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Author : Virginia B. Morris
Publisher : Lightbulb Press, Inc.
ISBN 13 : 0974038687
Total Pages : 35 pages
Book Rating : 4.9/5 (74 download)
Download or read book Guide to Understanding Annuities written by Virginia B. Morris and published by Lightbulb Press, Inc.. This book was released on 2004 with total page 35 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : James Matthew Edwards
Publisher :
ISBN 13 : 9780984376308
Total Pages : 166 pages
Book Rating : 4.3/5 (763 download)
Download or read book The Financial Insider's Annuity Guide written by James Matthew Edwards and published by . This book was released on 2010-01 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: If you're a Baby Boomer, an annuity may be your ticket to a secure and comfortable retirement. Written in easy-to-read language, this guide explains what annuities can and cannot do, their costs, and the risk management features that annuities offer.
Author :
Publisher :
ISBN 13 :
Total Pages : 2 pages
Book Rating : 4.:/5 (78 download)
Download or read book Understanding Annuities written by and published by . This book was released on 2008 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Eytan Sheshinski
Publisher : Princeton University Press
ISBN 13 : 1400829429
Total Pages : 184 pages
Book Rating : 4.4/5 (8 download)
Download or read book The Economic Theory of Annuities written by Eytan Sheshinski and published by Princeton University Press. This book was released on 2021-05-11 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annuities are financial products that guarantee the holder a fixed return so long as the holder remains alive, thereby providing insurance against lifetime uncertainty. The terms of these contracts depend on the information available to insurance firms. Unlike age and gender, information about individual survival probabilities cannot be readily ascertained. This asymmetric information causes market inefficiencies, such as adverse selection. Groundbreaking in its scope, The Economic Theory of Annuities offers readers a theoretical analysis of the functioning of private annuity markets. Starting with a general analysis of survival functions, stochastic dominance, and characterization of changes in longevity, Eytan Sheshinski derives the demand for annuities using a model of individuals who jointly choose their lifetime consumption and retirement age. The relation between life insurance and annuities that have a bequest option is examined and "annuity options" are proposed as a response to the lack of secondary markets. This book also investigates the macroeconomic policy implications of annuities and changes in longevity on aggregate savings. Sheshinski utilizes statistical population theory to shed light on the debate of whether the surge in savings and growth in Asia and other countries can be attributed to higher longevity of the population and whether this surge is durable. This book shows how understanding annuities becomes essential as governments that grapple with insolvency of public social security systems place greater emphasis on individual savings accounts.
Author : Kerry Pechter
Publisher : John Wiley & Sons
ISBN 13 : 1394168586
Total Pages : 375 pages
Book Rating : 4.3/5 (941 download)
Download or read book Annuities For Dummies written by Kerry Pechter and published by John Wiley & Sons. This book was released on 2023-07-20 with total page 375 pages. Available in PDF, EPUB and Kindle. Book excerpt: Looking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.
Author : Irving S. Schloss
Publisher : Oxford University Press
ISBN 13 : 9780195351125
Total Pages : 278 pages
Book Rating : 4.3/5 (511 download)
Download or read book Understanding TIAA-CREF written by Irving S. Schloss and published by Oxford University Press. This book was released on 2001-03-01 with total page 278 pages. Available in PDF, EPUB and Kindle. Book excerpt: TIAA-CREF is the largest private pension plan in the world, with more than $260 billion under management, including an estimated 1% of all shares traded on the New York Stock Exchange. And yet, while there is a wealth of information on IRAs, 401(k)s and other investment vehicles, until now there has been little guidance for the millions of TIAA-CREF plan participants and their advisors. The TIAA-CREF Book offers the definitive guide to TIAA-CREF for participants, estate planners, and financial advisors. Simply and clearly--and with a droll sense of humor--the authors explain the often complex legal and financial aspects of how the TIAA-CREF plan works, how the investment choices new participants make can affect the funds available at retirement, what the distribution options are for withdrawing money either before or after retirement, and how to leave the fund as an inheritance. For participants in the accumulation stage of their careers, the authors explain the important differences between fixed income securities (TIAA) and equity securities (CREF), and examine the investment choices for both. They address such important issues as how to allocate contributions, how portable an account really is, and how plans differ from employer to employer. In addition to the valuable primer on estate planning--from how to quantify assets, needs, and income to how the Federal Estate Tax affects TIAA-CREF accounts--the authors explore in detail the distribution options available and help weigh the pros and cons of each choice. Drawing on their extensive work in the field of estate planning, the authors cover the gamut of what it takes to make the most out of a TIAA-CREF plan. TIAA-CREF is a registered trademark of the Teachers Insurance and Annunity Association/College Retirement Equities Fund Corporation.
Author : Texas. Department of Insurance
Publisher :
ISBN 13 :
Total Pages : 12 pages
Book Rating : 4.:/5 (234 download)
Download or read book Understanding Annuities written by Texas. Department of Insurance and published by . This book was released on 2005 with total page 12 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Clyde Julian Crobaugh
Publisher :
ISBN 13 :
Total Pages : 168 pages
Book Rating : 4.:/5 (2 download)
Download or read book Annuities and Their Uses written by Clyde Julian Crobaugh and published by . This book was released on 1933 with total page 168 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Francis Baily
Publisher :
ISBN 13 :
Total Pages : 246 pages
Book Rating : 4.3/5 (91 download)
Download or read book The Doctrine of Interest and Annuities Analytically Investigated and Explained written by Francis Baily and published by . This book was released on 1808 with total page 246 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Kerry Pechter
Publisher : John Wiley & Sons
ISBN 13 : 1118051939
Total Pages : 373 pages
Book Rating : 4.1/5 (18 download)
Download or read book Annuities For Dummies written by Kerry Pechter and published by John Wiley & Sons. This book was released on 2011-02-09 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt: Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.
