Read Books Online and Download eBooks, EPub, PDF, Mobi, Kindle, Text Full Free.
Case Study Of Two Micro Finance Delivery Programs Operated By Irish Aid And Redd Barna In Ethiopia
Download Case Study Of Two Micro Finance Delivery Programs Operated By Irish Aid And Redd Barna In Ethiopia full books in PDF, epub, and Kindle. Read online Case Study Of Two Micro Finance Delivery Programs Operated By Irish Aid And Redd Barna In Ethiopia ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
Book Synopsis Case Study of Two Micro Finance Delivery Programs Operated by Irish Aid and Redd Barna in Ethiopia by : Haddas Wolde Giorgis
Download or read book Case Study of Two Micro Finance Delivery Programs Operated by Irish Aid and Redd Barna in Ethiopia written by Haddas Wolde Giorgis and published by . This book was released on 1999 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Ethiopia - Two Microfinance Delivery Programs by : Shimwaayi Muntemba
Download or read book Ethiopia - Two Microfinance Delivery Programs written by Shimwaayi Muntemba and published by . This book was released on 2012 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Formal financial institutions in Ethiopia have traditionally focused on the accessible urban towns leaving rural areas, where the majority of the population resides, without access to financial services. Recognizing this problem, a number of development agencies such as Redd Barna and World Vision started to provide access to financial services to the poor in rural areas in the 1980s. They undertook income generation programs by forming saving and credit schemes. Credit to the rural poor was provided in the form of grants, and agricultural inputs. Women were the primary targets of these programs. This study summarizes the findings of action research conducted on microfinance institutions in Ethiopia, with focus on the performance of Redd Barna and on Irish Aid-supported program. Action research facilitates the exchange of information on innovations and experiences so that other micro-finance institutions may learn from each other's mistakes and replicate best practices. The extended study on which this article is based addresses their mode of operation, organization, legal framework, as well as the financial and non-financial services they offer. The focus in on one urban and two rural and savings and credit schemes.
Book Synopsis Microfinance in Ethiopia by : Esayas Bekele Geleta
Download or read book Microfinance in Ethiopia written by Esayas Bekele Geleta and published by . This book was released on 2010 with total page 335 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last two decades microfinance (MF) has been one of the popular and widely adopted development strategies in the majority world. Despite its popularity and prominence, microfinance has been hotly debated. This thesis critically examines three of these contentious issues, namely microfinance{u2019}s potential to reduce poverty, help build social capital and empower women. The thesis provides an in depth study of MF in Ethiopia, one of the poorest countries of sub-Saharan Africa. Among the microfinance institutions (MFIs) in the country, the thesis focuses on ACSI (the Amhara Credit and Savings Institution), which is located in the Amhara region, one of the poorest regions of Ethiopia. Despite this fact, ACSI has emerged as one of the most successful MFIs in the world. From a theoretical point of view, this thesis primarily utilizes Pierre Bourdieu{u2019}s (1986, 1996, 2000) analysis of social capital, in contrast to Robert Putnam{u2019}s (1993, 2000) understanding of this concept that has been very popular and influential throughout the world. In examining the potential of MF to empower women, the thesis is informed by Bourdieu{u2019}s analysis of class structure, while incorporating feminist critiques of his sociology. With regard to philosophical underpinnings, the study is undertaken from a Bourdieusian and feminist position. Research for this thesis was undertaken during the summers of 2007 and 2008 in both rural and urban contexts, namely the Woredas (districts) of Angolela Tera and Debrebrehane, respectively. While the fieldwork was guided by an ethnographic methodology, observation, in-depth interviews and focus group discussions were utilised as methods of data collection. The study examines MF within the wider socio-economic context of Ethiopia. It locates MF within the broader formal and informal financial facilities prevalent in the country. The research provides a critical analysis of the organisational structure and institutional practices of ACSI that have helped it to emerge as the leading MFI in Africa. The thesis looks at the institutional policy frameworks and day to day operations of the organisation vis-à-vis the cultural ideologies and practices of the people of the Amhara region. The key findings of the thesis revealed that livelihoods for many clients of ACSI were improved through accessing finance, running small businesses and generating incomes. However, it cannot be assumed that credit necessarily expands economic capital. On the contrary, the research showed a significant degree of vulnerability and a further impoverishment for some of the credit clients. Moreover, despite the formation of micro-groups for the delivery of micro-loans and centres for collecting voluntary savings, the research findings suggest that MF in the context of ACSI has played an insignificant role in creating new or expanding the pre-existing forms of networks, links and association (social capital) among micro-group members. Rather than bringing about social integration, ACSI{u2019}s system of credit delivery, which incorporates peer enforcement and monitoring, proved to be a source of conflict among many group members. ACSI{u2019}s role in terms of empowering women has also been limited. Cultural ideologies and practices restrict women{u2019}s mobility and property ownership such as land. Women are restricted from a decision making role over the use of loans, management of loans and income generated. They do not also participate in lucrative markets such as cattle markets. When women engage in running micro-business, their domestic roles are not shared. Despite the potential of centre meetings to empower women, women{u2019}s participation is controlled by men. The study showed that the poorest women are the most discriminated against. The thesis fundamentally deconstructed the common simplistic association of credit provision with poverty reduction, social capital and women{u2019}s empowerment.
