The Vulnerable Consumer

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Vulnerable Consumers and the Law

Author : Christine Riefa
Publisher : Routledge
ISBN 13 : 1000209741
Total Pages : 250 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Vulnerable Consumers and the Law by : Christine Riefa

Download or read book Vulnerable Consumers and the Law written by Christine Riefa and published by Routledge. This book was released on 2020-10-27 with total page 250 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book charts the difficulties encountered by vulnerable consumers in their access to justice, through the contributions of prominent authors (academic, practitioners and consultants) in the field of consumer law and access to justice. It demonstrates that despite the development of ADR, access to justice is still severely lacking for the vulnerable consumer. The book highlights that a broad understanding of access to justice, which encompasses good regulation and its public enforcement, is an essential ingredient alongside access to the mechanisms of traditional private justice (courts and ADR) to protect the vulnerable consumer. Indeed, many of the difficulties are linked to normative obstacles and lack of access to justice is primarily a vulnerability in itself that can exacerbate existing ones. In addition, because it may contribute to ‘pushing’ already vulnerable consumers into social exclusion it is not simply about economic justice but also about social justice. The book shows that lack of access to justice is not irreversible nor is it necessarily linked to consumer apathy. New technologies could provide solutions. The book concludes with a plea for developing ‘inclusive’ justice systems with more emphasis on public enforcement alongside effective courts systems to offer the vulnerable with adequate means to defend themselves. This book will be suitable for both students and practitioners, and all those with an interest in the justice system.

Consumer Vulnerability

Author : Susan Dunnett
Publisher : Routledge
ISBN 13 : 1351386514
Total Pages : 280 pages
Book Rating : 4.3/5 (513 download)

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Book Synopsis Consumer Vulnerability by : Susan Dunnett

Download or read book Consumer Vulnerability written by Susan Dunnett and published by Routledge. This book was released on 2018-10-18 with total page 280 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book demonstrates that marketing scholarship has much to contribute to our understanding of consumer vulnerability and potential solutions. It brings to the fore ways in which so‐called vulnerable consumers navigate various marketplace and service interactions and develop specific consumer skills in order to empower themselves in such exchanges. It does so by exploring how consumer vulnerability is experienced across a range of different contexts such as poverty and disability, and the potential impact of vulnerability from childhood to old age. Other chapters extend focus from the consumer to the organisational perspective or consider more macro issues such as socio-spatial disadvantages. The fundamental aim of many of the contributors is to produce work that can benefit individual and societal well-being. They draw on various methodological approaches that generate both marketing management and policy-focused implications. A series of commentaries are also included to stimulate critical reflection and new insights into consumer vulnerability. This book was originally published as a special issue of the Journal of Marketing Management.

Discrimination, Vulnerable Consumers and Financial Inclusion

Author : Cătălin-Gabriel Stănescu
Publisher : Routledge
ISBN 13 : 1000295192
Total Pages : 291 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Discrimination, Vulnerable Consumers and Financial Inclusion by : Cătălin-Gabriel Stănescu

Download or read book Discrimination, Vulnerable Consumers and Financial Inclusion written by Cătălin-Gabriel Stănescu and published by Routledge. This book was released on 2020-12-28 with total page 291 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.

Vulnerable Consumers and the Law

Author : Christine Riefa
Publisher : Routledge
ISBN 13 : 1000209709
Total Pages : 264 pages
Book Rating : 4.0/5 (2 download)

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Book Synopsis Vulnerable Consumers and the Law by : Christine Riefa

Download or read book Vulnerable Consumers and the Law written by Christine Riefa and published by Routledge. This book was released on 2020-10-27 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book charts the difficulties encountered by vulnerable consumers in their access to justice, through the contributions of prominent authors (academic, practitioners and consultants) in the field of consumer law and access to justice. It demonstrates that despite the development of ADR, access to justice is still severely lacking for the vulnerable consumer. The book highlights that a broad understanding of access to justice, which encompasses good regulation and its public enforcement, is an essential ingredient alongside access to the mechanisms of traditional private justice (courts and ADR) to protect the vulnerable consumer. Indeed, many of the difficulties are linked to normative obstacles and lack of access to justice is primarily a vulnerability in itself that can exacerbate existing ones. In addition, because it may contribute to ‘pushing’ already vulnerable consumers into social exclusion it is not simply about economic justice but also about social justice. The book shows that lack of access to justice is not irreversible nor is it necessarily linked to consumer apathy. New technologies could provide solutions. The book concludes with a plea for developing ‘inclusive’ justice systems with more emphasis on public enforcement alongside effective courts systems to offer the vulnerable with adequate means to defend themselves. This book will be suitable for both students and practitioners, and all those with an interest in the justice system.

