7 Little Known Secrets the Banker Won't Tell You! How to Avoid Too Much Credit, Debt, & "Bankruptcy Road"

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Publisher :
ISBN 13 : 1412210143
Total Pages : pages
Book Rating : 4.4/5 (122 download)

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Book Synopsis 7 Little Known Secrets the Banker Won't Tell You! How to Avoid Too Much Credit, Debt, & "Bankruptcy Road" by : Darrel R Walrod

Download or read book 7 Little Known Secrets the Banker Won't Tell You! How to Avoid Too Much Credit, Debt, & "Bankruptcy Road" written by Darrel R Walrod and published by . This book was released on 2006-10-18 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Ever wondered how the banks make so much money while you struggle just to make ends meet? Here in this illuminating book are tips that will make your account sing!

The Banker's Secret

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Publisher :
ISBN 13 : 9781481848688
Total Pages : 204 pages
Book Rating : 4.8/5 (486 download)

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Book Synopsis The Banker's Secret by : Grant Gillard

Download or read book The Banker's Secret written by Grant Gillard and published by . This book was released on 2013-01-25 with total page 204 pages. Available in PDF, EPUB and Kindle. Book excerpt: Debt is killing us. It overwhelms us. Our personal, consumer debt weighs heavy upon us. Burdensome and impossible to manage, there seems to be no way out. We often wonder what will bring us a light at the end of our financial tunnel. How do I get out of this mess? Can I get out of this mess?Initially, we think, "If I just had more money..." But most of us do not have more money. Each month our money is siphoned and sucked away by the debt we currently owe on our credit cards, cars and houses. We need to eat, but interest and finance charges consume our cash. We pay our bills but the money is gone before the last bill is paid. It can be depressing. Regardless of how you got there, debt often equals despair. That despair can make you feel like you're all alone, and yet if you talk to your neighbors, you'll realize you are not alone. It seems everyone is in this same financial boat, and many of us are but one paycheck away from losing everything. Many people use that next paycheck just to keep bankruptcy or foreclosure away for one more month.This manuscript affirms there is a positive alternative to managing our debt. It concludes there is a method that accelerates the repayment of debt and brings about the freedom of living debt-free, sooner than we ever imagined. There's nothing magical or illegal about these methods, but it continues to amaze me how the ordinary consumer remains unfamiliar with the simplicity of getting out of debt. And it's not the debt that is the real problem but the way they manage their debt with inefficient ignorance. Perhaps that ignorance is why we call it the banker's "secret." But there is nothing secret about it.Overwhelmed with debt? First off, you have to forgive yourself for past mistakes. You cannot change the past, and don't let the past ruin your future. Second, and more important, it's time to take action. Don't let your shame and grief paralyze you. It's time to take action. It's time to make a plan. Have the faith to believe it will all work out. It always has, it always will. The Banker's Secret is a method to efficiently and effectively manage your debt. But the longer you wait, the worse it's going to get. The Banker's Secret is a method that works and can put it to work today.

Hidden Credit Repair Secrets

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Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4.6/5 (56 download)

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Book Synopsis Hidden Credit Repair Secrets by : Arthur E Hamilton