Book Synopsis Challenges and Prospects of the Ethiopian Microfinance Sector by : Sintayehu Desalegn Ossa
Download or read book Challenges and Prospects of the Ethiopian Microfinance Sector written by Sintayehu Desalegn Ossa and published by GRIN Verlag. This book was released on 2015-09-16 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (postgraduate) from the year 2015 in the subject Economics - Finance, grade: Masters, Addis Ababa University (National bank of ethiopia), language: English, abstract: The primary objective of this paper was to identify the root causes of the problems and challenges faced by Ethiopian microfinance sector and to, subsequently, recommend remedial measures. In depth interviews have been used to identify and understand the problems and challenges faced by microfinance institutions. This study depicted that Primary cause for all problems is fund shortage and; in turn, the primary cause for fund shortage is insufficient start up equity capital. In addition, ownership structure is identified as supplementary cause of governance problems. Finally, it is recommended that solving these couple of problems is a must to overcome all challenges of the sector as taking measures on other problems is unlikely to provide long-lasting relief from the undesired effect.
Book Synopsis Determinants of SMEs’ intention to use interest free microfinance service in Ethiopia. The case of Siltie Zone by : Zeynu Mohammed
Download or read book Determinants of SMEs’ intention to use interest free microfinance service in Ethiopia. The case of Siltie Zone written by Zeynu Mohammed and published by GRIN Verlag. This book was released on 2022-08-19 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (postgraduate) from the year 2022 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1.00, , course: Accounting and Finance, language: English, abstract: The purpose of this research is to investigate determinants of SMEs’ intention to use Interest Free (Islamic) Micro Finance services and products by using TPB developed by Ajzen. The study also added two new variables (religiousity and awareness) in the Ajzens Model and investigates their effect on SMEs’ intention to use Interest Free (Islamic) Micro Finance services and products. For this purpose, the researcher able to collect 282 questionnaires from the total 291 sample size and the collected questionnaires inserted into SPSS. To achieve the objective of the research, the Structural Equation Model (SEM) was applying factor analysis called exploratory factor analysis by reducing not producing useful factors. Before going into hypothesis testing, internal consistency measure such as Cronbach alpha reliability, composite reliability, Discrimant validity, convergence validity, collinearly diagnostic, model fit and indices has adequately dealt with. Apparently, all values for composite reliability and AVE calculated in this study meet the recommended threshold values The empirical analysis supports TPB and prior research in the field of finance and other domains by confirming that attitudes, subjective norms and perceived behavioural control are significant predictors of SMEs’ intention to use IFMF services and products. Although religiosity showed a non-significant negative relation and is not a predicting factor of SME owner-managers’ intention to use IFMF services and products, awareness did show a significant positive relation and was an important factor in predicting IFMF services and products usage intention.
