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Tips For Lowering Your Insurance Premium
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Download or read book Cheap Car Insurance written by Meir Liraz and published by Liraz Publishing. This book was released on with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now you can save hundreds of dollars each year on your car insurance premiums through the strategies revealed in this book. It will help you discover exactly which car insurance companies provide the best rates in your area plus tips and techniques to lower your premiums and get discounts. With this book you can shave hundreds of dollars off your current car insurance costs. Here's what you’ll discover when you read this book: * The single most important factor in getting a cheap car insurance quote; ignore it and your chances of getting a better rate are near to zero. * What car insurance companies don't want you to know - a revealing look at how insurance companies determine your premium and how to take advantage of it. * The number one mistake made by car insurance seekers (that severely hamper their chances of getting a cheaper quote) - and how to avoid it. * What is hidden behind the questions that companies ask you on their car insurance application form; How to answer them so that you get a better quote. * Are you satisfied with your current agent and don't want to switch insurers? we will show you a simple trick that will practically "force" your agent to reduce your rate. * How to get car insurance discounts and concessions. * Clever ideas and strategies for lowering your auto insurance premium. If you're really interested in slashing a big chunk off of your car insurance costs you absolutely need to have this book.
Book Synopsis Cheap Auto Insurance by : James Stuart
Download or read book Cheap Auto Insurance written by James Stuart and published by Liraz Publishing. This book was released on with total page 21 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here's How to Discover the Best Auto Insurance Quotes: Now you can save hundreds of dollars each year on your Auto insurance premiums through the strategies revealed in this book. It will help you discover exactly which auto insurance companies provide the best rates in your area plus tips and techniques to lower your premiums and get discounts. With this book you can shave hundreds of dollars off your current car insurance costs. Here's what you’ll discover when you read this book: * The single most important factor in getting a cheap auto insurance quote; ignore it and your chances of getting a better rate are near to zero. * How to get car insurance discounts and concessions. * Clever ideas and strategies for lowering your auto insurance premium. * 101 Great Auto Insurance Tips and Ideas If you're really interested in slashing a big chunk off of your car insurance costs you absolutely need to have this book.
Book Synopsis Tips For Lowering Your Insurance Premium by : Kirby Locklin
Download or read book Tips For Lowering Your Insurance Premium written by Kirby Locklin and published by . This book was released on 2021-03-18 with total page 92 pages. Available in PDF, EPUB and Kindle. Book excerpt: Life insurance shouldn't be complicated, but many life insurance policies are stuck in the past. You might get basic protection if the worst should happen, but it won't keep up with your everyday life's changing needs. This book focuses on smart life insurance that keeps up with your life, and this guide will walk you through what you need to know. You'll discover how to know if you need life insurance, determine how much coverage you need, and the best way to buy everyday life insurance for everyday people. We all know we need insurance but we would rather not deal with it if given a chance right? Be it Car or Home insurance or Life and Health insurance, there is so much information out there that it is almost impossible to sift through all of it that is available and pick only the details that you really need. This book is designed to make your life easy when it comes to providing only what is relevant to your insurance needs. Concerns about fixing your credit history, protecting your identity online, or insuring your valuables adequately are all discussed in this book. This guidebook is all you need to face your deal with Insurance no matter from which walk of life you are from.
Book Synopsis Nine Ways to Lower Your Auto Insurance Costs by :
Download or read book Nine Ways to Lower Your Auto Insurance Costs written by and published by . This book was released on 1990 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: Tips on what to do to lower your expenses. Includes a chart to compare discounts.
Author :Ryan Smith Publisher :Createspace Independent Publishing Platform ISBN 13 :9781532812026 Total Pages :30 pages Book Rating :4.8/5 (12 download)
Download or read book Auto Insurance written by Ryan Smith and published by Createspace Independent Publishing Platform. This book was released on 2016-04-18 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: Discover how to save money on car insurance Today only, get this Amazon bestseller for just $2.99. Regularly pricedat $4.99. Read on your PC, Mac, smart phone, tablet or Kindle device. You're about to discover how to get cheaper car insurance rates. Auto insurance is generally one of the biggest expenses you will bear - but it doesn't have to be. You can learn about how car insurance discounts can help you save hundreds of dollars. Your car insurance rates is dependant on various factors like Age, Marital status, Gender, Credit score and profession and many other factors. The more likely the insurance company sees you as a low risk, the more likely they will charge you lower rates on your car insurance. When it comes to car insurance, it generally is better to have too much coverage than too little, particularly if you are involved in an accident. This book will help you let you know how much coverage you really need. Here Is A Preview Of What You'll Learn... What are your car insurance rates Do you have too much insurance What are Deductibles? How to avail discounts for car insurance Can switching help you save money? Can changing your car affect the rates? Much, much more! Download your copy today! Take action today and download, "Auto insurance" for a limited time discount of only$2.99! Tags: car insurance, car insurance claim, insurance claim, insurance basics, auto insurance book, insure car, insurance business, auto accident insurance claim, auto insurance rates, cheap insurance, auto insurance tips, How to insure your car, auto insurance money,
Download or read book Car Insurance written by Marquis Ivory and published by . This book was released on 2021-03-23 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt: Car insurance is a must if you own a vehicle, and you'll be glad you have it after an accident. But you don't want to spend a penny more than necessary on a policy, and you shouldn't have to. By knowing exactly what affects your auto insurance rates, you can figure out how to save on car insurance and get good coverage without breaking the bank. The author teaches you in six chapters everything you need to know to be a winner of the Auto Insurance Game, not a loser! Also: - 24 Secret Strategies that will Save You Big Money! - "The Auto Accident from Hell" An urban story to help you understand the auto insurance claims process. - Dave's " 4 Step Method" to lower your rates and more.