Download or read book Hidden Credit Repair Secrets written by Arthur E Hamilton and published by . This book was released on 2020-06-02 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking for a great DIY guide to fix your personal credit? Hey! Forget everything you've heard about credit. Well, maybe not everything. Let me tell you a SECRET...You, checking your score without following the laid down procedure, can hurt your SCORE severely! Please, read on....Having bad credit affects everyone. When lenders review your credit report and request a credit score for you, they're very interested in how reliably you pay your bills. That's because past payment performance is usually considered a good predictor of future performance. Your credit score will affect everything from loans to getting a mortgage. That is why you must keep good credit and keep the bad credit ratings far away. There is no doubt that you get bad credit ratings from missed payments on things such as car loans, mortgages, and credit card payments. What if I showed you the highly tested techniques and strategies credit repair companies and consultants use to challenge inaccurate and questionable items for their clients? If you had this information, would you use it to start living the life you desire? What if you knew a handful of strategies that would allow you to avoid embarrassing moments when applying for credit. Take control of your credit in the comfort of your home. If you knew these procedures, would you take action to get incorrect, misleading, and questionable items off of your credit report?In my book, "Hidden Credit Repair Secrets," I am revealing the 20 myths banks and Bureaus don't want you to know, I am spilling everything you need to be aware of as-soon-as-possible! You will learn the seven secure step-by-step procedures (actionable steps that could save you money) to terminate a credit card like a GURU. The added advantage is that I have outlined the process to challenge any incorrect, unverifiable, and suspicious information on your credit report!Be assured "Hidden Credit Repair Secrets" is easy to read, and the chapters are arranged sequentially for easy understanding. Above all, the secrets in this book are easy to follow and up-to-date (relevant information that match the financial requirements).What if you knew a handful of approaches that will allow you to do the following: -Avoid embarrassing moments when applying for credit. -Relax in the Day and Sleep at night because of no more offensive collection calls. -Get Loans as often as you want-Avoid frustration and family fights due to money. -Open your Emailing accounts freely because you know it's not a bill collector or a lawsuit. Hey! Take control of your credit in the convenience of your room. If you knew these approaches, would you take action to get incorrect, misleading, and controversial items off of your credit report?In my book, "Hidden Credit Repair Secrets," you will learn the following: -The DIY step of repairing your credit -How to cancel a Card like a GURU-The simple strategy to clearing your debts-The inquires you should avoid so that your score will not drop.-How to boost your credit score using a simple strategy-How to find credit cards with guaranteed approval-The top 20 secret credit bureaus and the banks do not want you to know-How Hard Inquiries can Damage my Score-How to remove hard credit inquiries from your credit report-How to remove a late payment from your previous month's Bill-How to Avoid Credit Card Fees-And so Much More!Credit firm managers are getting fat on the gains you give them in interest payments each month. Please, do everything to stop that! I have revealed the step-by-step directives on how to raise your credit score. This is an easy to read material that you will read in less than 24 hours. If you had all of the tools I have listed above, would you take action right away? If the answer is yes, start repairing your credit today by clicking the "Buy Now" button!

The Complete Idiot's Guide to Managing Your Money

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Author :
Publisher : Penguin
ISBN 13 : 9780028642451
Total Pages : 380 pages
Book Rating : 4.6/5 (424 download)

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Book Synopsis The Complete Idiot's Guide to Managing Your Money by : Robert Heady

Download or read book The Complete Idiot's Guide to Managing Your Money written by Robert Heady and published by Penguin. This book was released on 2001-11-01 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt: Offers advice on creating a long-term financial plan, shopping for insurance and mortgages, managing credit card debt, and establishing a good credit rating.

Credit Secrets

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Publisher :
ISBN 13 : 9781914036187
Total Pages : 0 pages
Book Rating : 4.0/5 (361 download)

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Book Synopsis Credit Secrets by : Tony Risk

Download or read book Credit Secrets written by Tony Risk and published by . This book was released on 2020-10-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Do you want to learn the best tricks and secrets to repair your credit and improve your score?Your credit score is considered to be one of the most crucial factors in your financial life.Decide if a loan or credit line will be requested. A credit score is a numerically determined number created by the Fair Isaac Corporation (FICO) that lenders use to evaluate potential customers. You are probably one of the millions of people who are struggling to repair your credit. You find yourself trying everything from paying your credit card debt to removing new credit cards and checking your monthly payment. While this helps, however, note that your score is low. You won't be able to buy a home for your family and find yourself struggling to find an auto dealer that will work with your credit. In fact, you end up taking a car loan with high-interest rates because it is considered a serious risk. You may have had health problems, which have caused you financial difficulties for a couple of years. There are dozens of reasons why people find themselves with bad credit. There are also dozens of reasons why people struggle to fix it. How to handle this situation? In this book, I will explain everything you need to know to start managing your money better and change your financial situation. But before you can be alarmed, I immediately want to calm down on one thing. Although it may seem difficult to do, you can manage your money better and everyone can do it.If you strictly follow my instructions and if you commit yourself a little, I am sure that you will not have any problem with doing what I recommend.If you too, like so many other people, find it difficult to manage your money and you cannot live with dignity on your salary or the income from your work, read this book that I have written for you.Scroll To The Top And Click The Buy Now Button.

