Hard Ride

Download Hard Ride PDF Online Free

Author :
Publisher : Carina Press
ISBN 13 : 1488057036
Total Pages : 299 pages
Book Rating : 4.4/5 (88 download)

DOWNLOAD NOW!


Book Synopsis Hard Ride by : A.M. Arthur

Download or read book Hard Ride written by A.M. Arthur and published by Carina Press. This book was released on 2020-02-17 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: A fake relationship with a rugged cowboy leads to casual fun and very real feelings in this contemporary gay romance. City slicker Derrick Massey has always had a thing for cowboys. So a roll in the hay with Kendall “Slater” Stamos during a rustic weekend wedding is more than A-OK. But when Slater’s forced to hang up his saddle for the season, Derrick surprises even himself with his proposition: be my fake boyfriend and get my family off my back about finding a permanent partner. Though unexpected, the arrangement is a win-win. Derrick gets a plus-one for a slew of summer weddings and Slater gets a place to stay while he recuperates . . . with lots of casual fun in between. Which is just how the sexy cowboy likes it: casual. Yet it’s obvious the chemistry between them is anything but. With the countdown to their “breakup” on, the more time the two men spend together. And the more it becomes clear that what they have could be real, if only they let it be. Praise for Hard Ride “A.M. Arthur’s Hard Ride is an unputdownable, super sexy read with lots of personality and a ton of heart. I enthusiastically recommend it to all readers.” —All About Romance “Scintillating romantic tension and steamy sex scenes. . . . Passionate . . . entertaining.” —Publishers Weekly

Bless This Mother-Effing Home

Download Bless This Mother-Effing Home PDF Online Free

Author :
Publisher : Sourcebooks
ISBN 13 : 9781492649465
Total Pages : 96 pages
Book Rating : 4.6/5 (494 download)

DOWNLOAD NOW!


Book Synopsis Bless This Mother-Effing Home by : Katie Kutthroat

Download or read book Bless This Mother-Effing Home written by Katie Kutthroat and published by Sourcebooks. This book was released on 2017-03-07 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: The combination of sugar and spice is irresistible in this adorable and appalling collection of cross stitch. Laugh out loud fun through crafting is found in these biting yet precious patterns. Katie Kutthroat's warped and witty cross stitch has taken the internet by storm and has been featured on TV shows like HBO's Girls. Cute but snarky, each cross stitch pattern featured in Bless This Mother-effing Home evokes laughter and irony. Perforated pages allow for readers to hang up or share favorite entries, spreading the cross stitched love.

Improper Cross-Stitch

Download Improper Cross-Stitch PDF Online Free

Author :
Publisher : St. Martin's Griffin
ISBN 13 : 1250088984
Total Pages : 130 pages
Book Rating : 4.2/5 (5 download)

DOWNLOAD NOW!


Book Synopsis Improper Cross-Stitch by : Haley Pierson-Cox

Download or read book Improper Cross-Stitch written by Haley Pierson-Cox and published by St. Martin's Griffin. This book was released on 2018-08-07 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sometimes it's good to be a little improper. Profane, funny, and smart, Haley Pierson-Cox's book invites the modern crafter to bring personality and humour to their cross stitch projects. Her easy to follow instructions and colourful designs can make a cross stitcher out of anyone.

Subversive Cross Stitch

Download Subversive Cross Stitch PDF Online Free

Author :
Publisher : Chronicle Books
ISBN 13 : 9780811853477
Total Pages : 104 pages
Book Rating : 4.8/5 (534 download)

DOWNLOAD NOW!


Book Synopsis Subversive Cross Stitch by : Julie Jackson

Download or read book Subversive Cross Stitch written by Julie Jackson and published by Chronicle Books. This book was released on 2006-04-13 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Needlework is America's most popular craft, with about 38 million stitchers according to the Hobby Industry of America. Subversive Cross Stitch puts a 21st-century spin to this age-old art. Step-by-step instructions for 35 hilarious projects are sure to appeal to the savvy stitch-n-bitch generation.

I Love Jesus, But I Want to Die

Download I Love Jesus, But I Want to Die PDF Online Free

Author :
Publisher : WaterBrook
ISBN 13 : 0593193539
Total Pages : 257 pages
Book Rating : 4.5/5 (931 download)

DOWNLOAD NOW!


