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Analysing Factors Influencing Consumer Decision Making Process For Mortgage Services
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Book Synopsis Analysing Factors Influencing Consumer Decision Making Process for Mortgage Services by : P. Tamizhselvan
Download or read book Analysing Factors Influencing Consumer Decision Making Process for Mortgage Services written by P. Tamizhselvan and published by GRIN Verlag. This book was released on 2023-09-25 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Doctoral Thesis / Dissertation from the year 2021 in the subject Business economics - Customer Relationship Management, CRM, grade: Commended, Bharathiar University (Tamil Nadu Institute of Urban Studies), course: Ph.D, language: English, abstract: The consumer attitude towards the various financial services products in the past was very passive and attracted less interest. But after the advent of technology and new forms of internet-based Banking, have had a great impact on consumer's attitudes and how they purchase financial products and services. The financial services providers are not certain of retaining their customers and have resorted to the traditional technique of the relationships building and loyalty practices. This makes it all the more important for financial services providers to understand the attitudes of customers and influence their decision-making and behavioral patterns. Consumers tend to search for product information either explicitly or implicitly depend on the attention, perception and other environmental cues related to information on the product. In literature, the choice of a mortgage is conceptualized as a function of value, prepayment, points, type of mortgage sought, etc. A prerequisite for consumers to make good decisions is to have all the relevant information therefore Banks must adopt a mandatory disclosure policy to facilitate this information search.
Book Synopsis ICICKM2012-Proceedings of the 9th International Conference on Intellectual Capital, Knowledge Management and Organisational Learning by : Fernando Chaparro
Download or read book ICICKM2012-Proceedings of the 9th International Conference on Intellectual Capital, Knowledge Management and Organisational Learning written by Fernando Chaparro and published by Academic Conferences Limited. This book was released on 2012 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Global trends and challenges in services by :
Download or read book Global trends and challenges in services written by and published by Emerald Group Publishing. This book was released on 2006 with total page 97 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Role of Trust and Satisfaction in Consumer Decision Making in the Industry of Financial Services by : Yuliya Dubinyuk
Download or read book Role of Trust and Satisfaction in Consumer Decision Making in the Industry of Financial Services written by Yuliya Dubinyuk and published by . This book was released on 2005 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Industry of financial services, similar to many other industries, has been experiencing a lot of changes within the past decade due to the introduction of the distractive innovation - Internet technology. This, along with the need for more sophisticated methods that allow sustainable growth, directed researchers' and business strategists' attention toward exploring relationship marketing concept and consumer decision making models and finding factors that make the most impact on consumers' final choices. This study proposes a model which includes trust and satisfaction with brokers' services as the two main factors which affect consumers' choice of a channel of the financial services. Even though, studies found during the literature review which were conducted by a number of scholars in the fields on marketing, management, economics, sociology and organizational behavior suggested that variables of competence, integrity, responsiveness, and consistent values had influence on trust and satisfaction in a consumer-services provider relationship, findings of this study showed that only integrity had a statistically significant effect on factors of trust (positive) and dissatisfaction (negative). Competence was found to be negatively affecting only consumers' dissatisfaction with a broker. In the end, both low trust and dissatisfaction were found to result in consumers' intent to use an online channel. Dissatisfaction with a broker was also found to be positively related to consumers' use of an online channel of financial services.
Book Synopsis New Drivers of Performance in a Changing World by : A. Carretta
Download or read book New Drivers of Performance in a Changing World written by A. Carretta and published by Springer. This book was released on 2008-11-12 with total page 299 pages. Available in PDF, EPUB and Kindle. Book excerpt: In a financial revolution, new determinants of performance arise and interest in the way performance is measured and communicated to stakeholders grows. This book presents a wide and accurate analysis of the impact that regulation, structural changes and new financial products have on the performance of markets and intermediaries.