Credit Secrets

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Publisher :
ISBN 13 : 9781914036682
Total Pages : 0 pages
Book Rating : 4.0/5 (366 download)

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Book Synopsis Credit Secrets by : Tony Risk

Download or read book Credit Secrets written by Tony Risk and published by . This book was released on 2021-02-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: * 55% OFF for Bookstores! NOW at $33.99 instead of 46.95 * Do you want to learn the best tricks and secrets to repair your credit and improve your score? Your Customers Will Never Stop to Use Awesome Book! Your credit score is considered to be one of the most crucial factors in your financial life. Decide if a loan or credit line will be requested. A credit score is a numerically determined number created by the Fair Isaac Corporation (FICO) that lenders use to evaluate potential customers. You are probably one of the millions of people who are struggling to repair your credit. You find yourself trying everything from paying your credit card debt to removing new credit cards and checking your monthly payment. While this helps, however, note that your score is low. You won't be able to buy a home for your family and find yourself struggling to find an auto dealer that will work with your credit. In fact, you end up taking a car loan with high-interest rates because it is considered a serious risk. You may have had health problems, which have caused you financial difficulties for a couple of years. There are dozens of reasons why people find themselves with bad credit. There are also dozens of reasons why people struggle to fix it. How to handle this situation? In this book, I will explain everything you need to know to start managing your money better and change your financial situation. But before you can be alarmed, I immediately want to calm down on one thing. Although it may seem difficult to do, you can manage your money better and everyone can do it.If you strictly follow my instructions and if you commit yourself a little, I am sure that you will not have any problem with doing what I recommend.If you too, like so many other people, find it difficult to manage your money and you cannot live with dignity on your salary or the income from your work, read this book that I have written for you. But it NOW and let your customers get addicted to this amazing book

Debt Cures

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Publisher : ReadHowYouWant.com
ISBN 13 : 1458761940
Total Pages : 494 pages
Book Rating : 4.4/5 (587 download)

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Book Synopsis Debt Cures by : Kevin Trudeau

Download or read book Debt Cures written by Kevin Trudeau and published by ReadHowYouWant.com. This book was released on 2010-06 with total page 494 pages. Available in PDF, EPUB and Kindle. Book excerpt: Money Secrets is packed with short, easy-reading segments giving readers one quick money-saving tip after another. It covers every important financial area of life--personal money management, banking, credit cards, financing a child's college education, minimizing taxes, and more. b; 2/95....

48 Laws of Credit

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Author :
Publisher : CreateSpace
ISBN 13 : 9781482562910
Total Pages : 124 pages
Book Rating : 4.5/5 (629 download)

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Book Synopsis 48 Laws of Credit by : K. B. Prince III