Author : Francis BAILY
Publisher :
ISBN 13 :
Total Pages : 746 pages
Book Rating : 4.0/5 (25 download)
Download or read book The Doctrine of Life-Annuities and Assurances, analytically investigated and explained. Together with several useful tables connected with the subject: and a variety of practical rules for the illustration of the same written by Francis BAILY and published by . This book was released on 1813 with total page 746 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Patrick J. Collins
Publisher : CFA Institute Research Foundation
ISBN 13 : 1944960023
Total Pages : 27 pages
Book Rating : 4.9/5 (449 download)
Download or read book Annuities and Retirement Income Planning written by Patrick J. Collins and published by CFA Institute Research Foundation. This book was released on 2016-03-16 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: Annuitization is one asset management strategy for retirees seeking to secure lifetime income. The US annuity marketplace offers a variety of annuity contracts, including single premium annuities, advanced life deferred annuities, variable annuities with lifetime income guarantee riders, and ruin contingent deferred annuities. Advisers seeking to provide guidance to clients in or near retirement can benefit by understanding (1) the arguments both for and against annuitization and (2) how a client’s interests might be best represented in the marketplace. Important annuity contract provisions are highlighted and briefly discussed so the adviser can become more familiar with retirement-planning options.
Author : Steve Weisman
Publisher : Pearson Education
ISBN 13 : 0131359525
Total Pages : 209 pages
Book Rating : 4.1/5 (313 download)
Download or read book The Truth about Buying Annuities written by Steve Weisman and published by Pearson Education. This book was released on 2008-08 with total page 209 pages. Available in PDF, EPUB and Kindle. Book excerpt: A consumer finance expert helps investors make smart decisions about annuities and avoid the lies, misrepresentations, and ripoffs that await them. From start to finish, Weisman delivers quick, bite-size, just-the-facts information and plain-English explanations that readers can actually use.
Author : Wai-sum Chan
Publisher : World Scientific
ISBN 13 : 9811243298
Total Pages : 366 pages
Book Rating : 4.8/5 (112 download)
Download or read book Financial Mathematics For Actuaries (Third Edition) written by Wai-sum Chan and published by World Scientific. This book was released on 2021-09-14 with total page 366 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides a thorough understanding of the fundamental concepts of financial mathematics essential for the evaluation of any financial product and instrument. Mastering concepts of present and future values of streams of cash flows under different interest rate environments is core for actuaries and financial economists. This book covers the body of knowledge required by the Society of Actuaries (SOA) for its Financial Mathematics (FM) Exam.The third edition includes major changes such as an addition of an 'R Laboratory' section in each chapter, except for Chapter 9. These sections provide R codes to do various computations, which will facilitate students to apply conceptual knowledge. Additionally, key definitions have been revised and the theme structure has been altered. Students studying undergraduate courses on financial mathematics for actuaries will find this book useful. This book offers numerous examples and exercises, some of which are adapted from previous SOA FM Exams. It is also useful for students preparing for the actuarial professional exams through self-study.
Author : Suze Orman
Publisher : Hay House, Inc
ISBN 13 : 1401959938
Total Pages : 321 pages
Book Rating : 4.4/5 (19 download)
Download or read book The Ultimate Retirement Guide for 50+ written by Suze Orman and published by Hay House, Inc. This book was released on 2020-02-25 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."
Author : Brian Breuel
Publisher : Penguin
ISBN 13 : 9780028611136
Total Pages : 378 pages
Book Rating : 4.6/5 (111 download)
Download or read book The Complete Idiot's Guide to Buying Insurance and Annuities written by Brian Breuel and published by Penguin. This book was released on 1996 with total page 378 pages. Available in PDF, EPUB and Kindle. Book excerpt: Introduces the principles of purchasing insurance against anticipated risks, and discusses life, diasability, and health insurance, annuities, and property and casualty insurance
Author : Kirk G. Meyer
Publisher :
ISBN 13 : 9781393272588
Total Pages : 74 pages
Book Rating : 4.2/5 (725 download)
Download or read book A Brief Overview of Annuities written by Kirk G. Meyer and published by . This book was released on 2020-07-12 with total page 74 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you thinking of your retirement? Do you worry about outliving your retirement funds? If so, then an annuity may be the right choice for you to consider. These are extremely complex financial instruments that are between the annuitant (you) and a life insurance company. Since these are generally for someone's retirement, they are considered tax-deferred until payments begin. All annuities have several components to them and riders that make them unique, and in some instances, expensive. Someone must understand the annuity they are purchasing before actually purchasing it from an insurance agent, financial planner, or directly from the life insurance company. As alluded to, annuities are indeed extremely complex financial contracts requiring someone to know the basic differences between a fixed income annuity, an immediate annuity, and a variable annuity. While these are not all of the annuities available, they are some of the more common ones purchased. While this book does not cover all of the types of annuities available, it does provide someone with a high-level overview of the basics needed to make an informed decision on an annuity and if it is the right choice for them or their retirement plans. Get A Brief Overview of Annuities today and be in more of a position to make an informed decision on an annuity purchase.
