The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe

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Publisher :
ISBN 13 : 9780615282787
Total Pages : 278 pages
Book Rating : 4.2/5 (827 download)

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Book Synopsis The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe by : Andrew Wallingford

Download or read book The Claim Game: A Homeowner's Guide to Avoiding an Insurance Catastrophe written by Andrew Wallingford and published by . This book was released on 2009-08 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In these troubled economic times a home is a precious commodity. Protecting that investment has never been more important for homeowners and property owners. When Mother Nature or good old fashion bad luck cause damage to a property, homeowners turn to their insurers to help them restore their property. Insurers, meanwhile, are as equally interested in enhancing their bottom lines as homeowners are in protecting their investment. When these interests collide, the claim game begins and the fight to protect your home and get what is owed you becomes a high stakes game of chance. Without the right guidance, without knowing the Rules of the Game--rules written by and for the insurers--you could find yourself on the losing end. The Claim Game levels the playing field between homeowners and insurers by giving homeowners the knowledge and tools needed to empower themselves so that they can get every penny owed them and claim victory. Discover the secrets to homeowner insurance settlement with the only step-by-step guide to property insurance claims written by an insurance insider. Exposing little-known methods that enable you to expedite your claim and get every penny owed you, The Claim Game is your comprehensive resource for homeowners insurance and property damage claims. The Claim Game will teach you how to: - Settle claims quickly and fairly. - Reduce or eliminate your deductible. - Decipher a policy so it makes sense. - Discover hidden coverages that protect you and save money. - Organize claim information to expedite your claim. - Get a denied claim covered. - Understand an estimate from a contractor or an insurer. - Select the right contractor to repair your home or property. Also included: - Claim-specific guidance for many types of losses including hurricane, tornado, earthquake, hail, fire and many others. - An in-depth exploration of the most common issues and concerns homeowners encounter. Don't let what you DON'T know cost you!

Introduction to Risk Management and Insurance

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Publisher : 清华大学出版社有限公司
ISBN 13 : 9787302032052
Total Pages : 670 pages
Book Rating : 4.0/5 (32 download)

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Book Synopsis Introduction to Risk Management and Insurance by : 多尔夫曼

Download or read book Introduction to Risk Management and Insurance written by 多尔夫曼 and published by 清华大学出版社有限公司. This book was released on 1998 with total page 670 pages. Available in PDF, EPUB and Kindle. Book excerpt: Prentice Hall出版公司授权出版

Rights and Remedies of Insurance Policyholders

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Publisher :
ISBN 13 :
Total Pages : 976 pages
Book Rating : 4.F/5 ( download)

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Book Synopsis Rights and Remedies of Insurance Policyholders by : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Citizens and Shareholders Rights and Remedies

Download or read book Rights and Remedies of Insurance Policyholders written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Citizens and Shareholders Rights and Remedies and published by . This book was released on 1978 with total page 976 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Bonus-Malus Systems in Automobile Insurance

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Publisher : Springer Science & Business Media
ISBN 13 : 9401106312
Total Pages : 300 pages
Book Rating : 4.4/5 (11 download)

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Book Synopsis Bonus-Malus Systems in Automobile Insurance by : Jean Lemaire

Download or read book Bonus-Malus Systems in Automobile Insurance written by Jean Lemaire and published by Springer Science & Business Media. This book was released on 2012-12-06 with total page 300 pages. Available in PDF, EPUB and Kindle. Book excerpt: Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives. Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.

Auto Upkeep

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Publisher :
ISBN 13 : 9781627020022
Total Pages : 0 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Auto Upkeep by : Michael E. Gray

Download or read book Auto Upkeep written by Michael E. Gray and published by . This book was released on 2012-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: "This 3rd Edition (c) 2013 has been updated and is now in FULL COLOR! Auto Upkeep is an introductory automotive book that provides the fundamental knowledge and experience in owning and maintaining an automobile. From choosing an insurance policy to performing basic maintenance and repair, Auto Upkeep is the do-it-yourself automotive guide for the driver in you. Auto Upkeep helps keep you safe and your vehicle reliable by providing easy-to-follow information with detailed pictures and drawings. Discover how to choose a quality repair facility, buy a car, handle roadside emergencies, diagnose common problems, and communicate effectively with technicians all while saving money. For the full experience, purchase the Auto Upkeep textbook and workbook." -- from publisher's website.