Book Synopsis Ten Questions - The Insider's Guide to Saving Money on Auto Insurance by : John David
Download or read book Ten Questions - The Insider's Guide to Saving Money on Auto Insurance written by John David and published by CreateSpace. This book was released on 2010-11-01 with total page 52 pages. Available in PDF, EPUB and Kindle. Book excerpt: How much do you pay for your auto insurance? If you are reading this, the answer is most likely “too much!” You are looking for information that will help you save your hard-earned dollars, and you have found it. Ten Questions has been completely updated, revised, and expanded for 2012. It has also been reformatted for the Kindle at last, and the most effective way to use the guide is to own both the ebook and paperback versions. Ten Questions is not a book for "dummies," but it is an easy to use, half-hour read, specifically designed to help save you money. It is a comprehensive and detailed explanation of the underwriting process involved in determining the amount of premium you pay. The facts and clear examples included in the guide are based on my years of experience as a top-rated Sales Agent, and the thousands of auto insurance policies I personally have sold. Chapter One, “Risk” will help you understand what factors are used to determine your rating “tier,” and how to improve them. The amount of premium you pay is determined by the amount of “risk” you are seen to represent. Much of that determination is made through your answers to a series of questions you will be asked, either online, or in person by an agent. These are the “Ten Questions” referred to in the title. Chapter Two, “Discounts” contains a detailed description of nearly every available auto insurance discount, and how to obtain them. A single 5% discount that you have been missing each policy term is costing you far more than this guide will. You will also gain the knowledge that you will need to progressively lower your rates over time. Chapter Three, “Coverages” is a comprehensive explanation of nearly every available auto insurance coverage, including what each one does, (and does not do) for you, and how to the determine the proper balance of cost versus benefit when choosing them. When you finish reading it, you will know more about auto insurance than most agents do. Ten Questions isn't about getting the cheapest policy at the cheapest price: It's about getting the best policy at the best price. Chapter Four, “Sample Quote Process,” is your ultimate weapon in getting your new policy, because it details an actual phone quote in real time, along with the “correct” answers to the “Ten Questions.” Knowledge is power, and this guide is a very powerful tool that you will be able to use as long as you are driving and insuring vehicles. Advanced Topics is new for 2012,and this section includes “Youthful Driver Strategies,” and “State Specific Information,” such as a layman's explanation of so-called “No-Fault” coverages, and “Full,” versus “Limited” Tort. The Appendix contains all the technical terms that are used in the guide, to help you understand the "trade talk" in the auto insurance industry. This guide will save you money in several ways, including: It will help you find and qualify for discounts. It will show you how to improve your rating tier, and lower your “base rate.” It will help you allocate your premium dollars more effectively, so that you get the best coverage at the best price. Find out what the insurance companies don't want you to know, like the fact that you can switch carriers any time you want, as often as you want. You do not have to wait until your current policy renews in order to do so. Learn the answers to the Ten Questions today, and get a better policy for less money, tomorrow.
