A Study on Empowerment of Rural Women Through Microcredit Facilities in Sri Lanka

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ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis A Study on Empowerment of Rural Women Through Microcredit Facilities in Sri Lanka by : Rathiranee Yogendrarajah

Download or read book A Study on Empowerment of Rural Women Through Microcredit Facilities in Sri Lanka written by Rathiranee Yogendrarajah and published by . This book was released on 2016 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: This study seeks to examine the impact of micro credit facilities on women empowerment in the context of the great importance being given to the entrepreneurs. Access to credit can help women by enabling them to start and expand small businesses, often accompanied by market access. This study has the research problem -- whether the micro credit facilitates in empowering women entrepreneurs in the rural areas of Sri Lanka. Therefore, the study has the primary objective to identify the impact of micro credit on empowerment and the sub to assess the relationship among them. The study adopts a causal survey research design through which 337 members of microfinance institutions (MFIs) in the study area of Northern Province in Sri Lanka were selected using stratified random sampling and data collected from them by using a structured questionnaire. Correlation and regression analysis has been used to find out the impact of micro credit facilities on empowerment of women entrepreneurs in the rural areas of Sri Lanka. Linear multiple regression analysis was used to determine the micro credit facilities that affect women empowerment by using SPSS. The model summary indicates that 10.9% of the variation in the women empowerment can be explained for the micro credit facilities and remaining 89.1% influencing by other factors, such as education, experience, income, etc. The study concluded that micro credit facilities alone do not support the entrepreneurs to enhance them and it makes the policy recommendations to guide development of micro credit facilities that are beneficial to the clients and other stakeholders of the MFI institutions.

Microcredit and women's empowerment

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Publisher : Cook Communication
ISBN 13 :
Total Pages : 129 pages
Book Rating : 4./5 ( download)

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Book Synopsis Microcredit and women's empowerment by : Samjhana Wagle

Download or read book Microcredit and women's empowerment written by Samjhana Wagle and published by Cook Communication. This book was released on 2020-08-18 with total page 129 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Empowering Rural Women

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Author :
Publisher : Aakar Books
ISBN 13 : 9788187879060
Total Pages : 238 pages
Book Rating : 4.8/5 (79 download)

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Book Synopsis Empowering Rural Women by : Zubair Meenai

Download or read book Empowering Rural Women written by Zubair Meenai and published by Aakar Books. This book was released on 2003 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women Self-Help Groups Are Increasingly Being Used As Tool For Various Developmental Interventions. Credit And Its Delivery Through Self-Help Groups Have Also Been Taken As A Means For Empowerment Of Rural Women.This Integrated Approach, Whereby, Credit Is Only An Entry Point, And An Instrument To Operationalise Other Aspects Of Group Dynamics And Management, Also Caters To The Need For Social Intermediation Of These Groups. A Self-Help Group Is Conceived As A Sustainable People S Institution That Provides The Poor Rural Women With Space And Support Necessary For Them To Take Effective Steps Towards Achieving Greater Control Of Their Lives.It Is With This Perspective That This Book Has Been Attempted.This Work Seeks To Elucidate And Simplify The Approach To Women S Empowerment Through Credit-Based Self-Help Groups, By Both Providing The Theoretical Perspective As Well As Practical Guidance And Tips To Operationalise The Same. This Book Is Meant Primarily As A First Level Reader For Middle Level Functionaries In The Development Sector.

Micro Credit and Women's Empowerment

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Publisher :
ISBN 13 : 9781716645792
Total Pages : 130 pages
Book Rating : 4.6/5 (457 download)

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Book Synopsis Micro Credit and Women's Empowerment by : SAMJHANA. WAGLE

Download or read book Micro Credit and Women's Empowerment written by SAMJHANA. WAGLE and published by . This book was released on 2020-08-18 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Economic Empowerment of Rural Women by Self Help Group Through Micro Credit

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Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (131 download)

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Book Synopsis Economic Empowerment of Rural Women by Self Help Group Through Micro Credit by : Psr Murthy

Download or read book Economic Empowerment of Rural Women by Self Help Group Through Micro Credit written by Psr Murthy and published by . This book was released on 2013 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Empowerment in the context of women's development is a way of defining, challenging and overcoming barriers in a woman's life through which she increases her ability to shape her life and environment. It is an active, multidimensional process which should enable women to realize their full identity and power in all spheres of life. The rural poor with the assistance from NGOs and various microfinance institutions have demonstrated their potential for self-help group to secure economic and financial strength. Various case studies prove that the credit availability has impact on women's empowerment. Thrift is a very important indicator of a group's success because consistent growth in thrift is a clear indication of the growing confidence of the members in the group. Collection of thrift is a major activity of the SHGs. The poor who need money for purchase of various consumption goods quite often meet their contingencies by borrowing from professional money-lenders and others at high rates of interest. SHGs have been extremely effective in creating the habit of savings among the rural poor and mobilizing it for common good. Government and NGOs should look beyond credit and follow the 'credit with social development' approach. Policy implications and programme attributes are to be framed to achieve better results in reducing poverty and empowering women.