Rights and Remedies of Insurance Policyholders: Discrimination by property and casualty insurance companies

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Publisher :
ISBN 13 :
Total Pages : 964 pages
Book Rating : 4.:/5 (319 download)

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Book Synopsis Rights and Remedies of Insurance Policyholders: Discrimination by property and casualty insurance companies by : United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Citizens and Shareholders Rights and Remedies

Download or read book Rights and Remedies of Insurance Policyholders: Discrimination by property and casualty insurance companies written by United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Citizens and Shareholders Rights and Remedies and published by . This book was released on 1978 with total page 964 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Introduction to Personal Finance

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Publisher : John Wiley & Sons
ISBN 13 : 1394244002
Total Pages : 642 pages
Book Rating : 4.3/5 (942 download)

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Book Synopsis Introduction to Personal Finance by : John E. Grable

Download or read book Introduction to Personal Finance written by John E. Grable and published by John Wiley & Sons. This book was released on 2024-01-31 with total page 642 pages. Available in PDF, EPUB and Kindle. Book excerpt: Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey, 3rd Edition is designed to help students avoid early financial mistakes and provide the tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course with topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals.

Care Without Coverage

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Publisher : National Academies Press
ISBN 13 : 0309083435
Total Pages : 213 pages
Book Rating : 4.3/5 (9 download)

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Book Synopsis Care Without Coverage by : Institute of Medicine

Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Adkisson's Captive Insurance Companies

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Publisher : iUniverse
ISBN 13 : 0595422373
Total Pages : 372 pages
Book Rating : 4.5/5 (954 download)

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Book Synopsis Adkisson's Captive Insurance Companies by : Jay Adkisson

Download or read book Adkisson's Captive Insurance Companies written by Jay Adkisson and published by iUniverse. This book was released on 2006 with total page 372 pages. Available in PDF, EPUB and Kindle. Book excerpt: A captive insurance company is, in a nutshell, an insurance company formed by a business owner to insure the risks of the operating business. The operating business pays premiums to the captive, and the captive insures the risks of the operating business. A captive is much more than an exotic form of self-insurance: It is the creation of a new insurance company that has the potential to grow from being a mere captive into a full-blown insurance company seeking to profit from underwriting the risks of others. Adkisson's Captive Insurance Companies provides a basic introduction to captives and their benefits, including: utilize your own experience ratings; recapture underwriting profits; underwrite exposed risks and deductibles; access the reinsurance markets; and transfer wealth between generations. This book also provides a unique look at the wealth transfer, accumulation and preservation advantages of captives, as well as an overview of the types of captives, taxation of captives, and captive domiciles.

Autonomous Vehicle Technology

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Publisher : Rand Corporation
ISBN 13 : 0833084372
Total Pages : 215 pages
Book Rating : 4.8/5 (33 download)

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Book Synopsis Autonomous Vehicle Technology by : James M. Anderson

Download or read book Autonomous Vehicle Technology written by James M. Anderson and published by Rand Corporation. This book was released on 2014-01-10 with total page 215 pages. Available in PDF, EPUB and Kindle. Book excerpt: The automotive industry appears close to substantial change engendered by “self-driving” technologies. This technology offers the possibility of significant benefits to social welfare—saving lives; reducing crashes, congestion, fuel consumption, and pollution; increasing mobility for the disabled; and ultimately improving land use. This report is intended as a guide for state and federal policymakers on the many issues that this technology raises.

