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Building Your Financial Future From The Present
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Download or read book Savings Fitness written by Barry Leonard and published by DIANE Publishing. This book was released on 2007-12 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.
Book Synopsis Get Rich Slowly by : William T. Spitz
Download or read book Get Rich Slowly written by William T. Spitz and published by MacMillan Publishing Company. This book was released on 1996-03 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first investment book to approach the art of accumulating wealth from a mature and realistic perspectiveIn refreshing contrast to the usual get-rich-quick schemes, Get Rich Slowly outlines an intelligent, careful, five-step financial strategy that anyone can use to create his or her own personal fortune. Using simple graphics and easy-to-follow advice, respected investments financial expert William Spitz shows how to quickly plot out the best financial strategy for each person's needs, including risk, goals, variety of investments, and needs for future expenses. For young or old, novice or experienced, wealthy or of modest means, Get Rich Slowly is a sensible, foolproof program for financial freedom and stability.
Book Synopsis BUILDING YOUR FINANCIAL FUTURE FROM THE PRESENT by : andreina maneiro
Download or read book BUILDING YOUR FINANCIAL FUTURE FROM THE PRESENT written by andreina maneiro and published by Lulu.com. This book was released on 2017-11-24 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: Retirement is a term that has been in usage for a long time and all it means is that you are no longer producing income. Usually it was used to refer to a person more than 55 year of age, but times have changed, and we are now facing a new age where we can balance lifestyles, manage time to our favor, and be more efficient by investing on what is important - as I always say, keep the main thing (THE MAIN THING), connect more with your purpose in life, with what you want to experience and live. For great experiences, and usually for a creative bucket list, it is important to have control of your finances, and create a plan for learning instruments already in existence, with which you can make the most of every dollar you earn. The intention of this book is to start with a guide to the different names that have been given to plans, to understand their differences, and guide you into making the best decisions. Here we go.....Enjoy the ride
Book Synopsis Securing Your Financial Future by : Chris Smith
Download or read book Securing Your Financial Future written by Chris Smith and published by Rowman & Littlefield. This book was released on 2012 with total page 341 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents a guide covering the basic principles and strategies of personal finance, discussing such topics as saving, borrowing, investments, budgeting, buying a house, and long term planning.
Book Synopsis Reclaim Your Nest Egg by : Ken Kamen
Download or read book Reclaim Your Nest Egg written by Ken Kamen and published by John Wiley & Sons. This book was released on 2010-09-02 with total page 232 pages. Available in PDF, EPUB and Kindle. Book excerpt: Expert advice for changing how you think about money in order to rebuild and protect your retirement assets. Investors who suffered tremendous losses in the market meltdown of 2008 want to know how to protect themselves from being so vulnerable in the future. In Reclaim Your Nest Egg: Take Control of Your Financial Future, Ken Kamen shows investors how they gave up control of their finances and how they can get it back again. Kamen explains: How to recognize the psychological pitfalls, the distracting “noise” from the media and the internet, and the bad financial advice that derailed your planning. How to develop a set of investment principles that can serve as your personal Commandments and keep you on course. How to adopt an investment approach that maximizes the potential for growth while reducing risk, and how to implement it without being confused or overwhelmed. Reclaim Your Nest Egg helps readers find a customized investment strategy that suits their budget and temperament and gives them their best chance of meeting their retirement goals.
Book Synopsis The Power of Zero, Revised and Updated by : David McKnight
Download or read book The Power of Zero, Revised and Updated written by David McKnight and published by Crown Currency. This book was released on 2018-09-04 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Book Synopsis Redefining Financial Literacy by : Cindy Couyoumjian
Download or read book Redefining Financial Literacy written by Cindy Couyoumjian and published by Greenleaf Book Group. This book was released on 2021-04-06 with total page 271 pages. Available in PDF, EPUB and Kindle. Book excerpt: Redefining and Reclaiming Financial Literacy As a certified financial planner with thirty-five years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls “the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions. Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy spent endless hours developing a new multi-asset class investment methodology, known as the REALM model, that may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals. Redefining Financial Literacy can help you • Understand the complex macro forces that you cannot control, yet could determine your financial future, • Take actionable steps to regain command of your retirement strategy, • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns. Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream. Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives. Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.