Book Synopsis Cheap Insurance for Your Home, Automobile, Health, & Life by : Carla Rowley
Download or read book Cheap Insurance for Your Home, Automobile, Health, & Life written by Carla Rowley and published by Atlantic Publishing Company. This book was released on 2008 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Insurance takes a huge bite out of the average American's monthly budget, and as stated above, many Americans simply forgo insurance because they consider it out of reach. Shopping for insurance requires more effort than many people want to devote to it. They simply grab the first price they come across or accept routine rate increases when it is important to compare not only the price but also coverage and exclusions among carriers. In this easy to read and comprehensive new book you will learn hundreds of ways to secure and or reduce your health, automobile, life, and home insurance costs. If you do not have or cannot afford insurance, we will show you how to get it at a price you can afford. The Internet and technology have opened up a great new way to search for low cost insurance services; we will give you the Web sites, tell you what to look for and to look out for. There is a great deal you can do right now to cut insurance costs. For example, did you know that installing a theft tracking device in your car can save you up to 35% on your auto insurance and that your credit history can dramatically affect your auto insurance premium. Recent studies have shown that more than 90% of insurers use credit information to create an "insurance risk score," which they then use as a factor to determine your insurance rate. Add a simple home security system to monitor your home, and your insurance rates may be discounted up to 30%, depending upon where you live. Your insurance could end up costing you more if you choose to make monthly payments rather than pay the entire premium annually. Notify your agent if you retire, your children go to school, or you start working from home (when you're not traveling as much your rates will go down). Have you stopped smoking? Lost weight? Started exercising? All of these efforts can have a dramatic effect on your insurance rates. Insurance topics covered in this book are How Insurance Works, Insurance Company Rating, National and Local Firms, Auto, Health, and Disability Insurance, along with work sheets and forms to assist you in your search for the best coverage at the lowest price. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
Book Synopsis Tips for Saving Money on Automobile Insurance Premiums by :
Download or read book Tips for Saving Money on Automobile Insurance Premiums written by and published by . This book was released on 2011 with total page 2 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis The End of Employer-Provided Health Insurance by : Paul Zane Pilzer
Download or read book The End of Employer-Provided Health Insurance written by Paul Zane Pilzer and published by John Wiley & Sons. This book was released on 2014-11-17 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: How to save 20 to 60 percent on health insurance! The End of Employer-Provided Health Insurance is a comprehensive guide to utilizing new individual health plans to save 20 to 60 percent on health insurance. This book is written to ensure that you, your family, and your company get your fair share of the trillions of dollars the U.S. government will spend subsidizing individual health insurance plans between now and 2025. You will learn how to navigate the Affordable Care Act to save money without sacrificing coverage, and how to choose the plan that offers exactly what you, your family and your company need. Over the next 10 years, 100 million Americans will move from employer-provided to individually purchased health insurance. The purpose of The End of Employer-Provided Health Insurance is to show you how to profit from this paradigm shift while helping you, your family, and your employees get better and safer health insurance at lower cost. It will help you save thousands of dollars per person each year and protect you from the greatest threat to your financial future—our nation's broken employer-provided health insurance system. We are at the beginning of a paradigm shift in the way businesses offer employee health benefits and the way Americans get health insurance—a shift from an employer-driven defined benefit model to an individual-driven defined contribution model. This parallels a similar shift in employer-provided retirement benefits that took place two to three decades ago from defined benefit to defined contribution retirement plans. Written by a world-renowned economist and New York Times best-selling author, this insightful guide explains how individual health insurance offers more to employees than employer-provided plans. Using the techniques outlined in this book, you and your employer will save money on health insurance by migrating from employer-provided health insurance coverage to employer-funded individual plans at a total cost that is 20 percent to 60 percent lower for the same coverage. That's $4,000 to $12,000 in savings per year for a family of four for the same hospitals, same doctors, and same prescriptions.
Download or read book Medical and Dental Expenses written by and published by . This book was released on 1990 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Book Synopsis Care Without Coverage by : Institute of Medicine
Download or read book Care Without Coverage written by Institute of Medicine and published by National Academies Press. This book was released on 2002-06-20 with total page 213 pages. Available in PDF, EPUB and Kindle. Book excerpt: Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.
