What Lenders Don't Want You to Know

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Publisher :
ISBN 13 : 9780595720507
Total Pages : pages
Book Rating : 4.7/5 (25 download)

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Book Synopsis What Lenders Don't Want You to Know by : Kevin M. Melody

Download or read book What Lenders Don't Want You to Know written by Kevin M. Melody and published by . This book was released on 2001-06-17 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: If you seek information that will help save you money on a mortgage transaction, you've found it Kevin Melody spells out trade secrets of the mortgage industry from an insider's perspective, with frank honesty and in plain English. He shows how most borrowers shop for mortgages like they shop for cars: they find the product they want, at a price they believe is fair, then they strike a deal. Unfortunately, unlike a car purchase, a mortgage transaction will not close on the day the "deal" is made. Therefore, unless the borrower is sophisticated enough to know how to make it stick, he really has no deal at all. He has committed himself to the lender, but the commitment may not be mutual. In fact, the rates, costs, even the product itself may change later; at a time when the borrower has, not only an emotional stake in proceeding with the transaction, but also a financial one; and is therefore unlikely to cancel. Whether you're a first-time buyer, or a property owner with many mortgage transactions under his belt, you will save time, money, and frustration by reading this book.

What Lenders Don't Want You to Know

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Publisher :
ISBN 13 : 9780595186389
Total Pages : 0 pages
Book Rating : 4.1/5 (863 download)

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Book Synopsis What Lenders Don't Want You to Know by : Kevin Michael Melody

Download or read book What Lenders Don't Want You to Know written by Kevin Michael Melody and published by . This book was released on 2001-06-17 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you seek information that will help save you money on a mortgage transaction, you've found it! Kevin Melody spells out trade secrets of the mortgage industry from an insider's perspective, with frank honesty and in plain English. He shows how most borrowers shop for mortgages like they shop for cars: they find the product they want, at a price they believe is fair, then they strike a deal. Unfortunately, unlike a car purchase, a mortgage transaction will not close on the day the "deal" is made. Therefore, unless the borrower is sophisticated enough to know how to make it stick, he really has no deal at all. He has committed himself to the lender, but the commitment may not be mutual. In fact, the rates, costs, even the product itself may change later; at a time when the borrower has, not only an emotional stake in proceeding with the transaction, but also a financial one; and is therefore unlikely to cancel. Whether you're a first-time buyer, or a property owner with many mortgage transactions under his belt, you will save time, money, and frustration by reading this book.

The Dirty Secrets the Mortgage Industry Doesn't Want You to Know

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Author :
Publisher : Lulu.com
ISBN 13 : 0615185169
Total Pages : 80 pages
Book Rating : 4.6/5 (151 download)

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Book Synopsis The Dirty Secrets the Mortgage Industry Doesn't Want You to Know by : Marc Savage

Download or read book The Dirty Secrets the Mortgage Industry Doesn't Want You to Know written by Marc Savage and published by Lulu.com. This book was released on 2008-01-02 with total page 80 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book will help guide homeowners and potential homeonwers through the dangerous and predatory maze of mortgage finance

The Art of Printing Money - What Banks Do Not Want You To Know?

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Author :
Publisher : Chris Diamond
ISBN 13 :
Total Pages : 73 pages
Book Rating : 4./5 ( download)

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Book Synopsis The Art of Printing Money - What Banks Do Not Want You To Know? by : Chris Diamond

Download or read book The Art of Printing Money - What Banks Do Not Want You To Know? written by Chris Diamond and published by Chris Diamond. This book was released on with total page 73 pages. Available in PDF, EPUB and Kindle. Book excerpt: *** Special Offer - Buy 1, Get 2 *** This is a very important bundle on money, banking and finance. It will help you make more money, invest wisely by managing debt and open your eyes to new possibilities in the world of business. Most people try to get out of debt. In fact, banks and government WANT you to be in debt - even if they say otherwise. I am going to show you how to use DEBT to make money! You'll learn: - how banks operate - how to print your own money - legally - the history of banks, FED and other private institutions - how to make money in bad economy - how taxes work and legal ways to pay little or no taxes - how to manage debt - the role of politics in the monetary system - and much more... Grab your copy now!