Book Synopsis I Love Jesus, But I Want to Die by : Sarah J. Robinson

Download or read book I Love Jesus, But I Want to Die written by Sarah J. Robinson and published by WaterBrook. This book was released on 2021-05-11 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: A compassionate, shame-free guide for your darkest days “A one-of-a-kind book . . . to read for yourself or give to a struggling friend or loved one without the fear that depression and suicidal thoughts will be minimized, medicalized or over-spiritualized.”—Kay Warren, cofounder of Saddleback Church What happens when loving Jesus doesn’t cure you of depression, anxiety, or suicidal thoughts? You might be crushed by shame over your mental illness, only to be told by well-meaning Christians to “choose joy” and “pray more.” So you beg God to take away the pain, but nothing eases the ache inside. As darkness lingers and color drains from your world, you’re left wondering if God has abandoned you. You just want a way out. But there’s hope. In I Love Jesus, But I Want to Die, Sarah J. Robinson offers a healthy, practical, and shame-free guide for Christians struggling with mental illness. With unflinching honesty, Sarah shares her story of battling depression and fighting to stay alive despite toxic theology that made her afraid to seek help outside the church. Pairing her own story with scriptural insights, mental health research, and simple practices, Sarah helps you reconnect with the God who is present in our deepest anguish and discover that you are worth everything it takes to get better. Beautifully written and full of hard-won wisdom, I Love Jesus, But I Want to Die offers a path toward a rich, hope-filled life in Christ, even when healing doesn’t look like what you expect.

Identical

Download Identical PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1416984658
Total Pages : 592 pages
Book Rating : 4.4/5 (169 download)

DOWNLOAD NOW!


Book Synopsis Identical by : Ellen Hopkins

Download or read book Identical written by Ellen Hopkins and published by Simon and Schuster. This book was released on 2008-08-26 with total page 592 pages. Available in PDF, EPUB and Kindle. Book excerpt: Beneath their perfect family façade, twin sisters struggle alone with impossible circumstances and their own demons until they finally learn to fight for each other in this poignant tour de force from #1 New York Times bestselling author Ellen Hopkins. Sixteen-year-old Kaeleigh and Raeanne are identical down to the dimple. As daughters of a district court judge father and a politician mother, they are an all-American family…on the surface. Underneath run very deep and damaging secrets. What really happened in the car accident that Daddy caused? And why is Mom never home, always running far away to pursue some new dream? The girls themselves have become hopelessly divided over the years. Sick of losing Daddy’s game of favorites, Raeanne turns to painkillers, alcohol, and sex to dull her pain her anger. Kaeleigh tries to be her father’s perfect little flower, but being the misplaced focus of his sexual attention has her seeking control anywhere she can—even if it means cutting herself and unhealthy binge and purge eating. Secrets like the ones the twins are harboring are not meant to be kept—from each other or anyone else. Before long, it's obvious that neither sister can handle their problems alone, and one must step up to save the other, but the question is…who?

Take Me Home Tonight

Download Take Me Home Tonight PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1481499009
Total Pages : 432 pages
Book Rating : 4.4/5 (814 download)

DOWNLOAD NOW!


Book Synopsis Take Me Home Tonight by : Morgan Matson

Download or read book Take Me Home Tonight written by Morgan Matson and published by Simon and Schuster. This book was released on 2021-05-04 with total page 432 pages. Available in PDF, EPUB and Kindle. Book excerpt: Ferris Bueller’s Day Off meets Nick and Norah’s Infinite Playlist in this romp through the city that never sleeps from the New York Times bestselling author of Since You’ve Been Gone. Two girls. One night. Zero phones. Kat and Stevie—best friends, theater kids, polar opposites—have snuck away from the suburbs to spend a night in New York City. They have it all planned out. They’ll see a play, eat at the city’s hottest restaurant, and have the best. Night. Ever. What could go wrong? Well. Kind of a lot? They’re barely off the train before they’re dealing with destroyed phones, family drama, and unexpected Pomeranians. Over the next few hours, they’ll have to grapple with old flames, terrible theater, and unhelpful cab drivers. But there are also cute boys to kiss, parties to crash, dry cleaning to deliver (don’t ask), and the world’s best museum to explore. Over the course of a wild night, both Kat and Stevie will get a wake-up call about their friendship, their choices…and finally discover what they really want for their future. That is, assuming they can make it to Grand Central before the clock strikes midnight.

This Raging Light

Download This Raging Light PDF Online Free

Author :
Publisher : Houghton Mifflin Harcourt
ISBN 13 : 0544636481
Total Pages : 293 pages
Book Rating : 4.5/5 (446 download)

DOWNLOAD NOW!