Download or read book 48 Laws of Credit written by K. B. Prince III and published by CreateSpace. This book was released on 2013-02-18 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: Learn information the credit bureaus won't tell you! This may be the best book ever written on credit education. * Secret strategies on how to raise your credit score and always get approved for credit. * Clean up your credit and eliminate the need for bankruptcy * Never pay a credit repair company hundreds of dollars to fix your credit and have the knowledge to do it yourself for a lifetime K.B. Prince III is a credit advisor who helps people to evaluate their credit report and obtain higher scores. He is also a former employee at a major credit bureau. He has experience in working in the debt collections industry as well as in the car sales industry, which has given him inside information on creditors and credit ratings. He has reviewed and assisted people with over 50,000 credit reports and scores, making him one of the most knowledgeable credit experts in the United States. Good credit can make a difference in many situations. Unless you have the knowledge, the experience and management skills in credit repair, you will have situations where you will not know what to do. This book will prepare you for any situation, no matter what your walk in life. Use this knowledge as a weapon, because you have the right to have good credit and achieve your dreams. This book will serve as a torch for you in your efforts of fighting for good credit. It will enable you to have, not only good credit, but also perfect credit. You will be able to walk into any bank or lending institution with your head up high. Learn information the credit bureaus won't tell you! This may be the best book ever written on credit education. * Secret strategies on how to raise your credit score and always get approved for credit. * Clean up your credit and eliminate the need for bankruptcy * Never pay a credit repair company hundreds of dollars to fix your credit and have the knowledge to do it yourself for a lifetime Good credit can make a difference in a lot of situations. Useless you have the knowledge, the experience and management skill in credit repair, you will have situations where you will not know what to do. Credit repair takes knowledge and skill. This book will prepare you for any situation, no matter what your walk of life. Use it as a weapon, because you have the right to have good credit and achieve your dreams and flourish in life-that's what this book will help provide for you. This book will also serve as a torch for you in your efforts of fighting for good credit. It will enable you to have, not only good credit, but also perfect credit. This book is the most important step you will take to enable you to shine bright and walk into any bank or lending institution with your head up high. K.B. Prince is a credit advisor who helps people to evaluate their credit report and obtain higher scores. He is also a former employee at a major credit bureau. He has experience in working in the debt collections industry as well as experience in the car sales industry, which has given him inside information on creditors and credit ratings. He has reviewed and assisted people with over 50,000 credit reports and scores, making him one of the most knowledgeable credit experts

Complete Book of Dirty Little Secrets From the Credit Bureaus

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Publisher : Entrepreneur Press
ISBN 13 : 1613080395
Total Pages : 258 pages
Book Rating : 4.6/5 (13 download)

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Book Synopsis Complete Book of Dirty Little Secrets From the Credit Bureaus by : Jason Rich

Download or read book Complete Book of Dirty Little Secrets From the Credit Bureaus written by Jason Rich and published by Entrepreneur Press. This book was released on 2009-04-01 with total page 258 pages. Available in PDF, EPUB and Kindle. Book excerpt: Bestselling author Jason R. Rich joins forces with top credit experts to bring you this insider’s guide to credit. Revealing jaw-dropping secrets, strategies and tools, Rich and his team of industry insiders show you how to get out from under any credit crunch, and get back in control of your financial future—in less than 12 months! Discover how to increase your credit score, remove incorrect and negative information from your credit reports, rebuild destroyed credit, and ultimately, save hundreds, possibly thousands, of dollars every month! • Boost your credit scores and overall rating • Work with collection agencies, creditors, and lenders to pay off debts and overcome past mistakes • Get the best rates on credit cards, auto loans, and mortgages and start saving • Avoid the most common financial and credit-related mistakes made by millions • Learn how to identify and avoid “credit repair” and “credit score boosting” scams • And more Includes worksheets, exclusive interviews with credit experts and supplemental resources!

CREDIT SECRETS

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Author :
Publisher : Wealth Management Academy Iph
ISBN 13 : 9781801117975
Total Pages : 266 pages
Book Rating : 4.1/5 (179 download)

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Book Synopsis CREDIT SECRETS by : Dave Robert Warren Graham