Book Synopsis Financial Services Marketing by : Christine Ennew
Download or read book Financial Services Marketing written by Christine Ennew and published by Routledge. This book was released on 2013-07-18 with total page 518 pages. Available in PDF, EPUB and Kindle. Book excerpt: This new edition balances the theoretical and the practical for advanced undergraduates, those specialising in financial services at postgraduate level, individuals undertaking professional courses such as those offered by the IFS School of Finance, and employees working within the financial services sector. Ennew & Waite draw from global business cases in both B2B and B2C marketing, taking a unique approach in terms of structure by splitting discussion between marketing for acquisition and marketing for retention. This fully updated and revised second edition features: A revised approach to the industry in the light of the global financial crisis, including ethical considerations, consumer confidence issues, and new approaches to regulation New sections on e-commerce and its impact on customer relationships New case studies and vignettes A new companion website to support teaching, including PowerPoint slides, test bank questions, additional cases and cameo video mini-lectures. Financial Services Marketing 2e will help the student and the practitioner to develop a firm grounding in the fundamentals of financial services strategy, customer acquisition and customer development. Reflecting the realities of financial services marketing in an increasingly complex sector, it provides the most up-to-date, international and practical guide to the subject available.
Book Synopsis Proceedings of the International Conference on Advanced Intelligent Systems and Informatics 2020 by : Aboul Ella Hassanien
Download or read book Proceedings of the International Conference on Advanced Intelligent Systems and Informatics 2020 written by Aboul Ella Hassanien and published by Springer Nature. This book was released on 2020-09-19 with total page 893 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book presents the proceedings of the 6th International Conference on Advanced Intelligent Systems and Informatics 2020 (AISI2020), which took place in Cairo, Egypt, from October 19 to 21, 2020. This international and interdisciplinary conference, which highlighted essential research and developments in the fields of informatics and intelligent systems, was organized by the Scientific Research Group in Egypt (SRGE). The book is divided into several sections, covering the following topics: Intelligent Systems, Deep Learning Technology, Document and Sentiment Analysis, Blockchain and Cyber Physical System, Health Informatics and AI against COVID-19, Data Mining, Power and Control Systems, Business Intelligence, Social Media and Digital Transformation, Robotic, Control Design, and Smart Systems.
Book Synopsis Analysis of Financial Statements - English by : Navneet Singh
Download or read book Analysis of Financial Statements - English written by Navneet Singh and published by Navneet Singh. This book was released on with total page 38 pages. Available in PDF, EPUB and Kindle. Book excerpt: Analysis of Financial Statements Analysis of financial statements involves evaluating the financial performance, position, and activities of a company by examining its financial statements. This analysis helps stakeholders understand the company's profitability, liquidity, solvency, efficiency, and overall financial health. Here are some common methods and techniques used in the analysis of financial statements: Ratio Analysis: Liquidity Ratios: Assess the company's ability to meet short-term obligations. Examples include the current ratio and quick ratio. Solvency Ratios: Evaluate the company's ability to meet long-term obligations. Examples include the debt-to-equity ratio and interest coverage ratio. Profitability Ratios: Measure the company's ability to generate profits relative to its revenue, assets, or equity. Examples include the gross profit margin, net profit margin, return on assets (ROA), and return on equity (ROE). Efficiency Ratios: Assess how effectively the company utilizes its assets and resources to generate sales and profits. Examples include inventory turnover, accounts receivable turnover, and asset turnover ratios. Market Value Ratios: Evaluate the company's market value relative to its financial performance. Examples include the price-to-earnings (P/E) ratio, price-to-book (P/B) ratio, and dividend yield. Vertical Analysis: Vertical analysis involves expressing each line item on the financial statements as a percentage of a base figure, typically total revenue for the income statement and total assets or liabilities for the balance sheet. This helps identify trends, patterns, and relationships within the financial statements. Horizontal Analysis: Horizontal analysis, also known as trend analysis, involves comparing financial data over multiple periods to identify changes, trends, and growth rates. This analysis helps assess the company's performance and financial condition over time. Common-Size Financial Statements: Common-size financial statements express each line item as a percentage of a base figure, such as total revenue for the income statement or total assets for the balance sheet. This standardization allows for easier comparison of financial data across companies, industries, or time periods. DuPont Analysis: DuPont analysis breaks down the return on equity (ROE) into its component parts to identify the drivers of profitability. It decomposes ROE into the product of three ratios: net profit margin, asset turnover, and financial leverage. This analysis helps identify areas for improvement in profitability and efficiency. Cash Flow Analysis: Cash flow analysis involves examining the company's cash flows from operating, investing, and financing activities to assess its ability to generate cash, invest in growth opportunities, and meet financial obligations. Comparative Analysis: Comparative analysis involves comparing the company's financial performance and position with its peers, industry benchmarks, or competitors. This analysis helps identify strengths, weaknesses, opportunities, and threats facing the company relative to its competitors. Qualitative Analysis: Qualitative analysis involves considering non-financial factors such as industry trends, competitive dynamics, management quality, regulatory environment, and macroeconomic conditions. This analysis provides context and insights into the company's financial performance and outlook. By using these methods and techniques, stakeholders can gain valuable insights into the company's financial condition, performance, and prospects, which can inform investment decisions, lending decisions, strategic planning, and risk management.