Book Synopsis This Raging Light by : Estelle Laure

Download or read book This Raging Light written by Estelle Laure and published by Houghton Mifflin Harcourt. This book was released on 2015-12-22 with total page 293 pages. Available in PDF, EPUB and Kindle. Book excerpt: “A funny, heartwrenching, and soulful” debut novel about family, friends, and first love from the acclaimed author of Mayhem and But Then I Came Back (Bustle). Lucille Bennett is pushed into adulthood after her mom decides to take a break from parenting, from responsibility, from Lucille and her little sister, Wren. Left to cover for her absentee parents, Lucille thinks, “Wren and Lucille. Lucille and Wren. I will do whatever I have to. No one will pull us apart.” Now is not the time for level-headed Lucille to fall in love. But love—messy, inconvenient love—is what she’s about to experience when she falls for Digby Jones, her best friend’s brother. With blazing longing that builds to a fever pitch, Estelle Laure’s soulful debut will keep readers hooked and hoping until the very last page. “I loved this book. I was torn between wanting to devour it in one breathless read and needing to stop and savor each gorgeous turn of phrase. This is a remarkable debut.”—Morgan Matson, New York Times-bestselling author of The Unexpected Everything “Estelle Laure’s This Raging Light might be YA, but it’s got plenty of grown-up appeal.”—Entertainment Weekly “A funny, poetic, big-hearted reminder that life can—and will—take us all by surprise.”—Jennifer E. Smith, bestselling author of Field Notes on Love “Lucille may not take down a beast or assassinate any super bads, but she’s what heroines look like and love like in real life.”—Justine Magazine “Heartbreakingly hopeful, lyrically told.”—Kirkus Reviews

We All Looked Up

Download We All Looked Up PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1481418777
Total Pages : 384 pages
Book Rating : 4.4/5 (814 download)

DOWNLOAD NOW!


Book Synopsis We All Looked Up by : Tommy Wallach

Download or read book We All Looked Up written by Tommy Wallach and published by Simon and Schuster. This book was released on 2015-03-24 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: The lives of four high school seniors intersect weeks before a meteor is set to pass through Earth's orbit, with a 66.6% chance of striking and destroying all life on the planet.

101 Hilarious Dumb Blonde Jokes

Download 101 Hilarious Dumb Blonde Jokes PDF Online Free

Author :
Publisher :
ISBN 13 : 9781952772337
Total Pages : 144 pages
Book Rating : 4.7/5 (723 download)

DOWNLOAD NOW!


Book Synopsis 101 Hilarious Dumb Blonde Jokes by : Johnny Riddle

Download or read book 101 Hilarious Dumb Blonde Jokes written by Johnny Riddle and published by . This book was released on 2020-05-18 with total page 144 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make Your Family or Friends Laugh With These Funny Jokes About Blondes! Q: How do you keep a blonde busy? A: Write "flip" on both sides of a sheet of paper! Everyone loves to laugh. That is why '101 Hilarious Dumb Blonde Jokes' is the perfect gift book. To treat yourself, or surprise a loved one. This collection of Dumb Blonde Jokes will have you (and your friends) rolling on the floor with laughter! Why You Should Get Your Copy Of '101 Hilarious Dumb Blonde Jokes' In this book, you will find: - 100+ Hilarious Dumb Blonde Jokes - 30+ Funny Illustrations This joke book is a great gift idea if you want to spend more quality time with your friends, or simply want to have a good laugh! BUY: '101 Hilarious Dumb Blonde Jokes' Sample Jokes Will You Find Inside: Q: What did the blonde say when she found out she was pregnant? A: "I wonder if it's mine." *** A blonde went to buy a pizza. After ordering, the assistant asked the blonde if she would like her pizza cut into six pieces or twelve. "Six please, " she said, "I could never eat twelve!" *** Three blonde girls were walking in the woods and came upon tracks. The first one said, "Look, it's deer tracks." The second one said, "No, it's wolf tracks" and before the third one could answer, they got hit by a train. *** Buy '101 Hilarious Dumb Blonde Jokes', and you will get access to all the other jokes. Finally, as a FREE & EXCLUSIVE BONUS, you're also getting 11 super funny jokes from my popular book '101 Hilarious Yo Momma Jokes.' So, are you ready for the funniest dumb blondes jokes you have ever come across? Take action now! Scroll to the top of this page and click the 'Buy Now' button.

The Knife of Never Letting Go

Download The Knife of Never Letting Go PDF Online Free

Author :
Publisher : Candlewick Press
ISBN 13 : 0763652164
Total Pages : 510 pages
Book Rating : 4.7/5 (636 download)

DOWNLOAD NOW!