Download or read book CREDIT SECRETS written by Dave Robert Warren Graham and published by Wealth Management Academy Iph. This book was released on 2020-12-03 with total page 266 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you one of those people who wish to learn the best secrets and tips to fix and improve your credit score? If yes, then keep reading! Today, millions of individuals have a difficult time repairing their credit. You might find yourself trying everything you can, from checking your monthly payment to removing your new credit cards and paying your credit card debt. These steps can help but remember that your score remains relatively low. You won't be able to purchase a home for your family, and you will have difficulty finding a realtor to work with your credit. Luckily, this is where this book bundle, Credit Secrets, comes to the rescue. Book 1: Credit Score Secrets, To Increase Your Credit Score Once And For All. Book 2: Credit Repair Secrets, To Learn the Step-by Step Guide of a professional Attoney. Including Dispute Letters. Book 3 The Best Credit Habits (Unpublished Work), To Find Out in Simple Steps How To Manage Your Money To Achieve Financial Freedom Effortlessly. So, you will find tips on handling your money better and transforming your financial situation. Here's what this bundle will offer you: How to Manage your Credit Cards What to Do If You Are a Victim of Identity Theft Tips and Tricks to Raise Your Credit Score and Get 730+ Point Understanding FCRA and Section 609 What the Credit Bureaus and the Lawyers Do Not Want You to Know Discover Why It Is Always a Good Idea to Invest Learn the Right Mindset for Credit Management ...And so much more! There's no time to waste! Make sure you grab your copy of this book bundle so you can start fixing your credit score. Scroll this page up and click BUY NOW!

Credit Secrets They Don't Want You to Know

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Author :
Publisher :
ISBN 13 : 9780692524978
Total Pages : pages
Book Rating : 4.5/5 (249 download)

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Book Synopsis Credit Secrets They Don't Want You to Know by : Shaunta Gray

Download or read book Credit Secrets They Don't Want You to Know written by Shaunta Gray and published by . This book was released on 2015-10-05 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit repair self-help book with information on secrets to improving your credit score, how to build great credit fast, how to stop creditor harassment, and how I got debts deleted off my personal credit report within 48 hours.

Credit Secrets

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 162 pages
Book Rating : 4.5/5 (8 download)

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Book Synopsis Credit Secrets by : Robert Neel

Download or read book Credit Secrets written by Robert Neel and published by Independently Published. This book was released on 2021-05-21 with total page 162 pages. Available in PDF, EPUB and Kindle. Book excerpt: Would you like to fix your bad credit once and for all, and get rid of all those elements on your credit report that keep your score low? Then this book is perfect for you. This book was written for everyone- no matter how big or small their debt management problem might be, and it will help you find out what is wrong with your credit score and reveal various methods which can fix it. Getting rid of bad credit has never been easier. This step-by-step guide will teach you how to fix your debts fast, without having them haunt you for the long term. Here's just a fraction of what you will discover within this book: - What Are The Benefits Of Having A Good Credit Score, so that you can know what are all the advantages of a high credit score, to feel motivated to start eliminating bad credit right away - 5 Steps To Order A Credit Report, so that you will have an easy and step-by-step way to put your eyes on your credit report quickly, and start working on it to eliminate those errors that are lowering your score - How To Overcome Credit Card Debt, so you will become able to finally overcome the accumulated outstanding balances that you are carrying over in a completely fuss-free way - How To Boost Your Credit Score Of 100 Points, thanks to a dedicated chapter that will explain to you how to raise your credit score by 100 points in a small period of time - Everything About Section 609, so you will be able to know how to repair bad credit using this section, and you will discover how to write a dispute letter that works - What's The Right Mindset For Credit Management, so that you will be able to reframe your thoughts and adopt the best mindset possible to recover from bad debt in an efficient way - .. & Much More! Your credit score is a terrible judge of your character. In fact, it has nothing at all to do with you! This book will finally put this misconception to rest and give you the power to take control of your finances once and for all. Plus, think about the impression you'll make when people see that juicy 700+ rating on your next bank account statement! What are you waiting for? Just scroll to the top of the page and click the "BUY NOW" button to grab your copy right now!