Challenges Facing by Women in Accessing Credit from Microfinance Institutions in Sri Lanka

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Publisher :
ISBN 13 :
Total Pages : 10 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Challenges Facing by Women in Accessing Credit from Microfinance Institutions in Sri Lanka by : Rathiranee Yogendrarajah

Download or read book Challenges Facing by Women in Accessing Credit from Microfinance Institutions in Sri Lanka written by Rathiranee Yogendrarajah and published by . This book was released on 2014 with total page 10 pages. Available in PDF, EPUB and Kindle. Book excerpt: Women are key instrument in the society and their role is very important in the world because they act dual role both in the family as well as society. The microfinance has an important role in empowering women in developing countries as well as in Sri Lanka by accessing credit facilities for their income generating activities to empower the rural women. With the conflict situation in Northern part of Sri Lanka, most of the men left from that area and they were unable to withstand by political condition. In this situation, many men were killed and women had to take the responsibility of the family as leaders. The Sri Lankan government has a responsibility to rehabilitate and revitalize the situation under post war development. MFIs provide their members with financial and social intermediation services to help improve their income generating activities. The aim of this study is to examine the challenges faced by women when accessing loans for income generating activities. This concept paper focuses on a review of academic literature on Challenges when accessing loans in empowering women through micro finance in Sri Lanka. For this purpose previous studies from developed and developing countries on this regards have been examined and then found out the solutions from the literatures. Finally, the conclusion of their studies has been analyzed and then provided a comprehensive literature by seeing the experiences and usefulness of the activities about the solutions for the challenges in accessing the loan facilities for income generating activities to empower poor women. Therefore it has been strongly feel that a look into empowering women and developing them with the support of the microfinance and the monitoring and creating awareness are important to eliminate the challenges facing by them in accessing credit from Microfinance Institutions.

The Role of Microfinance in Women's Empowerment

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Publisher : Emerald Group Publishing
ISBN 13 : 1787144259
Total Pages : 330 pages
Book Rating : 4.7/5 (871 download)

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Book Synopsis The Role of Microfinance in Women's Empowerment by : Raji Ajwani-Ramchandani

Download or read book The Role of Microfinance in Women's Empowerment written by Raji Ajwani-Ramchandani and published by Emerald Group Publishing. This book was released on 2017-10-17 with total page 330 pages. Available in PDF, EPUB and Kindle. Book excerpt: Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.

Women Empowerment Through Capacity Building

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Publisher : Concept Publishing Company
ISBN 13 : 9788180694455
Total Pages : 276 pages
Book Rating : 4.6/5 (944 download)

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Book Synopsis Women Empowerment Through Capacity Building by : P. J. Christabell

Download or read book Women Empowerment Through Capacity Building written by P. J. Christabell and published by Concept Publishing Company. This book was released on 2009 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: Study on the role of microfinance in building up economic and democratic capacity of women in India.

Women Empowerment Through Micro-Credit -- A Special Reference to Jaffna District

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Publisher :
ISBN 13 :
Total Pages : 7 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Women Empowerment Through Micro-Credit -- A Special Reference to Jaffna District by : Rathiranee Yogendrarajah

Download or read book Women Empowerment Through Micro-Credit -- A Special Reference to Jaffna District written by Rathiranee Yogendrarajah and published by . This book was released on 2014 with total page 7 pages. Available in PDF, EPUB and Kindle. Book excerpt: The prime objective of this study is to identify the association between micro-credit and women empowerment by giving opportunity for self-employment and the impact of micro-credit on women empowerment as well. This study focuses on women empowerment through micro-credit under post-war development in Jaffna District selecting five rural areas which are Chankanai, Sandilipay, Vaddukoddai, Uduvil, and Kondavil in Jaffna District. The information has been gathered by primary data from the rural women in the above selected areas and 66 responded out of 77. From the results, it is concluded that the micro-credit has significant relationship and positively correlated (0.752) with empowerment at 0.01 significant levels and its impact is crucial as well. It is suggested that the micro-credit facilities are essential in empowering women and developing the women entrepreneurs under post-war development.