How to Pay Off Your Mortgage in 5 Years

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Author :
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781548729684
Total Pages : 36 pages
Book Rating : 4.7/5 (296 download)

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Book Synopsis How to Pay Off Your Mortgage in 5 Years by : Clayton Morris

Download or read book How to Pay Off Your Mortgage in 5 Years written by Clayton Morris and published by Createspace Independent Publishing Platform. This book was released on 2017-07-08 with total page 36 pages. Available in PDF, EPUB and Kindle. Book excerpt: What would your life be like if you had no mortgage? How free would you be to live a different life? In this book Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you just that by breaking it all down for you in this book. They arm you with the knowledge and inspiration to free yourself from the dead weight of your mortgage so that you can enjoy your monthly income however the heck you want to! Clayton and Natali Morris met while working as TV news broadcasters. Clayton has been a news anchor for over 15 years and Natali has worked for CBS and NBC for most of her career. In 2010 they started a family and got serious about building legacy wealth for their three children, Miles, Ava, and Eve. They podcast, write, and speak around the world about personal finance and financial empowerment in order to help other families like theirs employ the skills they have learned along the way to attain true financial freedom.

Theft by Mortgage

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Author :
Publisher :
ISBN 13 : 9780978790608
Total Pages : 298 pages
Book Rating : 4.7/5 (96 download)

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Book Synopsis Theft by Mortgage by : Michael Burdick

Download or read book Theft by Mortgage written by Michael Burdick and published by . This book was released on 2006 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: In America, billions of dollars are exchanged in mortgages every year. Over 90% of the time the consumer pays too much.

106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 9780470191514
Total Pages : 288 pages
Book Rating : 4.1/5 (915 download)

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Book Synopsis 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell by : Gary W. Eldred

Download or read book 106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell written by Gary W. Eldred and published by John Wiley & Sons. This book was released on 2007-12-10 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

Mortgage-free for Life

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Publisher :
ISBN 13 : 9781890766405
Total Pages : 0 pages
Book Rating : 4.7/5 (664 download)

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Book Synopsis Mortgage-free for Life by : Richard Weathington

Download or read book Mortgage-free for Life written by Richard Weathington and published by . This book was released on 2007 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

The Money Deception - What Banks & Governments Don't Want You to Know

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Publisher :
ISBN 13 : 9781387898060
Total Pages : 276 pages
Book Rating : 4.8/5 (98 download)

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Book Synopsis The Money Deception - What Banks & Governments Don't Want You to Know by : THOMAS. HEROLD

Download or read book The Money Deception - What Banks & Governments Don't Want You to Know written by THOMAS. HEROLD and published by . This book was released on 2018-06-26 with total page 276 pages. Available in PDF, EPUB and Kindle. Book excerpt: "It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning." - Henry Ford In this new startling book, Mr. Herold provides the most sophisticated insight and shocking details about the current monetary system. Never before has the massive manipulation of money caused so much despair and income inequality all over the world. This book unveils over 20 secret methods that banks, governments, and cooperations are using to legally strip 90% of your income. Brilliantly written and astoundingly easy to understand, this book is an eye-popping exposure of the most sophisticated fraud in the history of mankind. Nevertheless the frightening facts, this book also provides astonishing insights into a solution that could create abundance for all people. This is a must read if you want to survive the global monetary transformation that's underway right now.

Homebuyers Beware

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Publisher : FT Press
ISBN 13 : 0137049056
Total Pages : 290 pages
Book Rating : 4.1/5 (37 download)

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Book Synopsis Homebuyers Beware by : Carolyn Warren