Book Synopsis The Everything Personal Finance in Your 20s & 30s Book by : Howard Davidoff
Download or read book The Everything Personal Finance in Your 20s & 30s Book written by Howard Davidoff and published by Simon and Schuster. This book was released on 2012-08-18 with total page 253 pages. Available in PDF, EPUB and Kindle. Book excerpt: Get control of your finances - and your future! Do you feel like you'll never pay off your student loans? Worried about your mounting credit card debt? Wondering when you'll ever make enough money to stop living paycheck to paycheck? You're not alone - millions of young Americans are finding it hard to save for the future and still pay today's bills on time. But with The Everything Personal Finance in Your 20s and 30s Book, 3rd Edition, you'll learn how to be financially independent by: Creating a workable budget Minimizing credit card and student loan debt Investing money wisely Building an emergency fund You'll also learn how the Consumer Financial Protection Bureau can help you navigate the often-confusing world of financial service products. With this easy-to-use guide, you'll learn how to manage, save, and invest wisely - starting today!
Book Synopsis The Money Book for the Young, Fabulous & Broke by : Suze Orman
Download or read book The Money Book for the Young, Fabulous & Broke written by Suze Orman and published by Penguin. This book was released on 2005 with total page 412 pages. Available in PDF, EPUB and Kindle. Book excerpt: From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.
Book Synopsis Building Your Financial Future Even to the Point of Giving by : Angela Underwood
Download or read book Building Your Financial Future Even to the Point of Giving written by Angela Underwood and published by AuthorHouse. This book was released on 2010 with total page 118 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is written out of a passion to help you understand your current and future financial needs. The word of God says 'My people are destroyed for lack of Knowledge' (Hosea 4:6a). I know that I was created by God, for the purpose to do His will and to magnify His glorious Kingdom. My purpose here is to share with you God's promises to you as you trust Him in your finances. There is a lot that we think we know when it comes to finances. We know that we have to pay bills each month, and that we work to receive a pay check and so forth. But what we truly need to know and understand is that God created all of us for His purpose. God wants us to be able to enjoy His creation and to allow us to experience His unsearchable pleasures that we receive when we are able to obey His commands. As we increase in our finances, we must be willing to give. Giving brings about the feeling of satisfaction and a glorious sense of peace. Giving fills us with a sense of being needed in this world. Without giving, we will never be able to experience this type of peace. As you read this book to improve in your finances, you will come to understand that God's purpose for us is to do His will and to obey His un-altering word.
Book Synopsis Protecting Your Financial Future by : Lee R. Phillips
Download or read book Protecting Your Financial Future written by Lee R. Phillips and published by . This book was released on 1999-01-01 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: Newly updated, this easy-reading book is packed with estate planning strategies every family can use to protect their money. It offers step-by-step ways to slash takes, cut or eliminate legal fees, and shield money from probate, creditors, lawsuits, divorce and illness. Includes personal anecdotes and true stories to illustrate crucial legal tools such as living trusts, wills, and powers of attorney. Gives counsel to avoid common financial pitfalls, shares hints to maximize life insurance and retirement, and includes tips to wisely choose a lawyer or do-it yourself software. New chapter explains how to minimize rest home expenses and anxiety.
Book Synopsis Are You a Stock Or a Bond? by : Moshe Arye Milevsky
Download or read book Are You a Stock Or a Bond? written by Moshe Arye Milevsky and published by Financial Times/Prentice Hall. This book was released on 2012 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: You must be aware of the value, potential return and risk of your own human capital (your job, career and what you do for a living as opposed to stocks and bonds or other investment choices) as well as financial capital and investments to plan a secure future. Human capital is the most valuable asset that you will own over your lifecycle. You need to balance all financial decisions with the characteristics of your human capital. The key trends identified in the first edition of the book namely, the decline of Defined Benefit (DB) pension provision, the continued increase in human longevity and the risk of personal inflation, are as relevant today as they were five years ago. The financial crisis has taught us that all types of capital - human, financial and even social - are key to a secure financial future. If your career has "stock-like" growth and risk characteristics, Milevsky helps you balance your "portfolio" by tilting investments towards safer "bonds." If your job is more secure but offers lower financial upside, you'll learn to tilt your investments towards stocks that compensate for your lower earning potential. Either way, Milevsky shows you how to integrate investments, insurance, annuities, and retirement plans to generate the safe and reliable income you'll need. This Edition's updates include: New 2012 data, charts, figures, and references More coverage of incorporating "human capital" into financial planning Advice reflecting the aftermath of the financial crisis Easier, more usable techniques, and less math!