The Impact of Micro Credit on Women Empowerment

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Publisher :
ISBN 13 :
Total Pages : 13 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis The Impact of Micro Credit on Women Empowerment by : Rathiranee Yogendrarajah

Download or read book The Impact of Micro Credit on Women Empowerment written by Rathiranee Yogendrarajah and published by . This book was released on 2014 with total page 13 pages. Available in PDF, EPUB and Kindle. Book excerpt: The micro-credit programs provide the credit facilities in empowering women in rural areas. The study focuses the way of increase the activities through micro credit in empowering poor women. For this purpose the problem is identified as “To what extent the micro credit programme influences in empowering poor women in rural areas”. The prime objective of the research is to identify the impact of the micro-credit programme on women empowerment. For this purpose, the households who get loan facilities from micro finance institutions ie, Cooperative Rural Banks (CRBs), Thrift Credit Cooperative Societies (TCCSs), from Jaffna region are selected to meet the research objectives. The data has been gathered by using primary data. The fifteen women households who lived in Nallur, Kondavil, Jaffna, Kopay, sandilipay, Anaikoddai and Kurunagar were selected. The information has been collected from 95 respondents out of 105 households totally.The concept of micro credit is analysed by using the size of loan received, recovery of loan, and period of loan and the socio cultural empowerment and economic empowerment is used to analyze the empowerment. The results were tabulated by using of correlation and regression analysis. Finally, it is concluded there is a positive relationship between micro credit and economic empowerment than social empowerment. It is need to complement credit-delivery with training programmes regarding various types of skills training, leadership and other knowledge based activities. These non-credit aspects are an important component of the success of micro credit programs on women empowerment.

The Role of Micro Credit on Women Empowerment Through Poverty Alleviation, Self Employment and Health Nutrition Under Post War Development

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Publisher :
ISBN 13 :
Total Pages : 17 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis The Role of Micro Credit on Women Empowerment Through Poverty Alleviation, Self Employment and Health Nutrition Under Post War Development by : Rathiranee Yogendrarajah

Download or read book The Role of Micro Credit on Women Empowerment Through Poverty Alleviation, Self Employment and Health Nutrition Under Post War Development written by Rathiranee Yogendrarajah and published by . This book was released on 2014 with total page 17 pages. Available in PDF, EPUB and Kindle. Book excerpt: More than 65 million poor people have accessed microcredit schemes and about three quarters of them are women. This paper addresses the challenging issue of whether the microcredit programmes are tools for empowering poor women. For this purpose the problem is identified as -- to what extent micro credit influences empowering poor women in rural areas. The prime objective of the research is to identify the role of the micro-credit programmes in empowering women in Jaffna region under post-war development. It was assumed that higher the level of micro credit positively correlated with empowering poor women. For this purpose, the households who are getting loans for health nutrition, poverty alleviation and self employment from micro finance institutions ie, CRBs, TCCSs, and Samurdhi Banks from Jaffna region are selected to meet the research objectives. In Jaffna, there are 29,000 female-headed households out of the total of 100 000 women affected by war in the district of Jaffna. In a postwar economy, a country like Sri Lanka will need to address multifaceted socioeconomic issues in respect of women affected by war. From more than 1,000 households, 10% of sample ie 150 women headed families in Jaffna region are used to survey the results. The information has been gathered by using primary data using questionnaires and secondary data which was the reports, documents and statistical surveys. To find out the association and impact among the variables the correlation and regression analysis tools have been used by using SPSS software package. However, there is positive correlation between micro credit and women empowerment and an impact of microcredit on women empowerment, finally, it is concluded that there is need to complement credit-delivery with social awareness raising, building confidence and self-esteem among women. Microcredit, thus, is not sufficient in the process of empowering income poor women, but it is of the very important ingredients in that process.

Achieving Rural Development in Sri Lanka Through a Systematic Model

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Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.:/5 (16 download)

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Book Synopsis Achieving Rural Development in Sri Lanka Through a Systematic Model by : Arosha Indika Gunasekera

Download or read book Achieving Rural Development in Sri Lanka Through a Systematic Model written by Arosha Indika Gunasekera and published by . This book was released on 2014 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Empowering Rural Women Through Microfinancing

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Publisher :
ISBN 13 :
Total Pages : 278 pages
Book Rating : 4.3/5 (91 download)

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Book Synopsis Empowering Rural Women Through Microfinancing by : Awadhesh Kumar Singh

Download or read book Empowering Rural Women Through Microfinancing written by Awadhesh Kumar Singh and published by . This book was released on 2008 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: In Indian context.