Book Synopsis Healthcare, Insurance, and You by : Lisa Zamosky
Download or read book Healthcare, Insurance, and You written by Lisa Zamosky and published by Apress. This book was released on 2013-08-19 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Healthcare is changing and you need to know how—and what to do about it. Getting good medical care shouldn’t be so confusing—or so costly. Healthcare, Insurance, and You simplifies the many confusing details about our healthcare system so you can make informed decisions. Result? Better health at lower cost. With the advent of healthcare reform, things are changing—especially when it comes to insurance. Most people will now have to buy insurance. Do you know where to get a policy or what to look for in one? Did you know more people will now qualify for free or subsidized healthcare? Even if you get insurance through work, you'll face new choices that you'd better understand to maintain your peace of mind. As this book shows, the failure to understand how insurance and the healthcare system work can have a major impact on your physical and financial health. Healthcare, Insurance, and You is an easy-to-use guide that explains the main challenges you face when trying to get excellent healthcare: choosing the best insurance policy for your situation, finding the right doctor or hospital, buying prescription drugs the least expensive way, picking out the right Medicare plan, or fighting for your rights when dealing with insurers or medical providers. Healthcare, Insurance, and You includes tips, resources, and strategies for navigating the healthcare system and avoiding common mistakes so you can get the best healthcare for you, your family, or your organization without breaking the bank. This book shows you: How to choose a health plan that best meets your medical and financial needs, including new options under the Affordable Care Act Ways to cut through red tape and fight billing errors and claim denials What businesses need to know about offering—or not offering—insurance to employees How to plan ahead for a disability or for end-of-life care Healthcare costs rank high on the list of money concerns Americans have. And when it comes to getting great healthcare for you and your family and avoiding crippling medical bills, knowledge is power. Healthcare, Insurance, and You is a practical guide that explains the complicated healthcare system in plain language—and puts the power of good health back in your hands. What you’ll learn The impact of the Affordable Care Act on your healthcare and your finances How to take advantage of new health insurance exchanges and tax credits How to choose a health plan that best meets your medical and financial needs How to advocate for yourself, fight billing errors and denied claims, and know where to turn for help How to choose a doctor and hospital based on quality, not hype How to avoid common mistakes that can cost you big--or even put you into bankruptcy How health reform affects businesses and how they can reduce healthcare expenditures Who this book is for Consumers of healthcare in the United States, including both individuals and small businesses buying coverage for employees. Table of Contents A New Healthcare System Buying Health Insurance on your own Paying for Health Insurance Health Insurance at Work Cutting Medical Costs Buying Prescription Drugs You Against the Healthcare System Medicare Taking Charge of Your Healthcare Future Consumer Assistance Programs and State Departments of Insurance
Book Synopsis Turning Premiums Into Profits by : David Leng
Download or read book Turning Premiums Into Profits written by David Leng and published by . This book was released on 2017-11-07 with total page 179 pages. Available in PDF, EPUB and Kindle. Book excerpt: Is Your Business Insurance Driving You Crazy? As a business owner, or business leader, when you look at the amount of money you have just handed over to the insurance companies and received very little, or nothing in return, and the exhausting amount of time you have spent trying to obtain bids or quotes to reduce the cost of your insurance program, only to fall short of the real results you wanted to occur, how can you not feel frustrated... or like you are going insane? And why do they keep doing the same things year after year when it comes to your insurance programs? After all, isn't that the very definition of insanity; doing the same thing over and over and expecting a different outcome? But that high-priced insanity stops here. In his latest book, David Leng shows you how to break this costly insurance cycle and gain more control over your insurance program while simultaneously building equity that will help you and your business, rather than it being pocketed by the insurance company and its shareholders. You will see how businesses that are paying over $100,000 annually in insurance premium can benefit from Alternative Risk Financing, where a business does not purchase traditional guaranteed cost insurance policies, but instead purchases insurance where they take on some risk to get potential rewards. With a 30-year track record in advising employers on how to save substantial money in their premiums, David spells out clearly and precisely why the use of Captives has become the most popular of the alternative risk financing programs being used today. And why it just might be the solution your company needs to increase both its profitability and its equity.
Book Synopsis How To Control Workers Compensation Costs by : Yasmine Joy
Download or read book How To Control Workers Compensation Costs written by Yasmine Joy and published by . This book was released on 2021-05-20 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: The way that your worker's compensation cost is calculated is a straightforward formula. Your rate is decided by a few factors, the state in which your company is located and the type of business you own. Then this rate is multiplied by your total payroll and then divided by 100. This book walks you through Cutting-Edge Strategies to dramatically reduce your workers' compensation costs, control your cost drivers and improve your risk profile. Implementing these strategies has consistently reduced costs and premiums by an average of 23% in just one year and 52% over five years. Taking control of your workers' compensation costs and premiums requires an understanding of what is driving costs as well as knowing how to make your business more attractive in the insurance marketplace.
Book Synopsis A Consumer's Guide to No-fault Automobile Insurance in Michigan by :
Download or read book A Consumer's Guide to No-fault Automobile Insurance in Michigan written by and published by . This book was released on 2010 with total page 16 pages. Available in PDF, EPUB and Kindle. Book excerpt: This guide will help explain the mandatory coverages required under no-fault, as well as optional coverages like collision and comprehensive coverage. The guide explains different facts that affect the cost of your insurance and offers suggestions for lowering your insurance rates.
Book Synopsis Home Insurance: How to Lower Your Homeowners Insurance Costs by : James Stuart
Download or read book Home Insurance: How to Lower Your Homeowners Insurance Costs written by James Stuart and published by Independently Published. This book was released on 2019-03-14 with total page 62 pages. Available in PDF, EPUB and Kindle. Book excerpt: Here's How to Discover the Best Home Insurance Plan This guide will show you exactly how to locate the best home insurance plan for your location while avoiding the single most expensive home insurance mistake. You owe it to yourself and to your family to acquire this essential information. Get this guide today!