Book Synopsis The Knife of Never Letting Go by : Patrick Ness

Download or read book The Knife of Never Letting Go written by Patrick Ness and published by Candlewick Press. This book was released on 2010-10-18 with total page 510 pages. Available in PDF, EPUB and Kindle. Book excerpt: A dystopian thriller follows a boy and girl on the run from a town where all thoughts can be heard – and the passage to manhood embodies a horrible secret. Todd Hewitt is the only boy in a town of men. Ever since the settlers were infected with the Noise germ, Todd can hear everything the men think, and they hear everything he thinks. Todd is just a month away from becoming a man, but in the midst of the cacophony, he knows that the town is hiding something from him -- something so awful Todd is forced to flee with only his dog, whose simple, loyal voice he hears too. With hostile men from the town in pursuit, the two stumble upon a strange and eerily silent creature: a girl. Who is she? Why wasn't she killed by the germ like all the females on New World? Propelled by Todd's gritty narration, readers are in for a white-knuckle journey in which a boy on the cusp of manhood must unlearn everything he knows in order to figure out who he truly is.

Let's Pretend This Never Happened

Download Let's Pretend This Never Happened PDF Online Free

Author :
Publisher : Penguin
ISBN 13 : 1101573082
Total Pages : 384 pages
Book Rating : 4.1/5 (15 download)

DOWNLOAD NOW!


Book Synopsis Let's Pretend This Never Happened by : Jenny Lawson

Download or read book Let's Pretend This Never Happened written by Jenny Lawson and published by Penguin. This book was released on 2012-04-17 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: The #1 New York Times bestselling (mostly true) memoir from the hilarious author of Furiously Happy. “Gaspingly funny and wonderfully inappropriate.”—O, The Oprah Magazine When Jenny Lawson was little, all she ever wanted was to fit in. That dream was cut short by her fantastically unbalanced father and a morbidly eccentric childhood. It did, however, open up an opportunity for Lawson to find the humor in the strange shame-spiral that is her life, and we are all the better for it. In the irreverent Let’s Pretend This Never Happened, Lawson’s long-suffering husband and sweet daughter help her uncover the surprising discovery that the most terribly human moments—the ones we want to pretend never happened—are the very same moments that make us the people we are today. For every intellectual misfit who thought they were the only ones to think the things that Lawson dares to say out loud, this is a poignant and hysterical look at the dark, disturbing, yet wonderful moments of our lives. Readers Guide Inside

Subversive Cross Stitch Coloring and Activity Book

Download Subversive Cross Stitch Coloring and Activity Book PDF Online Free

Author :
Publisher : Simon and Schuster
ISBN 13 : 1681881799
Total Pages : 42 pages
Book Rating : 4.6/5 (818 download)

DOWNLOAD NOW!


Book Synopsis Subversive Cross Stitch Coloring and Activity Book by : Julie Jackson

Download or read book Subversive Cross Stitch Coloring and Activity Book written by Julie Jackson and published by Simon and Schuster. This book was released on 2017-04-18 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: For the first time, Julie Jackson's sassy cross-stitch designs are available in coloring book form. Julie doesn't hold back and neither should you. An adult activity book that collects her signature patterns into the ultimate therapy--coloring pages--plus connect-the-dots, finish-the-doodle, and a host of other fun activities, this is the perfect opportunity to color your blues away and channel your inner badass with the Subversive Cross Stitch Coloring Book. Featuring 40 quirky, occasionally snarky, and always honest sentiments derived from Julie's signature Subversive Cross Stitch Designs, this coloring and activity book is perfect for those who are too hesitant or don't have the time to cross-stitch but want to enjoy some creative activities based on Julie's refreshingly subversive sensibility. Relax and let loose with the Subversive Cross Stitch Coloring and Activity Book!

Muse of Nightmares

Download Muse of Nightmares PDF Online Free

Author :
Publisher : Little, Brown Books for Young Readers
ISBN 13 : 0316341703
Total Pages : 463 pages
Book Rating : 4.3/5 (163 download)

DOWNLOAD NOW!


Book Synopsis Muse of Nightmares by : Laini Taylor

Download or read book Muse of Nightmares written by Laini Taylor and published by Little, Brown Books for Young Readers. This book was released on 2018-10-02 with total page 463 pages. Available in PDF, EPUB and Kindle. Book excerpt: The highly anticipated, thrilling sequel to the New York Times bestseller, Strange the Dreamer, from National Book Award finalist Laini Taylor, author of the bestselling Daughter of Smoke & Bone trilogy. Sarai has lived and breathed nightmares since she was six years old. She believed she knew every horror, and was beyond surprise. She was wrong. In the wake of tragedy, neither Lazlo nor Sarai are who they were before. One a god, the other a ghost, they struggle to grasp the new boundaries of their selves as dark-minded Minya holds them hostage, intent on vengeance against Weep. Lazlo faces an unthinkable choice--save the woman he loves, or everyone else?--while Sarai feels more helpless than ever. But is she? Sometimes, only the direst need can teach us our own depths, and Sarai, the muse of nightmares, has not yet discovered what she's capable of. As humans and godspawn reel in the aftermath of the citadel's near fall, a new foe shatters their fragile hopes, and the mysteries of the Mesarthim are resurrected: Where did the gods come from, and why? What was done with thousands of children born in the citadel nursery? And most important of all, as forgotten doors are opened and new worlds revealed: Must heroes always slay monsters, or is it possible to save them instead? Love and hate, revenge and redemption, destruction and salvation all clash in this gorgeous sequel to the New York Times bestseller, Strange the Dreamer./DIV