Author :Dr G vani, Dr B Nagarjuna, Md KhwajaMoinoddin, Dr Bindu K Nambiar Publisher :Archers & Elevators Publishing House ISBN 13 :938880595X Total Pages : pages Book Rating :4.3/5 (888 download)
Book Synopsis Business Management Practices Emerging Trends by : Dr G vani, Dr B Nagarjuna, Md KhwajaMoinoddin, Dr Bindu K Nambiar
Download or read book Business Management Practices Emerging Trends written by Dr G vani, Dr B Nagarjuna, Md KhwajaMoinoddin, Dr Bindu K Nambiar and published by Archers & Elevators Publishing House. This book was released on with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Conceptual Foundations - E-Book by : Elizabeth E. Friberg
Download or read book Conceptual Foundations - E-Book written by Elizabeth E. Friberg and published by Elsevier Health Sciences. This book was released on 2013-09-27 with total page 463 pages. Available in PDF, EPUB and Kindle. Book excerpt: Conceptual Foundations: The Bridge to Professional Nursing Practice, 5th Edition provides the background you need to succeed in your role as a professional nurse. It discusses the concepts that define the nursing profession, covering everything from the history of nursing to current challenges in the profession. Expert educators Joan L. Creasia, PhD, RN, and Elizabeth E. Friberg, MSN, RN, bring together the best minds of nursing for an in-depth look at the profession's major theories, practices, and principles. Vignettes, each written by a practicing nurse, open each chapter with a specific scenario and application of professional behaviors. Critical Thinking Exercises at the end of each chapter help you to use and apply what you've learned. Objectives at the beginning of each chapter provide a framework for study. Key points at the end of each chapter help you focus on important information. New Patient Safety chapter prepares you for expanded nursing responsibility for patient safety, adherence to regulatory requirements of the Joint Commission, and the implementation of best practices to create health care that is safe, timely, effective, efficient, equitable, and patient-centered. New Genetics and Genomics in Professional Nursing chapter defines the nurse's role in family history assessment and genetic testing, explains how genetic testing is used in clinical practice, and identifies ethical issues related to this emerging practice.
Download or read book Data Analytics written by Dr. Hariharan R and published by Archers & Elevators Publishing House. This book was released on with total page 267 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Synergizing Management, Technology and Innovation in Generating Sustainable and Competitive Business Growth by : Ratih Hendayani
Download or read book Synergizing Management, Technology and Innovation in Generating Sustainable and Competitive Business Growth written by Ratih Hendayani and published by Routledge. This book was released on 2021-04-08 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: Sustainable Collaboration in Business, Technology, Information and Innovation (SCBTII 2020) Proceeding’s topic deals with ``Synergizing Management, Technology and Innovation in Generating Sustainable and Competitive Business Growth``. This proceeding offers valuable knowledge on how research can be applied to support the government by introducing a policy of economic transformation in solving various challenges and driving the business sector to gain the ability to create sustainable competitive advantages, which will lead to sustainable, competitive and quality growth. The subjects in this Proceeding are classified into four tracks: Strategy, Entrepreneurship, Economics; Digital-Based Management; Finance and Corporate Governance; and Accounting. These valuable researches inside this proceeding can help academicians, professionals, entrepreneurs, researchers, learners, and other related groups from around the world who have special interest in theories and practices in the field of digital economy for global competitiveness.