Book Synopsis Women Empowerment Through Delivery of Microfinance Services in Ethiopia by :
Download or read book Women Empowerment Through Delivery of Microfinance Services in Ethiopia written by and published by . This book was released on 2006 with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Towards the Poverty Eradication Goal by :
Download or read book Towards the Poverty Eradication Goal written by and published by Un-habitat. This book was released on 2005 with total page 122 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis An Examination of Irish Aid Programme in Sidama, Ethiopia by : Joanne Mulholland
Download or read book An Examination of Irish Aid Programme in Sidama, Ethiopia written by Joanne Mulholland and published by . This book was released on 1998 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Microfinance and Women's Empowerment by : Deirdre Murray
Download or read book Microfinance and Women's Empowerment written by Deirdre Murray and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Determinants of SMEs¿ Intention to Use Interest Free Microfinance Service in Ethiopia. The Case of Siltie Zone by : Zeynu Mohammed
Download or read book Determinants of SMEs¿ Intention to Use Interest Free Microfinance Service in Ethiopia. The Case of Siltie Zone written by Zeynu Mohammed and published by . This book was released on 2022-06-27 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Research Paper (postgraduate) from the year 2022 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1.00, course: Accounting and Finance, language: English, abstract: The purpose of this research is to investigate determinants of SMEs' intention to use Interest Free (Islamic) Micro Finance services and products by using TPB developed by Ajzen. The study also added two new variables (religiousity and awareness) in the Ajzens Model and investigates their effect on SMEs' intention to use Interest Free (Islamic) Micro Finance services and products. For this purpose, the researcher able to collect 282 questionnaires from the total 291 sample size and the collected questionnaires inserted into SPSS. To achieve the objective of the research, the Structural Equation Model (SEM) was applying factor analysis called exploratory factor analysis by reducing not producing useful factors. Before going into hypothesis testing, internal consistency measure such as Cronbach alpha reliability, composite reliability, Discrimant validity, convergence validity, collinearly diagnostic, model fit and indices has adequately dealt with. Apparently, all values for composite reliability and AVE calculated in this study meet the recommended threshold values The empirical analysis supports TPB and prior research in the field of finance and other domains by confirming that attitudes, subjective norms and perceived behavioural control are significant predictors of SMEs' intention to use IFMF services and products. Although religiosity showed a non-significant negative relation and is not a predicting factor of SME owner-managers' intention to use IFMF services and products, awareness did show a significant positive relation and was an important factor in predicting IFMF services and products usage intention.
Book Synopsis Sharing Trust by : Francesca Zamperetti
Download or read book Sharing Trust written by Francesca Zamperetti and published by Red Sea Press(NJ). This book was released on 2008 with total page 252 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Ireland Aid to Ethiopia by : Tilahun Tadesse Haile
Download or read book Ireland Aid to Ethiopia written by Tilahun Tadesse Haile and published by . This book was released on 2001 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Humanitarianism in the Modern World by : Norbert Götz
Download or read book Humanitarianism in the Modern World written by Norbert Götz and published by Cambridge University Press. This book was released on 2020-07-23 with total page 371 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fresh look at two centuries of humanitarian history through a moral economy approach focusing on appeals, allocation, and accounting.
Book Synopsis The Impact of HIV/AIDS on Education and Institutionalizing Preventive Education by : Roy A. Carr-Hill
Download or read book The Impact of HIV/AIDS on Education and Institutionalizing Preventive Education written by Roy A. Carr-Hill and published by . This book was released on 2002 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines the impact of HIV/AIDS on education in sub-Saharan African countries. It looks at the situation at both macro and micro levels and emphasizes the need to react quickly and to institutionalize the response of education systems to the negative consequences of the pandemic. Drawing on studies of a few countries in sub-Saharan Africa, the first part of the book discusses the practicability of implementing a range of indicators for monitoring the impact of HIV/AIDS, specifically on the demand for supply, management, and quality of education at all levels. It underlines the difficulties of assessing and monitoring the impact on demand, supply, and quality in many of the worst affected countries in Africa. The second part focuses on the essential role that the education system has to play in preventing the expansion and mitigating the impact of the epidemic. A range of responses is developed, drawing on the experience of various national and international organizations. This part also presents an overview of the education system in several countries that have attempted programs to impart life skills to children and young people. It considers the problems of evaluating such programs in light of cost effectiveness. (Author/WFA).
Book Synopsis Inclusive Peacebuilding by : Herbert Bangura
Download or read book Inclusive Peacebuilding written by Herbert Bangura and published by . This book was released on 2015 with total page 151 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Textbooks and Quality Learning for All by : Unesco
Download or read book Textbooks and Quality Learning for All written by Unesco and published by UNESCO. This book was released on 2006 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: Focused on the dual aspects of access and quality, this publication discusses the role of textbooks in facilitating quality education for all. The book consists of reviews of the international perspectives as well as case studies on Brazil, Russian Federation, and Rwanda. It also documents strategies that could help to optimise procedures of textbook development, production, and evaluation; enhance textbooks' pedagogical impact; improve teachers' selection of textbooks; and raise textbook supply efficiently.
Book Synopsis Save More Tomorrow by : Shlomo Benartzi
Download or read book Save More Tomorrow written by Shlomo Benartzi and published by Penguin. This book was released on 2012-04-12 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