Download or read book Bank On Yourself written by Pamela Yellen and published by Vanguard. This book was released on 2010-03-23 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book.
Download or read book Financial Peace written by Dave Ramsey and published by Lampo. This book was released on 2002-01-01 with total page 268 pages. Available in PDF, EPUB and Kindle. Book excerpt: Dave Ramsey explains those scriptural guidelines for handling money.
Book Synopsis Saving Capitalism From Short-Termism: How to Build Long-Term Value and Take Back Our Financial Future by : Alfred Rappaport
Download or read book Saving Capitalism From Short-Termism: How to Build Long-Term Value and Take Back Our Financial Future written by Alfred Rappaport and published by McGraw Hill Professional. This book was released on 2011-08-19 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conquering the obession with short-term profits is critical to the future of business, society, and capitalism itself—Alfred Rappaport presents a game plan every business leader should read “As Rappaport keeps on speaking out for the realities surrounding investment and speculation, our society will profit as it builds on his keen insights.” John C. Bogle, founder of The Vanguard Group (from the Foreword) About the Book: Alfred Rappaport, who first introduced the principles and practical application of "shareholder value" in his groundbreaking 1986 classic Creating Shareholder Value, reiterated the basic message in his 2006 Harvard Business Review article: Focusing on Wall Street quarterly earnings expectations rather than on creating long-term value is an invitation to disaster. Rappaport shows how deeply flawed short-term performance incentives for corporate and investment managers were an essential cause of the recent global financial crisis. In Saving Capitalism from Short-Termism, Rappaport examines the causes and consequences of “short-termism” and offers specific recommendations for how publicly traded companies and the investment management community can overcome it. Whether you're a corporate manager, money manager, public policymaker, business-school student, or simply concerned about your financial future, Saving Capitalism from Short-Termism provides valuable insights and practical ideas to change the course of your organization—and contribute to a healthier economy that benefits all.
Book Synopsis Control Your Cash by : Greg McFarlane
Download or read book Control Your Cash written by Greg McFarlane and published by Greg McFarlane Betty Kincaid. This book was released on 2010-06 with total page 320 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A 14% credit card rate! What a deal!" "Where it says 'adjustable' here on my mortgage - that means 'fixed', right?" "Work until I retire, then collect Social Security. That's my wealth plan." If you've ever wondered how your money works, where it goes or how it grows, stop wondering. "Control Your Cash: Making Money Make Sense" deconstructs personal finance so that everyone but the hopelessly inept can understand it. Inside the book, you'll learn: [ how to get your bank accounts, credit cards and other financial instruments to work for you, and not the other way around [ the right way to buy a car (i.e. with the salesman cursing your name as you drive away) [ where and how to invest, and what all those symbols, charts and graphs mean [ how to turn expenses into income, and stop living paycheck-to-paycheck [ whom the tax system is stacked against (hint: it's most of us) and how to use that to your advantage [ the very key to wealth itself. In fact, the authors thought it was so important they put it on the cover so you can read it even if you're too cheap to buy the book: Buy assets, sell liabilities. Finally, a book that explains personal finance not only in layman's terms, but in detail. If you can read, and have any capacity for self-discipline, invest a few bucks in "Control Your Cash" now and reap big financial rewards for the rest of your life.
Book Synopsis Get Good with Money by : Tiffany the Budgetnista Aliche
Download or read book Get Good with Money written by Tiffany the Budgetnista Aliche and published by Rodale Books. This book was released on 2021-03-30 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.