Book Synopsis A Complete Journey of FP&A - Financial Planning and Analysis by : MD SANAULLAH
Download or read book A Complete Journey of FP&A - Financial Planning and Analysis written by MD SANAULLAH and published by Md Sanaullah. This book was released on with total page 309 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you ready to transform into a skilled finance and accounting professional? Dive into "A Complete Journey of FP&A - Financial Planning and Analysis" and gain 100% practical and trending knowledge to tackle real-world challenges. Apply Practical Insights Immediately Filled with actionable insights and practical examples, this book helps you navigate complex financial scenarios with confidence. Master Trending Topics and Modern Techniques Stay ahead with the latest trends, from blockchain in finance to advanced financial modeling and data analytics. Analyze Real-World Case Studies Understand financial principles through real-world case studies that bridge the gap between theory and practice. Follow Step-by-Step Guides Master essential tools and software like Excel, QuickBooks, and advanced financial analysis software to boost your productivity. Enhance Your Career Get valuable advice on navigating the job market, acing interviews, and advancing in your career. Learn from Experts Benefit from insights and real-world experience shared by seasoned finance and accounting professionals. Engage in Interactive Learning Reinforce your knowledge with interactive exercises, quizzes, and practical assignments.
Download or read book Resources in Education written by and published by . This book was released on 1982 with total page 930 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Routledge Handbook of Hospitality Marketing by : Dogan Gursoy
Download or read book Routledge Handbook of Hospitality Marketing written by Dogan Gursoy and published by Routledge. This book was released on 2017-10-02 with total page 628 pages. Available in PDF, EPUB and Kindle. Book excerpt: This handbook analyzes the main issues in the field of hospitality marketing by focusing on past, present and future challenges and trends from a multidisciplinary global perspective. The book uniquely combines both theoretical and practical approaches in debating some of the most important marketing issues faced by the hospitality industry. Parts I and II define and examine the main hospitality marketing concepts and methodologies. Part III offers a comprehensive review of the development of hospitality marketing over the years. The remaining parts (IV–IX) address key cutting-edge marketing issues such as innovation in hospitality, sustainability, social media, peer-to-peer applications, Web 3.0 etc. in a wide variety of hospitality settings. In addition, this book provides a platform for debate and critical evaluation that enables the reader to learn from the industry’s past mistakes as well as future opportunities. The handbook is international in its constitution as it attempts to examine marketing issues, challenges and trends globally, drawing on the knowledge of experts from around the world. Because of the nature of hospitality, which often makes it inseparable from other industries such as tourism, events, sports and even retail, the book has a multidisciplinary approach that will appeal to these disciplines as well as others including management, human resources, technology, consumer behavior and anthropology.
Book Synopsis Consumer Behavior and Marketing Action by : Henry Assael
Download or read book Consumer Behavior and Marketing Action written by Henry Assael and published by South Western Educational Publishing. This book was released on 1995 with total page 824 pages. Available in PDF, EPUB and Kindle. Book excerpt: This text takes a strategic approach to consumer behavior; that is, once you know how consumers behave and react, what do you do about it? New to this edition is a much needed balance between the strategic approach and consumer rights and social implications.
Book Synopsis Microelectronics Fialure Analysis Desk Reference, Seventh Edition by : Tejinder Gandhi
Download or read book Microelectronics Fialure Analysis Desk Reference, Seventh Edition written by Tejinder Gandhi and published by ASM International. This book was released on 2019-11-01 with total page 750 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Electronic Device Failure Analysis Society proudly announces the Seventh Edition of the Microelectronics Failure Analysis Desk Reference, published by ASM International. The new edition will help engineers improve their ability to verify, isolate, uncover, and identify the root cause of failures. Prepared by a team of experts, this updated reference offers the latest information on advanced failure analysis tools and techniques, illustrated with numerous real-life examples. This book is geared to practicing engineers and for studies in the major area of power plant engineering. For non-metallurgists, a chapter has been devoted to the basics of material science, metallurgy of steels, heat treatment, and structure-property correlation. A chapter on materials for boiler tubes covers composition and application of different grades of steels and high temperature alloys currently in use as boiler tubes and future materials to be used in supercritical, ultra-supercritical and advanced ultra-supercritical thermal power plants. A comprehensive discussion on different mechanisms of boiler tube failure is the heart of the book. Additional chapters detailing the role of advanced material characterization techniques in failure investigation and the role of water chemistry in tube failures are key contributions to the book.