Dear Debt

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Author :
Publisher : Coventry House Publishing
ISBN 13 :
Total Pages : 126 pages
Book Rating : 4./5 ( download)

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Book Synopsis Dear Debt by : Melanie Lockert

Download or read book Dear Debt written by Melanie Lockert and published by Coventry House Publishing. This book was released on 2016-08-12 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt

How to Repair Your Credit in 180 Days

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Author :
Publisher :
ISBN 13 : 9780692268049
Total Pages : 160 pages
Book Rating : 4.2/5 (68 download)

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Book Synopsis How to Repair Your Credit in 180 Days by : Robert Boyd

Download or read book How to Repair Your Credit in 180 Days written by Robert Boyd and published by . This book was released on 2014-09-25 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: HOW TO REPAIR YOUR CREDIT IN 180 DAYSwithout filing bankruptcy or paying debt consolidators and win thousands of dollars in damages from, debt collectors and lenders who cannot legally obtain payment from you based on Title 15 U.S.C. § 1666 of the United States Code. YOUR SELF-HELP GUIDE TO RESTORING YOUR CREDIT.You will learn: What debt collectors & lenders won't tell you;- The secrets to stop collectors & lenders, even when you owe them; A step-by-step analysis to quickly & easily re-establish your credit;- Reduce your student loan; and Reduce your IRS tax lien without defaulting with your lender. All in this step-by-step guide to restoring your credit and financial borrowing power.Robert "Rob Run" Boyd

The Unofficial Guide to Beating Debt

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Author :
Publisher : Wiley
ISBN 13 : 9780028633374
Total Pages : 0 pages
Book Rating : 4.6/5 (333 download)

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Book Synopsis The Unofficial Guide to Beating Debt by : Greg Pahl

Download or read book The Unofficial Guide to Beating Debt written by Greg Pahl and published by Wiley. This book was released on 2000-02-18 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Unofficial Guide to Beating Debt is designed to give savvy consumers like you foolproof strategies for everything from undoing years of debt to putting your credit reputation back together. In this book you'll get unbiased recommendations that are not influenced by any company, product, or organization. The Unofficial Guide to Beating Debt is intensively inspected by The Unofficial Panel of Experts -- specialists who ensure that you are armed with the most up-to-date insider information on the subject of beating debt. They tell you exactly what the "official establishment" doesn't want you to know.

Hidden Secrets The Credit Bureaus Don't Want You To Know

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781494752590
Total Pages : 0 pages
Book Rating : 4.7/5 (525 download)

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Book Synopsis Hidden Secrets The Credit Bureaus Don't Want You To Know by : Kevyn Jerome Nelson

Download or read book Hidden Secrets The Credit Bureaus Don't Want You To Know written by Kevyn Jerome Nelson and published by Createspace Independent Publishing Platform. This book was released on 2013-12-19 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Hidden Secrets The Credit Bureaus Don't Want You To Know reveals the secrets and tactics that the credit bureaus have tried to keep secret for years. Mr. Nelson uncovers some of the greatest credit score myths in a way that is easy for readers to understand along with several proven, legal strategies that readers can rely on to legally remove any type of adverse credit from their consumer credit reports at lightening speed.

Credit Secret

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Author :
Publisher : Independently Published
ISBN 13 :
Total Pages : 110 pages
Book Rating : 4.7/5 (416 download)

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Book Synopsis Credit Secret by : June Wise

Download or read book Credit Secret written by June Wise and published by Independently Published. This book was released on 2021-04-20 with total page 110 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking for advanced tactics to rebuild your credit and understand what's behind the psychology of money? People rely on credit for the ability to buy things with borrowed money that's paid back over time of finance major purchases, such as buying a car or home, and make life easier with conveniences like credit cards, which can help you manage your daily spending. This book is a beginner's guide to understand how to improve your credit score, increase it as higher as possible and learn how to get access to business credit. Typically, the higher your scores, the more likely you are to qualify for loans with the most favorable terms, including lower interest rates, higher dollar amounts, and potentially lower fees. This book includes many advantages such as: How credit works and understands how you can reach your goals without the risk of added debt Difference between business credit and personal credit, how they relate to each other, and how to keep both in good standing How to check and monitor your credit and spot any issues or blemishes Help you choose the most useful type of loan for your business What are the most common types of consumer credit and their main risks And many other useful information There are several important information to have when you applying for a loan, this book will help you clarify all these aspects.