The Vulnerable Consumer

Author : Angela Y. Lee
Publisher : Emerald Group Publishing
ISBN 13 : 1802629556
Total Pages : 201 pages
Book Rating : 4.8/5 (26 download)

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Book Synopsis The Vulnerable Consumer by : Angela Y. Lee

Download or read book The Vulnerable Consumer written by Angela Y. Lee and published by Emerald Group Publishing. This book was released on 2024-06-24 with total page 201 pages. Available in PDF, EPUB and Kindle. Book excerpt: Review of Marketing Research pushes the boundaries of marketing—broadening the marketing concept to make the world a better place. Here, leading scholars provide new insights, approaches and directions to set out for research on consumer vulnerabilities.

Consumer Vulnerability

Author : Kathy Hamilton
Publisher :
ISBN 13 : 9781135101855
Total Pages : 220 pages
Book Rating : 4.1/5 (18 download)

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Book Synopsis Consumer Vulnerability by : Kathy Hamilton

Download or read book Consumer Vulnerability written by Kathy Hamilton and published by . This book was released on 2016 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Consumer vulnerability is of growing importance as a research topic for those exploring wellbeing. This book provides space to critically engage with the conditions, contexts and characteristics of consumer vulnerability, which affect how people experience and respond to the marketplace and vice versa. Focussing on substantive, ethical, social and methodological issues, this book brings together key researchers in the field and practitioners who work with vulnerability on a daily basis. Organised into 4 sections, it considers consumer vulnerability and key life stages, health and wellbeing, poverty, and exclusion. Methodologically the chapters draw on qualitative research, employing a variety of methods from interview, to the use of poetry, film and other cultural artefacts. This book will be of interest to marketing and consumer research scholars and students and also to researchers in other disciplines including sociology, public policy and anthropology, and practitioners, policy makers and charitable organisations working with vulnerable groups.

Vulnerable Populations in the United States

Author : Leiyu Shi
Publisher : John Wiley & Sons
ISBN 13 : 1119627672
Total Pages : 336 pages
Book Rating : 4.1/5 (196 download)

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Book Synopsis Vulnerable Populations in the United States by : Leiyu Shi

Download or read book Vulnerable Populations in the United States written by Leiyu Shi and published by John Wiley & Sons. This book was released on 2021-02-10 with total page 336 pages. Available in PDF, EPUB and Kindle. Book excerpt: An in-depth look at disparities in health and health care, fully updated for 2021 Vulnerable Populations in the United States, 3rd Edition provides a general framework for studying vulnerable populations and summarizes major health and health care disparities by race/ethnicity, socioeconomic status, and health insurance coverage. This updated contains the latest statistics and figures, incorporates new information related to Healthy People 2020, analyzes the latest data and trends in health and health care disparities, and provides a detailed synthesis of recent and increasingly expansive programs and initiatives to remedy these disparities. In addition, the Third Edition offers new coverage of health care reform, the "deaths of despair" (suicide, opioids, etc.), and the global primary care initiative. Based on the authors' teaching and research at the Johns Hopkins Bloomberg School of Public Health and the Keck School of Medicine of the University of Southern California, this landmark text is an important resource for students, researchers, practitioners, and policymakers for learning about vulnerable populations. The book's Web site includes instructor's materials that may be downloaded. Gain a general understanding of health and health care disparities related to race/ethnicity, socioeconomic status, and health insurance coverage Access online resources including editable PowerPoint slides, video, and more Delve into the programs and initiatives designed to remedy inequalities in health and health care, including Healthy People 2020 updates Enjoy new coverage of health care reform, the "deaths of despair" (suicide, opioids, etc.), and the global primary care initiative End of chapter revision questions and other pedagogical features make this book a valuable learning tool for anyone studying at the advanced undergraduate or graduate levels. Additionally, it will prove useful in the field for medical professionals, social and community workers, and health educators in the public sphere.

Financial Capability and Asset Building in Vulnerable Households

Author : Margaret Sherraden
Publisher : Oxford University Press
ISBN 13 : 0190238585
Total Pages : 600 pages
Book Rating : 4.1/5 (92 download)

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Book Synopsis Financial Capability and Asset Building in Vulnerable Households by : Margaret Sherraden

Download or read book Financial Capability and Asset Building in Vulnerable Households written by Margaret Sherraden and published by Oxford University Press. This book was released on 2018-04-26 with total page 600 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. It provides knowledge and tools to assist families in pressing financial circumstances, and offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. Furthermore, the text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. It is an essential resource for preparing the next generation of practitioners who can enable families to achieve economic security and development.

Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research

Author : Mary De Chesnay
Publisher : Jones & Bartlett Learning
ISBN 13 : 076375109X
Total Pages : 607 pages
Book Rating : 4.7/5 (637 download)

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Book Synopsis Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research by : Mary De Chesnay

Download or read book Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research written by Mary De Chesnay and published by Jones & Bartlett Learning. This book was released on 2008 with total page 607 pages. Available in PDF, EPUB and Kindle. Book excerpt: Organized into seven units - concepts, nursing theories, research, practice, programs, teaching-learning and policy - this text offers a broad focus on vulnerability and vulnerable populations in addition to extending nurses' thinking on the theoretical formulations that guide practice. It is a timely and necessary response to the culturally diverse vulnerable populations for whom nurses must provide appropriate and precise care.

Researching the Vulnerable

Author : Pranee Liamputtong
Publisher : SAGE Publications Limited
ISBN 13 : 9781412912532
Total Pages : 264 pages
Book Rating : 4.9/5 (125 download)

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Book Synopsis Researching the Vulnerable by : Pranee Liamputtong

Download or read book Researching the Vulnerable written by Pranee Liamputtong and published by SAGE Publications Limited. This book was released on 2007-01-19 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book takes as its starting point the particular considerations and sensitivities of being a researcher faced with a subject group at the margins of society, and explores the ethical, practical, and methodological implications of working with such groups. Author Pranee Liamputtong explores qualitative methods using examples, drawn from around the world, and from the wide variety of contexts that might count as 'researching the vulnerable'. Numerous salient points for the conduct of research within vulnerable groups of people, including ethical and moral issues, are considered, and discussed in the context of sensitive and innovative research methods.

Consumer Policy Toolkit

Author : OECD
Publisher : OECD Publishing
ISBN 13 : 9264079661
Total Pages : 126 pages
Book Rating : 4.2/5 (64 download)

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Book Synopsis Consumer Policy Toolkit by : OECD

Download or read book Consumer Policy Toolkit written by OECD and published by OECD Publishing. This book was released on 2010-07-09 with total page 126 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book examines how markets have evolved and provides insights for improved consumer policy making. It explores, for the first time, how what we have learned through the study of behavioural economics is changing the way policy makers are addressing problems.

Vulnerable People and the Criminal Justice System

Author : Penny Cooper
Publisher : Oxford University Press, USA
ISBN 13 : 9780198801115
Total Pages : 529 pages
Book Rating : 4.8/5 (11 download)

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Book Synopsis Vulnerable People and the Criminal Justice System by : Penny Cooper

Download or read book Vulnerable People and the Criminal Justice System written by Penny Cooper and published by Oxford University Press, USA. This book was released on 2017-07-27 with total page 529 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last 25 years there has been a growing recognition that the way in which cases involving the vulnerable are investigated, charged and tried needs to change. Successive judgments of the Court of Appeal have re-enforced the message that advocates and judges have a duty to ensure vulnerable witnesses and defendants are treated fairly and allowed to participate effectively in the process. How do practitioners recognise who is or may be vulnerable? How should that person be interviewed? What account should police and the CPS take of a defendant's vulnerabilities? How should advocates adjust their questioning of vulnerable witnesses and defendants whilst still complying with their duties to their client? How should judges manage a trial to ensure the effective participation of vulnerable witnesses and defendants? Vulnerable People and the Criminal Justice System, written by leading experts in the field, gathers together for the first time answers to these questions and many more. It provides a practical, informative and thought-provoking guide to recognising, assessing and responding to vulnerability in witnesses and defendants at each stage of the criminal process. Backed by authoritative research and first-hand experience and drawing on recent case law, this book enables practitioners to deal with cases involving vulnerable people with calmness, authority, and confidence.

Dehumanizing the Vulnerable

Author : William Brennan
Publisher : Loyola Press
ISBN 13 : 9780829408218
Total Pages : 0 pages
Book Rating : 4.4/5 (82 download)

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Book Synopsis Dehumanizing the Vulnerable by : William Brennan

Download or read book Dehumanizing the Vulnerable written by William Brennan and published by Loyola Press. This book was released on 1995 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Shockingly relevant today, this hard-hitting study shows how dehumanizing language was and is being used to justify violent acts against vulnerable peoples--past and present--including the unborn, the elderly, women, Jews, and victims of Soviet tyranny. Dr. Brennan's argument focuses on the plight of today's unwanted, before and after birth and in the later stages of life.