Download or read book Homebuyers Beware written by Carolyn Warren and published by FT Press. This book was released on 2009-08-31 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Everything you thought you knew about financing a house has changed. Your future depends on knowing today’s mortgage and credit realities: Relying on older information could cost you a fortune or keep you from buying a house altogether. In Homebuyers Beware: Who’s Ripping You Off Now? – What You Must Know About the New Rules of Mortgage and Credit, Carolyn Warren reveals the new realities of home financing and shows exactly how to take advantage of them, whether you’re buying your first home, refinancing, struggling with imperfect credit, or planning to invest in real estate. Homebuyers Beware reveals new secrets homebuyers simply can’t afford to miss and exposes new scams that target today’s eager consumers--including new loans that look great on paper but are every bit as dangerous as yesterday’s subprimes. Unlike other mortgage guides, this book fully reflects today’s radically new mortgage requirements, in addition to the latest federal housing legislation and how to improve your credit rating. Warren covers topics from real estate negotiation, to powerful tips on getting lower interest rates, to avoiding bogus junk fees, and everything in between: · High-tech “smoke and mirrors” that can trick you into overpaying · Quick, easy, powerful ways to fix your credit · Uncovering the costly secrets of the Yield Spread Premium · The latest laws and credit rules and what they mean to you · New plans for recovering from bad credit, foreclosures, or short sales “Carolyn Warren is my go-to expert for mortgage industry information. She not only helps you avoid rip-offs, she helps you know what questions to ask and how to ask them. Full of tips, scripts, and sample letters, Homebuyers Beware is an extremely valuable book that I recommend to all my readers!” --Alison Rogers, “Ask the Agent” columnist, CBS Moneywatch.com “In this fun-to-read volume, mortgage industry insider Carolyn Warren tells you what real estate cheats and mortgage scammers do NOT want you to know: the tricks, the deceptions, and the outright frauds that would otherwise add thousands, maybe tens of thousands of dollars to your mortgage. Get it. Read it. And take it to the mortgage broker with you. You’ll be glad you did!” --Clayton Makepeace, The Total Package, Makepeacetotalpackage.com “In Homebuyers Beware, Carolyn Warren directs her keen eye at the mortgage and credit markets in the wake of the housing bubble. With an insider’s knowledge, plenty of interesting anecdotes, and helpful reference information, Warren is a cheerful teacher leading readers down the path to homeownership and pointing out pitfalls along the way.” --Ben Meyer, InternetBrands.com

The White Coat Investor

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Author :
Publisher : White Coat Investor LLC the
ISBN 13 : 9780991433100
Total Pages : 160 pages
Book Rating : 4.4/5 (331 download)

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Book Synopsis The White Coat Investor by : James M. Dahle

Download or read book The White Coat Investor written by James M. Dahle and published by White Coat Investor LLC the. This book was released on 2014-01 with total page 160 pages. Available in PDF, EPUB and Kindle. Book excerpt: Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!

What the IRS Doesn't Want You to Know

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Publisher :
ISBN 13 : 9780375755057
Total Pages : 548 pages
Book Rating : 4.7/5 (55 download)

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Book Synopsis What the IRS Doesn't Want You to Know by : Marty Kaplan

Download or read book What the IRS Doesn't Want You to Know written by Marty Kaplan and published by . This book was released on 1999 with total page 548 pages. Available in PDF, EPUB and Kindle. Book excerpt: This successful book offers rarely found information about how to work within the system to save money, prevent audits, take advantage of loopholes, and avoid being an IRS target. Charts & graphs.

The Home Mortgage Book

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Publisher : Atlantic Publishing Company
ISBN 13 : 0910627843
Total Pages : 290 pages
Book Rating : 4.9/5 (16 download)

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Book Synopsis The Home Mortgage Book by : Dale Mayer

Download or read book The Home Mortgage Book written by Dale Mayer and published by Atlantic Publishing Company. This book was released on 2014 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Finding and arranging the best mortgage for your dream home purchase can be a confusing and daunting experience.

Bankruptcy Secrets "They" Don't Want You to Know

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Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781461012986
Total Pages : 0 pages
Book Rating : 4.0/5 (129 download)

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Book Synopsis Bankruptcy Secrets "They" Don't Want You to Know by : Lawrence D. Pew

Download or read book Bankruptcy Secrets "They" Don't Want You to Know written by Lawrence D. Pew and published by Createspace Independent Publishing Platform. This book was released on 2011-08-10 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Leading Arizona Bankruptcy attorney, Lawrence "D" Pew, explains Bankruptcy in a no-holds-barred interview. Mr. Pew discloses the industry secrets, dispelling myths from the propaganda publicized by the credit card companies. The ominous "they" are the creditors-the credit card companies, payday loan lenders, auto lenders, mortgage lenders, and banks. They benefit by what you don't know. They want to keep you in debt, paying interest, penalties, over-limit fees, and late fees. There is hope! These "Secrets" can help you make an informed decision about Bankruptcy or other debt relief options. Don't wait. Discover these truths today! www.PewLaw.com

Hidden Credit Repair Secrets

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Publisher :
ISBN 13 :
Total Pages : 116 pages
Book Rating : 4.6/5 (56 download)

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Book Synopsis Hidden Credit Repair Secrets by : Arthur E Hamilton