Microfinance and Economic Empowerment of Rural Women

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Publisher : LAP Lambert Academic Publishing
ISBN 13 : 9783848402779
Total Pages : 104 pages
Book Rating : 4.4/5 (27 download)

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Book Synopsis Microfinance and Economic Empowerment of Rural Women by : Nigusu Zenebe

Download or read book Microfinance and Economic Empowerment of Rural Women written by Nigusu Zenebe and published by LAP Lambert Academic Publishing. This book was released on 2012-03-01 with total page 104 pages. Available in PDF, EPUB and Kindle. Book excerpt: Developing countries like Ethiopia, Microfinance institutions play a vital role in reduction of poverty and improvement the living condition of poor people particularly women who did not have access to formal financial services. One of the objectives of Millennium Development Goals(MDG) is women's empowerment and gender equality. Economic empowerment is improving women's access to income-earning opportunities and productive assets. Women are the main participants and beneficiaries of microfinance programs in many countries. Microfinance serves as a means to empower the poor women, to create their own assets and involve them in decision making. This book is concentrated on the impact of microfinance programs on economic empowerment of rural women. Thus, compared with the result of non-clients, clients of Wisdom MFI improved their household incomes, access to and control over household resources and saving practices at adama district in Ethiopia. Strengthening microfinance programs, capacitating clients on use and management of financial activities and integration of external shocks in development intervention will enhance more economic empowerment of rural women.

IMPACT OF MICRO-FINANCE ON RURAL SCHEDULED CASTE WOMEN EMPOWERMENT THROUGH SELF-HELP GROUPS: A STUDY

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Publisher : Ashok Yakkaldevi
ISBN 13 : 1387459252
Total Pages : 179 pages
Book Rating : 4.3/5 (874 download)

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Book Synopsis IMPACT OF MICRO-FINANCE ON RURAL SCHEDULED CASTE WOMEN EMPOWERMENT THROUGH SELF-HELP GROUPS: A STUDY by : Dr. C. Arunamma & Prof. G.Venkata Ramana

Download or read book IMPACT OF MICRO-FINANCE ON RURAL SCHEDULED CASTE WOMEN EMPOWERMENT THROUGH SELF-HELP GROUPS: A STUDY written by Dr. C. Arunamma & Prof. G.Venkata Ramana and published by Ashok Yakkaldevi. This book was released on 2022-11-29 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: The concept of Empowerment is a multi-faceted, multi-dimensional and multi-layered. The women’s empowerment is a process by which women gain greater share of control over resource-material, human and intellectual like knowledge, information, ideas and financial resources like money-and access to money and control over decision-making in the home, community, society and nation.1 The Proceedings of the Third International Women’s Conference held at Nairobi in the year 1985, paved the way for emergence of concept of women empowerment and the statesmen of great vision perceived it as a powerful tool for re-distribution of social power and control of resources in favor of women.

Microfinance Challenges

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Publisher :
ISBN 13 :
Total Pages : 392 pages
Book Rating : 4.:/5 (318 download)

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Book Synopsis Microfinance Challenges by : Isabelle Guérin

Download or read book Microfinance Challenges written by Isabelle Guérin and published by . This book was released on 2005 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contributed papers presented earlier in a conference.

Does Microfinance Empower Rural Women? Empirical Study in Udaipur District, Rajasthan

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Publisher :
ISBN 13 :
Total Pages : 14 pages
Book Rating : 4.:/5 (13 download)

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Book Synopsis Does Microfinance Empower Rural Women? Empirical Study in Udaipur District, Rajasthan by : Dhiraj Jain

Download or read book Does Microfinance Empower Rural Women? Empirical Study in Udaipur District, Rajasthan written by Dhiraj Jain and published by . This book was released on 2014 with total page 14 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance has come to play a major role in many gender and development strategies because of its direct relationship to both poverty alleviation and to the empowerment of women. Women are the most crucial elements of the social fabric and are playing a pivotal role in the socio-economic scenario of Rajasthan. Microfinance programs like the SHGs in India have been promoted for their positive economic impact and the belief that they empower women. Microfinance programs like the SHGs in India have been promoted for their positive economic impact and belief that they empower women. The survey was conducted on around 100 respondents from various SHGs of Udaipur district, Rajasthan and the analysis was done to study the empowerment of women through microfinance. The results strongly demonstrate that on an average, there is a significant increase in women empowerment of the Self Help Groups members. However, social backwardness, indebtedness and presence of other microcredit programs in the same or nearby villages have a significant positive influence on women's participation in this program.