own customers" -- Page 2 of jacket.

Adjuster Stories

Download Adjuster Stories PDF Online Free

Author :
Publisher : iUniverse
ISBN 13 : 1491713259
Total Pages : 265 pages
Book Rating : 4.4/5 (917 download)

DOWNLOAD NOW!


Book Synopsis Adjuster Stories by : Jonathan L. Scott

Download or read book Adjuster Stories written by Jonathan L. Scott and published by iUniverse. This book was released on 2013-11 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance adjusters meet clients on the worst days of their lives, and they must be diplomatic, tactful, and ethical. The job is not only about returning phone calls and doing paperwork. Whether the case involves cargo damage, residential and business property damage, fire, fraud, burglary, or arson, it's the job of the adjuster to get to the bottom of things. Author Jonathan L. Scott has spent more than thirty years as an adjuster. In a series of short stories, loosely based on actual insurance claims, he recalls navigating the human dimension of balancing a client's circumstances with policy requirements and the law-and it's never easy. All adjusters investigate, evaluate, and settle claims, but the best ones are worth their weight in gold several times over. The bad ones, however, can cause huge problems for the public and their employers. If you've ever been curious about the work of an insurance adjuster, read on and find out how each claim becomes its own little adventure.

Insurance Coverage of Intellectual Property Assets

Download Insurance Coverage of Intellectual Property Assets PDF Online Free

Author :
Publisher : Wolters Kluwer
ISBN 13 : 1454835311
Total Pages : 2268 pages
Book Rating : 4.4/5 (548 download)

DOWNLOAD NOW!


Book Synopsis Insurance Coverage of Intellectual Property Assets by : David A. Gauntlett

Download or read book Insurance Coverage of Intellectual Property Assets written by David A. Gauntlett and published by Wolters Kluwer. This book was released on 2013-01-01 with total page 2268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance Coverage of Intellectual Property Assets, Second Edition is the best resource to comprehensively analyze the insurance protection issues that must be considered when an intellectual property dispute arises. From determining the scope of coverage under a policy, to tendering of a claim, to seeking remedies when coverage has been denied, this essential guidebook details the interactions among policyholders, insurers and the courts. You'll find comprehensive and timely analysis of federal and state case law and major commercial insurance policy provisions that address: The extent of insurance coverage under the andquot;advertising injuryandquot; and andquot;personal injuryandquot; provisions Language in policies that limits or excludes coverage for intellectual property claims Public policy exclusions to coverage for claims of an infringement undertaken with intent to harm Interpreting ambiguous language in insurance policies Defending a claim under a andquot;reservation of rightsandquot; and potential conflicts of interest triggered thereby Forum selection and choice of law And more. In addition, there's detailed discussion and comparison of the actual language used in most commercial insurance policies and the most recent Insurance Services (ISO) policies.

The Claims Game

Download The Claims Game PDF Online Free

Author :
Publisher :
ISBN 13 :
Total Pages : 216 pages
Book Rating : 4.F/5 ( download)

DOWNLOAD NOW!


Book Synopsis The Claims Game by : Vladimir P. Chernik

Download or read book The Claims Game written by Vladimir P. Chernik and published by . This book was released on 1969 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Delay, Deny, Defend

Download Delay, Deny, Defend PDF Online Free

Author :
Publisher : Penguin
ISBN 13 : 1101196289
Total Pages : 241 pages
Book Rating : 4.1/5 (11 download)

DOWNLOAD NOW!


Book Synopsis Delay, Deny, Defend by : Jay M. Feinman

Download or read book Delay, Deny, Defend written by Jay M. Feinman and published by Penguin. This book was released on 2010-03-18 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Secrets of the Insurance Game

Download Secrets of the Insurance Game PDF Online Free

Author :
Publisher :
ISBN 13 : 9780983763673
Total Pages : pages
Book Rating : 4.7/5 (636 download)

DOWNLOAD NOW!