Eating My Feelings

Download Eating My Feelings PDF Online Free

Author :
Publisher : Three Rivers Press (CA)
ISBN 13 : 0385347804
Total Pages : 258 pages
Book Rating : 4.3/5 (853 download)

DOWNLOAD NOW!


Book Synopsis Eating My Feelings by : Mark Brennan Rosenberg

Download or read book Eating My Feelings written by Mark Brennan Rosenberg and published by Three Rivers Press (CA). This book was released on 2013 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: New from the author of Blackouts and Breakdowns--and in the tradition of Josh Kilmer-Purcell and Chelsea Handler--a collection of funny essays skewering the author's struggles with weight and body image, both as a kid in the 1980s and as a gay man in the 2000s. Mark Rosenberg has had more ups and downs with his weight than Oprah--but unlike Oprah, no one gives a sh*t. Coming of age very outrageously as an overweight, soon-to-be gay kid, he learns to relate to others by way of his beloved Melrose Place and Clueless--which serves him well when exiled to fat camp and faced with an opportunity to bribe an adulterous counselor or poison his stepmother by birthday cake--and thinks nothing of dressing as Homey the Clown (in blackface) for Halloween. This sets him up for adulthood in the image-obsessed world of gay men in New York City, where he hires personal trainers he wants to sleep with, applies an X-rated twist to Julie & Julia in an attempt to reach blogger stardom, and has an imaginary relationship with the man on the P90X workout infomercials that becomes a little bit too real. Hilarious, heartwarming (as if), and especially scandalous, Eating My Feelings leaves no stone unturned and no piece of red velvet cake uneaten.

Everything Is Figureoutable

Download Everything Is Figureoutable PDF Online Free

Author :
Publisher : Penguin
ISBN 13 : 0525535012
Total Pages : 305 pages
Book Rating : 4.5/5 (255 download)

DOWNLOAD NOW!


Book Synopsis Everything Is Figureoutable by : Marie Forleo

Download or read book Everything Is Figureoutable written by Marie Forleo and published by Penguin. This book was released on 2020-12-29 with total page 305 pages. Available in PDF, EPUB and Kindle. Book excerpt: A #1 New York Times Bestseller "This book will change lives." --Elizabeth Gilbert, author of Eat, Pray, Love Now in paperback with a new prologue, the indispensable handbook for becoming the creative force of your own life by the host of the award-winning MarieTV and The Marie Forleo Podcast. While most self-help books offer quick fixes, Everything is Figureoutable will retrain your brain to think more creatively and positively in the face of setbacks. In the words of Cheryl Strayed, it's "a must-read for anyone who wants to face their fears, fulfill their dreams, and find a better way forward." If you're having trouble solving a problem or reaching a dream, the problem isn't you. It's that you haven't yet installed the one belief that changes everything. Marie's mom once told her, "Nothing in life is that complicated. You can do whatever you set your mind to if you roll up your sleeves. Everything is figureoutable." Whether you want to leave a dead end job, break an addiction, learn to dance, heal a relationship, or grow a business, Everything is Figureoutable will show you how. In this revised and updated edition, you'll learn: The habit that makes it 42% more likely you'll achieve your goals. How to overcome a lack of time and money. How to deal with criticism and imposter syndrome. It's more than just a fun phrase to say. It's a philosophy of relentless optimism. A mindset. A mantra. A conviction. Most important, it's about to make you unstoppable.

Ask a Manager

Download Ask a Manager PDF Online Free

Author :
Publisher : Ballantine Books
ISBN 13 : 0399181822
Total Pages : 306 pages
Book Rating : 4.3/5 (991 download)

DOWNLOAD NOW!


Book Synopsis Ask a Manager by : Alison Green

Download or read book Ask a Manager written by Alison Green and published by Ballantine Books. This book was released on 2018-05-01 with total page 306 pages. Available in PDF, EPUB and Kindle. Book excerpt: From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together