Download or read book Hidden Credit Repair Secrets written by Arthur E Hamilton and published by . This book was released on 2020-06-02 with total page 116 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you looking for a great DIY guide to fix your personal credit? Hey! Forget everything you've heard about credit. Well, maybe not everything. Let me tell you a SECRET...You, checking your score without following the laid down procedure, can hurt your SCORE severely! Please, read on....Having bad credit affects everyone. When lenders review your credit report and request a credit score for you, they're very interested in how reliably you pay your bills. That's because past payment performance is usually considered a good predictor of future performance. Your credit score will affect everything from loans to getting a mortgage. That is why you must keep good credit and keep the bad credit ratings far away. There is no doubt that you get bad credit ratings from missed payments on things such as car loans, mortgages, and credit card payments. What if I showed you the highly tested techniques and strategies credit repair companies and consultants use to challenge inaccurate and questionable items for their clients? If you had this information, would you use it to start living the life you desire? What if you knew a handful of strategies that would allow you to avoid embarrassing moments when applying for credit. Take control of your credit in the comfort of your home. If you knew these procedures, would you take action to get incorrect, misleading, and questionable items off of your credit report?In my book, "Hidden Credit Repair Secrets," I am revealing the 20 myths banks and Bureaus don't want you to know, I am spilling everything you need to be aware of as-soon-as-possible! You will learn the seven secure step-by-step procedures (actionable steps that could save you money) to terminate a credit card like a GURU. The added advantage is that I have outlined the process to challenge any incorrect, unverifiable, and suspicious information on your credit report!Be assured "Hidden Credit Repair Secrets" is easy to read, and the chapters are arranged sequentially for easy understanding. Above all, the secrets in this book are easy to follow and up-to-date (relevant information that match the financial requirements).What if you knew a handful of approaches that will allow you to do the following: -Avoid embarrassing moments when applying for credit. -Relax in the Day and Sleep at night because of no more offensive collection calls. -Get Loans as often as you want-Avoid frustration and family fights due to money. -Open your Emailing accounts freely because you know it's not a bill collector or a lawsuit. Hey! Take control of your credit in the convenience of your room. If you knew these approaches, would you take action to get incorrect, misleading, and controversial items off of your credit report?In my book, "Hidden Credit Repair Secrets," you will learn the following: -The DIY step of repairing your credit -How to cancel a Card like a GURU-The simple strategy to clearing your debts-The inquires you should avoid so that your score will not drop.-How to boost your credit score using a simple strategy-How to find credit cards with guaranteed approval-The top 20 secret credit bureaus and the banks do not want you to know-How Hard Inquiries can Damage my Score-How to remove hard credit inquiries from your credit report-How to remove a late payment from your previous month's Bill-How to Avoid Credit Card Fees-And so Much More!Credit firm managers are getting fat on the gains you give them in interest payments each month. Please, do everything to stop that! I have revealed the step-by-step directives on how to raise your credit score. This is an easy to read material that you will read in less than 24 hours. If you had all of the tools I have listed above, would you take action right away? If the answer is yes, start repairing your credit today by clicking the "Buy Now" button!

Loan Modification For Dummies

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Author :
Publisher : John Wiley & Sons
ISBN 13 : 0470555335
Total Pages : 316 pages
Book Rating : 4.4/5 (75 download)

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Book Synopsis Loan Modification For Dummies by : Ralph R. Roberts

Download or read book Loan Modification For Dummies written by Ralph R. Roberts and published by John Wiley & Sons. This book was released on 2009-07-30 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether you're likely to qualify for your lender's loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your home's current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.

106 Mortgage Secrets All Homebuyers Must Learn-- But Lenders Don't Tell

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Author :
Publisher : Wiley
ISBN 13 : 9780471263951
Total Pages : 290 pages
Book Rating : 4.2/5 (639 download)

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Book Synopsis 106 Mortgage Secrets All Homebuyers Must Learn-- But Lenders Don't Tell by : Gary W. Eldred

Download or read book 106 Mortgage Secrets All Homebuyers Must Learn-- But Lenders Don't Tell written by Gary W. Eldred and published by Wiley. This book was released on 2003-04-07 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: One of America’s top real estate authorities explains the inside secrets of the mortgage business Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you won’t be one of them with Gary Eldred’s 106 Mortgage Secrets All Homebuyers Must Learn–But Lenders Don’t Tell. Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, you’ll have the confidence and the knowledge to: Increase your borrowing power Get the lowest interest rate Understand ARMs Cut the cost of mortgage insurance Save big with seller financing, foreclosures, and REOs Perfect your credit profile Avoid getting taken by the fine print Get maximum return on your home investment There’s no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should know–especially the 106 secrets lenders don’t want to reveal.