Hearings, Reports and Prints of the Senate Committee on the Judiciary

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Publisher :
ISBN 13 :
Total Pages : 1194 pages
Book Rating : 4.:/5 (36 download)

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Book Synopsis Hearings, Reports and Prints of the Senate Committee on the Judiciary by : United States. Congress. Senate. Committee on the Judiciary

Download or read book Hearings, Reports and Prints of the Senate Committee on the Judiciary written by United States. Congress. Senate. Committee on the Judiciary and published by . This book was released on 1978 with total page 1194 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Effectiveness of State Regulation

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Publisher :
ISBN 13 :
Total Pages : 104 pages
Book Rating : 4.:/5 (327 download)

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Book Synopsis Effectiveness of State Regulation by : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises

Download or read book Effectiveness of State Regulation written by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises and published by . This book was released on 2003 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt:

GAIL PROFIT V CITIZENS INSURANCE COMPANY OF AMERICA, 444 MICH 281 (1993)

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Publisher :
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.L/5 ( download)

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Book Synopsis GAIL PROFIT V CITIZENS INSURANCE COMPANY OF AMERICA, 444 MICH 281 (1993) by :

Download or read book GAIL PROFIT V CITIZENS INSURANCE COMPANY OF AMERICA, 444 MICH 281 (1993) written by and published by . This book was released on 1993 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: 90904

Planning and Defending Asset-protection Trusts

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Publisher : ALI-ABA
ISBN 13 : 9780831899967
Total Pages : 338 pages
Book Rating : 4.8/5 (999 download)

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Book Synopsis Planning and Defending Asset-protection Trusts by : Evan H. Farr

Download or read book Planning and Defending Asset-protection Trusts written by Evan H. Farr and published by ALI-ABA. This book was released on 2009 with total page 338 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Car PC Hacks

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Publisher : "O'Reilly Media, Inc."
ISBN 13 : 0596553129
Total Pages : 386 pages
Book Rating : 4.5/5 (965 download)

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Book Synopsis Car PC Hacks by : Damien Stolarz

Download or read book Car PC Hacks written by Damien Stolarz and published by "O'Reilly Media, Inc.". This book was released on 2005-07-27 with total page 386 pages. Available in PDF, EPUB and Kindle. Book excerpt: A car PC or carputer is a car tricked-out with electronics for playing radio, music and DVD movies, connecting to the Internet, navigating and tracking with satellite, taking photos, and any electronic gadget a person wants in a car. All these devices are managed and controlled through a single screen or interface. The only place car PC enthusiasts can go for advice, tips and tools is a handful of hard-to-find Web sites--until now. Car PC Hacks is your guide into the car PC revolution.Packing MP3 players, handheld devices, computers and video-on-demand systems gives you a pile too heavy to carry. But add a car and put them together, you've got a powerful and mobile multimedia center requiring no lifting. The next time you give kids a lift, you won't hear, "Are we there yet?" Instead, expect "We're there already?" as they won't want to leave the car while playing video games from multiple consoles.Car PC Hacks is the first book available to introduce and entrench you into this hot new market. You can count on the book because it hails from O'Reilly, a trusted resource for technical books. Expect innovation, useful tools, and fun experiments that you've come to expect from O'Reilly's Hacks Series.Maybe you've hacked computers and gadgets, and now you're ready to take it to your car. If hacking is new and you would like to mix cars and computers, this book gets you started with its introduction to the basics of car electrical systems. Even when you're unclear on the difference between amps and watts, expect a clear explanation along with real-life examples to get on track. Whether you're venturing into car PC for the first time or an experienced hobbyist, hop in the book for a joy ride.

The Under 40 Financial Planning Guide

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Publisher : Silver Lake Publishing
ISBN 13 : 1563431343
Total Pages : 383 pages
Book Rating : 4.5/5 (634 download)

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Book Synopsis The Under 40 Financial Planning Guide by : Cornelius P. McCarthy

Download or read book The Under 40 Financial Planning Guide written by Cornelius P. McCarthy and published by Silver Lake Publishing. This book was released on 2015-02-25 with total page 383 pages. Available in PDF, EPUB and Kindle. Book excerpt: The author, an investment banker and attorney, explains money management for people, like him, who are under forty. Includes chapters on budgets, needs, taxes, credit and debt, buying a car, insurance, investments, wills, and buying a house.

Deregulating Property-Liability Insurance

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Publisher : Rowman & Littlefield
ISBN 13 : 9780815798415
Total Pages : 424 pages
Book Rating : 4.7/5 (984 download)

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Book Synopsis Deregulating Property-Liability Insurance by : J. David Cummins

Download or read book Deregulating Property-Liability Insurance written by J. David Cummins and published by Rowman & Littlefield. This book was released on 2004-06-23 with total page 424 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).