VulnerABLE: How to Notice the Power of Vulnerability Through Lettuce, Laundry, and Love

Author : Julia Ruggiero
Publisher :
ISBN 13 : 9781641372244
Total Pages : 368 pages
Book Rating : 4.3/5 (722 download)

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Book Synopsis VulnerABLE: How to Notice the Power of Vulnerability Through Lettuce, Laundry, and Love by : Julia Ruggiero

Download or read book VulnerABLE: How to Notice the Power of Vulnerability Through Lettuce, Laundry, and Love written by Julia Ruggiero and published by . This book was released on 2019-07-27 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: VulnerABLE: How to Notice the Power of Vulnerability through Lettuce, Laundry, and Love, is a non-fiction book that speaks to people going through a time of transition; people looking to reframe their mindset, and notice the power in their voices.Have you ever said to yourself, "My voice isn't worth it. I'm crazy!"?Have you ever been told to "suck it up!"? You're going to mess up. The person sitting next to you will, too. Let's talk about it.We all make mistakes. We all experience immense shame and guilt. And we all use our voices to spread a message. In VulnerABLE, you'll notice the power in one's voice, and how to recognize what you were meant to share with the world. By exploring the meaning of vulnerability versus oversharing, and the importance of understanding ourselves and each other, we will look at lettuce, laundry, and love in a different light. We will explore the true meaning of connection.By "positively exposing" herself, Julia hopes that we too will notice the worth in our voices, feeling comfortable in our own skin. Through sharing personal stories from her own life, as well as stories from others, every reader can find a glimpse of wisdom to notice the rocky but powerful path of vulnerability. In this book, you'll learn how to notice vulnerability and gain confidence in knowing you are not alone through three parts: * How our own voices and thoughts hold us back from embracing our worth* How other's voices, criticism, and opinions influence how we look at ourselves* How to notice the bigger, realistic meaning of love and connectionWe all experience doubt, sadness, confusion, or loneliness. Confidence in our own voices will allow us to listen and accept other voices. Welcome to the VulnerABLE Movement.

Low-income and Economically Vulnerable Consumers

Author : Benjamin Dowling
Publisher : Nova Science Publishers
ISBN 13 : 9781631171093
Total Pages : 0 pages
Book Rating : 4.1/5 (71 download)

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Book Synopsis Low-income and Economically Vulnerable Consumers by : Benjamin Dowling

Download or read book Low-income and Economically Vulnerable Consumers written by Benjamin Dowling and published by Nova Science Publishers. This book was released on 2014 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Consumer Financial Protection Bureau helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The Office of Financial Empowerment, part of the Consumer Education and Engagement division of the Bureau, focuses on low-income and economically vulnerable consumers. This book discusses the empowering low income and economically vulnerable consumers, and provides a statement from a hearing on financial literacy.

The Vulnerable Consumer

Author : Angela Y. Lee
Publisher : Emerald Group Publishing
ISBN 13 : 1802629572
Total Pages : 188 pages
Book Rating : 4.8/5 (26 download)

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Book Synopsis The Vulnerable Consumer by : Angela Y. Lee

Download or read book The Vulnerable Consumer written by Angela Y. Lee and published by Emerald Group Publishing. This book was released on 2024-06-24 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: Review of Marketing Research pushes the boundaries of marketing—broadening the marketing concept to make the world a better place. Here, leading scholars provide new insights, approaches and directions to set out for research on consumer vulnerabilities.

Access to Justice for Vulnerable and Energy-Poor Consumers

Author : Naomi Creutzfeldt
Publisher : Bloomsbury Publishing
ISBN 13 : 150993944X
Total Pages : 384 pages
Book Rating : 4.5/5 (99 download)

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Book Synopsis Access to Justice for Vulnerable and Energy-Poor Consumers by : Naomi Creutzfeldt

Download or read book Access to Justice for Vulnerable and Energy-Poor Consumers written by Naomi Creutzfeldt and published by Bloomsbury Publishing. This book was released on 2021-07-01 with total page 384 pages. Available in PDF, EPUB and Kindle. Book excerpt: How do ordinary people access justice? This book offers a novel socio-legal approach to access to justice, alternative dispute resolution, vulnerability and energy poverty. It poses an access to justice challenge and rethinks it through a lens that accommodates all affected people, especially those who are currently falling through the system. It raises broader questions about alternative dispute resolution, the need for reform to include more collective approaches, a stronger recognition of the needs of vulnerable people, and a stronger emphasis on delivering social justice. The authors use energy poverty as a site of vulnerability and examine the barriers to justice facing this excluded group. The book assembles the findings of an interdisciplinary research project studying access to justice and its barriers in the UK, Italy, France, Bulgaria and Spain (Catalonia). In-depth interviews with regulators, ombuds, energy companies, third-sector organisations and vulnerable people provide a rich dataset through which to understand the phenomenon. The book provides theoretical and empirical insights which shed new light on these issues and sets out new directions of inquiry for research, policy and practice. It will be of interest to researchers, students and policymakers working on access to justice, consumer vulnerability, energy poverty, and the complex intersection between these fields. The book includes contributions by Cosmo Graham (UK), Sarah Supino and Benedetta Voltaggio (Italy), Marine Cornelis (France), Anais Varo and Enric Bartlett (Catalonia) and Teodora Peneva (Bulgaria).