Book Synopsis Secrets of the Insurance Game by : Sean M. Scott

Download or read book Secrets of the Insurance Game written by Sean M. Scott and published by . This book was released on 2021-05-10 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: In the Secrets of the Insurance Game, you'll learn about:The role insurance adjusters play and how to negotiateThe importance of an accurate estimate and inventoryOverhead and profit and what it means to you and your contractorThings your insurance agent didn't tell you and your adjuster may not pay forPitfalls of content pack outs and cleaning companiesPros and cons of using public adjustersDepreciation and how it affects your recoveryFlood remediation and dry out companiesTips on hiring restoration contractorsDisaster chasers and predators

Top Dollar Property Claims

Download Top Dollar Property Claims PDF Online Free

Author :
Publisher : TGWB Publishing
ISBN 13 : 9780965453714
Total Pages : 0 pages
Book Rating : 4.4/5 (537 download)

DOWNLOAD NOW!


Book Synopsis Top Dollar Property Claims by : Les Watrous

Download or read book Top Dollar Property Claims written by Les Watrous and published by TGWB Publishing. This book was released on 1998 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everything you need to know to get the best property insurance settlement possible: documenting your claim; building a file that works for you; dealing with the troublesome adjuster; using laws and regulations to negotiate the claim; using the right pricing guides to accurately determine the claim's value.

Understanding the Commercial General Liability Policy

Download Understanding the Commercial General Liability Policy PDF Online Free

Author :
Publisher : Lulu.com
ISBN 13 : 0578160587
Total Pages : 322 pages
Book Rating : 4.5/5 (781 download)

DOWNLOAD NOW!


Book Synopsis Understanding the Commercial General Liability Policy by : Dwight Kealy

Download or read book Understanding the Commercial General Liability Policy written by Dwight Kealy and published by Lulu.com. This book was released on 2015-06-17 with total page 322 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Commercial General Liability (CGL) Insurance Policy is the standard business policy used to pay claims for bodily injury or property damage to others. The policy is divided into three coverage sections-each with its own exclusions-and a supplementary payments section. Do you ever hear-or worry-that an insurance company will not pay a claim because coverage is excluded? In order to know how claims are paid, you need to understand the policy's insuring agreements and exclusions. In this book, attorney and insurance professional Dwight M. Kealy explains the insuring agreements in Coverage A, B, and C. He gives memorable examples of every standard exclusion-and some significant non-standard exclusions. He explains every supplementary payment, and he explains how policy limits impact how claims are paid.

Maximum Recovery - Insurance Claims Demystified

Download Maximum Recovery - Insurance Claims Demystified PDF Online Free

Author :
Publisher : iUniverse
ISBN 13 : 1450236391
Total Pages : 157 pages
Book Rating : 4.4/5 (52 download)

DOWNLOAD NOW!


Book Synopsis Maximum Recovery - Insurance Claims Demystified by : Frederick Staten

Download or read book Maximum Recovery - Insurance Claims Demystified written by Frederick Staten and published by iUniverse. This book was released on 2010-06-17 with total page 157 pages. Available in PDF, EPUB and Kindle. Book excerpt: With the profit motive, it is axiomatic that the insurance company will try to pay as little as possible on claims. It will use every legal device that is available in the interpretation and application of its contracts (policies), and from time to time, will stretch the restrictive clauses in them. The information provided in this book will give the reader the ammunition with which to confront the insurer, corporate entity or wrong doer on a more level playing field. Unlike most other books on this subject, this work includes loss procedures under property insurance policies such as homeowners and commercial contracts. The other drivers insurance company has agreed to pay the cost to repair the collision damage to you new car, but is that all there is. No, you could be entitled to more. The section dealing with automobile property damage will disclose some cash you may have overlooked. You or a resident relative hits an errant shot on the golf course and instead of its intended destination, the ball smashes the windshield of another members car on the parking lot. You are probably not legally liable for the damage, but you can be a good guy and pay the cost to repair under a special coverage in your homeowners policy. Look at all the possibilities in Infrequently Reported Homeowners Claims. As a member of a same sex marriage in a state where such unions are recognized, what are your rights with respect to the injuries or wrongful death of a spouse? See chapter (Damages) for a discussion of this question. The drunk driver who caused your injuries may not be your only source of restitution. Take a look at Liquor Liability. A kitchen appliance you have not altered in any way causes a fire that seriously damages your home and injures you or members of your family. What are your rights with respect to claims against the manufacturer or vendor of the product? If you, a friend or relative has been involved in an accident that might have been the fault of another or suffered an insured property loss, this book has the potential to save hundreds, if not thousands, of dollars, resulting from underpaid claims or needless expense.